WealthTec

What WealthTec does

WealthTec LLC is a privately-held software company founded in 1999 by Howard L. Eisenberg, operating from a single headquarters in Fulton, Maryland. The company develops and sells WealthTec Suite, a Windows-based desktop wealth planning application used by financial advisors, accountants, estate attorneys, and insurance professionals to serve ultrawealthy clients. The suite combines strategic and tactical modeling tools — including the Pinnacle global/asset allocation planner, Cash Flow & Estate Planner, EstatePro, Monte Carlo simulation engines, and qualified plan/IRA distribution planners — into a single integrated platform that addresses cash flow, income tax, retirement, charitable, and estate planning scenarios. Underlying technical components include a proprietary .dat case-file format, presentation-grade client deliverables, and a comprehensive library of estate planning flowcharts covering structures such as GRATs, IDGTs, BDOTs, ILITs, QPRTs, CLATs, CRUTs, NIMCRUTs, and dynasty trusts.

WealthTec monetizes primarily through annual per-user subscription licensing (ranging from $3,495 for a 2-user license to $6,195 for a 4-user license, with $1,399 per additional user beyond 4) and supplements this with WealthTec PlanXPRT, a back-office service in which the company's team uses its proprietary software to produce advanced planning illustrations on behalf of advisory firms. Distribution is entirely direct and founder-led: Howard Eisenberg personally engages prospects, distributes a 45-day free trial whose demo edition is feature-identical to the standard edition, and provides product support via email and phone. The current product release is WealthTec Suite version 2026.5, dated 20-May-2026, reflecting more than 25 years of continuous evolution since the initial January 2000 launch.

WealthTec is a founder-owned LLC with no disclosed external funding, no parent company, and no subsidiaries. The business model depends heavily on a single individual for product development, sales, and support, which simultaneously represents a key strength (deep subject-matter expertise) and a structural risk (key-person concentration). Target customers include national and regional banks, private banks and trust companies, wealth advisory firms and RIAs, Big 4 and other accounting firms, trust and estate law firms, single and multifamily offices, and insurance professionals serving HNW and UHNW households.

Name

WealthTec

Legal name

WealthTec LLC

Website

https://wealthtec.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

WealthTec LLC develops WealthTec Suite, a Windows-based wealth, tax, and estate planning desktop application for financial advisors, accountants, estate attorneys, and insurance professionals serving ultrawealthy clients. The founder-led, self-funded firm sells annual per-user subscriptions and a back-office planning service.

Ownership category

akta.pro rank

Product category

Wealth Planning Software

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAGAEAH

Digital Wealth Platforms for Advisors (TAMP/Advisor Tech)

Financial & Insurance/Financial Technology (Fintech)/Robo-Advisory & Digital Wealth Platforms

Keywords

• Wealth planning software
• Estate planning software
• Financial planning software
• Monte carlo simulation
• Retirement planning software

Headquarters

HQ city

Fulton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. WealthTec Suite Subscription Licensing: Recurring annual software subscription priced per user tier (2 Users $3,495; 3 Users $4,995; 4 Users $6,195; 5+ Users $1,399/user). Includes product updates, enhancements, and product support for the 12-month term, with renewal offered at the start of each subsequent 12-month period.
2. WealthTec PlanXPRT Back-Office Service: Professional services offering where WealthTec acts as a strategic back-office partner, using its proprietary software to produce advanced wealth planning illustrations for advisors' clients. Service-based, not licensed to the client.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

WealthTec develops and sells WealthTec Suite, a Windows-based desktop wealth, tax and estate planning application for professional advisors serving mass-affluent to ultra-high-net-worth clients. The suite combines strategic and tactical planning models—including Pinnacle (global/asset allocation), Cash Flow & Estate Planner, EstatePro, Monte Carlo simulation, qualified plan/IRA distribution modeling, and estate planning flowcharts—into a single integrated platform with client presentation tools. The firm also offers WealthTec PlanXPRT, an outsourced back-office service that produces advanced planning illustrations on behalf of advisory firms using the same proprietary engine.

Product overview

WealthTec offers a single integrated planning technology offering built around one core Windows desktop application, WealthTec Suite, which is supplemented by an optional back-office service, WealthTec PlanXPRT. WealthTec Suite is the flagship platform combining strategic and tactical wealth, tax and estate planning models with client presentation tools, while WealthTec PlanXPRT extends the same proprietary engine as a consulting service for advisors who prefer to outsource complex case-building rather than license the software. Together they target the same ultrawealthy client segment and can be used independently or in a hybrid model.

Differentiator

Problem solved

Functional benefit

Brands

• WealthTec Suite: WealthTec's flagship wealth planning software platform combining strategic and tactical modeling tools and presentations for serving high-net worth and ultrahigh-net worth clients.
• WealthTec PlanXPRT

Products and services

• WealthTec Suite WealthTec Suite is a Windows-based advanced wealth, tax and estate planning platform that combines strategic and tactical modeling tools with client presentations into a single integrated suite for professional advisors serving mass-affluent, high-net-worth and ultra-high-net-worth clients. It includes Pinnacle (global/asset allocation planner), Cash Flow & Estate Planner, EstatePro, Monte Carlo simulation tools, qualified plan/IRA distribution planners, and focused charitable and estate planning tools, with comprehensive coverage of GRATs, IDGTs, BDOTs, ILITs, QPRTs, CLATs, CRUTs, NIMCRUTs and dynasty trusts.
• WealthTec PlanXPRT

Quantifiable outcome

• 25+ years of continuous product evolution since initial release in January 2000.
• +2 more outcomes

Segments8 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

One partnership is on record.

• Ernst & Young LLPhistorical_backgroundOthersNot a current commercial partnership — Howard L. Eisenberg was a senior manager at Ernst & Young LLP for over a decade before founding WealthTec in 1999, including roles in the National Tax Department in Washington, DC and as an instructor in the firm's continuing professional education programs.

Scale indicators4 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• RightCapital: Cloud-native financial planning platform for RIAs and financial advisors, covering retirement, tax, education, Social Security, and estate planning. Direct substitute for WealthTec Suite, but with modern browser/SaaS delivery.
• MoneyGuidePro: Goal-based financial planning software widely used by advisors for retirement, tax, and estate planning; supports Monte Carlo simulations. Functionally overlapping with WealthTec Suite for HNW client planning.
• NaviPlan: Comprehensive financial planning software (acquired by Envestnet) used by advisors for cash flow, tax, retirement, and estate planning at HNW/UHNW levels. Direct overlap with WealthTec's planning depth.
• eMoney Advisor: Comprehensive financial planning, wealth management, and client portal software owned by Fidelity, serving advisors serving HNW/UHNW clients. Closest large-scale direct peer to WealthTec's planning-suite proposition.

Broad incumbents

• Addepar: Wealth management technology platform for RIAs, family offices, and private banks serving UHNW clients. Broader portfolio reporting and analytics incumbent that competes for the same end-client wallet.
• Orion Advisor Technology: Wealth management platform offering portfolio accounting, reporting, and advisor CRM, increasingly expanding into financial planning. Broad incumbent that overlaps with WealthTec on planning tools.

Emerging players

• Vanilla: Estate planning software for financial advisors and RIAs, focused on streamlined estate-plan design and visualization. Partially overlapping with WealthTec's estate and charitable planning tools.
• Holistiplan: Tax planning software for financial advisors that reads Form 1040s and runs what-if scenarios. Emerging adjacent player in the same advisor planning stack where WealthTec Suite competes.
• BluePrint Wealth Planning Software: Retirement income and tax-efficient withdrawal planning software for advisors. Adjacent planning tool that overlaps with WealthTec's retirement and Monte Carlo functionality.
• Advyzon: All-in-one advisor platform with portfolio management, reporting, CRM, and a built-in financial planning module. Emerging cloud-native competitor to WealthTec for small-to-mid RIA firms.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/in/howardeisenberg

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about WealthTec