Onderling Verzekerd

What Onderling Verzekerd does

Onderling Verzekerd is a Dutch privately-held insurance, brokerage, and mortgage advisory firm headquartered in Utrecht, Netherlands. The company serves three distinct customer groups — individuals, businesses, and the agricultural sector — providing advice-led rather than carrier-led financial services, which is consistent with the traditional "onderlinge" (mutual) heritage implied by its name and 1908 founding date. The firm operates with a small headcount of 11-50 employees, positioning it as a regional or niche advisor rather than a national broker.

The firm's business model is built on fee- and commission-bearing advisory relationships across insurance placement, brokerage services, and mortgage advice, with the agricultural vertical representing a specialized differentiator relative to generalist Dutch brokers. Its longevity (founded 1908) and Dutch mutual-sector naming convention suggest a heritage rooted in cooperative or member-based insurance structures, though the source data does not confirm a current mutual ownership structure. No products, technology stack, pricing details, partnerships, or technology integrations are disclosed in the available source material.

The primary data limitation is that the firm's own website (onderlingverzekerd.nl) is currently returning a verification/loading page rather than substantive company content, and no third-party sources supplement this gap. As a result, claims about revenue, headcount trend, leadership, technology adoption, or recent strategic activity cannot be evidenced from the supplied data and are flagged as such throughout this analysis.

Name

Onderling Verzekerd

Website

https://onderlingverzekerd.nl

Company type

Private

Founded year

1908

Headcount range

11–50 employees

Short description

Onderling Verzekerd is a privately-held Dutch insurance, brokerage, and mortgage advisory firm headquartered in Utrecht, founded in 1908, serving individuals, businesses, and the agricultural sector with a small team of 11-50 employees.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Insurance Agents, Brokers & Service (6411), Loan Brokers (6163)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

Keywords

• Insurance brokerage
• Mortgage advice
• Agricultural insurance
• Commercial insurance
• Personal insurance

Headquarters

HQ city

Utrecht

HQ country

Netherlands

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations

Core offering

Onderling Verzekerd provides insurance, brokerage, and mortgage advice for individuals, businesses, and the agricultural sector. The firm acts as a Dutch advisory intermediary arranging coverage and mortgage solutions across three distinct client segments — personal consumers, commercial enterprises, and agricultural operators — from its base in Utrecht.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves2 records

Direct peers

• Klap Verzekeringsmakelaar: Established Dutch insurance brokerage serving individuals and businesses with personal and commercial coverage. Comparable in scale, service mix, and Dutch market focus.
• Aevitae: Dutch independent insurance broker and risk specialist serving corporate and specialty segments, including agricultural and SME clients. Closely comparable to Onderling Verzekerd given its multi-segment, advice-led brokerage model in the Netherlands.
• Boval Assuradeuren: Dutch insurance intermediary specializing in advice and placement across personal and commercial lines. Comparable as a mid-sized Dutch brokerage with a similar multi-segment client base.
• Nedasco: Independent Dutch insurance intermediary providing brokerage and advisory services across personal and commercial lines. A direct comparable as a mid-sized Dutch multi-line broker.

Broad incumbents

• ING Netherlands Insurance: Major Dutch bank distributing insurance and mortgage products nationally. Comparable as a Dutch incumbent distributing bundled insurance and mortgage services to consumers and SMEs.
• Aon: Global insurance brokerage and advisory firm with major Netherlands operations. Comparable at the category level (insurance brokerage) but operates at much greater scale and geographic breadth as an incumbent.
• Marsh: Global insurance broker and risk advisor with Dutch operations. Comparable as a large incumbent in the same insurance brokerage and advisory space, with significantly broader service portfolio.
• NN Group: Large Dutch insurance and asset management group offering life, non-life, and banking products. Comparable as a Dutch financial services incumbent with overlapping insurance and mortgage offerings.
• Rabobank Insurance: Dutch bank-led insurance distribution channel with deep agricultural and SMB roots. Comparable as a competing Dutch insurance and mortgage distributor, especially relevant given Onderling Verzekerd's agricultural segment exposure.
• ASR Nederland: Major Dutch insurance company offering life, non-life, income protection, and distribution channels. Comparable as a Dutch broad-market insurance provider with distribution overlap through broker and advisory channels.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat4 records

Key risks4 records

Key highlights4 records

Customer concentration

• Facebookfacebook.com/onderlingverzekerd
• LinkedInlinkedin.com/company/onderling-verzekerd

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Onderling Verzekerd