Colorado Lending Source

What Colorado Lending Source does

B:Side Capital (formerly Colorado Lending Source) is a Certified Development Company (CDC) and Community Development Financial Institution (CDFI) that originates and services SBA 504 and 7(a) loans, alongside a proprietary mission-driven alternative lending product called B:Side Fund Loans. Founded in 1989 and headquartered in Denver, Colorado, the firm serves small business owners seeking financing from $10,000 to $5.5 million for commercial real estate, equipment, working capital, and business acquisitions, particularly for borrowers underserved by conventional lenders. Beyond direct lending, B:Side operates a Lender Service Provider (LSP) business that helps partner banks process SBA loans and earn Community Reinvestment Act (CRA) credits, and offers B:Side University for borrower education and an AI-enabled platform branded B:Side Assist for financial decision support.

The company's business model is built on SBA loan origination and servicing fees, supplemented by revenue from B:Side Fund Loans (its higher-margin alternative credit product) and LSP fee-for-service work with partner banks. Distribution is multi-channel: a direct online borrower portal for SMBs, a dedicated lender portal for institutional bank partners, and a broker referral network for commercial real estate and business acquisition intermediaries. The company markets itself as the "#1 partner for small business owners and lenders" across its four-state Mountain West and Southwest footprint (Colorado, Utah, Arizona, New Mexico), emphasizing a 35-year operating history and "mission-driven" positioning that differentiates it from conventional CDCs. Pricing is loan-specific and not publicly disclosed at the unit level; SBA 504 loans are offered with 10-, 20-, and 25-year terms, and SBA 7(a) loans and B:Side Fund Loans are quote-based.

B:Side has no disclosed parent company, private equity, or venture capital ownership, and no headcount data is publicly available. The firm was rebranded from Colorado Lending Source to B:Side Capital in 2025 in conjunction with its geographic expansion into Arizona and New Mexico and the launch of B:Side Assist as a distinct AI-powered product line. No revenue figures, financial statements, or funding rounds are disclosed in the available data.

Name

Colorado Lending Source

Legal name

B:Side Capital

Website

https://coloradolendingsource.org

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

11–50 employees

Short description

B:Side Capital (formerly Colorado Lending Source) is a Colorado-based Certified Development Company and CDFI originating SBA 504/7(a) loans and alternative B:Side Fund Loans from $10K to $5.5M for small businesses across Colorado, Utah, Arizona, and New Mexico.

Ownership category

akta.pro rank

Product category

SBA Small Business Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Other Nondepository Credit Intermediation (52229), Activities Related to Credit Intermediation (5223)

SIC

Loan Brokers (6163), Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

akta.pro secondary industry

SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)

Keywords

• SBA 504 loans
• SBA 7(a) loans
• Small business lending
• Alternative business financing
• CDFI lending services

Headquarters

HQ city

Denver

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. SBA Loan Origination and Servicing: Revenue generated through originating and servicing SBA 504 and 7(a) loans, as well as B:Side Fund Loans for small businesses. As a CDC, they earn fees from loan origination, servicing, and interest income from their lending programs.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Colorado Lending Source (operating as B:Side Capital) originates and services SBA 504 and 7(a) loans ranging from $10K to $5.5M for small business owners, lenders, and brokers across Colorado, Utah, Arizona, and New Mexico. It also provides Lender Service Provider (LSP) services to banks and mission-driven B:Side Fund Loans for businesses that do not qualify for traditional SBA financing. An AI-powered B:Side Assist platform supports borrowers' financial decision-making, complemented by B:Side University educational resources.

Product overview

B:Side Capital (Colorado Lending Source) is a Certified Development Company and Community Development Financial Institution offering a portfolio of SBA and mission-driven financing solutions. The core offerings include SBA 504 Loans (available in 10, 20, and 25-year terms) and SBA 7(a) Loans for small business financing needs including real estate, equipment, and working capital. The B:Side Fund provides alternative lending for businesses that may not qualify for traditional SBA financing, ranging from $10K to $5.5M. Additionally, LSP Services support lenders in processing SBA loans with CRA credit benefits. The company also offers B:Side Assist, an AI-powered business platform for financial decision-making, and B:Side University for small business education.

Differentiator

Problem solved

Functional benefit

Brands

• B:Side Assist: AI-powered business platform that helps small business owners make better financial decisions.

Products and services

• SBA 504 Loans Long-term, fixed-rate Small Business Administration 504 loans for commercial real estate, equipment, and business expansion, available in 10-year, 20-year, and 25-year terms, with loan amounts from $10K to $5.5M. Targeted at small business owners via a Certified Development Company.
• SBA 7(a) Loans Small Business Administration 7(a) loan program offering working capital, equipment purchases, and business acquisition financing with flexible terms and loan amounts from $10K to $5.5M for small business owners.
• B:Side Fund Loans Mission-driven alternative lending for small businesses that may not qualify for traditional SBA financing, covering amounts from $10K to $5.5M and supporting borrowers underserved by conventional lenders.
• Lender Service Provider (LSP) Services Outsourced SBA loan origination, processing, and servicing capabilities for banks and lenders, including CRA credits management, enabling partner banks to offer SBA 504 and 7(a) products through B:Side.
• B:Side Assist AI-powered business platform that helps small business owners make better financial decisions through advanced analytics, complementing B:Side's lending offerings.

Quantifiable outcome

• Small business loans approved and jobs created through mission-driven financing
• +1 more outcomes

Named customers15 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Eight partnerships are on record, tiered core.

• First Fidelity BankcoreChannel Partner/ Reseller/ DistributorBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner providing SBA loans to small business clients
• Central BankcoreChannel Partner/ Reseller/ DistributorBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner providing SBA loans to small business clients
• First Savings BankcoreChannel Partner/ Reseller/ DistributorBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner providing SBA loans to small business clients
• NBH BankcoreChannel Partner/ Reseller/ DistributorBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner; shares commitment to helping small businesses grow
• FirstBankcoreChannel Partner/ Reseller/ DistributorBanking partner for SBA lending referrals and co-lending relationships; recognized as award-winning lending partner providing SBA loans to small business clients
• Bank of ColoradocoreChannel Partner/ Reseller/ DistributorBanking partner that works with B:Side to provide right financing structures for clients; testimonial partner praising B:Side's ability to find solutions
• Redstone BankcoreChannel Partner/ Reseller/ DistributorBanking partner that provides SBA 7(a) and 504 loans with B:Side's resources and expertise; testimonial partner highlighting professional and knowledgeable team
• Timberline BankcoreChannel Partner/ Reseller/ DistributorBanking partner with shared mission of supporting small businesses through SBA loans and inclusive Direct Lending; together helping communities thrive

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• OnDeck Capital (now OnMain by Enigma): An online small business lender providing working capital and term loans to SMBs. Comparable to B:Side Fund as an alternative non-SBA small business lender, though OnDeck operated at a much larger, national scale.
• BlueVine: A larger online small business lender offering lines of credit and term loans. Comparable to the B:Side Fund as a non-bank alternative small business lender, though BlueVine is a broad incumbent rather than a CDC/CDFI.

Direct peers

• Justine PETERSEN: A St. Louis-based CDFI providing SBA loans, microloans, and small business advisory. Closely comparable to B:Side in CDFI status, SBA lending focus, and small business education mission.
• Accion: A global nonprofit microfinance and small business lender focused on financial inclusion. Comparable to B:Side on mission-driven lending to underserved small businesses, with similar educational and advisory components.
• CDC Small Business Finance: One of the largest Certified Development Companies in the U.S., specializing in SBA 504 and 7(a) lending to small businesses. Directly comparable to B:Side as a mission-driven CDC serving underserved borrowers through federal SBA programs.
• Lendistry: A CDFI fintech providing SBA loans and mission-driven small business financing with a tech-enabled platform. Highly comparable to B:Side given its overlap as a CDFI offering SBA products, alternative lending for underserved borrowers, and a technology-forward borrower experience.
• Pacific Community Ventures: A CDFI focused on small business lending and advisory services, particularly for underserved entrepreneurs. Comparable to B:Side on mission-driven SBA lending and small business education offerings.
• LiftFund: A nonprofit CDFI providing small business loans, including SBA products, to underserved borrowers across multiple states. Comparable to B:Side in CDFI mission, multi-state SBA lending, and small business education programs.
• Grameen America: A nonprofit microfinance organization providing small business loans to underserved entrepreneurs, primarily women. Comparable to B:Side Fund Loans in alternative mission-driven small business lending.

Emerging players

• Kiva: A nonprofit crowdfunding microlending platform providing zero-interest loans to small businesses. Comparable to B:Side Fund Loans as an alternative mission-driven capital source for borrowers who don't qualify for traditional financing.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/bside_capital
• YouTubevimeo.com/user103799835
• Facebookfacebook.com/bsidecapital
• LinkedInlinkedin.com/company/bsidecapital
• Instagraminstagram.com/bsidecapital

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Colorado Lending Source