What Intermoney Gestión SGIIC does

Intermoney Gestión SGIIC, S.A. is a Spanish asset management company (Sociedad Gestora de Instituciones de Inversión Colectiva) created in 2001 as the dedicated independent fund management arm of Grupo CIMD, the Southern European financial services group established in 1984. The firm manages a portfolio of harmonized Spanish investment funds and SICAVs under CNMV registration number 69, organized across three core ranges: Gama Clásica (Intermoney Renta Fija Ahorro FI, Gestión Flexible FI, Variable Euro FI), Gama IMDI (a four-compartment umbrella fund with 15% to 80% international equity exposure), and Gama Multiactivo (Avance Global FI, Avance Multiactivos FI, High Rate FI). It also operates the LYNX Renovables Iberia venture capital vehicle in renewable energy. The investment process is positioned as active fundamental management led by Director of Investments Augusto García Boyano (since 2007) and portfolio manager Javier García Teso (since 2019), with the manager itself co-invested in its funds to align interests.

The firm's revenue model is the traditional asset management AUM-based management fee structure, with fees ranging from 0.25% to 2.25% depending on fund and share class, supplemented by separate custodian fees of 0.06%–0.10% paid to depositary Banco Inversis, S.A. Multi-tier share classes (Clase A retail, Clase E employee, Clase I institutional) allow a single strategy to serve €10 retail investors and €1 million institutional clients. Distribution is digital-first through imgestion.com (full KYC, e-signature, IBAN transfer) with an offline route available, plus a dedicated client portal for existing investors. The offering is exclusively available to users residing in or accessing from Spain.

The company is private, employs 251–500 staff, and is headquartered at C/ Príncipe de Vergara 131 in Madrid, sharing office space with the Grupo CIMD parent. The technology stack is a regulatory investment management platform supporting fund valuation, investor servicing, and CNMV reporting for UCITS-equivalent Spanish vehicles; no proprietary AI capabilities, public API, mobile app, or third-party technology integrations are referenced. Customer base is split between individual retail investors (served via low-minimum share classes) and professional/high-net-worth investors (served via Clase I), with Grupo CIMD employees and families as a captive employee share class.

Name

Intermoney Gestión SGIIC

Legal name

INTERMONEY GESTIÓN, SGIIC, S.A.

Website

https://imgestion.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

251–500 employees

Short description

Intermoney Gestión SGIIC is a Madrid-based, CNMV-regulated Spanish asset manager (founded 2001) and part of Grupo CIMD, managing investment funds and SICAVs across Gama Clásica, Gama IMDI, and Gama Multiactivo ranges for retail and professional investors in Spain via a digital-first direct distribution model.

Ownership category

akta.pro rank

Product category

Asset Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Portfolio Management–Led RIAs (Discretionary/Model-Based) (FSAAACAC)

akta.pro secondary industry

Multi-Asset Solutions for Institutional (Pensions/Endowments/Sovereigns) (FSAAAJAJ)

Keywords

• Asset management services
• Investment funds
• Collective investment schemes
• Portfolio management
• Wealth management

Headquarters

HQ city

Madrid

HQ country

Spain

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Fund Management Fees: Annual management fees charged on assets under management across all managed investment funds. Fees vary by fund and share class, ranging from 0.25% to 2.25% of assets under management. This is the primary revenue stream derived from managing the Intermoney fund range including Gama Clásica, Gama IMDI, and Gama Multiactivo funds.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Intermoney Gestión SGIIC manages collective investment institutions (investment funds and SICAVs) under three main ranges — Gama Clásica, Gama IMDI and Gama Multiactivo — covering fixed income, balanced multi-asset, and European equity strategies, plus the LYNX Renovables Iberia venture capital fund. As a CNMV-registered SGIIC (Sociedad Gestora de Instituciones de Inversión Colectiva), it provides active, professionally managed portfolios to Spanish retail and professional investors, distributing them directly through a 100% online investment process and a dedicated client portal.

Product overview

Intermoney Gestión SGIIC is a Spanish asset management company managing a portfolio of investment funds and SICAVs. The company operates three main product ranges: Gama Clásica (classic range) comprising three funds focused on active fundamental analysis and risk management; Gama IMDI comprising four compartments of the imdi funds FI umbrella fund with different equity exposure levels (15%, 40%, 60%, 80%) for different risk profiles; and Gama Multiactivo comprising three multi-asset global funds. Additionally, the company offers LYNX Renovables Iberia, a venture capital fund. All funds are harmonized Spanish investment vehicles regulated by CNMV, with the company operating as a traditional fund manager without a technology platform or public API.

Differentiator

Problem solved

Functional benefit

Brands

• imdi funds: Multi-asset international investment fund with four compartments (azul, verde, ocre, rojo) for different risk profiles ranging from 15% to 80% international equity exposure.
• Gama Clásica
• Gama Multiactivo
• LYNX Renovables Iberia

Products and services

• Intermoney Renta Fija Ahorro FI Fixed income short-term euro fund investing in public and private euro-denominated debt from OECD country issuers, including deposits and quoted money market instruments, with the objective of capital preservation and money-market-aligned returns. Offered under Gama Clásica to retail and professional investors.
• Intermoney Gestión Flexible FI Spanish harmonized global investment fund with moderate risk, flexible management style and patrimonialist bias. Maximum 50% equity exposure with preference for eurozone markets. Available in Clase A (retail) and Clase I (institutional) share classes.
• Intermoney Variable Euro FI Spanish harmonized euro equity fund applying a business-minded investment philosophy that treats participants as partial business owners under a medium-to-long-term horizon. Available in Clase A, Clase E (employees) and Clase I share classes.
• imdi azul Compartment of the harmonized imdi funds FI umbrella with a 15% international equity reference level; internationally diversified using an asset allocation process modulated by the investment team's market expectations. Lowest-risk IMDI compartment.
• imdi verde

Quantifiable outcome

• High Rate FI delivered 8.70% return over 12 months and 29.59% over 5 years as of July 2026
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Banco Inversis, S.A.coreOthersBanco Inversis serves as the depositary entity (entidad depositaria) for all Intermoney Gestión SGIIC funds, including the Gama Clásica, Gama IMDI, and Gama Multiactivo fund ranges. As depositary, Banco Inversis holds and safeguards the fund assets, provides custody services, and ensures regulatory compliance with CNMV requirements. This is a mandatory structural relationship for all Spanish investment funds under UCITS regulations.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Mutuactivos: Spanish independent asset manager (mutual fund arm of Mutua Madrileña) running multi-asset and equity strategies for retail and HNW investors; most direct domestic comparable to Intermoney given shared focus on active management, multi-share class structure, and CNMV-regulated SGIIC status.
• Trea Asset Management: Independent Spanish asset manager offering actively managed equity, fixed income and mixed funds primarily through third-party bank platforms; comparable in size and product breadth to Intermoney's portfolio and an active direct competitor for Spanish retail flows.
• Renta 4 Gestora SGIIC: Independent Spanish asset manager within the Renta 4 financial group, offering actively managed equity, fixed income, and multi-asset funds with a digital-first distribution model; competes directly with Intermoney in the Spanish independent-boutique segment.
• March Asset Management (March AM): Banca March's in-house asset manager offering actively managed Spanish and international equity, fixed income, and multi-asset funds for private banking and HNW clients; comparable boutique-style Spanish SGIIC with similar risk-profile fund range.

Broad incumbents

• CaixaBank Asset Management: Largest Spanish asset manager (part of CaixaBank group) with a broad multi-asset, equity and fixed income fund range distributed through the bank's captive network; broad incumbent shaping pricing and distribution dynamics for Spanish boutique peers.
• BBVA Asset Management: Asset management arm of BBVA offering diversified funds distributed primarily through the bank's retail network in Spain; broad incumbent peer against which Spanish independent boutiques compete for retail and HNW AUM.
• Santander Asset Management: Global asset manager within Santander group with a sizable Spanish-domiciled fund range; broad incumbent with extensive captive distribution that defines the addressable competitive landscape for Spanish active boutiques.

Regional players

• Ibercaja Gestión: Spanish asset manager (part of Ibercaja group) focused on fixed income, mixed and equity funds primarily for retail clients in Aragon and broader Spain; comparable mid-sized Spanish SGIIC peer with overlapping product categories.
• Andbank Asset Management (Andbank Wealth Management): Andorran private bank with a significant Spanish wealth and asset management business offering multi-asset and discretionary portfolios to HNW clients; comparable in client profile but with broader pan-European reach.
• Abanca Asset Management: Asset manager tied to Abanca, focused on Spanish retail and Galicia regional clients with active fixed income and balanced funds; overlapping product set but with a regional bank distribution orientation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/im_gestion
• Facebookfacebook.com/intermoneywealth
• LinkedInlinkedin.com/company/cimdintermoney

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Intermoney Gestión SGIIC