Kollet

What Kollet does

Kollet Limited is a Ghana-headquartered, privately held cryptocurrency payment gateway founded in 2021 that enables merchants, individuals, and developers to accept, send, and manage digital asset payments. The platform supports nine cryptocurrencies — Bitcoin, Ethereum, Monero, Litecoin, Bitcoin Cash, USDT (TRC20), USDC (TRC20), TUSD (TRC20), TRX, and Dogecoin — and bundles integrated point-of-sale tools, hosted customizable checkout pages, personal payment addresses, and self-service invoice creation. A REST API and developer documentation portal enable third parties to embed Kollet's payment infrastructure into custom applications, and an upcoming product, Kollet Pay, aims to settle transfers between Kollet users on Kollet's own global servers to bypass on-chain network fees.

The company's revenue model is built primarily on a 0.5% withdrawal fee plus pass-through cryptocurrency network fees; merchants receive customer payments in full with no incoming transaction fee, and minimum withdrawal thresholds ($0.01 to $2-3) are used to prevent wallet dust accumulation. Kollet operates a self-serve, product-led and API-first go-to-market with global reach claims and no disclosed geographic restrictions, distributed via web app (app.kollet.io), hosted checkout pages, direct payment links, and a developer portal. The company maintains GDPR, CCPA, and CalOPPA-aligned privacy practices but has no disclosed funding rounds, named customers, executive team, or revenue figures.

Customer segmentation is explicitly horizontal across SMB merchants, individual users, developers, and enterprise businesses. Distribution relies on developer documentation, a community forum, Medium content marketing, an FAQ, and human-supported email contact rather than a direct sales motion. With a 1-10 employee footprint and no disclosed institutional capital, Kollet functions as an early-stage, bootstrapped infrastructure provider competing on payment fee economics and crypto breadth.

Name

Kollet

Legal name

Kollet Limited

Website

https://kollet.io

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Kollet is a Ghana-based cryptocurrency payment gateway that enables merchants, individuals, and developers to accept, send, and manage payments across nine cryptocurrencies via hosted checkout pages, integrated point-of-sale tools, and a REST API.

Ownership category

akta.pro rank

Product category

Cryptocurrency Payment Gateway

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Payment Gateways & Checkout APIs (FSADAIAA)

akta.pro secondary industries

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Invoice, Billing & Subscription Payments (Crypto) (FSADAIAG), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE)

Keywords

• Cryptocurrency payments
• Payment gateway
• Merchant services
• Blockchain payments
• Crypto checkout

Headquarters

HQ city

Accra

HQ country

Ghana

HQ region

Africa

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Infrastructure, Marketing or Sales

Revenue model

1. Withdrawal Transaction Fee: 0.5% fee charged on withdrawal amounts when merchants transfer funds out of their Kollet account, in addition to cryptocurrency network fees.
2. Kollet Pay Network Services: Cross-platform digital payment solution where users pay cryptocurrency network fees for external transfers, while Kollet mints transaction records on global servers.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Kollet operates a cryptocurrency payment gateway that enables merchants to accept, process, and manage payments in multiple cryptocurrencies (Bitcoin, Ethereum, Monero, Litecoin, Bitcoin Cash, USDT, USDC, TUSD, TRX, Dogecoin) with no transaction fees on incoming payments. The platform includes integrated point-of-sale tools, hosted checkout pages, invoice creation, personal payment addresses, and a REST API for developer integrations. Kollet Pay is a complementary cross-platform solution that enables fee-free transfers between Kollet users by recording transactions on Kollet's global servers rather than on blockchain networks.

Product overview

Kollet is a cryptocurrency payment gateway/processor enabling merchants to receive and send cryptocurrency payments. The core Kollet platform provides integrated point-of-sale tools, hosted checkout pages, personal payment addresses, and invoice creation. The platform supports Bitcoin, Ethereum, Monero, Litecoin, Bitcoin Cash, USDT, USDC, TUSD, TRX, and Dogecoin. A REST API enables developers to build custom integrations. Kollet Pay is an upcoming cross-platform solution for borderless crypto payments without network fees.

Differentiator

Problem solved

Functional benefit

Brands

• Kollet Pay: A cross-platform digital solution leveraging blockchain for smooth and immediate transfer of funds globally, enabling users to make payments to online and offline channels at low or no extra charge.

Products and services

• Kollet Cryptocurrency Payment Gateway A cryptocurrency payment gateway that allows merchants to accept and process cryptocurrency payments from customers with no transaction fees on incoming payments. Supports Bitcoin, Ethereum, Monero, Litecoin, Bitcoin Cash, USDT, USDC, TUSD, TRX, and Dogecoin. Includes integrated point-of-sale tools, hosted checkout pages, personal payment addresses, invoice creation, and a REST API for custom integrations. Targeted at freelancers, developers, entrepreneurs, startups, individuals, and enterprise-level businesses.
• Kollet Pay A cross-platform digital payment solution leveraging blockchain technology for smooth and immediate transfer of funds globally. Enables users to make payments to online and offline channels with low or no extra charges by minting transaction records on Kollet's secure global servers, bypassing cryptocurrency network fees for transfers between Kollet users.

Quantifiable outcome

• Merchants receive 100% of customer payments with no transaction fees

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Stripe: Global online payments incumbent now adding crypto/stablecoin rails for merchants. While not a pure crypto processor, Stripe's entry into crypto payments represents the broad-incumbent direction of travel that threatens niche gateways like Kollet.

Direct peers

• CoinsPaid: Crypto payment processor offering merchant gateways and processing infrastructure with broad coin coverage. Competes with Kollet on merchant payment-gateway functionality, particularly in Europe and emerging markets.
• Coinbase Commerce: Coinbase's merchant crypto payment gateway supporting multiple coins with hosted checkout and API integration. Direct competitor to Kollet at the merchant payment-gateway layer, with much larger brand and liquidity.
• BitPay: One of the oldest crypto payment gateways for merchants, offering hosted checkout pages, invoices, and PoS tools. Closest product analogue to Kollet's suite and a long-standing competitor in the multi-coin merchant payment space.
• CoinGate: Cryptocurrency payment processor offering hosted checkout, API, PoS plugin, and invoicing for merchants globally. Direct competitor with comparable feature breadth to Kollet's core product.
• NOWPayments: Self-serve crypto payment gateway with broad coin support, hosted checkout, API, and POS tools targeted at SMBs. Competes head-to-head with Kollet on ease of integration and multi-asset acceptance.
• Alchemy Pay: Hybrid fiat-and-crypto payment gateway with hosted checkout and a global merchant network. Competes with Kollet for merchants seeking crypto acceptance alongside traditional rails.
• BTCPay Server: Open-source, self-hosted crypto payment processor with PoS, checkout, and API capabilities — directly substitutable for Kollet for technically inclined merchants. Emphasizes the same self-banking / control ethos Kollet promotes.

Regional players

• Yellow Card: Pan-African crypto exchange and payments company offering on/off-ramps and merchant services across multiple African countries. Comparable African-focused crypto payment infrastructure player with regional scale Kollet aspires to.
• Bitnob: Africa-focused crypto payments and remittance platform with strong presence in Nigeria and Ghana. Closest geographic peer, sharing Kollet's Ghana-anchored African merchant focus and stablecoin-based remittance niche.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights6 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kollet