Elantis Premium Funding
Elantis Premium Funding is an Australian specialist lender providing short-term loans that let businesses pay commercial insurance premiums in monthly installments. It distributes exclusively through insurance broker partnerships across Australia and New Zealand via its Elantis Select online portal.
- Company typePrivate
- Founded1994
- HeadquartersSydney, Australia
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Elantis Premium Funding does
Elantis Premium Funding Ltd. is an Australian privately held specialist lender that provides short-term funding for commercial insurance premiums. Its single core product is a short-term loan that allows businesses to spread insurance premium payments over the policy term rather than paying upfront, with revenue generated through fixed interest charges that may be tax deductible for the borrower. The company operates exclusively through insurance broker partnerships across Australia and New Zealand, never selling directly to end customers; brokers generate quotes through the Elantis Select online portal and clients accept funding and manage repayments digitally.
The underlying technology stack is intentionally narrow: the Elantis Select portal (built on Red Planet Software's Odyssey platform, per the portal login page) handles quote generation, client acceptance, and ongoing account management. The company's technology differentiators are functional rather than technical, including same-day approval turnaround, an online quote system accessible to brokers, and a portal experience rated highly by broker clients. Credit, collections, and recovery functions are managed by dedicated in-house specialists.
The business model is a transaction-based interest spread on originated insurance premium loans, with monthly repayment cadence. Customer acquisition is entirely channel-driven: regional sales managers and business development managers cultivate relationships with broker networks (Steadfast, Ausure, Aviso, CBN, Envest, PSC Connect, Network Insurance, Reslium, N-CBIQ, Lardy) whose brokers introduce Elantis to their business clients. The company is AFIA Insurance Premium Funding Code of Practice accredited, has been operating for over 30 years, and is governed from Sydney with a supporting Auckland presence.
Elantis Premium Funding firmographics
Firmographics- Name
- Elantis Premium Funding
- Legal name
- Elantis Premium Funding Ltd.
- Website
- https://elantis.com.au
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Elantis Premium Funding is an Australian specialist lender providing short-term loans that let businesses pay commercial insurance premiums in monthly installments. It distributes exclusively through insurance broker partnerships across Australia and New Zealand via its Elantis Select online portal.
- Ownership category
- akta.pro rank
Elantis Premium Funding industry classification
Industry- Product category
- Premium Funding
- NAICS
- Sales Financing (52222), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Embedded Insurance Distribution & Premium Financing (FSAGALAF)
Keywords
Where Elantis Premium Funding is headquartered
LocationHeadquarters
- HQ city
- Sydney
- HQ country
- Australia
- HQ region
- Oceania
Offices2 records
Markets served
Elantis Premium Funding business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Premium Funding Interest: Elantis provides short-term loans to businesses to cover insurance premiums, repaid over the insurance term. Revenue is generated through interest charges on the funded amounts. The company offers fixed interest rates and the interest may be tax deductible for business clients.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Premium funding with fixed interest rates |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Elantis Premium Funding product offering
Product offeringCore offering
Elantis Premium Funding provides short-term loans to businesses to cover commercial insurance premiums, which are repaid through fixed monthly installments over the insurance term. The service is distributed exclusively through insurance broker partnerships across Australia and New Zealand, with quotes generated, accepted, and managed through the proprietary Elantis Select online portal.
Product overview
Elantis Premium Funding operates as a single-product premium funding service offering short-term loans for insurance premium payments. Their core offering consists of the Premium Funding product (which provides flexible monthly repayment options for insurance policies) supported by the Elantis Select Portal, an online platform for quote generation and client acceptance. The service is delivered exclusively through insurance broker partnerships across Australia and New Zealand.
Differentiator
Problem solved
Functional benefit
Brands
- Elantis Select: Online portal system for brokers and clients to manage premium funding quotes, acceptances, and repayments.
Products and services
- Premium Funding A short-term loan product that enables businesses to pay commercial insurance premiums through fixed monthly installments over the insurance term, freeing up working capital and consolidating multiple policy payments into one repayment stream.
- Elantis Select Portal Online quote generation and client management portal that allows insurance brokers to submit premium funding quotes on behalf of business clients, and enables clients to accept funding offers, view repayment schedules, and manage their accounts digitally.
Quantifiable outcome
- Same-day approval turnaround for premium funding applications
- +1 more outcomes
Companies that use Elantis Premium Funding
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
Elantis Premium Funding technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Elantis Premium Funding partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core.
- AusurecoreLeading Australian insurance broker network and franchise group. Ausure offers Elantis premium funding as a payment option for their business clients seeking flexible insurance premium solutions.
- AvisocoreInsurance broker group operating across Australia. Offers Elantis premium funding to their network of brokers and their business clients.
- CBNcoreInsurance broker network providing Elantis premium funding solutions to their business clients.
- SteadfastcoreAustralia's largest general underwriting agency network and broker network. Steadfast provides Elantis premium funding options to their extensive broker network and clients.
- Network InsurancecoreInsurance broker offering Elantis premium funding solutions to their business clients.
- EnvestcoreInsurance broker providing Elantis premium funding as a payment option for their clients.
- ResliumcoreInsurance broker offering Elantis premium funding solutions to their business clients.
- PSC ConnectcoreInsurance broker group providing Elantis premium funding options to their network.
- N-CBIQcoreInsurance broker providing Elantis premium funding solutions to their business clients.
- LardycoreInsurance broker offering Elantis premium funding to their clients.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Elantis Premium Funding competitors and assessment
Company assessmentBroad incumbents
- Prospa: Leading ANZ online SMB lender providing small business loans, lines of credit, and invoice financing. Comparable as a technology-enabled ANZ SMB credit provider serving similar business-borrower segments, though with a broader product set than premium funding.
- Latitude Financial Services: ANZ consumer and SMB finance company providing credit, lending, and insurance premium-related products. Comparable as a diversified ANZ finance provider, though materially larger and broader than Elantis.
- Scottish Pacific (ScotPac): Australia's largest specialist SMB finance provider, focused on invoice finance, debtor finance, and trade finance. Comparable as an ANZ specialty SMB lender with broker-style distribution, though broader than premium funding alone.
- MoneyMe: ANZ-listed digital consumer and SMB finance company offering personal loans, SME loans, and asset finance. Comparable as an ANZ specialty lender, though broader in product and more consumer-tilted than Elantis's pure commercial premium funding.
Direct peers
- Helmsman Financial Services: US-headquartered commercial premium funding provider with international operations. Direct competitor in the same premium funding product category, working through broker and agent channels for commercial insurance borrowers.
- Premium Funding Australia: Australian specialty premium funding company that provides short-term finance to businesses for insurance premiums. Direct competitor to Elantis in the same ANZ product category, working through broker networks with similar loan structures.
- Optimum Finance: ANZ-based premium funding specialist offering short-term loans to businesses to pay insurance premiums. Direct competitor with overlapping broker distribution and comparable product economics.
Regional players
- Moula: ANZ-based online SMB lender providing working capital and term loans to small businesses. Comparable in target customer (ANZ SMB borrowers) and technology-enabled origination model, but a different product set than premium funding.
- Capify: SMB working capital and finance provider operating in Australia (and other markets). Comparable as a non-bank commercial lender to small businesses, although it is more generalist in product than a pure premium funder.
Emerging players
- Ezypay: ANZ recurring payments and direct-debit platform that enables businesses to offer installment payment options, including for insurance. Comparable at the level of enabling SMB installment billing for insurance, though as a payments technology rather than a credit-taking premium funder.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Elantis Premium Funding social profiles
Digital presenceElantis Premium Funding compliance and trust
Trust signalCompliance1 record
Elantis Premium Funding financial estimates
Financial estimateRevenue estimate
Valuation estimate
Elantis Premium Funding leadership team
Management profileNumber of profiles
Profiles9 records
Elantis Premium Funding funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Elantis Premium Funding M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Elantis Premium Funding
What does Elantis Premium Funding do?
Elantis Premium Funding provides short-term loans to businesses to cover commercial insurance premiums, which are repaid through fixed monthly installments over the insurance term. The service is distributed exclusively through insurance broker partnerships across Australia and New Zealand, with quotes generated, accepted, and managed through the proprietary Elantis Select online portal.
Is Elantis Premium Funding a public or private company?
Elantis Premium Funding is a private company. It is classified as unknown and is currently operating.
When was Elantis Premium Funding founded?
Elantis Premium Funding was founded in 1994. It employs 11 to 50 people.
Where is Elantis Premium Funding based?
Elantis Premium Funding is headquartered in Sydney, Australia, in the Oceania region.
How does Elantis Premium Funding make money?
One revenue line is on record: premium Funding Interest.
Who are Elantis Premium Funding's main competitors?
Broad incumbents on record are Prospa, Latitude Financial Services, Scottish Pacific (ScotPac) and MoneyMe. Direct peers are Helmsman Financial Services, Premium Funding Australia and Optimum Finance. Regional players are Moula and Capify. Ezypay is listed as an emerging player.
Does Elantis Premium Funding have an API?
No public API is recorded for Elantis Premium Funding.
What industry is Elantis Premium Funding in?
Elantis Premium Funding's product category is Premium Funding. Its primary akta.pro industry code is FSAGALAF, Embedded Insurance Distribution & Premium Financing. Its NAICS code is 52222 and its SIC code is 6162.