Quamme Insurance

What Quamme Insurance does

Quamme Insurance is a family-owned independent insurance agency founded in 1983 by Larry Quamme in Columbus, Wisconsin, and currently led by second-generation owner Erik Quamme, who assumed control in 2004. The agency operates from three physical offices — Columbus (headquarters), Beaver Dam, and Poynette — and serves individuals, families, and small-to-medium businesses across Southern Wisconsin, including Columbus, Madison, Sun Prairie, Beaver Dam, Poynette, and Juneau. The three-person team consists of two licensed sales agents and a service specialist, with Erik Quamme holding multi-line authority in property, casualty, life, and health insurance.

The agency distributes insurance products from seven carrier partners — Acuity Mutual, Foremost Insurance, IMT Insurance, Nationwide, Progressive, Secura, and West Bend Insurance — across six core product lines: home, auto, business, farm, life, and other personal insurance (including recreational vehicles for boats, motorcycles, motorhomes, ATVs, and snowmobiles). Farm insurance is a marked specialization, with dedicated sub-products covering farm owners, livestock, equipment, dwellings, structures, farm auto, farm liability, and farm umbrella policies. The technology stack is minimal: a basic website with SSL-encrypted online transactions and a manual 'Policy Snapshots' coverage-monitoring methodology. No mobile app, proprietary software platform, APIs, or AI capabilities are indicated.

Quamme Insurance earns revenue through commissions from its carrier partners on policies placed and serviced. The go-to-market motion is consultative and sales-led: agents assess client needs, budgets, and risk profiles before matching coverage across the carrier portfolio. Pricing is not publicly disclosed and is customized per client with annual billing tied to carrier-determined premiums. Marketing channels include a website quote request form, organic Facebook and Twitter accounts, and local billboard sponsorships at sporting events. Customer acquisition is primarily community-driven and referral-based within Southern Wisconsin, with a notable concentration in agricultural operations (dairy farms, custom sprayers, horse boarding) and main-street SMBs (flower shops, salons, veterinary clinics).

Name

Quamme Insurance

Legal name

Quamme Insurance Services, Inc.

Website

https://quammeinsurance.com

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

1–10 employees

Short description

Quamme Insurance is a family-owned independent insurance agency in Columbus, Wisconsin, serving individuals, families, farms, and small businesses across Southern Wisconsin since 1983 through seven carrier partnerships and three branch offices.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Full-Coverage Personal Auto Insurance (FSAJAAAF)

Keywords

• Independent insurance agency
• Property and casualty insurance
• Farm insurance coverage
• Commercial business insurance
• Personal lines insurance

Headquarters

HQ city

Columbus

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, Quamme Insurance earns commissions from multiple insurance carriers including Acuity Mutual, Foremost Insurance, IMT Insurance, Nationwide, Progressive, Secura, and West Bend Insurance for selling and servicing insurance policies.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Quamme Insurance is an independent insurance agency that places home, auto, business, farm, life, recreational vehicle, and identity theft/umbrella policies on behalf of clients. Operating as an independent agency, it partners with seven insurance carriers (Acuity Mutual, Foremost, IMT Insurance, Nationwide, Progressive, Secura, and West Bend Insurance) to assemble customized coverage packages for individuals, families, farmers, and small businesses across Southern Wisconsin. Agents consult with each client to identify needs, goals, and budget, then shop across carriers for the most appropriate coverage.

Product overview

Quamme Insurance is a family-owned independent insurance agency serving Southern Wisconsin since 1983. The company offers a comprehensive portfolio of insurance products organized into six core categories: Home Insurance, Auto Insurance, Business Insurance, Farm Insurance, Life Insurance, and Other Personal Insurance (including Recreational Vehicle Insurance). As an independent agency, they partner with multiple insurance carriers (Acuity Mutual, Foremost, IMT Insurance, Nationwide, Progressive, Secura, and West Bend) to provide customized coverage options. The product portfolio includes specialized sub-products such as Personal Umbrella and Identity Theft protection, Recreational Vehicle coverage for boats, motorcycles, ATVs, snowmobiles, and motorhomes, and detailed Farm Insurance offerings covering livestock, equipment, dwellings, and structures. Business Insurance features include commercial property, general liability, BOP, workers compensation, professional liability, bonds (surety, fidelity), marine, inland marine, crime, and loss control services. Home Insurance products cover property, liability, renters, condo, mobile home, landlords, and in-home business needs. Auto Insurance offers standard coverage plus specialty options like accident forgiveness, roadside assistance, and specialty auto coverage.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Insurance Comprehensive home insurance coverage protecting homeowners against risks such as fire, theft, strong winds, and injuries, with options spanning property insurance, homeowners liability, renters, condo, mobile home, scheduled property, landlords, and in-home business coverage. Targeted at individuals and families in Southern Wisconsin.
• Auto Insurance Auto insurance program protecting against risks including theft, vandalism, and collisions, with options for liability, comprehensive, collision, uninsured/underinsured motorist, diminishing deductible, accident forgiveness, roadside assistance, specialty auto, 24-hour customer service, towing, rental reimbursement, personal injury protection, Mexican auto, and medical payments coverage. Targeted at individual drivers and vehicle owners.
• Business Insurance Business insurance coverage including commercial property, commercial general liability, business owners policy (BOP), inland marine, commercial auto, umbrella, professional liability, workers compensation, crime insurance, bonds, and loss control services. Targeted at small and medium-sized businesses across Southern Wisconsin.
• Farm Insurance Farm insurance package including farm liability, pollution liability, custom spraying/harvesting liability, building and equipment coverage, workers compensation, farm auto, and umbrella coverage. Sub-coverages include farm owners, livestock, equipment, dwelling, structures, and farm auto insurance. Targeted at Wisconsin dairy farms, custom sprayers, horse boarding operations, and general agribusiness.
• Life Insurance Life insurance products including individual life (term, whole life, permanent), group life, long-term care, mortgage protection, disability, second-to-die policy, and key person insurance. Targeted at families seeking financial protection and businesses protecting against loss of essential personnel.
• Recreational Vehicle Insurance Recreational vehicle insurance covering boats, motorcycles, motorhomes, ATVs, and snowmobiles with comprehensive, collision, personal injury protection, and towing cost coverage. Targeted at individual owners of recreational vehicles in Wisconsin.
• Other Personal Insurance Personal insurance products including personal umbrella insurance and identity theft protection to safeguard personal information and assets beyond standard home and auto coverage. Targeted at individuals and families seeking additional liability and identity-related protection.
• Specific Industries Coverage Industry-specific insurance coverage for 34+ different industries including accounting firms, construction, contractors, craft breweries, healthcare facilities, law firms, livestock, media and advertising, manufacturing, real estate, retail, technology services, and other specialized sectors. Targeted at niche commercial clients whose risk profile requires industry-specific underwriting.

Named customers6 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Seven partnerships are on record, tiered core.

• Acuity MutualcoreTechnology or IntegrationInsurance provider offering property and casualty coverage. Quamme Insurance offers Acuity Mutual products to clients as part of their carrier portfolio.
• Foremost InsurancecoreTechnology or IntegrationSpecialty insurance provider. Foremost Insurance provides claim phone (800-527-3907), billing phone (800-527-3905), and online claim/billing services accessible through Quamme Insurance.
• IMT InsurancecoreTechnology or IntegrationInsurance carrier providing coverage options. IMT Insurance offers claims services (844-468-7968) through Quamme Insurance agency.
• NationwidecoreTechnology or IntegrationMajor national insurance provider. Nationwide offers policy questions (800-421-3535), claim (800-282-1446), and billing (800-532-1436) services accessible via Quamme Insurance.
• ProgressivecoreTechnology or IntegrationLarge national auto and home insurance provider. Progressive provides policy management (1-800-888-7764), claims (1-800-925-2886), and online account access through Quamme Insurance.
• SecuracoreTechnology or IntegrationRegional insurance carrier offering coverage options. Quamme Insurance provides Secura products as part of their independent agency offerings.
• West Bend InsurancecoreTechnology or IntegrationWisconsin-based insurance provider. West Bend Insurance (thesilverlining.com) offers products through Quamme Insurance's independent agency network.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Erie Insurance: Mid-Atlantic-headquartered insurer that exclusively sells through independent agents across personal and commercial lines — a comparable independent-agency distribution model to Quamme's, though at much greater scale.
• Secura Insurance: Wisconsin-headquartered regional carrier writing personal, commercial, farm, and specialty lines through independent agents — a direct carrier partner of Quamme with overlapping product mix and Midwest geography.
• West Bend Mutual Insurance: Wisconsin-based mutual insurer offering personal, commercial, and specialty coverages via independent agents — a current carrier partner of Quamme with comparable regional focus and multi-line approach.
• Auto-Owners Insurance: Midwest-based mutual insurer selling exclusively through independent agents across personal, commercial, life, and farm lines — directly comparable multi-line independent-agency model.
• Acuity Insurance: Wisconsin-based regional mutual insurer focused on commercial, personal, and farm lines, primarily distributed through independent agents in the Midwest — the same channel and geography as Quamme, and a current carrier partner.
• The Cincinnati Insurance Companies: Midwest-based multi-line insurer distributed through local independent agents for personal, commercial, and life coverage — same independent-agency, multi-line playbook as Quamme.
• Goosehead Insurance: Independent insurance agency franchise model placing coverage across multiple carriers nationwide — uses the same multi-carrier independent distribution approach as Quamme, but operates at franchise scale.
• Rural Mutual Insurance: Wisconsin farm and rural property/casualty insurer with strong statewide agent network; one of the most comparable peers to Quamme's farm segment specialization within the same state.
• COUNTRY Financial: Midwest-based (Illinois) multi-line financial services organization with deep farm and agribusiness insurance expertise, distributed through captive agents — directly comparable multi-line breadth with a farm specialty similar to Quamme's.

Broad incumbents

• State Farm: Largest U.S. personal lines insurer operating through a captive agent force in every state including Wisconsin; competes with Quamme for personal auto and home but uses an exclusive-captive rather than independent model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/QuammeInsurance
• Facebookfacebook.com/QuammeInsurance
• LinkedInlinkedin.com/company/about

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quamme Insurance