Bilodeau Insurance Agency

What Bilodeau Insurance Agency does

Bilodeau Insurance Agency is an independent insurance agency founded in 1949 and headquartered in Brunswick, Maine, with a second office in Lewiston. It serves residents and small-to-mid-sized businesses in Central and Southern Maine by acting as a licensed intermediary that compares policies from multiple top-tier insurance carriers rather than underwriting its own products. Its core offerings span four product pillars: vehicle insurance (auto, motorcycle, classic car, boat/watercraft, motorsport/ATV, RV/motorhome), property insurance (homeowners, renters, condo, landlord, flood, earthquake, umbrella), business insurance (BOP, commercial property, commercial umbrella, general liability, commercial auto, workers' compensation, surety bonds), and personal lines (health, life).

Underlying technology consists of a standard agency website built around an online 'Request a Quote' form that funnels prospects to licensed agents in the two physical offices. There is no proprietary platform, custom underwriting model, mobile app, API, or disclosed tech integration; the technology layer is conventional marketing and CRM-style web tooling. The agency's competitive premise is human-mediated comparison shopping across multiple carrier partnerships, positioning itself as an advocate for the customer rather than a captive agent of a single insurer.

The business model is commission-based recurring revenue: as an independent agent, Bilodeau earns commissions paid by insurance carriers for policies sold and renewed through its book. Pricing is quote-based across auto, homeowners, and business lines, with monthly billing cadences. The go-to-market is sales-led: primarily through two physical offices in Brunswick and Lewiston supplemented by a website-driven quote-request funnel and a content-marketing blog aimed at organic search. Customer segments are three primary personas — individual vehicle owners, property owners and renters, and small-to-mid-size local businesses — with a hybrid segmentation approach. The firm is privately held with no disclosed parent company, no funding rounds, and no institutional investment.

Name

Bilodeau Insurance Agency

Legal name

Bilodeau Insurance Agency

Website

https://bilodeauinsurance.com

Company type

Private

Founded year

1949

Operating status

Operating

Headcount range

1–10 employees

Short description

Bilodeau Insurance Agency is a privately held independent insurance agency founded in 1949, operating two offices in Brunswick and Lewiston, Maine, and serving personal-lines households and small-to-mid-size businesses across Central and Southern Maine through multi-carrier comparison-based sales of auto, property, business, health, and life insurance.

Ownership category

akta.pro rank

Headquarters

HQ city

Lewiston

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, Bilodeau Insurance Agency earns revenue through commissions paid by insurance carriers for policies sold and renewed. They represent multiple insurance companies, comparing options to match customers with appropriate coverage.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Bilodeau Insurance Agency is an independent insurance brokerage that sells and services personal and commercial insurance policies on behalf of multiple insurance carriers. Its core offerings span vehicle, property, business, health, and life insurance, with agents comparing coverage options across partnered carriers to match customers in Central and Southern Maine with appropriate policies. The agency distributes these products through two physical offices in Brunswick and Lewiston and through an online quote request system.

Product overview

Bilodeau Insurance Agency operates as an independent insurance agency offering a comprehensive portfolio of insurance products across multiple categories. The agency functions as a comparison-shopping service, representing multiple insurance carriers to help customers find appropriate coverage. Their product offerings include Vehicle Insurance products (Auto, Motorcycle, Classic Car, Boat & Watercraft, Motorsport & ATV, RV & Motorhome), Property Insurance (Homeowners, Renters, Condo, Landlord, Flood, Earthquake, Umbrella), Business Insurance (Business Owners Policy, Commercial Property, Commercial Umbrella, General Liability, Commercial Auto, Workers' Compensation, Surety Bonds), Health Insurance, and Life Insurance. The agency connects customers with multiple insurance carriers rather than offering a single proprietary insurance product.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle liability and damage coverage for personal automobiles, including collision, comprehensive, and uninsured motorist protection, offered to Maine consumers through the agency's partnered carriers.
• Motorcycle Insurance Specialized coverage for motorcycles including liability, collision, and comprehensive protection for bikes and riders.
• Classic Car Insurance Coverage designed for antique, classic, and vintage vehicles with agreed value policies.
• Boat & Watercraft Insurance Protection for boats, yachts, and watercraft against damages, liability, and theft on waterways.
• Motorsport & ATV Insurance Coverage for off-road vehicles, ATVs, dirt bikes, and other motorsport equipment.
• RV & Motorhome Insurance Specialized insurance for recreational vehicles, motorhomes, and travel trailers.
• Homeowners Insurance Coverage protecting the structure of a home, personal belongings, and liability for injuries on the property.
• Renters Insurance Protection for personal belongings and liability coverage for individuals renting apartments or homes.
• Condo Insurance HO-6 coverage for condominium owners protecting personal property and interior structures.
• Landlord Insurance Coverage for rental property owners including dwelling protection and liability coverage.
• Flood Insurance Separate coverage for flood damage available through NFIP or private insurers.
• Earthquake Insurance Standalone coverage for earthquake-related damages to homes and property.
• Umbrella Insurance Extra liability coverage providing additional protection beyond standard auto and homeowners policies.
• Business Owners Policy Combined coverage for small businesses including property, liability, and business interruption.
• Commercial Property Insurance Coverage for commercial buildings, equipment, and inventory against covered perils.
• Commercial Umbrella Insurance Additional liability protection for businesses exceeding standard policy limits.
• General Liability Insurance Coverage protecting businesses against third-party injury and property damage claims.
• Commercial Auto Insurance Fleet and business vehicle coverage for company cars, trucks, and commercial transportation.
• Workers' Compensation Insurance Coverage for employee workplace injuries and related medical costs.
• Surety Bonds Contract bonds for construction projects and commercial surety obligations.
• Health Insurance Health coverage products offered to consumers through partnered insurance carriers.
• Life Insurance Term and permanent life insurance policies including whole life, universal life, and term coverage.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Companies We Represent (Multiple Insurance Carriers)coreOthersAs an independent insurance agency, Bilodeau Insurance Agency represents multiple top insurance companies. They compare coverage options across these carrier partners to find the right match for each customer's needs. The specific carrier names are listed on their 'Companies We Represent' page.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Direct peers

• Leavitt Group: Network of independent insurance agencies offering personal, commercial, and benefits products across the Western and broader U.S. market. Comparable independent agency model with multi-carrier representation and similar commission-driven revenue.
• Allen Insurance and Financial: Maine-based independent insurance and financial services agency offering personal, commercial, and benefits lines through multiple carrier partners. Closely comparable in business model, product breadth, and regional footprint to Bilodeau.
• AssurePartners: National independent insurance agency platform built via roll-up of regional agencies, offering personal, commercial, and employee benefits lines. Directly comparable as an independent-agency consolidator operating in the same business model.
• Cross Insurance: Maine-headquartered independent insurance agency with multiple branches across Northern New England. Directly comparable as a multi-line independent agency operating across personal and commercial insurance with carrier comparison.

Emerging players

• Lemonade: Digital-native insurance carrier offering renters, homeowners, pet, and auto insurance directly to consumers through a mobile-first experience. Comparable on the customer-facing insurance product set but competes by disintermediating the agent channel Bilodeau operates in.

Broad incumbents

• USI Insurance Services: Top-10 U.S. insurance brokerage serving middle-market and large commercial clients with property/casualty, employee benefits, and personal lines. Comparable in product breadth but at significantly larger scale than Bilodeau.
• Hub International: Major North American insurance brokerage offering personal, commercial, and benefits products through a network of regional offices. Comparable product set and brokerage model, with much broader geographic reach.
• Aon: Global professional services firm with a major insurance brokerage and risk management practice serving commercial clients. Comparable only at the product-category level but represents the broad-incumbent competitive set for commercial-line risk placement.
• Brown & Brown Insurance: Large publicly traded insurance brokerage distributing personal, commercial, and program business through a national agency network. Relevant as a scaled brokerage incumbent competing for the same mid-market commercial accounts in regional markets.
• Marsh McLennan: Global insurance brokerage and risk management firm operating across commercial and personal lines through Marsh and Mercer. Relevant as the broad incumbent defining the brokerage industry that smaller independents like Bilodeau compete against at the upper end of the market.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/bilodeauinsurance
• LinkedInlinkedin.com/company/bilodeau-insurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bilodeau Insurance Agency