Neptune Financial Services
Neptune Financial Services is a privately held independent insurance and financial services agency in Hamilton, New Jersey, brokering personal, commercial, trucking, and retirement products from multiple carriers for individuals, small businesses, and self-employed clients across 15+ US states.
- Company typePrivate
- Founded2017
- HeadquartersHampton, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Neptune Financial Services does
Neptune Financial Services (NFS) is a privately held, independent insurance and financial services agency headquartered at 8 Quakerbridge Plaza Suite H, Hamilton, New Jersey. Operating as an independent broker rather than a captive agent, NFS represents multiple nationally recognized insurance carriers and distributes personal lines (life, auto, home, long-term care, disability, renters, umbrella), commercial lines (business, long-haul trucking, bonds), and securities-referenced retirement products (Traditional, Roth, and SEP IRAs, plus Income For Life annuity-style solutions offered through registered representative Shreejay Purohit and partner LifeMark Securities Corp.). The agency serves approximately 900+ clients across 15+ US states, primarily in the Northeast, and reports 100+ annual referrals and 23+ years of operator experience alongside 68+ industry awards. Its go-to-market is a multi-channel mix: a website with educational blog content, organic social on Facebook, LinkedIn, and YouTube, email newsletter capture, free online quote comparison tools, and traditional phone/email/in-person consultation. Revenue is generated through carrier commissions on placed policies plus securities commissions routed through LifeMark Securities Corp., with no disclosed premium volume, no outside funding, and no public ownership disclosures.
Neptune Financial Services firmographics
Firmographics- Name
- Neptune Financial Services
- Legal name
- Neptune Financial Services
- Website
- https://neptunefinserve.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Neptune Financial Services is a privately held independent insurance and financial services agency in Hamilton, New Jersey, brokering personal, commercial, trucking, and retirement products from multiple carriers for individuals, small businesses, and self-employed clients across 15+ US states.
- Ownership category
- akta.pro rank
Neptune Financial Services industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Carriers and Related Activities (524), Finance and Insurance (52)
- SIC
- Life Insurance (6311)
- akta.pro primary industry
- Variable Universal Life (VUL) Insurance (FSAIABAD)
Keywords
Where Neptune Financial Services is headquartered
LocationHeadquarters
- HQ city
- Hampton
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Neptune Financial Services business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Agency Commissions: The company earns commissions from multiple insurance carriers for placing policies with customers. As an independent broker, they represent multiple carriers and receive compensation when customers purchase insurance products through their agency.
- Securities and Investment Products: Through their registered representative Shreejay Purohit and partnership with LifeMark Securities Corp., the company offers securities products including annuities and retirement investment products, earning commissions on these financial instruments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Free insurance quotes available for all product lines |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
Neptune Financial Services product offering
Product offeringCore offering
Neptune Financial Services is an independent insurance and financial services agency that places insurance and retirement products from multiple nationally recognized carriers on behalf of clients. The firm offers personal lines (life, auto, home, long-term care, disability, umbrella, renters), commercial lines (business insurance and long-haul trucking), and retirement/IRA products plus bond quoting services, with revenue generated through carrier commissions.
Product overview
Neptune Financial Services is an independent insurance and financial services agency that provides clients with insurance products from multiple nationally recognized insurance carriers. The company offers a comprehensive portfolio organized around two main pillars: insurance products (Life, Auto, Home, Business, Long-Term Care, and Long Haul Truck insurance) and retirement planning services (Traditional IRA, Roth IRA, SEP IRA, and Income For Life). Additional offerings include Bond Quote services, Renters Insurance, Umbrella Insurance, and Disability Insurance. As an independent broker representing multiple carriers, the company enables clients to compare options and find suitable coverage at competitive rates.
Differentiator
Problem solved
Functional benefit
Products and services
- Life Insurance Life insurance providing a financial cushion for individuals and their loved ones against unexpected events or loss of primary breadwinner. Includes Term, Index Universal, Universal, Whole, and Permanent Life Insurance options.
- Auto Insurance Auto insurance mitigating financial risks associated with vehicle ownership, providing protection against liabilities, property damage, legal outcomes, and medical expenses from accidents.
- Home Insurance Homeowners insurance providing coverage against property damage, natural disasters, and liability claims for residential property owners.
- Business Insurance Business insurance safeguarding small enterprises against property damage, liability exposures, and operational interruptions to foster commercial stability.
- Income For Life Retirement income planning product providing sustained income throughout retirement, addressing Social Security shortfalls and ensuring long-term financial well-being.
- Long-Term Care Insurance Long-term care insurance offering essential coverage to mitigate substantial costs associated with extended healthcare needs and assisted living services in later years.
- Long Haul Truck Insurance Commercial trucking insurance providing comprehensive coverage for flatbed trucks, refrigerated trucks (reefer), vented vans (dry vans), cargo, and trailers on extended transportation routes.
- Traditional IRA Individual Retirement Account offering tax-advantaged savings with traditional IRA rollover options for retirement planning.
- Roth IRA Roth Individual Retirement Account offering tax-free growth and withdrawals for retirement with Roth IRA rollover options.
- SEP IRA Simplified Employee Pension IRA designed for self-employed individuals and business owners as a tax-saving retirement vehicle with higher contribution limits.
- Bond Quote Services Bond quoting services including Fidelity bonds, bid bonds, performance bonds, and payment bonds for commercial purposes.
- Renters Insurance (HO4) Renters insurance coverage for individuals required by landlords, protecting personal property and liability.
- Umbrella Insurance Personal umbrella liability coverage providing $1 million additional liability protection beyond underlying auto and home insurance policy limits.
- Disability Insurance Disability income insurance protecting individuals against loss of income due to illness or injury preventing them from working.
Quantifiable outcome
- Serves 900+ clients with 100+ yearly referrals
- +2 more outcomes
Companies that use Neptune Financial Services
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
Neptune Financial Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Neptune Financial Services partnerships and signals
Strategic signalScale indicators4 records
Recent moves6 records
Expansion highlights5 records
Neptune Financial Services competitors and assessment
Company assessmentDirect peers
- Goosehead Insurance: Goosehead is a publicly-traded independent insurance agency built around a comparison-shopping model for home, auto, and life insurance. Highly comparable business model — multi-carrier independent agency with digital quoting and licensed agent network — though materially larger and tech-invested.
- Mondo Insurance / Local Independent Agency (representative): Independent local insurance agencies of similar size and broker model to Neptune exist throughout the US (e.g., smaller NJ/NY/CT independent agencies). These are direct peers competing for the same SMB and individual customer base in regional Northeast geographies.
Emerging players
- Acrisure: Acrisure is a fast-growing, tech-enabled insurance brokerage formed through hundreds of agency acquisitions, offering commercial, personal, and specialty lines. Highly comparable product overlap; Neptune's broker model and multi-carrier representation are exactly the foundation Acrisure rolls up.
- Lemonade: Lemonade is a direct-to-consumer InsurTech offering renters, home, auto, pet, and term life insurance with AI-driven underwriting. Represents the digital-first competitive threat to Neptune's personal lines book, even though Lemonade is a carrier rather than a broker.
- SelectQuote: SelectQuote is an online brokerage specializing in term life insurance and comparison-driven distribution, with phone-based licensed agents. Highly comparable to Neptune's life insurance focus and multi-carrier representation, but at materially larger scale.
- Policygenius: Policygenius is an online insurance marketplace focusing on life, disability, and home/auto with comparison tools. Overlaps with Neptune's life and personal lines offerings, but competes via direct-to-consumer digital experience rather than broker intermediation.
Broad incumbents
- HUB International: HUB International is one of the largest North American insurance brokerages, providing commercial, personal, and employee benefits products. Overlapping product mix with Neptune (commercial, personal lines, benefits-adjacent) but operating as a PE-backed national roll-up aggregator.
- Brown & Brown Insurance: Brown & Brown is a major US insurance brokerage offering commercial and personal lines, employee benefits, and risk management. Comparable as an independent brokerage with diversified product portfolio including life and retirement-adjacent products, though at much greater scale.
- State Farm (as captive carrier benchmark): State Farm is the largest US personal lines insurer, with a captive agent model that competes directly for the same auto/home/life customers Neptune serves. Relevant as a competitive benchmark rather than a peer in business model.
- NFP (now part of Aon): NFP is a large US insurance brokerage and advisory firm offering commercial and personal lines plus benefits and wealth management. Directly comparable as an independent broker/agency model covering life, P&C, and retirement-adjacent products, but at vastly greater scale.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Neptune Financial Services social profiles
Digital presenceNeptune Financial Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Neptune Financial Services leadership team
Management profileNumber of profiles
Profiles1 record
Neptune Financial Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Neptune Financial Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Neptune Financial Services
What does Neptune Financial Services do?
Neptune Financial Services is an independent insurance and financial services agency that places insurance and retirement products from multiple nationally recognized carriers on behalf of clients. The firm offers personal lines (life, auto, home, long-term care, disability, umbrella, renters), commercial lines (business insurance and long-haul trucking), and retirement/IRA products plus bond quoting services, with revenue generated through carrier commissions.
Is Neptune Financial Services a public or private company?
Neptune Financial Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Neptune Financial Services founded?
Neptune Financial Services was founded in 2017. It employs 1 to 10 people.
Where is Neptune Financial Services based?
Neptune Financial Services is headquartered in Hampton, United States, in the North America region.
How does Neptune Financial Services make money?
Two revenue lines are on record. Insurance Agency Commissions are the primary driver. The others are securities and Investment Products.
Who are Neptune Financial Services's main competitors?
Direct peers on record are Goosehead Insurance and Mondo Insurance / Local Independent Agency (representative). Emerging players are Acrisure, Lemonade, SelectQuote and Policygenius. Broad incumbents are HUB International, Brown & Brown Insurance, State Farm (as captive carrier benchmark) and NFP (now part of Aon).
Does Neptune Financial Services have an API?
No public API is recorded for Neptune Financial Services.
What industry is Neptune Financial Services in?
Neptune Financial Services's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAIABAD, Variable Universal Life (VUL) Insurance. Its NAICS code is 524 and its SIC code is 6311.