Adaptive Financial Consulting
- Company typePrivate
- Founded2013
- HeadquartersBeachwood, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Adaptive Financial Consulting does
Adaptive Financial Consulting, LLC is a registered investment advisor (RIA) headquartered in Beachwood, Ohio, founded in 2013 by Jeremy Thompson. The firm provides integrated wealth management services for U.S. high-net-worth individuals, early and growth stage business owners, exiting business owners, and qualified and nonqualified corporate plans. Its core offerings are organized across four service lines: Advanced Tax Planning, Investment Management, Insurance and Risk Management, and Retirement Plan Design, with estate and asset protection addressed as part of the integrated planning process. Delivery follows a four-step Discovery, Design, Implementation, and Ongoing Management process initiated through complimentary consultations.
The firm's investment platform is built around five ETF-based Core Portfolios and proprietary analytics, portfolio-monitoring, and trading-platform infrastructure maintained internally by Chief Investment Officer Jonathan Grundman. The firm holds itself out as a fiduciary under the DOL Fiduciary Rule and ERISA for retirement plan work, emphasizing transparent, low-cost investment solutions and coordinated planning across business structure, tax mitigation, retirement plan design, investments, and asset protection. No public-facing software product, mobile app, or API is disclosed.
Revenue is generated through investment advisory fees on a subscription/recurring basis, consistent with the RIA AUM-fee or fixed-planning-fee model; specific pricing is not publicly disclosed and is negotiated individually. Go-to-market is consultative and sales-led, relying on referrals from CPAs, attorneys, and tax professionals, professional association partnerships (including town-hall engagements for association member bases such as Cardinal Health), and founder-led speaking engagements at business conventions. The firm is privately held with no external funding disclosed, domiciled in Ohio as an LLC, and reports 1–10 employees with team members distributed across Ohio, California, and Texas.
Adaptive Financial Consulting firmographics
Firmographics- Name
- Adaptive Financial Consulting
- Legal name
- Adaptive Financial Consulting, LLC
- Website
- https://adaptivefc.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Adaptive Financial Consulting industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Financial Planning–Led RIAs (FSAAACAB)
- akta.pro secondary industries
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA), Investment Management Advisory (RIA) (FSAEAAAB), Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF), Specialized/Niche-Vertical RIAs (e.g., Medical, Tech, Executives, Athletes) (FSAAACAL)
Keywords
Where Adaptive Financial Consulting is headquartered
LocationHeadquarters
- HQ city
- Beachwood
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Adaptive Financial Consulting business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Investment Advisory Services: The firm operates as a registered investment advisor providing comprehensive wealth management services. Revenue is generated through investment advisory fees, likely based on assets under management (AUM) or flat-fee planning arrangements, consistent with RIA business models.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Not publicly disclosed |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Adaptive Financial Consulting product offering
Product offeringCore offering
Adaptive Financial Consulting is a registered investment advisor (RIA) providing comprehensive wealth management and financial planning services to high-net-worth individuals, business owners, and corporate plans. The firm delivers an integrated suite of services including advanced tax planning, investment management with ETF-based Core Portfolios, insurance and risk management, and retirement plan design (401(k)s, profit-sharing, cash balance plans).
Product overview
Adaptive Financial Consulting is a comprehensive wealth management firm offering an integrated suite of financial planning services. The firm's core offerings include Advanced Tax Planning (for corporate and personal tax mitigation strategies), Investment Management (with ETF-based Core Portfolios tailored to client risk profiles), Insurance and Risk Management (addressing life, disability, long-term care, and business risks), and Retirement Plan Design (including 401(k)s, profit-sharing, and cash balance pension plans with fiduciary oversight). These services work together as a fully integrated approach to address clients' complete financial situations.
Differentiator
Problem solved
Functional benefit
Products and services
- Advanced Tax Planning
Companies that use Adaptive Financial Consulting
Customer profileSegments4 records
Ideal customer profiles4 records
Adaptive Financial Consulting technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Adaptive Financial Consulting partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Professional Associations (e.g., Cardinal Health)minorAdaptive delivers services to member bases of professional associations, presenting during town hall meetings throughout the country. Director of Retirement Plan Services Tobias Yearms works directly with professional associations to deliver retirement plan design services to their member bases.
Recent moves5 records
Expansion highlights5 records
Adaptive Financial Consulting competitors and assessment
Company assessmentRegional players
- Plante Moran Financial Advisors: Midwest-anchored wealth management and corporate retirement plan practice affiliated with Plante Moran accounting. Strong overlap with Adaptive's tax-integrated planning and corporate retirement plan focus, particularly for business owners in the Midwest.
Direct peers
- Buckingham Strategic Wealth: St. Louis-based boutique RIA offering evidence-based investment management and comprehensive financial planning to HNW clients and business owners. Closely matches Adaptive's planning-led, fiduciary philosophy and ETF-based portfolio construction.
- Stratos Wealth Partners: National RIA platform where Adaptive's founder Jeremy Thompson previously worked as an advisor focused on tax-mitigation for HNW business owners. Overlapping service mix (wealth management, retirement plan design) and shared client persona (business owners), making it the closest direct comparable — though materially larger.
- Ronald Blue Trust: Boutique RIA providing fee-only, comprehensive financial planning, investment management, and estate services to HNW clients. Highly aligned with Adaptive's fiduciary, planning-led model and similar mid-sized scale.
- Sequoia Financial Group: Akron, Ohio-based comprehensive wealth management firm offering integrated investment, tax, retirement plan, and estate services to HNW individuals and business owners. Same Ohio Midwestern footprint and similar integrated planning-led model, though materially larger scale.
- Sanctuary Wealth: Partnership-based wealth management platform empowering independent advisors serving HNW clients with integrated planning. Comparable boutique RIA model and HNW focus, though Sanctuary offers advisor equity upside via its partnership structure rather than operating as a single firm.
Broad incumbents
- Creative Planning: One of the largest U.S. independent RIAs, offering comprehensive wealth management including tax planning, investment management, and retirement plan services to HNW individuals and business owners. Comparable integrated value proposition but vastly greater scale and geographic reach.
- Carson Group: Large national RIA and advisor platform serving HNW clients and business owners with comprehensive wealth management, retirement plan, and tax services. Same client persona and integrated offering, but at meaningfully larger scale with a partnership/affiliate model rather than direct advisory.
- Edelman Financial Engines: Large national RIA offering investment management, financial planning, and retirement plan services to HNW individuals and corporate plans. Overlapping service mix, particularly in the corporate retirement plan channel where Adaptive also competes.
- Mariner Wealth Advisors: National RIA providing comprehensive wealth advisory, tax, estate, and retirement plan services to HNW clients and business owners. Same target client and full-service integrated model, but a much larger firm pursuing aggressive inorganic growth.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Adaptive Financial Consulting social profiles
Digital presenceAdaptive Financial Consulting compliance and trust
Trust signalCompliance2 records
Adaptive Financial Consulting financial estimates
Financial estimateRevenue estimate
Valuation estimate
Adaptive Financial Consulting leadership team
Management profileNumber of profiles
Profiles7 records
Adaptive Financial Consulting funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Adaptive Financial Consulting M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Adaptive Financial Consulting
What does Adaptive Financial Consulting do?
Adaptive Financial Consulting is a registered investment advisor (RIA) providing comprehensive wealth management and financial planning services to high-net-worth individuals, business owners, and corporate plans. The firm delivers an integrated suite of services including advanced tax planning, investment management with ETF-based Core Portfolios, insurance and risk management, and retirement plan design (401(k)s, profit-sharing, cash balance plans).
Is Adaptive Financial Consulting a public or private company?
Adaptive Financial Consulting is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Adaptive Financial Consulting founded?
Adaptive Financial Consulting was founded in 2013. It employs 1 to 10 people.
Where is Adaptive Financial Consulting based?
Adaptive Financial Consulting is headquartered in Beachwood, United States, in the North America region.
How does Adaptive Financial Consulting make money?
One revenue line is on record: investment Advisory Services.
Who are Adaptive Financial Consulting's main competitors?
Plante Moran Financial Advisors is listed as a regional player. Direct peers are Buckingham Strategic Wealth, Stratos Wealth Partners, Ronald Blue Trust, Sequoia Financial Group and Sanctuary Wealth. Broad incumbents are Creative Planning, Carson Group, Edelman Financial Engines and Mariner Wealth Advisors.
Does Adaptive Financial Consulting have an API?
No public API is recorded for Adaptive Financial Consulting.
What industry is Adaptive Financial Consulting in?
Adaptive Financial Consulting's product category is Wealth Management. Its primary akta.pro industry code is FSAAACAB, Financial Planning–Led RIAs, with a secondary code of FSAEABAA, Registered Investment Advisor (RIA) Wealth Management. Its NAICS code is 523940 and its SIC code is 6282.