Estudio Beretta Galarce & Asociados

What Estudio Beretta Galarce & Asociados does

Estudio Beretta Galarce & Asociados (operating as Beretta, Galarce & Asociados / BG&A) is an Argentine professional services firm specializing in integrated debt collection and receivables management. Founded by partners Beretta and Galarce, the firm is headquartered at Lavalle 1625, Piso 10°, in central Buenos Aires, and serves financial institutions, consumer companies, utility/service companies, SMEs, and other collection agencies across Argentina. Its named enterprise clients include Banco Patagonia, Credicoop, AYSA, Edesur, AUSA, CDirecto, and Cencopay.

The firm operates an integrated collection platform combining a next-generation predictive dialer, programmable inbound and outbound IVR with voice synthesis, IP/digital telephony, 100% call recording, mass communication tools (SMS/HCM), skip tracing processes, and a proprietary case management software with automated letter generation, refinancing modules, and customizable statistical reporting. This infrastructure supports more than 100 collection positions and is staffed by a vertically structured team of telecobradores, professional negotiators, supervisors, and specialized judicial collection lawyers, enabling coverage from pre-mora and early-stage delinquency (mora temprana) through extrajudicial collection (mora superior a 90 días) and judicial recovery.

BG&A generates revenue through professional services fees for collection (likely contingency- or success-based), consulting and advisory engagements (process reengineering, cost analysis, portfolio valuation, NPL buy/sell advisory, custom software development via an in-house Technology Department), specialized training for collectors, supervisors, lawyers and managers, and third-party audits of outsourced portfolios. The firm is a certified member of Asarcob (Asociación Argentina de Empresas de Cobranzas y Servicios Jurídicos) and maintains a strategic alliance with GPS Asset Management, an NPL acquirer/investor with regional footprint across Argentina, Brazil, Chile, Colombia, Peru, and Uruguay. Pricing is not publicly disclosed and is quote-based, tailored to client requirements and portfolio characteristics.

Name

Estudio Beretta Galarce & Asociados

Legal name

Estudio Beretta Galarce & Asociados

Website

https://estudiobyg.com.ar

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

Estudio Beretta Galarce & Asociados is an Argentine professional debt collection and receivables management firm serving banks, consumer companies, utilities, and SMEs with an integrated platform combining predictive dialer, IVR, proprietary case management software, and judicial collection legal services.

Ownership category

akta.pro rank

Product category

Debt Collection and Receivables Management Services

NAICS

Collection Agencies (56144), Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)

akta.pro secondary industries

Late-Stage / Hard Collections (Charge-Off, Litigation Prep Support) (BPAAAEAD), Legal Collections Support (Pre-Lit, Litigation Admin, Judgment Recovery) (BPAAAEAH), Utilities/Telecom & Other Non-Financial Receivables Collections (FSAKAJAN)

Keywords

• Debt collection services
• Receivables management
• Extrajudicial collection
• Collection consulting
• Delinquency management

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Collection Services: Professional debt collection services for delinquent portfolios across all stages of delinquency (pre-mora, mora temprana, mora avanzada). Revenue likely generated through contingency fees or success-based pricing tied to recovered amounts.
2. Consulting and Advisory: Consulting services for banks, companies, studies and specialized collection agencies including process reengineering, cost analysis, portfolio valuation, and software development.
3. Training Services: Specialized training programs for collectors, supervisors, lawyers, managers and collection structure personnel for associations, companies and banks.
4. Audit Services: Third-party collection audits allowing clients to ensure efficient administration of outsourced portfolios and minimize outsourcing risks.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Estudio Beretta Galarce & Asociados is a Buenos Aires-based firm specialized in the integrated management of delinquent debt portfolios, offering collection services across early-stage delinquency (pre-mora and mora temprana), extrajudicial collection (portfolios over 90 days past due), and judicial collection for advanced delinquency. Beyond portfolio recovery, the firm provides related consulting/advisory, professional training, and third-party audits of outsourced collection operations for banks, consumer companies, service companies, and SMEs in Argentina.

Product overview

Estudio Beretta Galarce & Asociados is a debt collection agency offering an integrated debt management system consisting of five core service modules (Gestión de Mora Temprana, Cobranza Extrajudicial, Consultoría y Asesoramiento, Capacitación, and Auditorías) supported by six operational tools (Call Center, Staff, Software de Gestión, Ámbito de Negociación, Skip Tracing, and HCM/IVR/SMS/MAIL). The company combines large-scale portfolio treatment capacity with personalized professional follow-up, serving major financial institutions, consumer companies, service companies, and SMEs in Argentina.

Differentiator

Problem solved

Functional benefit

Products and services

• Gestión de Mora Temprana Early-stage delinquency management service for pre-mora and mora temprana portfolios, operated through more than 100 collection positions using a latest-generation predictive dialer, IP/digital telephony, 0810 inbound lines, SMS, programmable IVR with voice synthesis, and 100% call recording. Designed for banks, financial institutions, consumer companies, and service companies needing high-volume customer contact and situation regularization at the pre-delinquency and early delinquency stages.
• Cobranza Extrajudicial Extrajudicial collection service for portfolios with mora superior a 90 days, providing case-by-case negotiation, debt refinancing and documentation by specialized negotiators, demand letter issuance at each management stage, and client-customized reporting. Built to handle large portfolio volumes with statistical tracking and optimization of resources and results.
• Consultoría y Asesoramiento Consulting and advisory services for banks, companies, studies, and specialized collection agencies covering definition and reengineering of collection processes and strategies, cost analysis and evaluation, portfolio analysis and valuation, advisory on portfolio buy-sell processes, and custom collection software development via the firm's Technology Department.
• Capacitación Professional training services for collectors, supervisors, lawyers, managers, and other collection structure personnel, delivered for associations, companies, and first-tier banks. Training leverages the firm's partner-level experience in delinquency management.
• Auditorías Third-party audit services enabling clients to minimize risks associated with outsourcing collection portfolios. The audits cover all judicial and extrajudicial actions handled by external collection studies or agencies, allowing clients to ensure efficient administration of their outsourced portfolios.

Quantifiable outcome

• 100% call recording ensuring compliance and quality assurance
• +2 more outcomes

Named customers7 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Two partnerships are on record, tiered core.

• Asarcob (Asociación Argentina de Empresas de Cobranzas y Servicios Jurídicos)coreOthersBeretta, Galarce & Asociados is a certified member of Asarcob, the Argentine Association of Collection Companies and Legal Services. This membership provides industry credibility, regulatory compliance standards, and access to professional network within the collection services industry.
• GPS Asset ManagementcoreStrategic or Co-development PartnerStrategic alliance with GPS Asset Management, a firm that acquires, administers and makes investments in Non-Performing Loans (NPL) in the region with focus on Argentina, Brazil, Chile, Colombia, Peru and Uruguay. The partnership enables integrated NPL solutions combining collection services with investment and portfolio acquisition capabilities.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• EOS Group: One of the largest European debt collection and receivables management firms with operations across Latin America. Compares to BG&A as a full-service collections incumbent serving banks and consumer creditors, though EOS operates at significantly greater geographic scale.
• Intrum: Swedish-headquartered global credit management and debt collection firm with LATAM presence. Comparable to BG&A in providing outsourced receivables management to banks and consumer creditors, but at a substantially larger scale and with broader geographic coverage.
• Encore Capital Group: Global debt buyer with international servicing operations. Comparable to BG&A in serving financial institution and consumer credit portfolios, but Encore combines purchasing with servicing at a structural scale and capital base the firm does not match.
• PRA Group: US-based debt buyer and collection services provider operating across multiple geographies. Comparable to BG&A as a participant in NPL servicing markets, with the additional capability of proprietary portfolio acquisition that BG&A lacks.

Others

• GPS Asset Management: Argentine-headquartered NPL investor and servicer active across Argentina, Brazil, Chile, Colombia, Peru, and Uruguay. Directly comparable as a counterparty in BG&A's strategic alliance, and an ecosystem participant whose investment activity drives demand for BG&A's collection services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

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Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Estudio Beretta Galarce & Asociados