Aktia Real Estate
Aktia LKV is a Finnish residential real estate brokerage subsidiary of Aktia Bank, operating approximately 50 brokers across coastal Finland from Loviisa to Turku plus Åland and Ostrobothnia, delivering property sales, purchases, valuations, and rentals via commission-based transactions sourced primarily through bank-branch referrals and the Oikotie portal.
- Company typePrivate
- Founded2006
- HeadquartersHelsinki, Finland
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Aktia Real Estate does
Aktia LKV (legal name Aktia Kiinteistönvälitys Oy, also branded Aktia Fastighetsförmedling in Swedish) is a Finnish real estate brokerage firm headquartered in Helsinki, operating as a wholly-owned subsidiary of Aktia Bank (Aktia Pankki Oyj). The company was founded in 2006 and provides brokerage services for residential property sales, purchases, valuations, and rental management across the Finnish coastline from Loviisa through the Helsinki metropolitan area to Turku, with additional coverage in Ostrobothnia (Vaasa, Jakobstad/Pietarsaari) and Åland. Its physical offices in Helsinki, Porvoo, Inkoo, and Kirkkonummi are co-located within Aktia Bank branches, which constitutes the core of its distribution and lead-generation model alongside digital channels (aktialkv.fi, Oikotie portal, regional Facebook/Instagram/LinkedIn pages) and a network of approximately 50 traveling brokers.
The core service is transaction-fee brokerage: commissions are tiered at 3.9% for web-only marketing assignments, 4.5% for apartments, 4.96% for properties, and 5.6% for special objects, with a minimum of €2,900 per transaction (all prices incl. VAT 25.5%). Ancillary revenue streams include written and oral valuations (€200-€800), purchase-agreement drafting (from €500), rental commissions (one month's rent, min €450), and a buyer-representation service (Ostotoimeksianto, min €3,000 incl. VAT 24%). Customer segments span individual home buyers and sellers (primary), property investors, and vacation-home seekers, with a horizontal segmentation approach and bilingual Finnish/Swedish service.
Operationally, the company operates as a relationship-driven, broker-led service with no proprietary technology platform disclosed and no AI/ML capabilities evidenced. Its competitive position rests on the Aktia Bank distribution partnership, localized regional expertise across multiple sub-markets, and bilingual service delivery. Strategic emphasis is on regional office expansion and multi-channel digital marketing rather than product or technology differentiation.
Aktia Real Estate firmographics
Firmographics- Name
- Aktia Real Estate
- Legal name
- Aktia Kiinteistönvälitys Oy
- Website
- https://aktialkv.fi
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Aktia LKV is a Finnish residential real estate brokerage subsidiary of Aktia Bank, operating approximately 50 brokers across coastal Finland from Loviisa to Turku plus Åland and Ostrobothnia, delivering property sales, purchases, valuations, and rentals via commission-based transactions sourced primarily through bank-branch referrals and the Oikotie portal.
- Ownership category
- akta.pro rank
Aktia Real Estate industry classification
Industry- Product category
- Real Estate Brokerage
- NAICS
- Offices of Real Estate Agents and Brokers (5312), Real Estate Property Managers (53131)
- SIC
- Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Real Estate Buyer Representation (FSAEAJAG)
Keywords
Where Aktia Real Estate is headquartered
LocationHeadquarters
- HQ city
- Helsinki
- HQ country
- Finland
- HQ region
- Europe
Offices4 records
Markets served
Aktia Real Estate business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- Real Estate Brokerage Commissions: Commission-based real estate brokerage services. Fees are charged as a percentage of the transaction value, with different rates for apartments (4.5%), properties (4.96%), and special objects (5.6%). Minimum commission is 2,900 EUR. Additional services include valuations (200-800 EUR), document preparation (from 500 EUR), and rental commissions (one month's rent).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Web marketing only commission |
| Transaction based/ take rate | Pay-as-you-go | Apartment sales commission |
| Transaction based/ take rate | Pay-as-you-go | Property/real estate sales commission |
| Transaction based/ take rate | Pay-as-you-go | Special objects commission |
| Transaction based/ take rate | Pay-as-you-go | Minimum commission threshold |
| Other | Pay-as-you-go | Document preparation fee |
| Other | Pay-as-you-go | Written valuation |
| Other | Pay-as-you-go | Oral valuation |
| Other | Pay-as-you-go | Purchase agreement preparation |
| Transaction based/ take rate | Pay-as-you-go | Rental commission |
| Transaction based/ take rate | Pay-as-you-go | Purchase commission assignment |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
Aktia Real Estate product offering
Product offeringCore offering
Aktia Real Estate (Aktia LKV / Aktia Kiinteistönvälitys Oy) is a Finnish real estate brokerage that intermediates residential property transactions, providing property sales, buyer representation, property valuations, rental management and document preparation services. The firm operates multiple regional branch offices in Finland and is closely affiliated with Aktia Bank, leveraging bank referrals as a customer acquisition channel.
Product overview
Aktia LKV operates as a real estate brokerage platform offering property sales, purchases, rentals, and valuations across Finland. The core product is the Aktia LKV brokerage service, supported by regional offices throughout the Helsinki metropolitan area and western Finland. Additional services include rental listings (Vuokra-asunnot) and buyer representation (Ostotoimeksianto) for clients seeking properties not actively marketed.
Differentiator
Problem solved
Functional benefit
Products and services
- Residential Property Sales Brokerage
- Buyer Representation
- Property Valuation
- Rental Property Listings
- Property Marketing and Document Preparation
Companies that use Aktia Real Estate
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles2 records
Aktia Real Estate technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Aktia Real Estate partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Aktia BankcoreAktia LKV operates in partnership with Aktia Bank, functioning within bank branch locations. The company name derives from the bank affiliation (Aktia Kiinteistönvälitys / Aktia Fastighetsförmedling). Services include referrals from bank customers and integrated financial service offerings. The company's physical offices are located within Aktia Bank branches.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Aktia Real Estate competitors and assessment
Company assessmentDirect peers
- Kiinteistömaailma: One of Finland's largest residential real estate brokerage franchise networks with nationwide coverage, comparable commission-based service mix (sales, valuations, rentals) and similar broker-headcount model to Aktia LKV.
- Habita: International real estate brokerage franchise with Finnish operations offering residential sales, rental, and relocation services; directly comparable in service portfolio and commission-based economics.
- Huoneistokeskus: Established Finnish residential brokerage providing sales, rental, and valuation services across the Helsinki metro and broader regions; competes head-to-head with Aktia LKV for the same individual buyer/seller personas.
- Sp-Koti: Brokerage arm of Säästöpankki (Savings Banks), another Finnish bank-affiliated real estate operation; mirrors Aktia LKV's bank-channel distribution model, leveraging branch referrals and integrated financial services.
- OP Koti: OP Group's real estate brokerage arm; structurally analogous to Aktia LKV as another Finnish bank-affiliated brokerage offering residential sales, valuations, and integrated mortgage referral through OP Financial Group's branch network.
- RE/MAX Finland: Master franchise of the RE/MAX network in Finland; competes for individual broker talent and the same buyer/seller customer base via a franchise model with comparable commission splits and listing services.
Broad incumbents
- Engel & Völkers Finland: Premium international brokerage franchise operating in Finland; overlaps with Aktia LKV in premium coastal and archipelago markets but serves a higher-end niche with global referral flow.
- Sotheby's International Realty Finland: Luxury property affiliate of the global Sotheby's network; relevant peer for Aktia LKV's high-end coastal and summer-cottage listings where premium service expectations overlap.
- Skanska Kodit: Nordic developer Skanska's residential sales arm in Finland; competing brokerage and developer-aligned sales channel for new-build properties that intersect with Aktia LKV's buyer-representation services.
Regional players
- Fastighetsbyrån: Sweden's largest real estate brokerage chain and a useful regional benchmark; doesn't compete in Finland but operates with the same residential brokerage model and coastal/swedish-speaking market emphasis relevant to Aktia LKV's positioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights5 records
Customer concentration
Aktia Real Estate social profiles
Digital presenceAktia Real Estate financial estimates
Financial estimateRevenue estimate
Valuation estimate
Aktia Real Estate leadership team
Management profileNumber of profiles
Profiles1 record
Aktia Real Estate funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Aktia Real Estate M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Aktia Real Estate
What does Aktia Real Estate do?
Aktia Real Estate (Aktia LKV / Aktia Kiinteistönvälitys Oy) is a Finnish real estate brokerage that intermediates residential property transactions, providing property sales, buyer representation, property valuations, rental management and document preparation services. The firm operates multiple regional branch offices in Finland and is closely affiliated with Aktia Bank, leveraging bank referrals as a customer acquisition channel.
Is Aktia Real Estate a public or private company?
Aktia Real Estate is a private company. It is classified as corporate owned and is currently operating.
When was Aktia Real Estate founded?
Aktia Real Estate was founded in 2006. It employs 11 to 50 people.
Where is Aktia Real Estate based?
Aktia Real Estate is headquartered in Helsinki, Finland, in the Europe region.
How does Aktia Real Estate make money?
One revenue line is on record: real Estate Brokerage Commissions.
Who are Aktia Real Estate's main competitors?
Direct peers on record are Kiinteistömaailma, Habita, Huoneistokeskus, Sp-Koti, OP Koti and RE/MAX Finland. Broad incumbents are Engel & Völkers Finland, Sotheby's International Realty Finland and Skanska Kodit. Fastighetsbyrån is listed as a regional player.
Does Aktia Real Estate have an API?
No public API is recorded for Aktia Real Estate.
What industry is Aktia Real Estate in?
Aktia Real Estate's product category is Real Estate Brokerage. Its primary akta.pro industry code is FSAEAJAG, Real Estate Buyer Representation. Its NAICS code is 5312 and its SIC code is 6531.