Lone Star Title
Lone Star Title is a privately held El Paso-based title insurance and escrow/settlement services provider serving residential, commercial, and farm and ranch real estate transactions across West Texas and Southern New Mexico through five branch offices and agent-facing digital tools.
- Company typePrivate
- Founded1999
- HeadquartersEl Paso, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Lone Star Title does
Lone Star Title Company of El Paso, Inc. is a privately held title insurance and settlement services provider founded in 1999 by John C. Martin in El Paso, Texas. The firm issues title insurance policies and delivers escrow and closing services for residential, commercial and industrial, and farm and ranch real estate transactions, serving homebuyers, sellers, real estate agents, brokers, lenders, and transaction coordinators in West Texas and Southern New Mexico. It operates five branch offices — four across the El Paso metro (N. Mesa headquarters, Gateway East, Trawood, Gateway West/Zaragoza) and one in Las Cruces, New Mexico (Camino Real Abstract & Title, founded 2007) — supported by a small staff in the 11–50 range and reaching customers through direct, relationship-led sales and an online order submission portal.
Revenue is generated transactionally from title insurance premiums (rates regulated by the Texas Department of Insurance, last adjusted with a 4.9% cut in September 2019) and from escrow and settlement fees on residential, commercial, and farm/ranch closings. All title policies are backed by 11 major national underwriters — including Fidelity National, Commonwealth, Stewart, Old Republic, Chicago Title, Title Resources, National Investors, Alamo, WFG, Alliant, and First National — giving the firm broader underwriting capacity than any competing title company in the El Paso Southwest, per its own positioning. Operations run on standard third-party title-industry software (RamQuest for transaction management, Rynoh Live for daily escrow reconciliation, Closing Insight for lender collaboration) plus first-party consumer-facing calculators (Title Premium, Buyer, Seller, Net Sheet) and a cross-platform Lone Star Agent App for real estate agents; no AI/ML capability is disclosed.
The company is family-owned (John Martin as Founder, Marshall Martin as VP/President, Andy Quintana as CFO), with no external institutional capital or funding history, and is privately held under Texas jurisdiction. Its value proposition centers on local ownership, bilingual staffing, 25+ years of community presence, community sponsorship activity (Coronado Baseball, Rio Grande Cancer Foundation, Alzheimer's Foundation, among others), and consistent local recognition including Best of El Paso 2025. Its commercial posture is that of a stable regional incumbent defending share in its core market rather than scaling into new geographies or verticals.
Lone Star Title firmographics
Firmographics- Name
- Lone Star Title
- Legal name
- Lone Star Title Company of El Paso, Inc.
- Website
- https://lonestartitle.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Lone Star Title is a privately held El Paso-based title insurance and escrow/settlement services provider serving residential, commercial, and farm and ranch real estate transactions across West Texas and Southern New Mexico through five branch offices and agent-facing digital tools.
- Ownership category
- akta.pro rank
Lone Star Title industry classification
Industry- Product category
- Title Insurance and Settlement Services
- NAICS
- Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Search & Examination (BPAJAOAB)
Keywords
Where Lone Star Title is headquartered
LocationHeadquarters
- HQ city
- El Paso
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
Lone Star Title business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Title Insurance Premiums: Title insurance policy premiums charged to buyers and lenders for protecting against title defects and ownership risks. Rates are regulated by the Texas Department of Insurance and have historically experienced periodic decreases, including a 4.9% rate decrease effective September 1, 2019.
- Escrow and Settlement Services: Fees for handling real estate closing transactions, including escrow services, document preparation, and settlement coordination for residential, commercial, and farm/ranch transactions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Title Insurance Premiums |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Lone Star Title product offering
Product offeringCore offering
Lone Star Title Company of El Paso, Inc. is a full-service title insurance and real estate settlement provider operating in Southwest Texas and Southern New Mexico. The company issues title insurance policies and delivers escrow and closing services for residential, commercial and industrial, and farm and ranch property transactions, supported by digital calculators and a mobile agent application for premium estimation.
Product overview
Lone Star Title Company of El Paso, Inc. is a full-service title insurance and real estate settlement provider operating in Texas and Southern New Mexico. The company offers a unified portfolio of title insurance products (Residential, Commercial & Industrial, and Farm & Ranch) along with settlement services and a suite of web-based calculator tools (Title Premium Calculator, Buyer Calculator, Seller Calculator, Net Sheet Calculator, and the Lone Star Agent App). The product offering centers on providing comprehensive title insurance protection and closing services for real estate transactions, supported by digital tools for premium calculation and cost estimation.
Differentiator
Problem solved
Functional benefit
Brands
- Lone Star Agent App: Mobile application for Lone Star agents to access title premium calculators and other tools.
Products and services
- Title Insurance Title insurance policies that protect property buyers and lenders from financial losses due to defects in title, including ownership disputes, liens, encumbrances, and other title-related issues. Underwritten by 11 major national title insurance underwriters.
- Residential Title Services Title insurance and settlement services for residential property transactions including home purchases, sales, and refinances, delivered by residential escrow officers across multiple branch offices.
- Commercial & Industrial Services Title insurance and settlement services for commercial and industrial real estate transactions, including multi-use properties, investment buildings, and complex deal structures, handled by dedicated commercial escrow officers.
- Farm & Ranch Services Specialized title insurance and closing services for farms, ranches, and large acreage properties across multiple counties, including multi-party ownership transfers and specialized land transactions.
- Escrow & Settlement Services Settlement and escrow services facilitating the closing of real estate transactions, including document preparation, fund handling with daily reconciliation through Rynoh Live, and coordination among buyers, sellers, lenders, and agents.
- Lone Star Agent App Mobile application for real estate agents to calculate title premiums, buyer costs, and seller proceeds on-the-go. Compatible with Windows, Mac, iPhone, Android, iPad, and Kindle Fire.
Companies that use Lone Star Title
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles3 records
Lone Star Title technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Lone Star Title partnerships and signals
Strategic signalScale indicators4 records
Recent moves6 records
Expansion highlights5 records
Lone Star Title competitors and assessment
Company assessmentDirect peers
- First American Title Insurance Company: First American is a top-five US national title underwriter with Texas retail operations that directly compete for the El Paso transactions also served by Lone Star Title; comparable scale, full title/escrow offering, and similar product suite.
- Commonwealth Land Title Insurance Company: Commonwealth Land Title (part of Fidelity National) is a Lone Star underwriting partner with Texas agency operations that provide the same title insurance, escrow, and closing services to overlapping customer segments.
- Title Resources Guaranty Company: Title Resources is a Lone Star underwriting partner that also issues title insurance through agency relationships and direct operations; comparable product offering and customer base in Texas residential and commercial title.
- Chicago Title Insurance Company: Chicago Title is a backing underwriter for Lone Star and one of the largest direct-operating title insurers in Texas, offering identical title insurance and escrow services to the same buyers, sellers, lenders, and real estate agents in the El Paso market.
- Stewart Title Guaranty Company: One of Lone Star Title's core underwriting partners and a major national title insurance underwriter with its own direct agency operations that compete for the same El Paso residential, commercial, and farm/ranch transactions; both issue title policies and run settlement operations in the same geography.
- Fidelity National Title Group: Fidelity National is a Lone Star underwriting partner and the largest US title insurer with extensive direct agency operations in Texas. It serves essentially the same buyer/seller/real estate professional customer base across residential and commercial closings.
- WFG National Title Insurance Company: WFG is a backing underwriter for Lone Star Title and operates national title insurance and escrow services with a Texas retail presence that competes for the same buyer, seller, and lender business.
- Old Republic Title: Old Republic is a Lone Star underwriting partner and a major national title insurer with direct operations in Texas; it competes head-on for residential closings while offering comparable commercial and specialty title products.
Regional players
- Independence Title: Independence Title is a Texas-based title insurance and settlement services company primarily serving the Austin/Central Texas region; same business model and service categories as Lone Star but a non-overlapping geography.
- Alamo Title Company: Alamo Title is a Texas-focused title insurance and escrow company that is itself an underwriting partner for Lone Star. While both operate in Texas, Alamo's footprint centers on San Antonio/central Texas, making it a regional rather than direct El Paso competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Lone Star Title social profiles
Digital presenceLone Star Title financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lone Star Title leadership team
Management profileNumber of profiles
Profiles16 records
Lone Star Title funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lone Star Title M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lone Star Title
What does Lone Star Title do?
Lone Star Title Company of El Paso, Inc. is a full-service title insurance and real estate settlement provider operating in Southwest Texas and Southern New Mexico. The company issues title insurance policies and delivers escrow and closing services for residential, commercial and industrial, and farm and ranch property transactions, supported by digital calculators and a mobile agent application for premium estimation.
Is Lone Star Title a public or private company?
Lone Star Title is a private company. It is classified as family owned and is currently operating.
When was Lone Star Title founded?
Lone Star Title was founded in 1999. It employs 11 to 50 people.
Where is Lone Star Title based?
Lone Star Title is headquartered in El Paso, United States, in the North America region.
How does Lone Star Title make money?
Two revenue lines are on record. Title Insurance Premiums are the primary driver. The others are escrow and Settlement Services.
Who are Lone Star Title's main competitors?
Direct peers on record are First American Title Insurance Company, Commonwealth Land Title Insurance Company, Title Resources Guaranty Company, Chicago Title Insurance Company, Stewart Title Guaranty Company, Fidelity National Title Group, WFG National Title Insurance Company and Old Republic Title. Regional players are Independence Title and Alamo Title Company.
Does Lone Star Title have an API?
No public API is recorded for Lone Star Title.
What industry is Lone Star Title in?
Lone Star Title's product category is Title Insurance and Settlement Services. Its primary akta.pro industry code is BPAJAOAB, Title Search & Examination. Its NAICS code is 541191 and its SIC code is 6361.