Medical Benefits Network

What Medical Benefits Network does

Medical Benefits Network (MBN) is a privately held, licensed health insurance brokerage and advisory firm founded in 1989 and headquartered in Pittsburgh, Pennsylvania, with a secondary office in Washington, PA. The company serves individuals, families, and businesses across Western Pennsylvania (9 counties: Allegheny, Beaver, Butler, Cambria, Greene, Lawrence, Mercer, Washington, Westmoreland) and parts of West Virginia, with an additional capability to place employer group benefits nationally. Its core offerings span Medicare guidance (Parts A, B, C, D, and Medigap supplements), group health insurance for small businesses (2-50 employees) and larger employers (50+), dental and vision coverage, voluntary benefits (life, accident, critical illness, disability, hospital indemnity), and workplace rewards programs.

The company's product surface is delivered through licensed local advisors operating on a no-call-center, sales-led motion across phone, text, in-person, and Calendly-scheduled appointments, supported by an employee benefits platform branded MBN Connect for enrollment and compliance workflows. No proprietary technology stack, AI features, or software products are disclosed beyond the MBN Connect platform layer. Distribution is direct-to-client via a nine-person team including the founder/CEO, an office manager, an administration director, a data/commission consultant, a senior advisory board member, and four benefits specialists/representatives.

The business model is commission-based: MBN earns carrier-allocated commissions from eight+ insurance partners (Aetna, Highmark, United Healthcare, UPMC, Blue Cross/Shield, Principal, Nationwide, Cigna) for placing clients into health, Medicare, and supplemental plans. Client-facing services are provided at no charge. Growth has historically been referral-driven from a satisfied-customer base of 30,000+ clients and 300,000+ lifetime memberships, with no external investors, parent company, or funding rounds disclosed in the source material.

Name

Medical Benefits Network

Legal name

Medical Benefits Network

Website

https://medicalbenefitsnetwork.com

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

1–10 employees

Short description

Medical Benefits Network is a private health insurance brokerage founded in 1989, serving individuals, families, and businesses across Western Pennsylvania and parts of West Virginia with Medicare guidance, group health plans, and supplemental benefits via licensed advisors and 8+ carrier partnerships.

Ownership category

akta.pro rank

Product category

Health Insurance Brokerage and Advisory

NAICS

Direct Health and Medical Insurance Carriers (524114)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Medigap Member Support & Care Navigation (Advocacy/Concierge) (HLAEADAH)

Keywords

• Health insurance brokerage
• Medicare advisory services
• Group health benefits
• Voluntary benefits coverage
• Insurance carrier partnerships

Headquarters

HQ city

Pittsburgh

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Carrier Commissions: MBN earns commissions from insurance carrier partners (Aetna, Highmark, United Healthcare, UPMC, Blue Cross/Shield, Principal, Nationwide, Cigna) for placing clients in health insurance plans. Services to clients are provided at no cost — advisors are compensated by the insurance carriers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Medical Benefits Network is a licensed health insurance brokerage that provides free, personalized advisory services for Medicare (Parts A, B, C, D and Medigap) and group health insurance plans for employers. Advisors guide individuals, families, and businesses through plan comparison and enrollment using access to 8+ major insurance carriers, with MBN compensated through carrier commissions.

Product overview

Medical Benefits Network operates as a health insurance brokerage and advisory service, not a software product. The company offers Medicare guidance (Original Medicare, Medicare Advantage, Part D, Medigap), group health plans for small and large employers, and supplemental benefits including Dental & Vision, Voluntary Benefits, and Workplace Rewards. The core offering is personalized advisory services delivered through licensed advisors, supported by the MBN Connect platform for employee benefits management. The company serves individuals turning 65, individuals/families seeking coverage, small business groups (2-50 employees), and large employer groups (50+ employees) across Western Pennsylvania and parts of West Virginia.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Served 30K+ clients and sold 300K+ memberships over company history
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core and supporting.

• AetnacoreChannel Partner/ Reseller/ DistributorMajor national health insurance carrier providing health plans offered to MBN clients. Partnership enables access to Aetna's provider networks and product portfolio.
• HighmarkcoreChannel Partner/ Reseller/ DistributorRegional health insurer and Blue Cross Blue Shield affiliate providing plans to MBN clients in Pennsylvania. Primary regional partner with comprehensive product offerings.
• United HealthcarecoreChannel Partner/ Reseller/ DistributorNational health insurance carrier offering broad provider networks and diverse plan options to MBN clients.
• UPMC Health PlancoreChannel Partner/ Reseller/ DistributorMajor regional health system and insurer based in Pittsburgh, PA. Provides plans specifically for Western PA clients with access to UPMC provider network.
• Blue Cross / Blue ShieldcoreChannel Partner/ Reseller/ DistributorNational association of independent Blue Cross and Blue Shield companies offering comprehensive health coverage through MBN.
• PrincipalsupportingChannel Partner/ Reseller/ DistributorFinancial services company providing retirement, benefits, and insurance solutions. MBN offers Principal benefits products to clients.
• NationwidesupportingChannel Partner/ Reseller/ DistributorInsurance and financial services company offering various insurance products including health-related coverage through MBN.
• CignacoreChannel Partner/ Reseller/ DistributorGlobal health insurance company providing health plans and related coverage options to MBN clients.

Scale indicators5 records

Recent moves1 record

Expansion highlights5 records

Broad incumbents

• OneDigital: OneDigital is a large national employee benefits and insurance brokerage serving SMB and enterprise employer groups with multi-carrier solutions — broader scale but overlapping the SMB/mid-size employer benefits side of MBN's book.
• HUB International: HUB International is a global insurance brokerage offering employee benefits, commercial, and personal insurance — comparable to MBN's broker/agency function but at enterprise scale and national footprint.
• USI Insurance Services: USI is one of the largest U.S. insurance brokerages, providing employee benefits and property/casualty brokerage to mid-market and enterprise clients — overlaps MBN's large-employer (50+) segment at much larger scale.

Direct peers

• SelectQuote: SelectQuote operates a multi-channel insurance brokerage selling Medicare, life, and health products across carriers via licensed agents — directly comparable in commission-based, multi-carrier distribution.
• GoHealth: GoHealth is a Medicare-focused insurance brokerage and online marketplace selling Medicare Advantage, Medicare Supplement, and Part D plans via phone-and-digital agents — the closest scaled analog to MBN's Medicare advisory core.
• Healthcare.com: Healthcare.com runs an online marketplace for ACA marketplace, Medicare, and individual/family plans — overlapping MBN's individual/family and Medicare segments via a digital-first channel.
• eHealth: eHealth operates eHealthInsurance.com, a leading online health insurance marketplace that sells Medicare, individual/family, and small-group plans across carriers — the most direct online comparator to MBN's licensed-advisor brokerage model.
• HealthMarkets: HealthMarkets is a nationwide health insurance agency selling individual, family, Medicare (Advantage/Supplement/Part D), and small-business plans across carriers — comparable to MBN in product mix and carrier-agnostic distribution.

Emerging players

• Simply Insurance: Simply Insurance is an online insurance agency selling Medicare, ACA, and life products through a digital-first experience — overlaps MBN's Medicare/individual segments via a younger, digital-led model.
• Nava Benefits: Nava Benefits is a tech-enabled benefits broker focused on small and mid-sized businesses, combining brokerage with a digital benefits platform — adjacent to MBN's SMB employer health insurance offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/medical-benefits-network

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Medical Benefits Network