Nationwide Business Lender

What Nationwide Business Lender does

Nationwide Business Lender, Inc. is a privately held, veteran-owned commercial lending broker and consultancy founded in 2013 by Daniel Edel and headquartered in Titusville, Florida, with a secondary office in Boca Raton. The company originates SBA 504 and SBA 7(a) loans, conventional commercial mortgages, and specialized financing across verticals including hotel/hospitality, medical practices, self storage, manufacturing facilities, and real estate investment. Loan tickets range from $50,000 in working capital loans up to $50 million in commercial mortgages and CMBS hotel financing, with SBA structures offering up to 90% loan-to-cost financing and 20- to 25-year fixed terms.

The underlying technology is a relationship-driven brokerage rather than a software platform: NBL handles underwriting, loan packaging, and shopping across multiple bank and capital sources, with no public-facing API or automated decisioning system disclosed. Distribution runs through two parallel channels — a direct sales motion targeting borrowers and an affiliate partner program that pays 10-15% referral commissions to commercial real estate agents, tax professionals, attorneys, CPAs, business brokers, and mortgage brokers who source clients. NBL earns revenue through origination fees on brokered deals and pays out a meaningful share as affiliate referral commissions.

The company is led by CEO Daniel Edel together with Regional President Jeffrey Goff (a former community bank President/CEO) and Commercial Finance Consultant Rick Wynne, collectively bringing over 100 years of commercial lending experience. Since founding, NBL claims to have closed over $500 million in commercial loans and operates lending services in all 50 U.S. states. The company has no disclosed external institutional funding, no parent company, and no subsidiaries, indicating growth has been entirely organic and self-funded.

Name

Nationwide Business Lender

Legal name

Nationwide Business Lender, Inc

Website

https://nationwidebusinesslender.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Nationwide Business Lender is a veteran-owned U.S. commercial lending broker originating SBA 504 and 7(a) loans, commercial mortgages, and specialized financing for SMBs, healthcare, hospitality, manufacturing, and real estate investors across all 50 states, distributed via affiliate referral partners and preferred bank lenders.

Ownership category

akta.pro rank

Product category

Commercial Lending Services

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)

akta.pro secondary industries

SBA/Government-Backed & Development Finance Loans (FSAKAGAI), Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH), SME Commercial Real Estate (CRE) Lending (FSABABAG), Healthcare & Pharmaceuticals (FSABACAN)

Keywords

• Commercial lending
• SBA loans
• Business financing
• Commercial mortgages
• Working capital loans

Headquarters

HQ city

Leesburg

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Loan Origination Fees: The company earns origination fees by brokering commercial loans between borrowers and lending partners, including SBA loans and conventional commercial financing.
2. Referral Commission from Affiliate Partners: The company pays referral bonuses (10-15%) to affiliate partners who refer clients seeking business loans.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Nationwide Business Lender is a commercial lending broker and consultant that originates SBA 504 and 7(a) loans, conventional commercial mortgages, and specialized financing for medical practices, hotels, self-storage facilities, and manufacturing businesses. The company packages and shops each loan to a network of regional and community bank partners, with loan sizes ranging from $50,000 working capital facilities to $50 million commercial mortgages, and earns origination and brokerage fees on closed transactions.

Product overview

Nationwide Business Lender offers a comprehensive portfolio of commercial business loans and financing options. The core offerings include conventional commercial mortgages and working capital loans, complemented by specialized financing for specific sectors (medical practices, hotels, self storage, manufacturing facilities). The company also serves as a intermediary for SBA government-backed loan programs, specifically SBA 504 and SBA 7(a) loans. The loan products range from $50,000 working capital loans to $50,000,000 commercial mortgages, serving businesses, real estate investors, entrepreneurs, large corporations, franchisees, and sole proprietors across all 50 states.

Differentiator

Problem solved

Functional benefit

Products and services

• Working Capital Loans Business loans providing working capital to fund operations, inventory, marketing, and growth initiatives for commercial borrowers across diverse industries.
• Medical Practice Loans
• Hotel Financing
• Self Storage Financing
• Manufacturing Facility Loans
• Commercial Mortgages
• SBA 504 Loans
• SBA 7(a) Loans

Named customers5 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Regional and Community BankscoreChannel Partner/ Reseller/ DistributorNationwide Business Lender has established preferred lender relationships with several regional banks and community banks throughout the USA. These bank partners provide construction and permanent loans for SBA 504 projects, with NBL handling loan packaging and shopping to multiple sources.
• Affiliate Partners (Commercial Real Estate Agents, Tax Professionals, Attorneys, CPAs, Business Brokers, Mortgage Brokers)coreChannel Partner/ Reseller/ DistributorThe company recruits partners from complementary industries who refer clients needing business financing. Partners include commercial real estate agents, tax professionals, attorneys, CPAs, business brokers, and mortgage brokers. NBL handles all underwriting, packaging, and loan shopping while keeping partners informed throughout the process.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• SmartBiz: SmartBiz is an SBA loan marketplace/broker specializing in SBA 7(a) loans for small businesses, operating a streamlined online origination platform that competes directly with NBL's SBA loan intermediation model.
• Fundera: Fundera is a small business loan broker (acquired by NerdWallet) offering SBA and conventional commercial loan products through a curated lender network, matching NBL's broker/intermediary business model.
• Lendio: Lendio operates as a small business loan broker aggregating SBA, term, and working capital products from a lender network, with an affiliate partner program similar to NBL's referral model.
• Strategic Funding Source: Strategic Funding Source is a business loan broker originating SBA and alternative commercial loans for small and mid-sized businesses, with vertical specialization in hotel and healthcare financing closely paralleling NBL's verticals.
• Biz2Credit: Biz2Credit is a small business loan marketplace connecting borrowers with multiple lenders, including SBA and commercial loan products. Closely comparable as a multi-lender commercial and SBA loan intermediary.

Emerging players

• BlueVine: BlueVine is a fintech providing working capital, lines of credit, and SBA loans through a digital platform, representing the technology-enabled emerging competitor pressing into NBL's small business lending turf.
• Fundbox: Fundbox is a fintech working capital provider serving small businesses with automated credit decisions and short-term financing, representing the digital-native emerging alternative to traditional commercial loan brokers.

Broad incumbents

• Newtek Business Services: Newtek is a diversified business services firm with an SBA-focused lending arm (formerly Small Business Finance), originating SBA 7(a) loans as a preferred lender. Comparable as a larger institutional participant in the SBA lending space NBL serves.
• Live Oak Bank: Live Oak Bank is an SBA-focused direct lender and one of the largest SBA 7(a) lenders in the U.S., operating as a bank rather than broker. It represents the institutional incumbent that NBL's broker model routes deals toward or competes against.
• Celtic Bank: Celtic Bank is an SBA Preferred Lender (PLP) and one of the most active SBA 7(a) lenders, often participating as a bank partner for SBA brokers like NBL and as a competitor for direct SBA deals.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/integrity-1st-financial-commercial-real-estate-lenders

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nationwide Business Lender