Georgia Agents Insurance Network

What Georgia Agents Insurance Network does

Georgia Agents Insurance Network (GAIN) is a privately held insurance Master Agency headquartered in Americus, Georgia, founded in 1999 by Raymond and David Baldwin. The company operates as the exclusive SIAA (Strategic Independent Agents Alliance) Master Agency for the middle to southern half of Georgia, serving a network of more than 50 independent insurance agencies that collectively generate over $160 million in written premium. GAIN provides member agencies with access to multiple top-rated insurance carriers, preferred contracts, override commissions, profit sharing arrangements, growth bonuses, and operational support (including Access Plus integration for account placement), while enabling those agencies to retain full independent ownership.

The product portfolio spans personal lines (auto, homeowners, life, condo/renters, umbrella, boat/motorcycle/RV/ATV) and commercial lines (Business Owners Policy, general liability, commercial property, workers compensation, commercial auto, contractors insurance, professional liability/E&O, cyber liability) plus specialty verticals for churches and restaurants. GAIN does not build proprietary technology; its stack consists of third-party Access Plus for placement, a CMS-based website with online quote forms, and standard carrier integrations. Direct customer-facing distribution runs through the Americus office, phone, and online quote requests for individuals and SMBs.

The business model is commission-based: GAIN earns revenue from insurance carrier override commissions, profit sharing, and growth bonuses generated when member agencies place policies through carriers with which GAIN holds master contracts. GTM runs on two parallel tracks — field-based recruitment of new independent agencies into the network (led by an Agency Development Field Specialist) and direct-to-consumer policy sales to individuals and small businesses across the regional Georgia footprint. Leadership consists of CEO George R. Torbert, COO Jed L. Jessup, and Agency Development lead John Teate, succeeding the founding Baldwin brothers.

Name

Georgia Agents Insurance Network

Legal name

Georgia Agents Insurance Network, Inc.

Website

https://gainetwork.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Georgia Agents Insurance Network is the SIAA Master Agency for middle and southern Georgia, recruiting and supporting a network of 50+ independent insurance agencies that distribute personal and commercial insurance products through multiple carrier partnerships.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEAMAB

Insurance Leads, Introducers & Referral Networks

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Introducers, Finders & Referral Networks

SECONDARYFSAEAMAN

B2B Channel Partners & Referral Agencies (Cross-Industry Referral)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Introducers, Finders & Referral Networks

Keywords

• Independent insurance agency
• Commercial insurance brokerage
• Personal lines insurance
• Insurance carrier network
• Master Agency services

Headquarters

HQ city

Americus

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Carrier Commissions: GAIN generates revenue through commissions received from insurance carriers. As a Master Agency for SIAA, member agencies write insurance policies through carriers that GAIN has contracts with, earning override commissions, profit sharing, and growth bonuses from carriers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Georgia Agents Insurance Network (GAIN) operates as the SIAA Master Agency for middle and southern Georgia, providing personal and commercial insurance products (auto, home, life, business, specialty) through a network of over 50 independent member agencies. The company also offers Master Agency partnership services to independent agencies, granting access to multiple carriers, preferred contracts, profit sharing, and training resources.

Product overview

Georgia Agents Insurance Network (GAIN) operates as a SIAA Master Agency providing independent insurance agency services across Georgia. The company offers a unified portfolio of personal and commercial insurance products. Personal lines include auto, homeowners, life, condo/renters, umbrella, and recreational vehicle/boat insurance. Commercial offerings encompass Business Owners Policies (BOP), general liability, commercial property, workers compensation, commercial auto, contractors insurance, professional liability (E&O), cyber liability, and specialty products for churches and restaurants. As a Master Agency for SIAA, GAIN also provides partnership services to member agencies including access to multiple carriers, preferred contracts, profit sharing, training resources, and agency software discounts. The company functions as an aggregator and partnership network rather than a single software platform, connecting independent agents with dozens of insurance carriers to provide objective coverage comparisons for clients.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 90% of insurance quotes completed within 24 hours or less

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• SIAA (Strategic Independent Agents Alliance)coreStrategic or Co-development PartnerGAIN is the SIAA Master Agency for middle to southern Georgia. Established in 1999, this partnership provides member agencies with the combined purchasing power and stability of a multi-billion dollar national network while maintaining independence. Benefits include preferred carrier contracts, profit sharing, overrides, growth bonuses, and access to SIAA Training and Learning Center.
• Access PluscoreTechnology or IntegrationAccess Plus is used by GAIN staff and member agencies for commercial and personal lines account placement through the network. It enables efficient processing and placement of insurance accounts across multiple carriers.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Others

• Acrisure:
• Big I (Independent Insurance Agents of America): Big I is the national trade association for independent insurance agents, providing aggregated carrier access, training, and advocacy. Comparable as an ecosystem enabler for independent agencies similar to GAIN's member network, though structured as a non-profit association rather than a commercial Master Agency.

Broad incumbents

• Hub International: Hub International is a large North American insurance brokerage that aggregates independent agencies and operates on a similar override/commission economics model. Much larger and geographically diversified than GAIN, but the closest public comparable for the regional aggregator thesis.
• The Hilb Group: The Hilb Group is a middle-market insurance brokerage built on rolling up independent agencies, operating on commission override economics across personal and commercial lines. Directly comparable in targeting SMB and personal insurance customers through an aggregated agency footprint.
• World Insurance Associates: World Insurance Associates is an insurance brokerage that has rapidly grown through acquiring independent agencies and clusters, producing recurring commission revenue across a distributed agency network — a strong analog for GAIN's member-agency aggregation model.
• IMA Financial Group: IMA Financial Group is an independent insurance brokerage specializing in commercial and personal lines, operating through an aggregated agency model across multiple states. Comparable in product breadth (commercial + personal) and aggregator economics, though broader geographically than GAIN.
• AssuredPartners: AssuredPartners is a national insurance brokerage aggregator that acquires independent agencies and operates on commission economics across personal and commercial lines. Closely mirrors GAIN's value proposition of providing smaller independent agencies with carrier leverage and operational support, at much larger scale.
• SIAA (Strategic Independent Agents Alliance): SIAA is the parent national alliance of which GAIN is a Master Agency. Highly comparable in operating model (aggregator of independent insurance agencies, carrier leverage, profit sharing) but at national scale and at the alliance tier rather than the regional Master Agency tier.
• The Liberty Company Insurance Brokers: The Liberty Company is a mid-market insurance brokerage that has grown by recruiting and acquiring independent agencies, generating commission-based revenue across personal, commercial, and specialty lines. Comparable in the independent-agency aggregator thesis and product mix.

Direct peers

• Brown & Riding Insurance Services: Brown & Riding is a specialty insurance brokerage and wholesale firm operating on commission overrides across multiple carriers, with an aggregator-style structure serving independent agents. Comparable operating model to GAIN, particularly around multi-carrier access and override economics.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/georgia-agents-insurance-network-inc-

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Georgia Agents Insurance Network