Immopret
Immoprêt is a French mortgage and credit brokerage franchise network with 100+ agencies and 270+ brokers intermediating residential mortgages, borrower insurance, credit consolidation, and consumer/professional loans between individual borrowers and 150+ partner banks.
- Company typePrivate
- Founded2006
- HeadquartersLille, France
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Immopret does
Immoprêt is a French mortgage and credit brokerage network operating as IMMOPRÊT SAS within the diversified financial intermediation group Groupe EMPRUNTIS. Founded in 2006 and headquartered in Saint-Denis, the firm runs a franchise model with more than 100 independent broker agencies across France and over 270 brokers servicing approximately 30,000 clients and 40,000 projects per year. The company's core offering is intermediation between individual borrowers and 150+ partner banks and insurance carriers, covering residential mortgage brokerage, borrower insurance brokerage (including delegation of insurance), credit consolidation, consumer credit, and professional lending. Clients access the service through in-person agency visits, supported by an online mortgage simulation tool on immopret.fr that captures top-of-funnel demand and routes it to local franchisees.
The revenue model is a transaction-fee commission structure: brokers earn commissions from partner banks and insurers on successfully placed loans and insurance policies, while the initial budget study and loan simulation are provided free of charge to consumers. Immoprêt does not publish a public fee schedule and is contractually prohibited from charging individuals before obtaining a loan. The network is differentiated by national scale, ISO 9001-certified quality processes, ORIAS registrations (COBSP, MIOBSP, COA), ACPR supervision, and consistent third-party validation including five consecutive Capital Magazine 'Meilleures Enseignes' awards. Diane Levy serves as Commercial Director and network spokesperson.
There is no proprietary technology platform or software product described in the available information; the operational model is fundamentally human-advisory, with basic web tooling for simulations and lead capture. The GTM motion combines sales-led branch distribution with a channel-partner franchise architecture in which network headquarters negotiates national framework agreements with banks while individual franchisees run the local client relationship. Strategic priorities, as evidenced by recent product extensions and ongoing franchise recruitment, are incremental: deepening wallet share through adjacent credit products rather than geographic or technological expansion.
Immopret firmographics
Firmographics- Name
- Immopret
- Legal name
- IMMOPRÊT
- Website
- https://immopret.fr
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Immoprêt is a French mortgage and credit brokerage franchise network with 100+ agencies and 270+ brokers intermediating residential mortgages, borrower insurance, credit consolidation, and consumer/professional loans between individual borrowers and 150+ partner banks.
- Ownership category
- akta.pro rank
Immopret industry classification
Industry- Product category
- Mortgage Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Insurance Agencies and Brokerages (52421)
- SIC
- Loan Brokers (6163), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Wholesale Mortgage Lending (Broker Channel) (FSALACAA)
Keywords
Where Immopret is headquartered
LocationHeadquarters
- HQ city
- Lille
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Immopret business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Loan brokerage commissions: Immoprêt brokers earn commissions from banking partners for each loan successfully placed. The network head office negotiates national framework agreements with banks, while individual franchised agencies operate as independent businesses that benefit from these partnerships.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Free initial study and loan simulation |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels5 records
Immopret product offering
Product offeringCore offering
Immoprêt operates a national franchise network of over 100 licensed mortgage broker agencies across France. Its brokers compare and negotiate residential mortgage offers, borrower insurance policies, and credit consolidation terms from 150+ partner banks and insurance companies on behalf of individual clients. The initial budget study and loan simulation are provided free of charge, with broker compensation paid through commissions from banking partners upon successful loan placement.
Product overview
Immoprêt operates as a franchise-network mortgage and credit brokerage firm, offering a unified advisory and intermediation service that spans residential mortgage financing, borrower insurance, credit consolidation, consumer credit, and professional lending. The core platform is the national network of over 100 franchised branches staffed by licensed brokers (courtiers) who access shared banking partnerships (150+ partner institutions) and standardized processes to negotiate and deliver tailored financing solutions. The product portfolio is organized around three principal offerings: (1) Courtage en prêt immobilier — the primary mortgage intermediation service; (2) Courtage en assurance de prêt immobilier — the companion borrower insurance brokerage; and (3) Rachat de crédits / Regroupement de crédits — credit consolidation. Supplementary services include consumer credit and professional lending. Client-facing digital tools such as the online mortgage simulator (Simulation de prêt immobilier) support the advisory workflow. All branches operate under a common brand, shared IT infrastructure, and ISO 9001-certified quality processes, with Diane Levy serving as Commercial Director.
Differentiator
Problem solved
Functional benefit
Products and services
- Courtage en prêt immobilier
Quantifiable outcome
- 14988 client reviews with a 4.9/5 rating on Google.
Companies that use Immopret
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles2 records
Immopret technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Immopret partnerships and signals
Strategic signalPartnerships
27 partnerships are on record, tiered core.
- MilleiscoreMilleis is listed as a banking partner providing mortgage financing solutions to Immoprêt clients. Located at 2 Avenue Hoche, 75008 Paris.
- Banque PalatinecoreBanque Palatine is a partner bank offering credit solutions to Immoprêt clients. Located at 86 Rue de Courcelles, 75008 Paris.
- BCP (Banque de la Councours Populaire)coreBCP is listed as a banking partner of Immoprêt, providing credit solutions to clients.
- Société Générale (SG)coreSociété Générale is one of the national banking partners providing mortgage financing to Immoprêt clients. Located at 29 Bd Haussmann, 75009 Paris.
- BNP ParibascoreBNP Paribas is a banking partner offering mortgage products to Immoprêt clients. Located at 1 boulevard Haussmann, 75009 Paris.
- Banque PostalecoreBanque Postale is a national banking partner of Immoprêt. Located at 115 Rue de Sèvres, 75006 Paris.
- Crédit AgricolecoreCrédit Agricole is a major partner through its regional banks, including Crédit Agricole Nord Midi Pyrénées, Crédit Agricole Ile de France, Crédit Agricole Sud Rhône Alpes, Crédit Agricole Provence Côte d'Azur, Crédit Agricole Normandie Seine, Crédit Agricole Nord de France, Crédit Agricole Morbihan, Crédit Agricole Toulouse 31, Crédit Agricole de Lorraine, and Crédit Agricole Ille et Vilaine.
- Banque Populaire (regional banks)coreMultiple regional Banque Populaire entities are partners: BRED, Val de France, Sud, Occitane, du Nord, Méditerranée, Grand Ouest, Côte d'Azur, Auvergne Rhône Alpes, and Aquitaine Centre Atlantique.
- Crédit Mutuel (regional entities)coreRegional Crédit Mutuel entities including Crédit Mutuel Sud Ouest, Crédit Mutuel de Bretagne, and the Strasbourg head office are listed as banking partners.
- Caisse d'Epargne (regional entities)coreRegional Caisses d'Epargne including Haut de France, Grand Est Europe, Côte-d'Azur, CEPAC, Midi-Pyrénées, Rhône-Alpes, Loire Drôme Ardèche, Aquitaine Poitou Charentes, Bourgogne Franche-Comté, and Loire-Centre are partner institutions.
- CCF (Crédit Commercial de France)coreCCF is listed as a banking partner. Located at 103 rue de Grenelle, 75007 Paris.
- Hello Bank!coreHello Bank! is a digital banking partner of Immoprêt. Located at 16 boulevard des Italiens, 75009 Paris.
- Banque de SavoiecoreBanque de Savoie is a regional banking partner of Immoprêt. Located at 6 boulevard du Théâtre, 73000 Chambéry.
- Crédit MaritimecoreCrédit Maritime is listed as a banking partner operating exclusively through local agencies.
- Crédit Municipal de TouloncoreCrédit Municipal de Toulon is listed as a banking partner. Located at Place Besagne, 83000 Toulon.
- SOFIAPcoreSOFIAP is listed as a banking partner. Located at 64 rue de Saintonge, 75003 Paris.
- UCI MortgagescoreUCI Mortgages is listed as a partner, with headquarters at 3 Retama, 28045 Madrid, indicating international mortgage expertise.
- Partners FinancescorePartners Finances is Immoprêt's partner for credit consolidation (regroupement de crédits), operating as a non-exclusive mandate holder. Located at 22 rue de Malzéville, 54000 Nancy. Immoprêt is registered as MIOBSP of Partners Finances.
- AFI ESCAcoreAFI ESCA is an insurance partner of Immoprêt for loan insurance products. Located at 2 quai Kléber, CS 30441, 67008 Strasbourg Cedex.
- AllianzcoreAllianz is a major insurance partner providing borrower insurance products. Located at 1 cours Michelet, 92800 Puteaux.
- AXAcoreAXA is an insurance partner of Immoprêt. Located at 313 Terrasses de l'Arche, 92727 Nanterre Cedex.
- Cardif (BNP Paribas group)coreCardif, part of BNP Paribas group, is listed as an insurance partner. Located at 1 boulevard Haussmann, 75009 Paris.
- CNP AssurancescoreCNP Assurances is a major insurance partner. Located at 4 promenade Cœur de Ville, 92130 Issy-les-Moulineaux.
- GeneralicoreGenerali is an insurance partner of Immoprêt. Located at 2 rue Pillet-Will, 75009 Paris.
- MetLifecoreMetLife is listed as an insurance partner. Located at 5 place de la Pyramide, 92800 Puteaux.
- MNCAPcoreMNCAP is listed as an insurance partner. Located at 5 rue Dosne, 75116 Paris.
- MUTLOGcoreMUTLOG is listed as an insurance partner. Located at 75 Quai de la Seine, 75019 Paris.
Scale indicators7 records
Recent moves6 records
Expansion highlights4 records
Immopret competitors and assessment
Company assessmentDirect peers
- Meilleurtaux: One of France's largest mortgage broker networks, intermediating with a broad panel of partner banks for individual home loan origination. Closest comparable to Immoprêt by scale, multi-agency distribution, and French retail mortgage focus.
- Vousfinancer: French mortgage broker network with physical and digital distribution serving individual borrowers across France. Competes directly with Immoprêt for retail mortgage origination, refinancing, and borrower insurance brokerage.
- ACE Crédit: French credit consolidation (rachat de crédits) broker that partners with Immoprêt through Partners Finances. Direct overlap in the credit-restructuring service line that Immoprêt bundles alongside mortgage origination.
- Cafpi: Historic French mortgage broker with a national agency footprint competing head-to-head for retail mortgage origination. Highly comparable on agency-based intermediation model, partner-bank access, and target customer (individual homebuyers).
Emerging players
- Magnolia.fr: Fintech mortgage broker in France pursuing a fully online origination model. Adjacent/emerging competitor targeting the same individual homebuyer segment via digital channels rather than physical franchises.
- Pretto: Digital-first French mortgage broker competing on UX, transparent pricing, and lower commission overhead. Represents the online origination model that contrasts with Immoprêt's franchised, agency-led approach.
Others
- Partners Finances: Specialist credit consolidation broker and active partner of Immoprêt for rachat de crédits activity. Adjacent rather than competitive, but materially comparable in French retail credit intermediation.
Broad incumbents
- BNP Paribas (Banque de détail en France): Major French retail bank that is simultaneously a partner bank for Immoprêt and a direct competitor for end-customer mortgage origination. Represents the disintermediation threat if partner banks push origination in-house.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
Immopret social profiles
Digital presenceImmopret compliance and trust
Trust signalCompliance2 records
Immopret financial estimates
Financial estimateRevenue estimate
Valuation estimate
Immopret leadership team
Management profileNumber of profiles
Profiles2 records
Immopret subsidiaries and ownership
Company hierarchySubsidiaries3 records
Immopret funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Immopret M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Immopret
What does Immopret do?
Immoprêt operates a national franchise network of over 100 licensed mortgage broker agencies across France. Its brokers compare and negotiate residential mortgage offers, borrower insurance policies, and credit consolidation terms from 150+ partner banks and insurance companies on behalf of individual clients. The initial budget study and loan simulation are provided free of charge, with broker compensation paid through commissions from banking partners upon successful loan placement.
Is Immopret a public or private company?
Immopret is a private company. It is classified as corporate owned and is currently operating.
When was Immopret founded?
Immopret was founded in 2006. It employs 101 to 250 people.
Where is Immopret based?
Immopret is headquartered in Lille, France, in the Europe region.
How does Immopret make money?
One revenue line is on record: loan brokerage commissions.
Who are Immopret's main competitors?
Direct peers on record are Meilleurtaux, Vousfinancer, ACE Crédit and Cafpi. Emerging players are Magnolia.fr and Pretto. Partners Finances is listed as an others. BNP Paribas (Banque de détail en France) is listed as a broad incumbent.
Does Immopret have an API?
No public API is recorded for Immopret.
What industry is Immopret in?
Immopret's product category is Mortgage Brokerage. Its primary akta.pro industry code is FSALACAA, Wholesale Mortgage Lending (Broker Channel). Its NAICS code is 522310 and its SIC code is 6163.