Commercial Truck Insurance HQ

What Commercial Truck Insurance HQ does

Commercial Truck Insurance HQ (legal entity: Commercial Truck Quotes, LLC) is a privately held insurance lead-generation and brokerage marketplace founded in 2010 and headquartered at 1050 Johnnie Dodds Blvd, Mt. Pleasant, SC. The company connects commercial truck owner-operators and motor carriers with multiple competing trucking insurance agents, presenting the customer with up to three competing quotes for coverage. The service is free to truckers and operates across all 50 U.S. states, with the company compensated through referral and lead-generation fees paid by the insurance agents and providers competing for each customer's business.

The platform offers a broad suite of commercial trucking coverage categories — Primary Liability, Physical Damage, Motor Truck Cargo, Bobtail, Non-Trucking Liability, Trailer Interchange, General Liability, Umbrella, and Occupational Accident — alongside specialized pages for owner operators, motor carriers, new ventures, and commodity-specific operations (e.g., grain haulers, refrigerated, interstate). Distribution is driven primarily by an extensive SEO-optimized content library covering coverage types, operation types, and city/state-specific landing pages, supplemented by a phone-based concierge channel staffed Monday–Friday 8am–8pm ET. The company claims more than 60,000 truckers have used the service and advertises access to a network of 70+ truck insurance providers through its licensed agent relationships.

Commercially, the asset-light referral model produces no underwriting risk and requires no claims-handling infrastructure, allowing the company to operate with a small team of 11–50 employees. Revenue is not publicly disclosed, no funding rounds or institutional investors are reported, and ownership is described as founder/independent. The company's strategic posture is concentrated on content-led organic acquisition and breadth of provider relationships, with no disclosed AI/ML capabilities, partnerships, M&A activity, or material leadership changes in the input data.

Name

Commercial Truck Insurance HQ

Legal name

Commercial Truck Quotes, LLC

Website

https://commercialtruckinsurancehq.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

11–50 employees

Short description

Commercial Truck Insurance HQ is a privately held lead-generation and brokerage marketplace that connects commercial truck owner-operators and motor carriers with multiple competing trucking insurance agents across all 50 U.S. states, monetizing through referral fees paid by agents.

Ownership category

akta.pro rank

Product category

Commercial Truck Insurance

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Auto & Fleet Insurance (FSAJAMAB)

akta.pro secondary industries

Motor Truck Cargo (FSAJABAC), Non-Trucking Liability / Bobtail (FSAJABAD)

Keywords

• Commercial truck insurance
• Trucking insurance quotes
• Motor carrier insurance
• Owner operator insurance
• Truck insurance brokerage

Headquarters

HQ city

Mount Pleasant

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Lead Generation / Referral Fees: The company provides a free service to truckers and generates revenue by connecting them with insurance agents who pay for the opportunity to quote their business. The service brings multiple agents to compete, creating a marketplace dynamic where agents pay for access to customers.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Commercial Truck Insurance HQ operates a quote aggregation service that connects commercial truck drivers, owner-operators, and motor carriers with multiple competing insurance agents and carriers across all 50 U.S. states. The service is free for truckers and generates revenue by selling qualified leads to its network of 70+ truck insurance providers. It specializes in arranging coverage types including primary liability, physical damage, motor truck cargo, bobtail, non-trucking liability, trailer interchange, general liability, trucking umbrella, and occupational accident policies.

Product overview

Commercial Truck Insurance HQ operates an insurance comparison marketplace that connects commercial truck owner-operators and motor carriers with multiple competing insurance agents. The platform offers a suite of insurance coverage products including Primary Liability, Physical Damage, Motor Truck Cargo, Bobtail, Non-Trucking Liability, Trailer Interchange, General Liability, Umbrella, and Occupational Accident Coverage. Services are tailored for both owner operators (with own authority or leased-on) and motor carriers, covering operations from local/short-haul to interstate long-haul trucking across all 50 states.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Truck Insurance Quote Comparison Free quote aggregation service that connects commercial truck drivers, owner-operators, and motor carriers with multiple competing insurance agents to compare coverage and pricing for commercial trucking insurance.
• Owner Operator Insurance Insurance coverage tailored for individual owner-operators of commercial trucks, providing access to quotes from multiple providers for liability and physical damage coverage.
• Motor Carrier Insurance Insurance coverage solutions for motor carriers managing fleets of commercial trucks, connecting them with insurance agents for fleet-level coverage needs.
• Primary Liability Insurance Mandatory commercial truck liability coverage arranged through the company's network of insurance agents, designed for for-hire trucking operations.
• Physical Damage Insurance Coverage for collision and comprehensive damage to commercial trucks, arranged through partnered insurance agents.
• Motor Truck Cargo Insurance Cargo coverage for goods being transported by commercial trucks, connecting operators with insurance providers in the network.
• Bobtail Insurance Liability coverage for owner-operators driving their truck without a trailer between hauls, arranged through the company's insurance agent network.
• Non-Trucking Liability Insurance Coverage for owner-operators using their truck for non-business purposes, arranged through the company's insurance network.
• Trailer Interchange Insurance Coverage for trailers being used under interchange agreements, provided through the network of partnered insurance agents.
• General Liability Insurance General business liability coverage for trucking operations arranged through partnered insurance providers.
• Trucking Umbrella Insurance Excess liability coverage for trucking operations beyond primary policy limits, arranged through the company's insurance agent network.
• Occupational Accident Insurance Coverage for owner-operators not covered by workers' compensation, provided through the company's network of insurance agents.
• Interstate Trucking Insurance Specialized coverage for trucking operations that cross state lines, connecting operators with insurance providers experienced in interstate commerce.
• Grain Hauler Insurance Specialized coverage tailored for grain hauling operations, arranged through the network of insurance agents.

Quantifiable outcome

• Over 60,000 truckers have used the service
• +1 more outcomes

Named customers7 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• CoverWallet: Digital commercial insurance broker serving small businesses with online bindable quotes across multiple lines including commercial auto. Comparable digital-first distribution model targeting SMBs with simplified commercial insurance purchasing.
• Next Insurance: Digital commercial insurance carrier serving small businesses and independent contractors including trucking and motor carriers. Comparable SMB-focused, online-first commercial insurance distribution model with bindable products.
• Simply Business: Online commercial insurance broker and comparison platform serving small businesses in the US and UK. Similar lead-generation and comparison-shopping model for commercial policies including commercial auto.
• Insureon: Online commercial insurance marketplace for small businesses. Comparable comparison-shopping model across commercial lines including commercial auto, targeting the same SMB and owner-operator decision-maker.

Regional players

• OOIDA (Owner-Operator Independent Drivers Association): Trade association for owner operators that provides a member-only commercial truck insurance program. Comparable end customer base (owner operators) and offers competing insurance access, though distributed through a membership model rather than open marketplace.

Broad incumbents

• GEICO Commercial: Major commercial auto insurance carrier with online quoting capabilities for commercial vehicles and trucking-adjacent risks. Represents a large incumbent carrier competing in the same end market with potential direct-channel appeal.
• Progressive Commercial: Major commercial auto and truck insurance carrier with direct online quoting for trucking operations. Represents the direct-to-trucker channel that could disintermediate aggregators and the largest single carrier on many shopping comparisons.
• Berkshire Hathaway GUARD Insurance: Commercial insurance carrier group writing commercial auto and trucking coverage through independent agents. Comparable as a supply-side carrier that pays referral fees to aggregators and could otherwise route around them via direct digital channels.

Direct peers

• Truck Insurance Direct: Online commercial truck insurance agency providing quotes for owner operators and motor carriers. Directly competes in the same niche by aggregating multiple carrier options for trucking-specific coverage.
• Smart Trucking Insurance: Online commercial truck insurance quote comparison service connecting owner operators and motor carriers with multiple carriers. Direct analog operating in the same niche vertical with a similar lead-generation model.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/TruckInsHQ
• Facebookfacebook.com/CommercialTruckInsuranceHeadquarters

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Commercial Truck Insurance HQ