Lumen Insurance Technologies, LLC

Name

Lumen Insurance Technologies, LLC

Website

https://lumeninsure.com

Company type

Private

Founded year

2016

Operating status

Acquired

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Commercial Specialty Insurance

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Professional Liability (E&O) (FSAJAGAC)

akta.pro secondary industries

Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD), Technology Errors & Omissions (Tech E&O) / Professional Liability (FSAJAOAC), Professional Liability (Errors & Omissions) (FSAJADAB)

Keywords

• Professional liability insurance
• Cyber liability coverage
• Directors and officers insurance
• Errors and omissions coverage
• Specialty insurance agency

Headquarters

HQ city

Austin

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Core offering

Lumen Insurance Technologies was a startup technology-focused insurance agency specializing in Errors and Omissions (E&O), Directors and Officers (D&O), and Cyber liability insurance products. Headquartered in Austin, Texas, the firm operated as an independent agency distributing specialty commercial liability coverage to business clients before being acquired by Equal Parts in February 2026.

Differentiator

Problem solved

Functional benefit

Products and services

• Errors and Omissions (E&O) Insurance

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Equal PartscoreStrategic or Co-development PartnerEqual Parts, an Austin-based insurance platform focused on transforming independent agencies, acquired Lumen Insurance as part of its agency acquisition strategy. Equal Parts launched in March 2025 and has delivered nearly 40% revenue growth and 50% bottom-line improvement for its acquired agencies. The acquisition brings Lumen Insurance into Equal Parts' portfolio of independent agencies equipped with AI tools.

Recent moves3 records

Expansion highlights4 records

Direct peers

• Embroker: Tech-forward commercial insurance platform that sells E&O, D&O, and Cyber policies to startups and growth-stage technology companies. Closest comparable in product mix and target customer segment to Lumen Insurance.
• Next Insurance: Digital-first small business insurance carrier/agency offering professional liability and other specialty coverages to small and mid-sized businesses, including technology firms. Comparable in tech-enabled distribution and small commercial focus.
• Founder Shield: Specialty insurance brokerage focused exclusively on startups and venture-backed companies, with core offerings in D&O, E&O, and Cyber. Directly comparable niche positioning and product scope.
• Cowbell Cyber: Specialty cyber insurance provider/agency targeting small and mid-sized businesses. Directly comparable on the Cyber Liability portion of Lumen's product mix.
• CoverWallet: Digital insurance brokerage (acquired by Aon) that distributes commercial policies including E&O and Cyber to small and mid-sized businesses. Comparable in digital agency model and product line.
• Thimble: Tech-enabled micro-commercial insurance platform offering professional liability and other specialty lines to small businesses and freelancers. Comparable in digital distribution and small-account specialty focus.

Broad incumbents

• Aon: Global insurance broker with deep cyber, E&O, and D&O practices serving technology clients. Represents the incumbent scale competitor that small specialty agencies must win against on placement.
• Beazley: Specialty insurer with leading cyber and professional liability franchises, often accessed through specialty brokers. Comparable in product line breadth across E&O, D&O, and Cyber.
• Marsh: Global insurance broker with a dedicated technology, E&O, and cyber practice. Comparable in the E&O/D&O/Cyber product scope and ability to place complex specialty risks.
• Hiscox: Specialty insurer and agency with a long-standing focus on professional liability and cyber coverage for small businesses and technology professionals. Provides the broader competitive backdrop for tech-focused E&O agencies like Lumen.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat1 record

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/lumeninsure
• Facebookfacebook.com/lumenatx
• LinkedInlinkedin.com/company/lumen-insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lumen Insurance Technologies, LLC