BabySafe Solutions
BabySafe Solutions is a Lyon-based French insurance intermediary that offers the Garantie Deficience a la Naissance (GDN), the first collective provident insurance product covering birth-related disability and prematurity, sold to French employers and distributed via insurance brokers, insurers, and mutuals.
- Company typePrivate
- Founded2021
- HeadquartersLyon, France
- Headcount1–10
- GTM typeB2B
- OfferingServices
What BabySafe Solutions does
BabySafe Solutions is a Lyon-based French insurance intermediary (legal entity ASSUR-AIDANT, registered with ORIAS as a courtier under ACPR supervision) that designed and distributes the Garantie Deficience a la Naissance (GDN), the first collective provident insurance product worldwide covering the risk of birth-related disability or prematurity. Founded in 2021 by Denis de Valmont, a physician formerly with Sham, and David Libre, an insurance professional with over 25 years of experience, the company addresses an addressable population of approximately 60,000 families per year in France facing the birth of a child with a disability or premature birth. The GDN provides a personalized indemnity envelope covering 11 service universes — psychological support, administrative accompaniment, home help, occupational therapy-led living environment evaluation, teleconsultations, alternative therapies, technical aids and home adaptations, professional project support, respite/leisure/vacations, transport/accommodation, and mentorship — for the first six years of the child's life, accessible to all employees regardless of company rank or disability severity.
The underlying technology stack consists of a proprietary tarificator, contract management system, reporting extranet, and financial flow management tooling, with case management delivered by dedicated BabySafe advisors rather than automation. BabySafe operates a B2B2B go-to-market: the company sells directly to enterprise HR and RSE decision-makers and distributes through insurance brokers (courtiers), insurers, and mutuals, with the actuarial risk carried by Miltis and a pool of reinsurers. Pricing is publicly disclosed at EUR 13 per insured employee per year, financed by employers as part of their supplementary social protection scheme. The company has expanded its product surface to include the GSA (Garantie de Soutien aux Aidants) for broader caregiver populations, a 4-season podcast, an annual Colloque National des Proches Aidants (4th edition in 2026), and the RQTA policy advocacy campaign via the Collectif 'Le Pouvoir d'Agir des Parents-Aidants.' It is certified as an Entreprise a Mission by Aupeam under the French ESS framework, with an independent 8-member Mission Committee.
BabySafe Solutions firmographics
Firmographics- Name
- BabySafe Solutions
- Legal name
- ASSUR-AIDANT (BABYSAFE SOLUTIONS)
- Website
- https://babysafe.solutions
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- BabySafe Solutions is a Lyon-based French insurance intermediary that offers the Garantie Deficience a la Naissance (GDN), the first collective provident insurance product covering birth-related disability and prematurity, sold to French employers and distributed via insurance brokers, insurers, and mutuals.
- Ownership category
- akta.pro rank
BabySafe Solutions industry classification
Industry- Product category
- Collective Provident Insurance
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), Health and Welfare Funds (525120)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)
- akta.pro primary industry
- Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ)
- akta.pro secondary industries
- Maternal, Child & Family Health Program Funding (HLAJALAG), Guaranteed Issue & Simplified Issue Critical Illness/Hospital Indemnity (FSAIAKAG)
Keywords
Where BabySafe Solutions is headquartered
LocationHeadquarters
- HQ city
- Lyon
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
BabySafe Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Collective Provident Insurance Premium (GDN): BabySafe earns revenue through annual premiums paid by employers (or co-financed with employees) under a collective provident insurance scheme. Each covered employee contributes a flat annual rate (from EUR 13 per year per insured), and in the event of a birth-related disability or prematurity, an individualized indemnity envelope is disbursed to cover the family's needs across 8 solution universes: psychological support, administrative accompaniment, home help, life environment evaluation, care advice, alternative therapies, technical aids and home adaptations, professional project accompaniment, respite/leisure/vacations, and transport/accommodation. The premium is paid by the employer as part of their supplementary social protection offering.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Employee flat-rate coverage from EUR 13/year/insured |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels7 records
BabySafe Solutions product offering
Product offeringCore offering
BabySafe Solutions designs and distributes the Garantie Déficience à la Naissance (GDN), the first collective provident insurance product covering the risk of disability or prematurity at birth. Sold to employers as a group prévoyance add-on (from EUR 13 per insured per year) and distributed via insurance intermediaries (courtiers, insurers, mutuals), the GDN provides each affected family with a personalized indemnity envelope funding eleven support categories (psychological, administrative, home help, technical aids, respite, transport, professional accompaniment, etc.) for the first six years of the child's life.
Product overview
BabySafe Solutions operates as a single unified product offering centered on 'La Garantie Déficience à la Naissance' (GDN), a collective insurance product of type prévoyance (employee benefits/insurance). The GDN serves as the core product, with 12 supporting service modules covering accommodation, home care, administrative support, psychological assistance, professional guidance, respite care, and more. All services are financed through a customizable indemnity envelope adapted to each family's needs. The company also operates the 'Podcast - Histoires de Parentalités Extraordinaires' as a content platform to raise awareness about caregiving challenges.
Differentiator
Problem solved
Functional benefit
Brands
- Garantie Déficience à la Naissance (GDN): The first collective provident insurance product covering the risk of birth-related functional disability, providing personalized financial support and accompaniment to families during the first six years of a child's life.
- GSA – Garantie de Soutien aux Aidants
- RQTA – Reconnaissance de la Qualité de Travailleur Aidant
Products and services
- Garantie Déficience à la Naissance (GDN) A collective provident insurance product (prévoyance) underwritten by Miltis and reinsurers that provides financial support and personalized assistance via a dedicated BabySafe advisor to employees whose children are born with disabilities or prematurely, covering the first six years of the child's life.
- Garantie de Soutien aux Aidants (GSA)
Quantifiable outcome
- 80% of couples with a child born with a severe disability separate before the child's 4th birthday
- +5 more outcomes
Companies that use BabySafe Solutions
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles2 records
BabySafe Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
BabySafe Solutions partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered minor and core.
- Guy CarpenterminorGuy Carpenter, a leading insurance broker and risk advisor, has endorsed BabySafe's GDN product. Philippe Renault, PDG France at Guy Carpenter, publicly praised the GDN as a noble and innovative project addressing a real, unmet need in the market. This endorsement signals Guy Carpenter's willingness to recommend or distribute the GDN to its corporate client base.
- IntegsranceminorIntegsrance, a social protection specialist, has partnered with BabySafe to distribute the GDN. Corinne Hoerner, Responsable du service offre at Integsrance, highlighted shared values of expertise in social protection of vulnerable persons, noting the GDN enables accompaniment of parent-carers in unpredictable situations.
- ApicilminorApicil, a French insurance and employee benefits provider, has endorsed and distributes BabySafe's GDN. Jerome Bonizec, Directeur Commercial Grands Comptes Directs et Branches at Apicil, praised the solution for financing costs and providing adapted solutions for families.
- MiltiscoreMiltis is the insurance company that carries the actuarial risk of the GDN product, alongside a pool of reinsurers. Patrick Julien, Directeur General of Miltis, serves on BabySafe's Mission Committee as a founding supporter. This is a core risk-bearing partnership without which the GDN cannot operate.
- Malakoff HumanisminorMalakoff Humanis is a sponsor and supporter of the Colloque National des Proches Aidants 2026. As a major French provident insurance institution, Malakoff Humanis's involvement signals alignment with BabySafe's mission and provides marketing visibility at the flagship annual event.
- Assur-aidantcoreAssur-aidant is the legal entity under which BabySafe Solutions operates (ASSUR-AIDANT / BABYSAFE SOLUTIONS). It is also the operational entity managing claims and policyholder relations, and a co-organizer of the Colloque National des Proches Aidants alongside BabySafe Solutions.
- Collectif Le Pouvoir d'Agir de l'AidantcoreBabySafe Solutions is an active member of the Collectif 'Le Pouvoir d'Agir des Parents-Aidants', a think tank that published a landmark Livre Blanc in October 2024 with 10 policy proposals including the RQTA (Reconnaissance de la Qualite de Travailleur Aidant). The collective includes BabySafe, Aidant Attitude, and other committed actors working to advance parent-carer rights and policy.
- Aidant Attitude FoundationminorThe Aidant Attitude Foundation is a co-organizer of the Colloque National des Proches Aidants 2026 and a strategic partner in the broader parent-carer advocacy ecosystem. Pierre Denis, President of Aidant Attitude, is a featured speaker at BabySafe's events and contributes to the collective advocacy work.
- AdaptiaminorCharlotte Le Blan, co-founder of Adaptia (an ESS company specializing in adapting living spaces for people with disabilities), serves on BabySafe's Mission Committee. Adaptia provides expertise on life environment evaluation and home adaptation solutions as part of BabySafe's solution universe.
- AGEFIPHminorThe AGEFIPH (Association de Gestion du Fonds pour l'Insertion Professionnelle des Personnes Handicapees) is referenced in BabySafe's RQTA policy proposal. The proposal suggests that identifying worker-carers via the DSN could allow their inclusion in the AGEFIPH contribution calculation, mirroring the existing mechanism for disabled workers.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
BabySafe Solutions competitors and assessment
Company assessmentBroad incumbents
- CNP Assurances: Leading French life and health insurance carrier with significant group provident and employee benefits offerings. Comparable as a large insurer operating in collective prévoyance for French enterprises, with the scale to replicate a niche product like GDN if it gains traction.
- AXA France: Largest French insurance carrier with material group health and prévoyance offerings for corporates. Comparable as the largest potential incumbent threat and scale benchmark for any caregiving/employer-sold provident product in the French market.
- Malakoff Humanis: One of France's largest provident insurance groups, providing collective employee benefits (health, prévoyance, retirement) to corporates and already a sponsor of BabySafe's Colloque. Comparable as a potential competitor and benchmark for distribution scale and provident product breadth in France.
- AG2R La Mondiale: Major French retirement and provident insurance group serving enterprises and individuals. Comparable to BabySafe as a large incumbent in the same French employee-benefits and prévoyance collective category, with materially larger distribution and product scope.
Direct peers
- Intégrance: French social-protection specialist insurer focused on vulnerable persons and disability-related risks. Already a GDN distribution partner with aligned values; most comparable niche peer in terms of mission, customer focus, and product adjacency.
- Apicil: Mid-sized French mutual insurer focused on health, prévoyance, and employee benefits for individuals and companies. Already a distribution partner for GDN with an enterprise GTM motion; comparable in product type, distribution model, and target customer base.
- Klesia: French provident insurance group serving protected professions and enterprises with health, prévoyance, and retirement products. Comparable as a similarly sized French provident insurer operating in the employer-sponsored group benefits segment.
- Henner: Mid-sized French employee-benefits broker and insurer specializing in health, prévoyance, and international mobility cover. Comparable to BabySafe as a specialist French insurance intermediary serving corporate HR buyers with group provident products.
- Miltis: Small French mutual insurer that carries the actuarial risk of the GDN product with reinsurers. Closest structural peer: a small specialized French insurance carrier underwriting collective provident/solidarity-oriented products with similar scale and mission-driven positioning.
- April: Large French insurance broker (courtier) operating across health, prévoyance, and employee benefits for individuals and corporates. Comparable to BabySafe as a French insurance intermediary whose growth depends on distributing third-party carrier products to enterprise HR buyers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
BabySafe Solutions social profiles
Digital presenceBabySafe Solutions compliance and trust
Trust signalCompliance2 records
BabySafe Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
BabySafe Solutions leadership team
Management profileNumber of profiles
Profiles3 records
BabySafe Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
BabySafe Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about BabySafe Solutions
What does BabySafe Solutions do?
BabySafe Solutions designs and distributes the Garantie Déficience à la Naissance (GDN), the first collective provident insurance product covering the risk of disability or prematurity at birth. Sold to employers as a group prévoyance add-on (from EUR 13 per insured per year) and distributed via insurance intermediaries (courtiers, insurers, mutuals), the GDN provides each affected family with a personalized indemnity envelope funding eleven support categories (psychological, administrative, home help, technical aids, respite, transport, professional accompaniment, etc.) for the first six years of the child's life.
Is BabySafe Solutions a public or private company?
BabySafe Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was BabySafe Solutions founded?
BabySafe Solutions was founded in 2021. It employs 1 to 10 people.
Where is BabySafe Solutions based?
BabySafe Solutions is headquartered in Lyon, France, in the Europe region.
How does BabySafe Solutions make money?
One revenue line is on record: collective Provident Insurance Premium (GDN).
Who are BabySafe Solutions's main competitors?
Broad incumbents on record are CNP Assurances, AXA France, Malakoff Humanis and AG2R La Mondiale. Direct peers are Intégrance, Apicil, Klesia, Henner, Miltis and April.
Does BabySafe Solutions have an API?
No public API is recorded for BabySafe Solutions.
What industry is BabySafe Solutions in?
BabySafe Solutions's product category is Collective Provident Insurance. Its primary akta.pro industry code is HLAEABAJ, Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity), with a secondary code of HLAJALAG, Maternal, Child & Family Health Program Funding. Its NAICS code is 52411 and its SIC code is 6411.