Melendez Insurance Group
Melendez Insurance Group is a privately held, founder-led independent insurance agency based in Chicago that provides business insurance to small and medium-sized businesses, operating since 2007 with a 1-10 employee team under CEO Jose Melendez.
- Company typePrivate
- Founded2007
- HeadquartersChicago, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Melendez Insurance Group does
Melendez Insurance Group is a privately held, founder-led independent insurance agency headquartered in Chicago, Illinois, founded in 2007 by Jose Melendez, who continues to serve as CEO. The firm provides business insurance services to small and medium-sized businesses, operating in the standard independent agency model in which the broker places client coverage with multiple carriers rather than acting as a captive agent for a single insurer.
The company's product surface is not detailed in the available data beyond the stated business insurance focus, and no proprietary technology stack, quoting platform, or digital distribution assets are disclosed. The firm's website (4myins.com) currently renders only a placeholder verification page, providing no further functional or technical information. There is no evidence of in-house underwriting, technology products, or value-added services beyond traditional brokerage.
Operationally, the firm is small — reported headcount is 1-10 employees — and there are no disclosed pricing models, marketing channels, distribution partnerships, awards, regulatory actions, funding events, or M&A activity in the source material. Revenue mechanics follow standard agency commission economics (typically a percentage of premium placed), but no first-party revenue figures, client counts, or carrier appointments are available. The available evidence supports characterizing the firm as a long-tenured but very small Chicago-area SMB insurance agency with no documented expansion, fundraising, or technology differentiation.
Melendez Insurance Group firmographics
Firmographics- Name
- Melendez Insurance Group
- Website
- https://4myins.com
- Company type
- Private
- Founded year
- 2007
- Headcount range
- 1–10 employees
- Short description
- Melendez Insurance Group is a privately held, founder-led independent insurance agency based in Chicago that provides business insurance to small and medium-sized businesses, operating since 2007 with a 1-10 employee team under CEO Jose Melendez.
- Ownership category
- akta.pro rank
Melendez Insurance Group industry classification
Industry- Product category
- Commercial Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro industry
- Small Business BOP (Main Street)Financial & Insurance/Insurance — Motor, Property & Casualty/Commercial Package / Business Owners Policies (BOP)
Keywords
Where Melendez Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Chicago
- HQ country
- United States
- HQ region
- North America
Markets served
Melendez Insurance Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations
Melendez Insurance Group product offering
Product offeringCore offering
Melendez Insurance Group provides business insurance services for small to medium-sized businesses. Founded in 2007 and headquartered in Chicago, the firm acts as an insurance intermediary placing commercial coverage for SMB clients across the United States.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Insurance Services Business insurance services providing commercial coverage solutions for small to medium-sized businesses. The offering is positioned for SMB clients seeking to manage their insurance and risk exposure.
Companies that use Melendez Insurance Group
Customer profileIdeal customer profiles1 record
Melendez Insurance Group technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Melendez Insurance Group partnerships and signals
Strategic signalRecent moves2 records
Melendez Insurance Group competitors and assessment
Company assessmentBroad incumbents
- Brown & Brown, Inc. Brown & Brown is a large national insurance broker with a significant small commercial segment built largely through acquisitions of independent agencies. It represents the roll-up competitive dynamic Melendez faces and is a logical acquirer of agencies like Melendez.
- HUB International: HUB International is a large, Chicago-headquartered insurance brokerage with a strong small and mid-market commercial book. It is a broad incumbent that competes for the same SMB clients Melendez serves, but with vastly greater scale, carrier access, and back-office resources.
- Aon plc: Aon is a global professional services and insurance brokerage firm with a substantial small/mid-market commercial insurance practice. As a broad incumbent, it competes for larger SMB and mid-market clients and represents the scale-driven competitive threat to small independent agencies.
- State Farm (Small Business): State Farm is a major U.S. personal and small commercial insurance carrier with an exclusive agent distribution model. It competes with Melendez in the small business insurance market through its captive agency network and brand recognition.
- Arthur J. Gallagher & Co. Gallagher is a major U.S. insurance broker and risk management firm with deep small/mid-market commercial capabilities. As a broad incumbent, it competes for SMB business insurance accounts and benefits from scale, technology investments, and broad carrier appointments.
Emerging players
- Insureon: Insureon is an online SMB commercial insurance agency that compares quotes from multiple carriers for small businesses. It competes with Melendez for the same online-researching small business owner, but with a digital-first model.
- Simply Business: Simply Business is an online insurance marketplace focused on small business coverage, partnering with multiple carriers. It is an emerging player competing for the same SMB insurance buyer through a digital comparison experience.
- CoverWallet (Aon): CoverWallet is a digital commercial insurance brokerage (now part of Aon) that targets small and mid-sized businesses with online quoting and policy management. It directly competes for the same SMB accounts Melendez serves, augmented by Aon's scale.
- NEXT Insurance: NEXT Insurance is a digitally native carrier and broker platform purpose-built for small businesses, offering online quoting and binding for BOP, general liability, workers' comp, and other SMB lines. It directly targets the same small business customer Melendez serves, but via a fully digital experience.
Direct peers
- Hiscox USA: Hiscox is a specialty insurer and broker-distribution partner focused on small business and professional lines (BOP, professional liability, cyber). It is a direct peer in serving SMB business insurance needs and a common carrier for agencies like Melendez.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Melendez Insurance Group social profiles
Digital presenceMelendez Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Melendez Insurance Group leadership team
Management profileNumber of profiles
Profiles1 record
Melendez Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Melendez Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Melendez Insurance Group
What does Melendez Insurance Group do?
Melendez Insurance Group provides business insurance services for small to medium-sized businesses. Founded in 2007 and headquartered in Chicago, the firm acts as an insurance intermediary placing commercial coverage for SMB clients across the United States.
When was Melendez Insurance Group founded?
Melendez Insurance Group was founded in 2007. It employs 1 to 10 people.
Where is Melendez Insurance Group based?
Melendez Insurance Group is headquartered in Chicago, United States, in the North America region.
Who are Melendez Insurance Group's main competitors?
Broad incumbents on record are Brown & Brown, Inc., HUB International, Aon plc, State Farm (Small Business) and Arthur J. Gallagher & Co.. Emerging players are Insureon, Simply Business, CoverWallet (Aon) and NEXT Insurance. Hiscox USA is listed as a direct peer.
Does Melendez Insurance Group have an API?
No public API is recorded for Melendez Insurance Group.
What industry is Melendez Insurance Group in?
Melendez Insurance Group's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAJAFAA, Small Business BOP (Main Street). Its NAICS code is 52421 and its SIC code is 6411.