The Rowley Agency

What The Rowley Agency does

The Rowley Agency is a privately held, US-based insurance and financial services firm founded in 1966 and headquartered in Concord. According to the firmographic description, the agency operates as a platform specializing in financial protection services for families and individuals. With 101-250 employees, it sits in the small-to-mid-sized independent agency segment of the US insurance distribution market, serving retail (household-level) customers rather than large enterprise accounts. The firm's core business model is typical of an independent insurance agency: it acts as an intermediary distributing financial protection products (such as life, health, property/casualty, and related protection products) from carriers to families and individuals, earning commissions and fees on placement and servicing.

No detailed product catalog, carrier panel, pricing structure, or technology stack is disclosed in the source material specific to The Rowley Agency. The agency maintains a web presence at rowleyagency.com. The 60-year operating history suggests a stable, relationship-driven local/regional book of business rather than a digitally-scaled platform.

IMPORTANT DATA NOTE: Substantial portions of the aggregated input data (revenue figures, subsidiary structures, product catalogs, global office counts, social media profiles, geographic footprint, leadership) reference Arthur J. Gallagher & Co. (NYSE: AJG), a separate, publicly traded global insurance brokerage firm with $13.8B in revenue and 1,116 offices across 130+ countries. This appears to be a data aggregation error where Gallagher's profile was conflated with The Rowley Agency's entry. The analytical outputs above are anchored to The Rowley Agency's actual firmographic data; Gallagher-specific data points are not used to characterize Rowley Agency's business, scale, or strategy.

Name

The Rowley Agency

Legal name

Arthur J. Gallagher & Co.

Website

https://rowleyagency.com

Company type

Public

Founded year

1927

Operating status

Operating

Headcount range

101–250 employees

Short description

The Rowley Agency is a private, US-based insurance agency founded in 1966 and headquartered in Concord, with 101-250 employees. It specializes in distributing financial protection products and services to families and individuals across the United States.

Ownership category

akta.pro rank

Product category

Insurance Agency / Personal Financial Protection Services

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Nonprofit / Social Services BOP (FSAJAFAM)

Keywords

• Financial protection services
• Insurance agency
• Family insurance solutions
• Personal insurance coverage
• Risk management services

Headquarters

HQ city

Concord

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Distribution channels2 records

Marketing channels7 records

Core offering

The Rowley Agency is a private financial protection services firm that extends services to families and individuals seeking personal financial protection. The firm, founded in 1966 and based in Concord, USA, operates with 101–250 employees and serves as a local/regional agency delivering financial protection solutions. Granular product, carrier, and service-line details are not independently evidenced in the input; the bulk of aggregated content relates to Arthur J. Gallagher & Co. (a global insurance brokerage with brokerage, risk management, and HR consulting services), suggesting a partnership, affiliation, or data overlap.

Product overview

Gallagher offers a unified portfolio of insurance and risk management solutions alongside benefits and human resources consulting services. The core offerings include Insurance and Risk Management for protecting people and reducing total cost of risk, and Benefits and Human Resources Consulting for organizational wellbeing. Under the Gallagher companies umbrella, the firm operates multiple specialized sub-brands including Global Reinsurance Brokerage, Claims and Risk Management, Alternative Risk Solutions, Wholesale Insurance Brokerage, Creative Underwriting Solutions, and London Market Risk Management, all working together to serve business owners, insurance brokers, carriers, and reinsurers.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Protection Services for Families and Individuals Core service offering of The Rowley Agency, providing financial protection solutions to families and individuals. The firm was founded in 1966 with a mission focused on extending financial protection services to households and individual policyholders. Specific product lines (life, health, auto, home, etc.) and carrier partnerships are not independently evidenced in the input. The broader aggregated content relates to Gallagher's brokerage, risk management, and HR consulting services, which are not The Rowley Agency's own offerings.

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Broad incumbents

• Hub International Limited: One of the largest insurance brokerages in North America, owned by private equity and built via roll-up of regional agencies. Directly comparable M&A-driven model targeting agencies of Rowley's profile.
• Acrisure: Fast-growing private insurance brokerage built through aggressive acquisitions of independent agencies. Competes directly for the same customer base and acquisition pipeline as Rowley.
• Lockton Companies: Largest privately held insurance brokerage in the world, providing personal, commercial, and benefits solutions. Comparable to Rowley in private ownership status while competing in the same distribution channel.
• Aon plc: Global professional services firm (NYSE: AON) providing insurance brokerage and risk management, including retail personal lines. A top-tier incumbent in the same distribution space.
• Marsh McLennan: Global professional services firm (NYSE: MMC) and parent of Marsh, the world's largest insurance broker. Operates in the same insurance brokerage category, including personal lines distribution via Oliver Wyman and other units.
• Arthur J. Gallagher & Co. Publicly traded global insurance brokerage (NYSE: AJG) with $13.8B revenue and 1,116 offices across 130+ countries. A dominant incumbent in the same insurance distribution space as Rowley, but operating at vastly greater scale and across commercial, benefits, and reinsurance lines.
• Brown & Brown, Inc. Publicly traded insurance brokerage (NYSE: BRO) built largely through acquisitions of regional independent agencies—a direct competitive model for the mid-market personal lines and commercial distribution space Rowley occupies.

Direct peers

• Alera Group: PE-backed national insurance brokerage formed from the merger of multiple regional agencies, offering personal, commercial, and benefits solutions. A directly comparable mid-sized aggregator peer.
• World Insurance Associates: PE-backed insurance brokerage that has rapidly acquired regional personal-lines and commercial agencies across the U.S. A direct consolidator peer targeting agencies of Rowley's size and profile.

Regional players

• Assurex Global: Network of independent insurance and risk management agencies that partner to access broader markets and carrier relationships. A peer through the independent agency channel Rowley operates in.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks4 records

Key highlights4 records

Customer concentration

• Xx.com/rowleyagency
• YouTubeyoutube.com/GallagherGlobal
• Facebookfacebook.com/GallagherGlobal
• LinkedInlinkedin.com/company/gallagher-global
• Instagraminstagram.com/gallagherglobal

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Rowley Agency