Lakeview
Lakeview is a private correspondent mortgage lender and the largest U.S. mortgage servicer, purchasing closed residential loans from originating lenders and offering Agency, Non-Agency, and HFA affordable lending products through Lakeview Loan Servicing and Silver Hill Capital under Bayview Companies.
- Company typePrivate
- Founded1998
- HeadquartersHorsham, United States
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
What Lakeview does
Lakeview operates a correspondent lending platform that purchases closed residential mortgage loans from originating lenders for resale into the secondary market or retention in its own servicing portfolio. The business is conducted through two NMLS-licensed LLCs under the Bayview Companies umbrella: Lakeview Loan Servicing, LLC (Coral Gables, FL; NMLS #391521) handles Agency products—Fannie Mae/Freddie Mac, FHA, VA, USDA, and Housing Finance Agency affordable lending programs—while Silver Hill Capital, LLC (Horsham, PA; NMLS #2469; formerly Community Loan Servicing, LLC) handles Non-Agency and Jumbo products including DSCR (including Multi Property), Bank Statement, Jumbo AUS/Plus AUS, Jumbo ARMs, the MedPro medical professional program, HELOCs/closed-end seconds, Scratch & Dent, and Agency Investor Plus. Lakeview is stated to be the largest mortgage servicer in the U.S. as of 6/30/23 per eMBS data, has funded $54–$68 billion in HFA loans serving 250,000+ homebuyers since 2016, and maintains partnerships with state Housing Finance Agencies in Arizona, California, DC, Delaware, Florida, Georgia, Louisiana, Ohio, South Carolina, and Texas.
Distribution is hybrid: a 12-region national correspondent sales team provides enterprise coverage and HFA business development, supported by self-service technology—Delegated LoanDock for delegated correspondents, a Non-Delegated UW Portal with 2–3 day turn times on Non-Agency products, a Quick Qualifier eligibility tool, and integrated pricing engines (ICE, Optimal Blue, Polly) with product matrices hosted on AllRegs. Turn times run 3 days for Agency/Government/HFA initial review and 4–5 days for Non-Agency products. Privacy and compliance coverage includes NMLS licensing, Equal Housing Lender designation, and adherence to GLBA, CFIPA, and CCPA.
Revenue is generated through three mechanics: (1) correspondent loan acquisition with gain-on-sale economics on purchased closed loans, (2) ongoing mortgage servicing fees on the retained MSR portfolio (the largest U.S. book by eMBS measure), and (3) managed services revenue from HFA program administration spanning reservation through servicing plus TBA hedge advisory. The company operates as a private subsidiary of diversified parent Bayview Companies, has 501–1,000 employees, was founded in 1998, and continues to expand its Non-Agency product line (MedPro launch in June 2026) and HFA channel partnerships.
Lakeview firmographics
Firmographics- Name
- Lakeview
- Legal name
- Lakeview Loan Servicing, LLC
- Website
- https://lakeviewcorrespondent.com
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Lakeview is a private correspondent mortgage lender and the largest U.S. mortgage servicer, purchasing closed residential loans from originating lenders and offering Agency, Non-Agency, and HFA affordable lending products through Lakeview Loan Servicing and Silver Hill Capital under Bayview Companies.
- Ownership category
- akta.pro rank
Lakeview industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Real Estate Credit (522292), Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Mini-Correspondent / Table Funding Programs (FSALACAC)
- akta.pro secondary industries
- Government-Insured/Guaranteed Loan Servicing (FHA/VA/USDA) (FSALAEAC), Government-Sponsored Enterprises (GSEs) & Government Mortgage Liquidity Providers (FSALAKAC)
Keywords
Where Lakeview is headquartered
LocationHeadquarters
- HQ city
- Horsham
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Lakeview business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Correspondent Loan Purchasing: Lakeview purchases closed residential mortgage loans from correspondent lenders who deliver loans through their portal. Revenue generated through loan acquisition and subsequent servicing or resale.
- Mortgage Loan Servicing: As one of the largest servicers in the country, Lakeview services mortgage loans on behalf of investors. Revenue comes from servicing fees charged on managed loan portfolios.
- HFA Program Administration: Program administration services for Housing Finance Agencies including loan reservation through servicing, TBA Hedge Advisory, and loan servicing for affordable housing programs.
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
Lakeview product offering
Product offeringCore offering
Lakeview operates a correspondent lending platform that purchases closed residential mortgage loans from banks, credit unions, and independent mortgage bankers, providing mortgage liquidity solutions in the secondary market. The company offers Agency products (FNMA/FHLMC, FHA, VA, USDA, HFA/Affordable Lending) through Lakeview Loan Servicing, LLC and Non-Agency/Jumbo products (DSCR, Bank Statement, Jumbo AUS, MedPro, Agency Investor Plus, HELOCs, Scratch & Dent) through Silver Hill Capital, LLC. As one of the largest mortgage servicers in the U.S., Lakeview also services residential mortgage loans on behalf of investors and administers affordable housing programs through partnerships with state Housing Finance Agencies across ten states.
Product overview
Lakeview Correspondent is a correspondent lending platform offering a comprehensive portfolio of Agency and Non-Agency mortgage products through two operating entities: Lakeview Loan Servicing, LLC (NMLS #391521) handles Agency products (Fannie Mae, Freddie Mac, FHA, USDA, VA, and HFA/Affordable Lending programs), while Silver Hill Capital, LLC (NMLS #2469, formerly Community Loan Servicing) handles Non-Agency and Jumbo products (DSCR, Bank Statement, Jumbo AUS, MedPro, Agency Investor Plus, and various specialty products). The platform provides correspondent lending services including loan purchasing, liquidity solutions, and servicing for residential mortgage lenders nationwide. Key delivery mechanisms include the Delegated LoanDock Portal for loan registration/locking, Non-Delegated UW Portal for underwriting submissions, and Quick Qualifier for eligibility/pricing checks. Lakeview serves as one of the largest mortgage servicers in the U.S. with over $68 billion in funded HFA loans since 2016 and supports 12 state HFA programs (AZ, CA, DC, DE, FL, GA, LA, OH, SC, TX).
Differentiator
Problem solved
Functional benefit
Brands
- Lakeview: Agency mortgage products including FNMA/FHLMC, FHA, HFA/Affordable Lending, USDA, VA
- Silver Hill Capital
- Bayview
Products and services
- Agency Mortgage Products (FNMA/FHLMC, FHA, VA, USDA) Government-sponsored and federal mortgage products (Fannie Mae/Freddie Mac conventional, FHA, VA, USDA) offered to correspondent lenders for purchase and servicing through Lakeview Loan Servicing, LLC.
Quantifiable outcome
- Over $68 billion in funded HFA loans to over 250,000 homebuyers since 2016
- +3 more outcomes
Companies that use Lakeview
Customer profileNamed customers7 records
Segments3 records
Ideal customer profiles2 records
Lakeview technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature4 records
Lakeview partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core.
- Arizona Housing Finance Agency (Home in 5)coreArizona Home in 5 affordable lending program partnership providing down payment assistance and affordable mortgage options for Arizona homebuyers.
- California Housing Finance Agency (CalHFA)coreCalifornia Housing Finance Agency partnership for affordable lending programs including down payment assistance and below-market rate mortgages for California homebuyers.
- DC Housing Finance AuthoritycoreDC Housing Finance Authority partnership providing affordable lending solutions for DC area homebuyers.
- Delaware State Housing AuthoritycoreDelaware State Housing Authority partnership for affordable housing programs in Delaware.
- Florida Housing Finance CorporationcoreFlorida Housing Finance Corporation partnership providing affordable mortgage programs and down payment assistance for Florida homebuyers.
- Georgia Department of Community AffairscoreGeorgia Department of Community Affairs partnership offering Georgia Dream mortgage products including down payment assistance for Georgia homebuyers.
- Louisiana Housing CorporationcoreLouisiana Housing Corporation partnership providing affordable lending solutions for Louisiana homebuyers.
- Ohio Housing Finance Agency (OHFA)coreOhio Housing Finance Agency partnership offering both purchase and refinance affordable lending programs for Ohio residents.
- South Carolina HousingcoreSouth Carolina Housing partnership providing affordable mortgage programs for South Carolina homebuyers.
- Texas State Affordable Housing Corporation (TSAHC)coreTexas State Affordable Housing Corporation partnership offering Homes for Texas Heroes and Homes with Amnest programs for Texas homebuyers including teachers, nurses, and military personnel.
- Bayview CompaniescoreLakeview is a member of Bayview Companies, providing access to capital strength, diversified mortgage lending capabilities, and integrated Agency and Non-Agency product offerings. Bayview provides financial backing and operational infrastructure supporting Lakeview's correspondent lending operations.
Scale indicators6 records
Recent moves7 records
Expansion highlights6 records
Lakeview competitors and assessment
Company assessmentDirect peers
- Homepoint: Homepoint is a wholesale and correspondent mortgage lender serving similar bank, credit union, and independent mortgage banker clients, with comparable product offerings to Lakeview's correspondent channel.
- NewRez (New Residential Mortgage): NewRez is a major nonbank correspondent and wholesale mortgage lender and servicer with similar Agency and Non-QM product breadth, making it a directly comparable correspondent peer to Lakeview.
- Mr. Cooper Group: Mr. Cooper is the largest nonbank mortgage servicer in the U.S. and operates a sizable correspondent lending business, making it a directly comparable peer across both servicing scale and correspondent acquisition.
- United Wholesale Mortgage (UWM): UWM is the largest U.S. wholesale and correspondent mortgage lender, with deep relationships with independent mortgage brokers and lenders — directly competing with Lakeview for correspondent loan flow and product breadth.
- Caliber Home Loans: Caliber is a nonbank residential mortgage lender and servicer with a correspondent channel and non-QM product line, comparable to Lakeview across both Agency and Non-Agency correspondent acquisition.
- Planet Home Lending: Planet Home Lending is a nonbank correspondent and wholesale lender with a similar focus on community lending, HFA partnerships, and non-QM products, closely mirroring Lakeview's go-to-market approach.
- Pennymac Financial Services: Pennymac is one of the largest U.S. mortgage servicers and a major correspondent and wholesale acquirer of agency and non-agency loans, directly comparable to Lakeview across the correspondent, servicing, and product breadth dimensions.
- Rocket Pro TPO (Rocket Mortgage): Rocket Pro TPO is the broker and correspondent channel of Rocket Mortgage and a leading scaled acquirer of agency and non-QM loans, directly competing with Lakeview for correspondent volume.
Regional players
- Guild Mortgage: Guild Mortgage is a regional retail and wholesale mortgage lender with an affordable lending focus, partially overlapping with Lakeview's HFA and affordable lending product suite.
Broad incumbents
- loanDepot: loanDepot is a large national retail and wholesale mortgage lender with a servicing operation, comparable to Lakeview in offering Agency and Non-QM products across multiple channels at scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
Lakeview social profiles
Digital presenceLakeview compliance and trust
Trust signalCompliance5 records
Lakeview financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lakeview leadership team
Management profileNumber of profiles
Profiles17 records
Lakeview subsidiaries and ownership
Company hierarchySubsidiaries1 record
Lakeview funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lakeview M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lakeview
What does Lakeview do?
Lakeview operates a correspondent lending platform that purchases closed residential mortgage loans from banks, credit unions, and independent mortgage bankers, providing mortgage liquidity solutions in the secondary market. The company offers Agency products (FNMA/FHLMC, FHA, VA, USDA, HFA/Affordable Lending) through Lakeview Loan Servicing, LLC and Non-Agency/Jumbo products (DSCR, Bank Statement, Jumbo AUS, MedPro, Agency Investor Plus, HELOCs, Scratch & Dent) through Silver Hill Capital, LLC. As one of the largest mortgage servicers in the U.S., Lakeview also services residential mortgage loans on behalf of investors and administers affordable housing programs through partnerships with state Housing Finance Agencies across ten states.
Is Lakeview a public or private company?
Lakeview is a private company. It is classified as corporate owned and is currently operating.
When was Lakeview founded?
Lakeview was founded in 1998. It employs 501 to 1,000 people.
Where is Lakeview based?
Lakeview is headquartered in Horsham, United States, in the North America region.
How does Lakeview make money?
Three revenue lines are on record. Correspondent Loan Purchasing is the primary driver. The others are mortgage Loan Servicing and HFA Program Administration.
Who are Lakeview's main competitors?
Direct peers on record are Homepoint, NewRez (New Residential Mortgage), Mr. Cooper Group, United Wholesale Mortgage (UWM), Caliber Home Loans, Planet Home Lending, Pennymac Financial Services and Rocket Pro TPO (Rocket Mortgage). Guild Mortgage is listed as a regional player. loanDepot is listed as a broad incumbent.
Does Lakeview have an API?
No public API is recorded for Lakeview.
What industry is Lakeview in?
Lakeview's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALACAC, Mini-Correspondent / Table Funding Programs, with a secondary code of FSALAEAC, Government-Insured/Guaranteed Loan Servicing (FHA/VA/USDA). Its NAICS code is 522292 and its SIC code is 6162.