Surety Title Company

What Surety Title Company does

Surety Title Company, founded in 1982 by W. Drew Darby and operating under the legal entity Darby Title, Inc., is a privately held Texas title insurance and real estate closing services firm headquartered in San Angelo, Texas. The firm maintains physical offices in San Angelo, Ballinger, and Big Spring, and operates licensed title plants across 15 Texas counties (Tom Green, Runnels, Concho, Coke, Howard, Scurry, Mitchell, Glasscock, Kendall, Kimble, Edwards, Menard, Sutton, Sterling, and Irion), giving it in-house access to historical chain-of-title records. Through a network of seven title insurance underwriters—Alamo Title, Commonwealth Land Title, Fidelity National Title, First American Title, WFG National Title, Stewart Title, and Alliant National Title—Surety Title can issue policies and conduct insured closings across all 254 Texas counties.

The firm's product portfolio is an integrated, single-vendor closing stack spanning title search and examination, title insurance issuance, escrow services, document preparation, closing coordination, transaction closing, funds disbursement, and deed recording. Customers are served through direct office visits, mobile notary services, after-hours appointments, overnight/email document delivery, and an online property title search platform. The customer base is horizontal and long-tail: individual home buyers and sellers, commercial real estate investors, agricultural land owners, real estate agents and brokers, mortgage lenders, and attorneys. Revenue is generated predominantly through transaction-based fees and one-time title insurance premiums collected at closing, with no public pricing or subscription models disclosed.

Customer acquisition is driven by relationship-based channels: real estate agent referrals, lender partnerships, and community presence in West Texas, supplemented by a company website and a mobile app. The firm carries 501-1000 employees, with public-facing leadership drawn from the founder/CEO (who also serves in the Texas House of Representatives), operations officers, and senior escrow officers. There is no evidence of outside institutional investment, and the company has not announced any funding rounds, acquisitions since 1985, or major restructuring activity.

Name

Surety Title Company

Legal name

Surety Title Company

Website

https://suretytitleco.com

Company type

Private

Founded year

1982

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Surety Title Company, founded in 1982, provides title insurance, escrow, and real estate closing services in Texas from offices in San Angelo, Ballinger, and Big Spring, with licensed title plants in 15 counties and the ability to close transactions statewide.

Ownership category

akta.pro rank

Product category

Title Insurance and Real Estate Closing Services

NAICS

Title Abstract and Settlement Offices (541191), Insurance Agencies and Brokerages (524210)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)

Keywords

• Title insurance services
• Real estate closings
• Escrow services
• Title search examination
• Lender title policies

Headquarters

HQ city

San Angelo

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel

Revenue model

1. Title Insurance Policies: Issuance of title insurance policies to protect buyers and lenders from financial loss due to title defects. Fees are typically one-time premiums paid at closing based on the transaction amount.
2. Escrow Services: Acting as neutral third party holding earnest money and funds in escrow until all sale conditions are met. Escrow fees are typically paid at closing.
3. Closing Services and Coordination: Full-service closing coordination including document preparation, scheduling, signing, notarization, and funds disbursement. Fees are typically charged as part of closing costs.
4. Title Search and Examination: Thorough examination of public records to verify legal ownership and identify liens, encumbrances, or claims. Fees are typically paid by the buyer or as part of closing costs.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Surety Title Company provides title search and examination, owner's and lender's title insurance policies, escrow services, document preparation, closing coordination, transaction closing, funds disbursement, and deed recording for residential, commercial, and agricultural real estate transactions. The company leverages in-house licensed title plants in 15 Texas counties and partnerships with seven national underwriters to issue title insurance and conduct closings across all 254 Texas counties, with additional support through mobile notary, remote closings, and after-hours appointments.

Product overview

Surety Title Company offers a unified suite of title and real estate closing services centered on eight core functions: Title Search and Examination, Title Insurance, Escrow Services, Document Preparation, Closing Coordination, Transaction Closing, Funds Disbursement, and Deed Recording. The company operates primarily in Texas, serving 15 counties directly with licensed title plants, while maintaining capability to close transactions in all 254 Texas counties. The company partners with seven title insurance underwriters (Alamo Title, Commonwealth Land Title, Fidelity National Title, First American Title, WFG National Title, Stewart Title, and Alliant National) to provide policy options. The product portfolio represents an integrated, single-vendor approach to residential and commercial real estate closings.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Search and Examination

Quantifiable outcome

• Closings typically take 30-45 days depending on financing and contract terms
• +1 more outcomes

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered core.

• Alamo Title Insurance CompanycoreStrategic or Co-development PartnerTitle insurance underwriter providing policy options for Surety Title Company customers. As one of the multiple trusted underwriters, Alamo Title Insurance enables Surety Title to offer flexible coverage options for various transaction needs.
• Commonwealth Land Title Insurance CompanycoreStrategic or Co-development PartnerNational title insurance underwriter offering title insurance policies through Surety Title Company. Partnership provides customers with access to a wide selection of policy options.
• Fidelity National Title Insurance CompanycoreStrategic or Co-development PartnerLeading national title insurance underwriter providing coverage options for Surety Title Company transactions. Partnership enables access to comprehensive title insurance products.
• First American Title Insurance Company of AmericacoreStrategic or Co-development PartnerMajor title insurance underwriter offering policies through Surety Title Company, providing customers with additional coverage options and financial strength.
• WFG National Title Insurance CompanycoreStrategic or Co-development PartnerNational title insurance underwriter partner providing policy options for Surety Title Company customers across Texas transactions.
• Stewart Title Guaranty CompanycoreStrategic or Co-development PartnerEstablished title insurance underwriter offering guaranty coverage through Surety Title Company's service network in Texas.
• Alliant National Title Insurance CompanycoreStrategic or Co-development PartnerTitle insurance underwriter providing coverage options as part of Surety Title Company's multi-underwriter network, ensuring flexibility for unique transaction needs.

Scale indicators4 records

Recent moves6 records

Expansion highlights8 records

Direct peers

• WFG National Title Insurance Company: National title underwriter with significant Texas agent presence. Comparable because it partners with independent title agents like Surety Title to issue policies and supports the same closing/escrow functions.
• Investors Title Company: Mid-sized title insurance underwriter with a distributed agency model and direct issuance operations. Comparable because it underwrites and distributes title insurance through independent agents and competes for similar mid-market title and closing business.
• North American Title Insurance Company: Title insurance underwriter with a national agency footprint. Comparable because it supplies title insurance products to independent title agents like Surety Title and competes in the same escrow and closing services space.
• Independence Title: Texas-focused title and closing services company with multi-office operations across the state. Comparable because it is a direct regional peer to Surety Title in providing title search, escrow, and closing services to buyers, sellers, agents, and lenders in Texas.
• Alliant National Title Insurance Company: Independent national title underwriter with a distributed agent model. Comparable because it is one of Surety Title's listed underwriters and targets the same small-to-mid-sized independent title agency segment in Texas.
• Alamo Title Insurance Company: Texas-focused title insurance underwriter with strong agent network across the state. Comparable because it is one of Surety Title's core underwriters and operates in the same residential and commercial closing workflow in Texas.

Broad incumbents

• First American Title Insurance Company: One of the largest national title insurers and settlement services providers. Comparable because it is both a direct underwriter and a competing agent/settlement provider in Texas markets, offering overlapping title search, escrow, and closing services.
• Fidelity National Title (FNF): National title insurance and transaction services company owning multiple underwriter brands. Comparable because it operates and competes in title search, escrow, and closing services across Texas and routes policies through large agent networks.
• Old Republic National Title Insurance: Large national title insurance underwriter with broad agency operations. Comparable because it issues title policies through independent agents and competes for the same lenders, agents, and direct title agency business in Texas.
• Stewart Title Guaranty Company: Major national title insurance underwriter with deep Texas roots and broad agency/agent network. Comparable because it underwrites and supports title insurance policies distributed through independent title agents like Surety Title Company.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Suretytitleco

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Surety Title Company