Colorado Lending Source
B:Side Capital (formerly Colorado Lending Source) is a Colorado-based Certified Development Company and CDFI originating SBA 504/7(a) loans and alternative B:Side Fund Loans from $10K to $5.5M for small businesses across Colorado, Utah, Arizona, and New Mexico.
- Company typePrivate
- Founded1989
- HeadquartersDenver, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Colorado Lending Source does
B:Side Capital (formerly Colorado Lending Source) is a Certified Development Company (CDC) and Community Development Financial Institution (CDFI) that originates and services SBA 504 and 7(a) loans, alongside a proprietary mission-driven alternative lending product called B:Side Fund Loans. Founded in 1989 and headquartered in Denver, Colorado, the firm serves small business owners seeking financing from $10,000 to $5.5 million for commercial real estate, equipment, working capital, and business acquisitions, particularly for borrowers underserved by conventional lenders. Beyond direct lending, B:Side operates a Lender Service Provider (LSP) business that helps partner banks process SBA loans and earn Community Reinvestment Act (CRA) credits, and offers B:Side University for borrower education and an AI-enabled platform branded B:Side Assist for financial decision support.
The company's business model is built on SBA loan origination and servicing fees, supplemented by revenue from B:Side Fund Loans (its higher-margin alternative credit product) and LSP fee-for-service work with partner banks. Distribution is multi-channel: a direct online borrower portal for SMBs, a dedicated lender portal for institutional bank partners, and a broker referral network for commercial real estate and business acquisition intermediaries. The company markets itself as the "#1 partner for small business owners and lenders" across its four-state Mountain West and Southwest footprint (Colorado, Utah, Arizona, New Mexico), emphasizing a 35-year operating history and "mission-driven" positioning that differentiates it from conventional CDCs. Pricing is loan-specific and not publicly disclosed at the unit level; SBA 504 loans are offered with 10-, 20-, and 25-year terms, and SBA 7(a) loans and B:Side Fund Loans are quote-based.
B:Side has no disclosed parent company, private equity, or venture capital ownership, and no headcount data is publicly available. The firm was rebranded from Colorado Lending Source to B:Side Capital in 2025 in conjunction with its geographic expansion into Arizona and New Mexico and the launch of B:Side Assist as a distinct AI-powered product line. No revenue figures, financial statements, or funding rounds are disclosed in the available data.
Colorado Lending Source firmographics
Firmographics- Name
- Colorado Lending Source
- Legal name
- B:Side Capital
- Website
- https://coloradolendingsource.org
- Company type
- Private
- Founded year
- 1989
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- B:Side Capital (formerly Colorado Lending Source) is a Colorado-based Certified Development Company and CDFI originating SBA 504/7(a) loans and alternative B:Side Fund Loans from $10K to $5.5M for small businesses across Colorado, Utah, Arizona, and New Mexico.
- Ownership category
- akta.pro rank
Colorado Lending Source industry classification
Industry- Product category
- SBA Small Business Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231), Other Nondepository Credit Intermediation (52229), Activities Related to Credit Intermediation (5223)
- SIC
- Loan Brokers (6163), Federal & Federally-Sponsored Credit Agencies (6111)
- akta.pro primary industry
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI)
- akta.pro secondary industry
- SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)
Keywords
Where Colorado Lending Source is headquartered
LocationHeadquarters
- HQ city
- Denver
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Colorado Lending Source business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- SBA Loan Origination and Servicing: Revenue generated through originating and servicing SBA 504 and 7(a) loans, as well as B:Side Fund Loans for small businesses. As a CDC, they earn fees from loan origination, servicing, and interest income from their lending programs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | SBA 504 Loans - Long-term fixed-rate financing for major assets |
| Other | Monthly | SBA 7(a) Loans - General business financing |
| Other | Monthly | B:Side Fund Loans - Mission-driven alternative lending |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Colorado Lending Source product offering
Product offeringCore offering
Colorado Lending Source (operating as B:Side Capital) originates and services SBA 504 and 7(a) loans ranging from $10K to $5.5M for small business owners, lenders, and brokers across Colorado, Utah, Arizona, and New Mexico. It also provides Lender Service Provider (LSP) services to banks and mission-driven B:Side Fund Loans for businesses that do not qualify for traditional SBA financing. An AI-powered B:Side Assist platform supports borrowers' financial decision-making, complemented by B:Side University educational resources.
Product overview
B:Side Capital (Colorado Lending Source) is a Certified Development Company and Community Development Financial Institution offering a portfolio of SBA and mission-driven financing solutions. The core offerings include SBA 504 Loans (available in 10, 20, and 25-year terms) and SBA 7(a) Loans for small business financing needs including real estate, equipment, and working capital. The B:Side Fund provides alternative lending for businesses that may not qualify for traditional SBA financing, ranging from $10K to $5.5M. Additionally, LSP Services support lenders in processing SBA loans with CRA credit benefits. The company also offers B:Side Assist, an AI-powered business platform for financial decision-making, and B:Side University for small business education.
Differentiator
Problem solved
Functional benefit
Brands
- B:Side Assist: AI-powered business platform that helps small business owners make better financial decisions.
Products and services
- SBA 504 Loans Long-term, fixed-rate Small Business Administration 504 loans for commercial real estate, equipment, and business expansion, available in 10-year, 20-year, and 25-year terms, with loan amounts from $10K to $5.5M. Targeted at small business owners via a Certified Development Company.
- SBA 7(a) Loans Small Business Administration 7(a) loan program offering working capital, equipment purchases, and business acquisition financing with flexible terms and loan amounts from $10K to $5.5M for small business owners.
- B:Side Fund Loans Mission-driven alternative lending for small businesses that may not qualify for traditional SBA financing, covering amounts from $10K to $5.5M and supporting borrowers underserved by conventional lenders.
- Lender Service Provider (LSP) Services Outsourced SBA loan origination, processing, and servicing capabilities for banks and lenders, including CRA credits management, enabling partner banks to offer SBA 504 and 7(a) products through B:Side.
- B:Side Assist AI-powered business platform that helps small business owners make better financial decisions through advanced analytics, complementing B:Side's lending offerings.
Quantifiable outcome
- Small business loans approved and jobs created through mission-driven financing
- +1 more outcomes
Companies that use Colorado Lending Source
Customer profileNamed customers15 records
Segments3 records
Ideal customer profiles3 records
Colorado Lending Source technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Colorado Lending Source partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- First Fidelity BankcoreBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner providing SBA loans to small business clients
- Central BankcoreBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner providing SBA loans to small business clients
- First Savings BankcoreBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner providing SBA loans to small business clients
- NBH BankcoreBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner; shares commitment to helping small businesses grow
- FirstBankcoreBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner providing SBA loans to small business clients
- Bank of ColoradocoreBanking partner that works with B:Side to provide right financing structures for clients; testimonial partner praising B:Side's ability to find solutions
- Redstone BankcoreBanking partner that provides SBA 7(a) and 504 loans with B:Side's resources and expertise; testimonial partner highlighting professional and knowledgeable team
- Timberline BankcoreBanking partner with shared mission of supporting small businesses through SBA loans and inclusive Direct Lending; together helping communities thrive
Scale indicators4 records
Recent moves5 records
Expansion highlights4 records
Colorado Lending Source competitors and assessment
Company assessmentBroad incumbents
- OnDeck Capital (now OnMain by Enigma): An online small business lender providing working capital and term loans to SMBs. Comparable to B:Side Fund as an alternative non-SBA small business lender, though OnDeck operated at a much larger, national scale.
- BlueVine: A larger online small business lender offering lines of credit and term loans. Comparable to the B:Side Fund as a non-bank alternative small business lender, though BlueVine is a broad incumbent rather than a CDC/CDFI.
Direct peers
- Justine PETERSEN: A St. Louis-based CDFI providing SBA loans, microloans, and small business advisory. Closely comparable to B:Side in CDFI status, SBA lending focus, and small business education mission.
- Accion: A global nonprofit microfinance and small business lender focused on financial inclusion. Comparable to B:Side on mission-driven lending to underserved small businesses, with similar educational and advisory components.
- CDC Small Business Finance: One of the largest Certified Development Companies in the U.S., specializing in SBA 504 and 7(a) lending to small businesses. Directly comparable to B:Side as a mission-driven CDC serving underserved borrowers through federal SBA programs.
- Lendistry: A CDFI fintech providing SBA loans and mission-driven small business financing with a tech-enabled platform. Highly comparable to B:Side given its overlap as a CDFI offering SBA products, alternative lending for underserved borrowers, and a technology-forward borrower experience.
- Pacific Community Ventures: A CDFI focused on small business lending and advisory services, particularly for underserved entrepreneurs. Comparable to B:Side on mission-driven SBA lending and small business education offerings.
- LiftFund: A nonprofit CDFI providing small business loans, including SBA products, to underserved borrowers across multiple states. Comparable to B:Side in CDFI mission, multi-state SBA lending, and small business education programs.
- Grameen America: A nonprofit microfinance organization providing small business loans to underserved entrepreneurs, primarily women. Comparable to B:Side Fund Loans in alternative mission-driven small business lending.
Emerging players
- Kiva: A nonprofit crowdfunding microlending platform providing zero-interest loans to small businesses. Comparable to B:Side Fund Loans as an alternative mission-driven capital source for borrowers who don't qualify for traditional financing.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Colorado Lending Source social profiles
Digital presenceColorado Lending Source compliance and trust
Trust signalCompliance2 records
Colorado Lending Source financial estimates
Financial estimateRevenue estimate
Valuation estimate
Colorado Lending Source leadership team
Management profileNumber of profiles
Profiles1 record
Colorado Lending Source funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Colorado Lending Source M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Colorado Lending Source
What does Colorado Lending Source do?
Colorado Lending Source (operating as B:Side Capital) originates and services SBA 504 and 7(a) loans ranging from $10K to $5.5M for small business owners, lenders, and brokers across Colorado, Utah, Arizona, and New Mexico. It also provides Lender Service Provider (LSP) services to banks and mission-driven B:Side Fund Loans for businesses that do not qualify for traditional SBA financing. An AI-powered B:Side Assist platform supports borrowers' financial decision-making, complemented by B:Side University educational resources.
Is Colorado Lending Source a public or private company?
Colorado Lending Source is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Colorado Lending Source founded?
Colorado Lending Source was founded in 1989. It employs 11 to 50 people.
Where is Colorado Lending Source based?
Colorado Lending Source is headquartered in Denver, United States, in the North America region.
How does Colorado Lending Source make money?
One revenue line is on record: SBA Loan Origination and Servicing.
Who are Colorado Lending Source's main competitors?
Broad incumbents on record are OnDeck Capital (now OnMain by Enigma) and BlueVine. Direct peers are Justine PETERSEN, Accion, CDC Small Business Finance, Lendistry, Pacific Community Ventures, LiftFund and Grameen America. Kiva is listed as an emerging player.
Does Colorado Lending Source have an API?
No public API is recorded for Colorado Lending Source.
What industry is Colorado Lending Source in?
Colorado Lending Source's product category is SBA Small Business Lending. Its primary akta.pro industry code is FSAKAGAI, SBA/Government-Backed & Development Finance Loans, with a secondary code of FSAEAEAI, SBA/USDA Government-Backed Loan Intermediation. Its NAICS code is 52231 and its SIC code is 6163.