Joseph W. McCartin

What Joseph W. McCartin does

Joseph W. McCartin Insurance, Inc. is a privately held, family-owned independent insurance agency founded in 1967 and headquartered in Beltsville, Maryland, with a secondary office in Centreville on Maryland's Eastern Shore. The firm serves personal and commercial clients across the Baltimore-Washington Metro Area, brokering home, auto, and life insurance for individuals and general liability, workers' compensation, and employee benefits for businesses. Erie Insurance is its primary carrier relationship, augmented by secondary partnerships with Hanover Insurance and Alliance Insurance Corporation (AIC) for specialty lines such as motorcycle coverage. The agency explicitly excludes Florida from its operating geography.

The business operates an insurance agency management platform with a client portal, online account access, and DocuSign-based electronic document signing layered over a primarily phone- and in-person sales motion. Customers reach the agency through dedicated phone lines (separate extensions for personal and business clients, 301-937-0400), in-person office consultations, website quote request forms, and a five-channel social media presence (Facebook, LinkedIn, YouTube, Instagram, TikTok) supplemented by email newsletters and a referral-driven word-of-mouth pipeline. Bilingual English/Spanish service is offered.

Revenue is generated via commissions on placed policies across the personal and commercial lines plus employee benefits, with quote-based pricing and monthly billing. Growth has historically been organic and relationship-driven, augmented by the 2022 merger with Statland & Katz and a prior acquisition of Ewing Hines Group. The firm employs 11–50 people across its two Maryland offices and competes on multi-carrier access, named-agent accountability, and 55+ years of community brand equity rather than technology differentiation.

Name

Joseph W. McCartin

Legal name

Joseph W. McCartin Insurance, Inc.

Website

https://mccartin.com

Company type

Private

Founded year

1967

Operating status

Operating

Headcount range

11–50 employees

Short description

Joseph W. McCartin Insurance is a family-owned independent insurance agency founded in 1967, brokering personal (home, auto, life) and commercial (general liability, workers' compensation, employee benefits) coverage for individuals and businesses across the Baltimore-Washington Metro Area via a multi-carrier distribution model.

Ownership category

akta.pro rank

Headquarters

HQ city

Beltsville

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: Independent insurance agency earning commissions from multiple insurance carrier partnerships. Agents provide risk assessment, policy selection, and ongoing account management services, earning commissions on placed policies for personal (home, auto, life) and commercial (general liability, workers' compensation) lines, as well as employee benefits.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels8 records

Core offering

Joseph W. McCartin Insurance, Inc. is an independent insurance agency that sells personal and commercial insurance products — including home, auto, life, general liability, and workers' compensation — along with employee benefits coverage, placed through multiple carrier partners led by Erie Insurance. The agency operates from Beltsville, MD and Centreville, MD, serving individuals, families, and businesses across the Baltimore-Washington metropolitan area.

Product overview

Joseph W. McCartin Insurance is an independent insurance agency offering a portfolio of insurance products including Home Insurance, Auto Insurance, Life Insurance, General Liability Insurance, Workers' Compensation Insurance, and Employee Benefits. The agency operates as a broker representing Erie Insurance and other carrier partners, providing personalized risk management solutions for both personal and commercial clients in the Baltimore-Washington Metro Area since 1967.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Over $1,000 savings on 2025 coverages reported by customers bundling auto and home insurance
• +1 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered major, primary and secondary.

• Statland & KatzmajorStrategic or Co-development Partner · 1 January 2022Strategic partnership/merger combining two long-established independent insurance agencies in the Washington DC area. Statland & Katz, operating since approximately 1980, merged with Joseph W. McCartin Insurance. The partnership expanded the agency's client base, retained key agents (including Danette Sartwell and Kim Stotler), and combined expertise in personal and commercial insurance lines.
• Erie InsuranceprimaryChannel Partner/ Reseller/ Distributor · 1 January 1967Primary insurance carrier partnership. Erie Insurance is the main provider for personal lines (home, auto, life) and commercial coverage placed through the agency. The company has maintained this partnership for decades, with many customers on Erie policies for 30+ years. The agency emphasizes Erie's competitive rates, claims handling, and coverage options as key differentiators.
• Hanover InsurancesecondaryChannel Partner/ Reseller/ DistributorAlternative insurance carrier providing coverage options for customers. One customer testimonial mentions Ashley finding policies through Hanover that offered better coverage and lower rates compared to previous carrier Allstate.
• AIC (Alliance Insurance Corporation)secondaryChannel Partner/ Reseller/ DistributorMotorcycle insurance carrier available through the agency. Referenced in customer testimonial where Erin Sylvester provided a competitive quote for motorcycle coverage matching previous provider rates.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Regional players

• Higginbotham: Independent insurance and financial services firm with personal, commercial, and benefits offerings across the South and Southwest. Similar independent agency model and product breadth, but different regional focus limits direct overlap.

Broad incumbents

• Brown & Brown: Large national insurance brokerage with similar product mix (personal, commercial, benefits) and active Mid-Atlantic presence through acquisitions. Provides scale-driven competition for regional agencies.
• Acrisure: One of the largest insurance brokerages in the U.S., rapidly consolidating regional agencies including Hilb Group. Operates with overlapping product capabilities but at vastly greater scale and capital, representing both a competitor and a potential acquirer of agencies like McCartin.
• Marsh & McLennan Agency: Middle-market arm of Marsh & McLennan offering commercial insurance, employee benefits, and risk management. Overlaps with McCartin's commercial and benefits practices at larger account sizes.
• USI Insurance Services: Top-10 U.S. insurance brokerage offering personal, commercial, and employee benefits solutions with strong East Coast presence. Competes for mid-market and commercial accounts that McCartin also serves.

Direct peers

• The Hauser Group: Maryland-based independent insurance agency offering personal and commercial lines in the same Baltimore-Washington region. Closest geographic and size comparable to McCartin, serving overlapping customer segments with similar carrier partnerships.
• Hilb Group: Mid-Atlantic and Southeast insurance brokerage acquired by Acrisure, with similar size, multi-line personal/commercial/benefits offerings, and roll-up M&A strategy. Closely comparable in geography, product mix, and growth playbook.
• Goosehead Insurance: Independent personal lines insurance agency with a comparable product mix (home, auto, life) and reliance on carrier partnerships. Differs in franchise model and national scale, but directly competes for the same personal lines customers.
• Insurance Office of America: Large independent insurance agency offering personal, commercial, and employee benefits. Comparable in product breadth and independent agency model, though operating primarily outside McCartin's geography.

Others

• Erie Insurance: Primary carrier partner of McCartin since 1967 and dominant underwriter of policies placed through the agency. Also a partial competitor through its own captive agency channel in the same Mid-Atlantic footprint.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UC-1XDQ3573gJVBnhY0Fisrw
• Facebookfacebook.com/JWM.insurance
• LinkedInlinkedin.com/company/joseph-w.-mccartin-insurance-inc.
• Instagraminstagram.com/joseph.w.mccartin_insurance
• TikToktiktok.com/@mccartin_insurance?is_from_webapp=1&sender_device=pc
• Xx.com/JWM_Insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Joseph W. McCartin