POM Recoveries Inc

What POM Recoveries Inc does

POM Recoveries, Inc. is a privately held, family-owned receivables management company founded in 1983 and headquartered in Farmingdale, New York. The firm provides first-party and third-party billing, early-out and third-party collection, litigation, and specialized medical billing services to healthcare providers, banks and retail financial institutions, government agencies, and commercial creditors. Service delivery is anchored in a proprietary, highly configurable Receivables Management System that automates follow-up segmentation, prioritizes accounts by propensity to pay, integrates with client systems for seamless data import, and is paired with an omnichannel voice/email/SMS contact platform optimized through call and messaging analytics. The company operates under NMLS #940278 for multi-state debt collection, maintains SOC 1 Type 2 attestation, and aligns with FDCPA, HIPAA, and CCPA requirements through ACA International training programs.

Revenue is generated primarily on a contingency or transaction-fee basis tied to placed portfolio recovery performance, supplemented by litigation and specialized medical billing engagements. Pricing is not publicly disclosed; engagements are customized and contracted on a multi-year basis with each client. Go-to-market is direct B2B enterprise field sales, with the President (James V. Argutto, in the credit risk industry since 1968) and the Senior Vice President of IT (Gerald Argutto, with the firm since 1989) personally involved in client relationships. Distribution relies on the company website, client testimonials, and industry credentials (ACA International, BBB, Long Island Association) rather than broad digital marketing, reflecting a relationship-driven, boutique commercial model.

Name

POM Recoveries Inc

Legal name

POM Recoveries, Inc.

Website

https://pomr.com

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

11–50 employees

Short description

POM Recoveries is a family-owned receivables management firm offering billing, collection, litigation, and medical billing services to healthcare providers, financial institutions, and government agencies via its proprietary Receivables Management System.

Ownership category

akta.pro rank

Product category

Receivables Management Services

NAICS

Collection Agencies (56144), Business Support Services (5614)

SIC

Finance Services (6199), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Accounts Receivable (A/R) & Collections Management (HLACACAJ)

akta.pro secondary industries

Collections & Recoveries Operations (Delinquency, Workout Support) (FSABALAN), Utilities/Telecom & Other Non-Financial Receivables Collections (FSAKAJAN)

Keywords

• Debt collection services
• Accounts receivable management
• Medical billing services
• Healthcare collections
• Bank retail collections

Headquarters

HQ city

Lindenhurst

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Accounts Receivable Management Services: POM generates revenue through accounts receivable management services including billing, collection, and early-out services. The company serves healthcare providers, bank/retail financial institutions, and government entities. Given the nature of debt collection services, revenue is likely earned on a contingency/transaction basis where fees are collected as a percentage of recovered debts.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

POM Recoveries Inc is a receivables management services firm that delivers first-party and third-party billing, early-out and third-party collections, medical billing, and litigation support to healthcare providers, banks and credit unions, and government agencies. Services are executed through the proprietary POM® Receivables Management System, which automates follow-up segmentation, propensity-to-pay prioritization, omnichannel (voice/email/SMS) contact, and compliance logic, and are tailored on a per-client basis under multi-year contracts with contingency/transaction-based pricing.

Product overview

POM Recoveries Inc offers a unified receivables management platform centered on the POM® Receivables Management System—a proprietary, high-powered platform featuring automated follow-up segmentation, propensity-to-pay prioritization, electronic payments, and an advanced digital imaging platform. This core system is complemented by an omnichannel communication platform incorporating voice, email, and SMS with algorithm-driven optimization. The company delivers services across billing (first-party, third-party, and medical), collections (third-party and early-out), and litigation, serving healthcare providers, financial institutions, and government agencies. All services are delivered through the integrated technology stack with a boutique, client-customized approach.

Differentiator

Problem solved

Functional benefit

Products and services

• POM® Receivables Management System Dynamic, high-powered proprietary platform that presents account data to collections professionals, featuring automated follow-up segmentation, propensity-to-pay prioritization, electronic payments, client statements, systems integration, configurable work intensity, and compliance automation. Sold and configured for healthcare, financial, and government clients on a per-engagement basis.
• First-Party Billing Billing services performed directly on behalf of clients before accounts are escalated to external collection.
• Third-Party Billing Billing services for accounts that have been placed with POM for collection, executed within the integrated receivables management workflow.
• Early Out Services Early-intervention collection services targeting accounts approaching delinquency to maximize recovery before accounts escalate to standard collections.
• Third-Party Collection Collection services for accounts placed with POM after internal recovery attempts, executed through the proprietary receivables management platform and trained agent workforce.
• Litigation Support Legal collection services including litigation support, leveraging proprietary billing and collection programs developed by company leadership.
• Medical Billing Services Specialized medical billing using custom software that prioritizes claims based on filing limits, balances, and payer type (No-Fault, Workers' Compensation), with dedicated medical billers optimizing claims management for healthcare clients.
• Healthcare Collection Services Cross-trained collections agents specialized in healthcare payer classes who identify insurance payment issues and handle co-pay, co-insurance, and deductible balances for hospital and provider clients.
• Financial Institution Collection Services Tailored debt collection solutions for banks, credit unions, and retail financial institutions, with decades of experience helping financial institutions meet revenue goals while maintaining customer service standards.
• Government Collection Services Collection services for government agencies featuring strategic planning, advanced technology, and full regulatory adherence to recover debts while reducing delinquencies.

Quantifiable outcome

• Top performer ranking for healthcare clients based on net liquidation rate
• +1 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability5 records

Feature5 records

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• PRA Group: PRA Group is a publicly traded global leader in debt purchasing and collection across healthcare, credit card, and consumer receivables. Larger incumbent with overlapping capabilities but broader geographic and capital reach than POM.
• Encore Capital Group: Encore Capital Group is a publicly traded global debt buyer and collector operating across consumer credit portfolios (credit cards, healthcare, telecom). A broad incumbent with overlapping consumer receivables recovery work but vastly larger capital base.
• Performant Financial Corporation: Performant Financial is a public company specializing in healthcare claims-based recovery, audit, and analytics services. Comparable in healthcare RCM focus but operates at significantly greater scale than POM.

Direct peers

• The CBE Group: CBE Group provides outsourced debt collection, customer engagement, and contact center services to healthcare, financial, telecom, and government sectors. Directly comparable on end-to-end receivables services, omnichannel contact platforms, and analytics-driven prioritization.
• Transworld Systems: Transworld Systems is a U.S. receivables management and debt collection agency serving financial institutions, healthcare, government, and commercial clients. Both POM and Transworld compete directly in mid-market B2B debt collection with contingency-based pricing and custom programs.
• IC System: IC System is a long-established U.S. debt collection agency focused on healthcare, financial, and commercial receivables. Directly comparable to POM in customer segments (hospitals, banks), service scope (collections, billing), and "Peace of Mind"-style relationship-driven positioning.
• Capital Management Services: Capital Management Services is a mid-market debt collection agency serving commercial, healthcare, and financial institution clients. Comparable mid-sized competitor with similar B2B receivables management service mix to POM.
• Coast Professional Services: Coast Professional Services is a receivables management firm focused on healthcare and education debt. Direct overlap with POM on healthcare collection services, custom client programs, and proprietary technology-enabled recovery workflows.
• Financial Recovery Services (FRS): FRS is a U.S. receivables management firm focused on healthcare bad-debt recovery and RCM support. Direct overlap with POM in healthcare collections, contingency-fee model, and emphasis on net liquidation rate outcomes.
• Convergent Outsourcing: Convergent Outsourcing is a receivables management and BPO firm serving healthcare, financial services, and government clients. Comparable to POM in vertical mix, first-party/early-out/third-party collection services, and custom program design.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about POM Recoveries Inc