Chalfont Insurance Consultants

What Chalfont Insurance Consultants does

Chalfont Investment Consultants Ltd is a privately held Independent Financial Adviser (IFA) firm established in 1974 and headquartered at 6 Station Road, Gerrards Cross, Buckinghamshire. The company is authorised and regulated by the Financial Conduct Authority (reference 125116) and registered in England and Wales (Company No. 2936477). It delivers personalised financial advice to individuals and businesses across the UK, organised around three core service lines: Protection (life insurance, critical illness cover, income protection, and business protection), Mortgages (advisory across fixed-rate, tracker, discount, and standard variable rate products), and Savings & Investments (ISAs, pensions, bonds, gilts, equities, and managed investment funds).

The firm operates a traditional advisory model with no proprietary technology disclosed. It reaches clients through direct phone (01753 889333), email ([email protected]), and in-person consultations at its Gerrards Cross office, and claims a track record of advising 1,000+ long-term clients. The underlying product set is sourced from third-party insurers, lenders, and fund providers, with the firm acting as an intermediary that earns commissions and/or fees on the financial products it arranges.

There is no disclosed management team, no funding history, no M&A activity, no partnerships or alliances, and no marketing channel beyond the company website. The business appears to be owner-operated and has remained a single-office practice for over 50 years, with no signals of headcount expansion, geographic broadening, or technology investment. Revenue, AUM, headcount, and pricing are not publicly disclosed.

Name

Chalfont Insurance Consultants

Legal name

Chalfont Investment Consultants Ltd

Website

https://chalfontinvestments.co.uk

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

1–10 employees

Short description

Chalfont Investment Consultants Ltd is a UK Independent Financial Adviser, established 1974 in Gerrards Cross, providing protection, mortgage, and savings/investment advice to individuals and small businesses across the UK.

Ownership category

akta.pro rank

Product category

Independent Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940), Insurance Agencies and Brokerages (524210)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Fee-Based Advisory (FSAEAAAM)

akta.pro secondary industry

Risk Management Consulting (Enterprise & Operational Risk) (FSAEADAG)

Keywords

• Independent financial advice
• Life insurance advisory
• Mortgage advisory services
• Savings and investments
• Financial protection planning

Headquarters

HQ city

Waltham Cross

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory Services: The company generates revenue through providing independent financial advice to clients. Services include protection products (life insurance, critical illness, income protection), mortgages, and savings/investments. They act as intermediaries between clients and product providers/lenders, earning commissions or fees for arranging financial products.

Go-to-market motion1 record

Distribution channels1 record

Core offering

Chalfont Investment Consultants Ltd is an Independent Financial Adviser firm that provides advice and arranges financial products for individuals and businesses across the UK. Its core offerings fall into three areas: Protection (life insurance, critical illness, income protection, and business protection), Mortgages (advisory and arrangement of mortgage financing), and Savings & Investments (ISAs, pensions, investment funds, bonds, and equities). The firm acts as an intermediary between clients and product providers/lenders, sourcing appropriate products from the whole market.

Product overview

Chalfont Investment Consultants Ltd is an Independent Financial Adviser firm established in 1974, offering a unified suite of financial advisory services across three core areas: Protection (life insurance, critical illness, income protection, and business protection), Mortgages (mortgage products and advisory), and Savings & Investments (investment options, funds, ISAs, and pensions). The firm provides personalized financial advice to individuals and businesses, helping clients achieve their financial objectives through appropriate product selection.

Differentiator

Problem solved

Functional benefit

Products and services

• Protection Services Financial protection products arranged for individuals and businesses, including life insurance, critical illness cover, income protection, and business protection policies.
• Mortgages Mortgage financing advisory services helping clients find and select the most suitable mortgage from banks, building societies, and niche lenders, including fixed rate, tracker, discount, and standard variable rate options, plus repayment method guidance.
• Savings and Investments Advisory services on savings accounts and investment products including bank accounts, National Savings & Investments, bonds and gilts, property, equities, managed investment funds, ISAs, and pensions for long-term financial planning.
• Life Protection Options Life insurance products including Level Term Assurance, Decreasing Term Assurance, Family Income Benefit, and Critical Illness Insurance arranged for individual clients.
• Business Protection Keyperson, shareholder, and partnership protection policies that pay out a fixed sum when key employees are unable to work or die, supporting business continuity.
• Income Protection Options Income protection policies providing income after a waiting period if the insured is unable to work due to ill health or accident, including Accident Sickness & Unemployment (ASU) cover.
• Investment Options Investment mediums including bank accounts, National Savings & Investments, bonds & gilts, property, equities, and managed investment funds for individual investors.
• Investing and Risk Advisory Investment fund advisory services covering diversification, pooled investments, and risk management strategies.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves4 records

Expansion highlights2 records

Direct peers

• AFH Financial Group: UK-listed Independent Financial Adviser consolidator serving retail and high-net-worth clients with whole-of-market advice across protection, investment, and retirement planning - directly comparable business model to Chalfont, at a larger, acquisitive scale.
• Ascot Lloyd: UK Independent Financial Adviser firm providing whole-of-market advice to individuals and businesses on investments, pensions, mortgages, and protection - directly comparable to Chalfont's three-pillar offering and client profile.
• Succession Wealth: UK IFA consolidator built by acquiring books of business from retiring advisers - directly comparable in serving UK individuals and business owners with protection, investment, and retirement advice.
• Foster Denovo: UK wealth management and IFA group providing independent financial advice, investment management, and retirement planning to individuals and corporates - closely comparable whole-of-market IFA model.

Broad incumbents

• Rathbones Group: UK wealth manager providing investment management and financial planning to individuals, charities, and trusts - comparable investment-advisory and wealth-planning offering to Chalfont's savings and investments pillar.
• Brewin Dolphin: UK wealth manager offering discretionary investment management and financial planning to private clients, charities, and intermediaries - comparable in serving UK individuals with investment and retirement advice, but at national scale.
• Quilter: UK wealth manager with adviser and platform businesses serving retail and high-net-worth clients across investments, pensions, and protection - overlaps with Chalfont's advice and investment offering but operates at national scale.
• Hargreaves Lansdown: UK's largest direct-to-consumer investment platform providing savings, investment, pension, and protection products - comparable investment/pension offering to Chalfont, but executed via a self-directed digital platform rather than face-to-face advice.
• Evelyn Partners: UK wealth management and professional services group (formerly Tilney) providing financial planning, investment management, and tax advice to private clients and businesses - overlaps with Chalfont's protection, mortgage, and investment pillars at a national, multi-office scale.
• St. James's Place: Largest UK wealth manager with a national adviser network providing investment, pension, and protection advice to affluent individuals - comparable target market and service mix but operates at materially greater scale via tied/restricted advisers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Chalfont Insurance Consultants