ClaimCheck

What ClaimCheck does

ClaimCheck is a US-based, privately held service company founded in 2007 and headquartered in Abilene, Texas. The company operates as a subsidiary or brand under DIG Inc., as evidenced by its Privacy Policy and Terms of Use being hosted on dig-inc.net. ClaimCheck focuses exclusively on the funeral services vertical, providing life insurance assignment processing, policy verification, and expedited payment services to funeral homes and funeral directors across the United States.

The core product is a streamlined online assignment submission portal that allows funeral directors to initiate insurance assignments without manually filling out claim forms. ClaimCheck's operations team verifies policy benefits, identifies red flags or risk factors before processing, and handles paperwork including providing postage-paid envelopes for mailing original documents and death certificates. The technology stack is described as a simple online system supporting web, email, and fax submissions, with no disclosed AI/ML capabilities, APIs, SDKs, or proprietary models. Service differentiation rests on domain expertise (knowledge of policy types including group life, OFEGLI, and NPS policies, beneficiary issues, and state-specific requirements) and an embedded partnership with Funeral Directors Life/Funeral Agency, Inc. for preneed policy processing at reduced fees.

ClaimCheck monetizes through transaction-based fees on each assignment processed, plus cash advances to families (up to the full policy amount) applied toward funeral costs. Pricing is not publicly disclosed; funeral homes must contact sales for quotes. The go-to-market is primarily direct sales — a mix of demo-based enterprise selling, inside sales via a toll-free number (1.800.692.3688), and self-serve online enrollment. A Customer Success Manager (Rae Torres) manages client relationships. The company employs approximately 20+ staff across verification, collections, operations, intake, and customer success functions, and reports an 80% reduction in paperwork for funeral homes using the service versus traditional processing.

Name

ClaimCheck

Legal name

ClaimCheck

Website

https://claimchecknow.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

ClaimCheck is a US-based, privately held service company that processes life insurance assignments for funeral homes, verifying policies, handling paperwork, and expediting payments to help funeral directors receive funds faster than traditional insurance claim timelines.

Ownership category

akta.pro rank

Product category

Funeral Insurance Assignment Processing

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Life Insurance (6311), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Final Expense / Burial Life Insurance (FSAIABAF)

Keywords

• Insurance assignment processing
• Funeral funding services
• Life insurance verification
• Preneed policy funding
• Funeral home services

Headquarters

HQ city

Abilene

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel

Revenue model

1. Insurance Assignment Processing: Service fee for processing and expediting life insurance assignments for funeral homes. Partner preneed policies with Funeral Directors Life/Funeral Agency, Inc. are processed at a drastically reduced fee.
2. Cash Advance to Families: Provides cash advances to families up to the total policy amount, with proceeds applied toward funeral costs

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

ClaimCheck processes and expedites life insurance assignments on behalf of funeral homes and funeral directors, accepting assignments, verifying policy benefits, identifying red flags, providing cash advances to families, and finalizing payment so funeral homes receive funds faster than the traditional 6+ week insurance claim timeline. The service combines an online submission system, policy verification, and document handling into a single workflow, and also processes preneed policies at a reduced fee through its partnership with Funeral Directors Life/Funeral Agency, Inc.

Product overview

ClaimCheck is a single, unified service offering designed to simplify life insurance assignments for funeral homes. The core ClaimCheck service combines an online assignment submission portal, policy verification, expedited payment processing, and postage-paid document mailing into one streamlined workflow. Funeral directors submit assignments through the online system, ClaimCheck verifies benefits and identifies risks, then processes payments once verification is complete. The service eliminates the need for manual claim forms and reduces administrative burden, allowing funeral homes to focus on serving families while maintaining better cash flow.

Differentiator

Problem solved

Functional benefit

Products and services

• ClaimCheck Funeral Insurance Assignment Service A unified service for funeral homes and funeral directors that handles life insurance assignments end-to-end: submitting assignments to ClaimCheck, verifying policy benefits and risks, providing cash advances to families up to the total policy amount, processing expedited payments, and supplying postage-paid envelopes for original documents and death certificates. Eliminates the need for funeral homes to file claim forms or deal with 800+ insurance companies individually, reducing administrative work by approximately 80% and shortening payment timelines versus the traditional 6+ week standard. Preneed policies through Funeral Directors Life/Funeral Agency, Inc. are processed at a drastically reduced fee.

Quantifiable outcome

• 80% reduction in paperwork for funeral homes
• +2 more outcomes

Named customers7 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Funeral Directors Life / Funeral Agency, Inc.coreStrategic or Co-development PartnerClaimCheck partners with Funeral Directors Life/Funeral Agency, Inc. to process preneed policies. Partner preneed policies are processed at a drastically reduced fee. This partnership allows Texas clients to get preneed policies funded faster without waiting for death certificates to get paid.

Scale indicators2 records

Recent moves6 records

Expansion highlights3 records

Broad incumbents

• Service Corporation International (SCI): Largest publicly traded funeral services consolidator in North America. Comparable as a customer-segment counterpart — ClaimCheck's funeral home clients include regional operators that compete with SCI-affiliated homes for assignment volume.
• Carriage Services: Public funeral and cemetery services consolidator operating across the U.S. Comparable as a customer archetype — multi-location funeral groups that increasingly centralize insurance assignment administration.
• Stonemor Partners: Cemetery and funeral services provider with significant preneed contract portfolio. Comparable because preneed funding workflows create the assignment volume that ClaimCheck processes.
• Dignity Memorial (Service Corporation International): National funeral services brand operated by SCI that consolidates funeral home operations. Comparable because it represents the consolidated end of the funeral home customer base ClaimCheck serves.

Emerging players

• Passare: Funeral technology platform offering case management, preneed planning, and digital tools to funeral homes. Comparable as an adjacent technology vendor serving the same funeral home customers with workflow software.
• Assurity Life Insurance: Provides final expense and simplified issue life insurance frequently used in funeral funding. Comparable because ClaimCheck regularly processes assignments involving Assurity-issued policies.
• National Guardian Life (NGL): Insurance carrier offering preneed and final expense products distributed through funeral homes. Comparable as a carrier-side counterpart that ClaimCheck must integrate with to process assignments.

Direct peers

• Lincoln Heritage Life Insurance: Specializes in final expense and simplified issue life insurance often sold through funeral homes. Comparable to ClaimCheck as another participant in the funeral insurance value chain that competes for the same underlying assignment economics.
• Funeral Directors Life: Funeral industry insurance carrier and preneed funder that ClaimCheck partners with for reduced-fee preneed policy processing. Directly comparable as the dominant specialized life insurance provider within the U.S. funeral home ecosystem.
• Forethought Life Insurance: Major provider of final expense and preneed funeral insurance products. Directly comparable because it sits at the intersection of life insurance underwriting and funeral funding — the same transaction ecosystem ClaimCheck facilitates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/CLAIM_CHECK
• Facebookfacebook.com/Claimchecknow

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ClaimCheck