What Quick Auto Group does

Quick Auto Group is an Indiana-based Buy Here Pay Here (BHPH) used vehicle dealership group operating six retail locations across northern Indiana (South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage), with a stated service area extending into Michigan and Illinois. The company sells approximately 200 pre-owned vehicles at any given time across its stores, spanning sedans, SUVs, trucks, minivans, hatchbacks, and wagons from manufacturers including Chevrolet, Dodge, Ford, Jeep, Hyundai, and Kia, with retail prices ranging from under $5,000 to over $25,000. Each vehicle comes with an 18-month limited protection plan, and the company markets a sub-60-minute purchase process.

The core business model combines vehicle retail with in-house financing, allowing Quick Auto Group to serve credit-challenged consumers (no credit or bad credit) who are typically rejected by traditional dealerships and banks. The dealership acts as both seller and lender, originating loans directly to buyers at disclosed APRs of 21.9%, with flexible payment cadences including weekly, bi-weekly, and monthly schedules and low down payments (e.g., $800-$1,200 in published examples). Underlying technology is limited to the third-party Dealer Car Search platform for inventory management, website, and online credit applications; there is no proprietary technology, AI tooling, or integration disclosed.

The go-to-market is direct-to-consumer via physical dealership locations, supported by location-specific SEO pages, customer testimonial pages, blog content, and online credit application forms. Marketing channels include local search optimization and online lead capture, with all purchase completion occurring in person. Revenue is generated through one-time vehicle sales (principal revenue) and finance charge income from the held loan portfolio (interest and fees on installment contracts). The customer base is entirely B2C, with the primary segment being subprime/no-credit buyers, supplemented by budget-conscious and convenience-seeking consumers across the Indiana/Michigan/Illinois region.

Name

Quick Auto Group

Legal name

Quick Auto Group

Website

https://quickauto.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Quick Auto Group is a privately-held Buy Here Pay Here used car dealership group operating six retail locations across northern Indiana, selling approximately 200 pre-owned vehicles with in-house financing for credit-challenged consumers in Indiana, Michigan, and Illinois.

Ownership category

akta.pro rank

Product category

Used Car Dealership

NAICS

Used Car Dealers (441120), Used Car Dealers (44112)

SIC

Retail-Auto Dealers & Gasoline Stations (5500)

akta.pro primary industry

New & Used Auto Purchase Loans (FSAKADAA)

Keywords

• Used car sales
• Buy here pay here
• Auto financing
• Used vehicle dealership
• Bad credit auto loans

Headquarters

HQ city

Hammond

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Supply Chain, Operations, Personnel, Marketing or Sales, Others

Revenue model

1. Vehicle Sales: Sale of quality used vehicles including cars, trucks, SUVs, and vans. Revenue generated from one-time vehicle transactions at various price points ranging from approximately $5,000 to $25,000+.
2. Buy Here Pay Here Financing: Internal financing for vehicle purchases targeting customers with bad credit or no credit. The dealership acts as both seller and lender, generating revenue through the financed amount plus interest and fees. Weekly payment options are available.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Quick Auto Group sells quality pre-owned cars, trucks, SUVs, vans, and minivans from six Indiana dealership locations, with inventory of approximately 200 vehicles spanning makes such as Chevrolet, Dodge, Ford, Jeep, Buick, GMC, Hyundai, Kia, Nissan, Mitsubishi, and RAM. The company's flagship offering is Buy Here Pay Here financing, which lets customers with no credit or poor credit finance vehicle purchases directly through the dealership at 21.9% APR with low down payments and weekly payment schedules. Every vehicle includes an 18-month limited protection plan, and the company markets a purchase process that can be completed in under 60 minutes.

Product overview

Quick Auto Group is a Buy Here Pay Here used car dealership operating 6 locations across Indiana (South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage) serving Indiana, Michigan, and Illinois. The company offers a unified used vehicle sales and in-house financing service, allowing customers with credit challenges to purchase quality pre-owned cars, trucks, and SUVs directly with financing managed through the dealership rather than third-party lenders. All vehicles come with an 18-month limited protection plan. The portfolio consists of approximately 200 vehicles spanning various makes including Chevrolet, Buick, Dodge, Ford, Jeep, and others, across body types including sedans, SUVs, trucks, minivans, hatchbacks, and wagons. The company emphasizes fast purchase processes (under 60 minutes) with flexible payment options including weekly schedules and low down payments.

Differentiator

Problem solved

Functional benefit

Products and services

• Used Vehicle Sales Retail sale of pre-owned vehicles across six dealership locations (South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage) serving customers in Indiana, Michigan, and Illinois, with inventory browsable online and finalized in-store.
• Buy Here Pay Here Financing In-house installment financing for vehicle purchases, offered to customers regardless of credit history, with example terms of $800 down and $110 weekly for 52 months (2019 Dodge Grand Caravan) and $1,200 down with $250 weekly (2016 Chevrolet Cruze) at 21.9% APR, excluding tax, title, registration, and license fees.
• 18-Month Limited Protection Plan Limited protection plan included on all used vehicles purchased from Quick Auto Group, providing 18 months of coverage from the purchase date to reduce post-sale risk for the buyer.

Quantifiable outcome

• Car purchase completed in under 60 minutes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves1 record

Expansion highlights4 records

Broad incumbents

• CarMax: CarMax is the largest U.S. used vehicle retailer with captive financing via CarMax Auto Finance; it competes with Quick Auto for used-car demand but serves a broader credit spectrum and operates at national scale.
• Group 1 Automotive: Group 1 Automotive is a large franchised auto retailer with U.S. and U.K. footprint including used-vehicle operations; comparable as a scaled dealership group but predominantly new-car oriented.
• AutoNation: AutoNation is a Fortune 500 auto retailer operating new and used vehicle dealerships nationwide; it competes with Quick Auto in the used-car segment but as a diversified incumbents with new-car franchising rather than BHPH focus.
• Sonic Automotive: Sonic Automotive operates franchised dealerships and the EchoPark used-vehicle standalone stores, directly comparable as a multi-location used-car retailer but operating at significantly larger scale than Quick Auto.
• Lithia Motors: Lithia Motors operates the largest U.S. franchised auto dealer network with growing used-car and Driveway digital offerings; comparable as a scaled multi-location dealership group but with new-car OEM franchise orientation versus Quick Auto's pure used BHPH model.
• Asbury Automotive Group: Asbury is a large multi-franchise auto retailer with material used-vehicle operations (including Clicklane digital channel); comparable in multi-store dealership model but serves a much broader credit profile than Quick Auto.

Others

• Copart: Copart operates the largest online salvage vehicle auction platform in the U.S.; not a direct competitor but a key upstream supplier of used and total-loss inventory that BHPH dealers like Quick Auto source from.
• IAA (Insurance Auto Auctions): IAA is a major salvage and used-vehicle auction company and an upstream ecosystem participant; comparable only as a supply-side channel for used-vehicle inventory rather than a retail competitor.

Emerging players

• Carvana: Carvana sells used vehicles online with home delivery and integrated financing, including subprime tiers — an emerging channel that overlaps with Quick Auto's customer base and pressures the in-person dealership model.

Direct peers

• DriveTime: DriveTime is the largest U.S. Buy Here Pay Here used car dealer, operating company-owned stores with in-house subprime financing — directly comparable in business model, customer segment, and product offering to Quick Auto Group.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/QuickAutoHammond
• LinkedInlinkedin.com/company/quick-auto-inc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quick Auto Group