Fisan Global Business & Investments

What Fisan Global Business & Investments does

Fisan Global Business & Investments is a privately held business management consultancy headquartered in Curitiba, Brazil, that operates primarily as a US-facing 'Solution Hub' for small and medium-sized businesses. Founded approximately in 1999 and operating with 11-50 employees under principal Henrique dos Santos, the firm offers a portfolio of advisory services spanning profit and productivity improvement, executive coaching, real-time KPI dashboards, credit card processing fee audits, commercial payments automation, FICA tax reduction via an EHP employee benefits program, tax credits verification, and a multi-lender referral suite covering funding from $10K to $2M. The company's underlying technology is a real-time business performance dashboard that consolidates financial, operational, commercial, and managerial KPIs from third-party accounting platforms such as QuickBooks, Sage, and Buildertrend into a single view; remaining revenue streams rely on referral partnerships with EHP, GMG, BankBreezy, CoreRate (David Allen Capital), FlexRate, Giggle, and Weightless rather than proprietary software.

The business model is hybrid: core consulting fees from direct SMB engagements supplemented by commission/referral revenue from partner programs in tax benefits, tax credits, lending, and personal debt resolution. Go-to-market is sales-led and inside-sales driven, relying on Calendly-scheduled 15-minute discovery calls, free 1-hour diagnostic sessions, and a content/blog presence, with a dedicated Portuguese-language landing page ('Para Brasileiros') targeting Brazilian businesses seeking US market entry. Customer concentration is high by name and limited to a small set of SMB clients across HVAC, manufacturing, logistics, fire/security, and electrical verticals. There is no disclosed revenue, no outside funding, no M&A activity, no patents, and no AI/ML capabilities evident in the data.

Name

Fisan Global Business & Investments

Legal name

Fisan Global Business & Investments

Website

https://fisanglobal.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Fisan Global Business & Investments is a small private business management consultancy serving SMBs primarily in the US market with consulting, tax optimization, employee benefits, lending referrals, and debt resolution services, plus US market entry advisory for Brazilian businesses.

Ownership category

akta.pro rank

Headquarters

HQ city

Curitiba

HQ country

Brazil

HQ region

Latin America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Business Management Consulting: Core consulting services providing business coaching, operational improvement, process optimization, and executive coaching. Services include profit increase strategies, cost reduction, productivity improvement, and business funding advisory.
2. Employee Benefits Administration: Referral fees from EHP (Enhanced Health Plan) program enrollment. The EHP program helps employers enhance employee benefits while reducing payroll tax exposure, generating referral revenue when businesses sign up through their affiliate link.
3. Tax Credits Verification: Referral fees for directing clients to GMG tax credits verification service. The service checks eligibility for over 100 different tax credits including WOTC, Cost Segregation, and R&D credits.
4. Lending Referrals: Referral commissions from lending partners (BankBreezy, CoreRate, FlexRate, Giggle) for routing business clients to appropriate funding solutions based on their credit profile and business needs.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Fisan Global Business & Investments is a business management consultancy that helps U.S. employers (typically with 25+ W-2 employees) and Brazilian businesses seeking U.S. market entry reduce tax exposure, access capital, and improve operations. Its flagship offerings include the FICA Tax Reduction Solution (EHP), a Real-Time Business Dashboard, profit and productivity improvement programs, commercial payments automation, credit card processing fee audits, specialized tax credit advisory, lending referrals, revolving business lines of credit, and executive coaching.

Product overview

Fisan Global Business & Investments is a business management consultancy operating as a Solution Hub that provides a portfolio of advisory and consulting services to businesses and individuals. The offering is structured as a platform of integrated consulting services rather than a single software product, covering four core areas: (1) Tax Reduction & Employee Benefits — the EHP FICA tax reduction program and employee benefits enhancement; (2) Business Performance — real-time KPI dashboards, profit/productivity improvement programs, commercial payments automation, and credit card fee audits; (3) Tax Credits & Specialized Advisory — identification and claiming of over 100 federal tax credits; and (4) Lending & Debt Resolution — a suite of lending products (BankBreezy, CoreRate, FlexRate, Giggle), revolving lines of credit, and personal/employee debt resolution via partner Weightless. Additional services include U.S. market entry consulting for Brazilian businesses and executive coaching. All services are delivered through customized consulting engagements and partner integrations with third-party lending platforms, with no standalone software product identified.

Differentiator

Problem solved

Functional benefit

Products and services

• FICA Tax Reduction Solution (EHP / Employer Health Plan) Group-rated employee benefits program designed to reduce employer FICA payroll tax burden for U.S. employers with 25+ W-2 employees, with savings quantified at up to ~$640 per employee.
• Real-Time Business Dashboard Real-time business performance dashboard with integrations to QuickBooks, Sage, and Buildertrend, providing KPI and financial visibility for SMB and mid-market employers.
• Profit & Productivity Improvement Program Consulting engagement that diagnoses and implements profit and productivity improvements across client operations.
• Commercial Payments Automation (AP/AR) Service to automate accounts payable and accounts receivable workflows, improving cash management and operational efficiency for U.S. businesses.
• Credit Card Processing Fee Audit Audit service that identifies savings on merchant credit card processing fees, typically priced on an outcome (savings) basis.
• Specialized Tax Savings / Tax Credits Advisory Advisory service identifying and supporting claims for federal tax credits (e.g., R&D, Work Opportunity, FICA tip credit and other applicable credits) for U.S. businesses.
• Lending Solutions (BankBreezy, CoreRate, FlexRate, Giggle) Referral-based business lending products (BankBreezy, CoreRate, FlexRate, Giggle) connecting clients to financing options for working capital and growth.
• Revolving Business Line of Credit Revolving business line of credit accessed through Fisan's lending referral network to provide flexible working capital.
• Personal and Employee Debt Resolution (Weightless) Debt resolution program (Weightless) for business owners and their employees to address personal and employee debt.
• U.S. Market Entry Consulting for Brazilian Businesses

Quantifiable outcome

• Up to $640 per employee per year FICA tax reduction
• +6 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature3 records

Partnerships

Four partnerships are on record, tiered minor.

• BankBreezyminorGTM or Marketing PartnerBankBreezy is a lending platform partner that provides a 2-minute funding check for businesses and self-employed individuals. Fisan refers clients to BankBreezy for quick qualification routing to appropriate funding tracks based on simple questions about bank account type, revenue, time in business, and credit score.
• EHP (Enhanced Health Plan)minorOthersEHP is an employee benefits enhancement program that helps reduce payroll tax exposure while improving employee benefits. Fisan receives affiliate referrals for every business that signs up through their affiliate link (getehp.com/?aff=12892540). The program includes prescription, virtual care, mental health, and weight management benefits.
• GMG (Tax Credits Verification)minorOthersGMG provides tax credits verification services that Fisan refers clients to for checking eligibility for over 100 different tax credits including WOTC, Cost Segregation, and R&D credits.
• WeightlessminorOthersWeightless is a personal and employee debt resolution partner offering attorney-backed programs to legally reduce or eliminate qualifying debts. Fisan refers individuals and corporate employees to Weightless for debt relief support including credit cards, student loans, and medical debt.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Emerging players

• Brex: Corporate card and financial services platform targeting SMBs and startups with credit, banking, and expense management. Adjacent to Fisan's SMB financial services referral model and credit card processing audit offering.
• Gusto: SMB-focused payroll, benefits, and HR platform serving small businesses with automated payroll, health insurance, and retirement offerings. Comparable employer-services footprint and target SMB segment.
• Fundbox: Tech-enabled SMB working capital provider offering revolving credit lines and short-term financing. Comparable to Fisan's revolving business line of credit and lending referral products.

Others

• SCORE: Free business mentoring and consulting organization serving US SMBs with volunteer advisors. Comparable as a non-transactional SMB advisory resource addressing the same target market, though SCORE is free rather than fee-based.

Broad incumbents

• ADP: Largest US payroll, HR, and benefits provider serving businesses of all sizes including SMBs. Comparable SMB employer-services overlap (payroll tax, benefits) but at vastly larger scale and broader product suite.
• OnDeck Capital: Established online lender focused on SMB working capital and term loans, now part of ODX. Overlaps with Fisan's lending referral focus (CoreRate/FlexRate-style products) for the same SMB client profile.
• Insperity: Major PEO providing HR, payroll, employee benefits, and workforce solutions to SMBs and mid-market companies. Comparable to Fisan's EHP employee benefits/tax savings work for the same employer client segment, but at vastly larger scale.
• Paychex: Large payroll, HR, and benefits provider serving SMBs across the US. Comparable SMB client base and benefits/payroll tax-adjacent services, though with vastly greater scale and product breadth.

Direct peers

• Padgett Business Services: National network providing accounting, tax, payroll, and consulting services to SMBs through local owner-operators. Highly comparable to Fisan's SMB consulting + tax advisory + bookkeeping positioning and similar clientele.
• Accion Opportunity Fund: Non-profit community development financial institution providing small business advisory and access to capital for underserved SMBs. Overlaps with Fisan's SMB consulting + lending referral combination.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fisan Global Business & Investments