Teachers Financial Services

What Teachers Financial Services does

Teachers Financial Services, doing business as Teachers FS, is a privately held financial advisory firm founded in 2001 and headquartered in Malibu, California (with a Pacific Palisades mailing address at P.O. Box 4124, 90264). The firm specializes in financial planning services for public education employees, including teachers and educators, with a service mix spanning investment planning, risk management, retirement planning, and estate conservation. Its core technical focus is on 403(b) plan optimization, pension maximization, IRA contribution planning, and Social Security coordination — niche offerings tailored to the compensation structures and benefits common in K-12 and public-school environments.

The firm operates with no proprietary technology platform; its public web presence is built on Wix, supplemented by an FMG Suite vendor relationship for content and marketing infrastructure, alongside a stable of evergreen resource pages covering tax forms, tax rates, tax publications, and a financial glossary. No AI, machine-learning, or data-asset capabilities are disclosed, and the offering remains a conventional human-advisory model with no published technology roadmap or product engineering footprint.

Commercially, Teachers Financial Services runs a sales-led, professional-services model. Lead generation is driven through educator-focused content marketing and free initial consultations delivered remotely via Zoom and FaceTime, with ongoing revenue generated from advisory fees and commissions on retirement, investment, and estate products. The firm has no disclosed funding rounds, parent company, acquisitions, certifications, or regulatory actions, and operates exclusively in the U.S. market.

Name

Teachers Financial Services

Legal name

Teachers Financial Services

Website

https://teachersfs.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Short description

Teachers Financial Services is a private financial advisory firm founded in 2001 serving public education employees with retirement, investment, risk, and estate planning, specializing in 403(b) and pension optimization.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Educational Support Services (61171)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Coaching & Budgeting Advisory (FSAEAAAH)

akta.pro secondary industry

Financial Planning Tools & Financial Coaching (Goal Setting, Apps, Advisors) (EDAAAJAN)

Keywords

• Financial advisory services
• Retirement planning
• Investment planning
• Estate planning
• Risk management

Headquarters

HQ city

Pacific Palisades

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory Services: The firm provides independent financial management and advice to public education employees, generating revenue through advisory fees and/or commissions on financial products (insurance, investments, retirement accounts). The specific fee structure is not publicly disclosed on the website.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Teachers Financial Services provides independent, personalized financial advisory services exclusively for public education employees. Its core offerings include Investment Planning, Risk Management, Retirement Planning (with focus on 403(b) plans, IRAs, and pension optimization), and Estate Conservation. The firm supplements these services with free educational resource tools such as a tax calendar, tax forms, tax publications, tax rates, and a financial glossary.

Product overview

Teachers Financial Services is a financial advisory firm that offers personalized financial planning services exclusively for public education employees. The company provides four core services: Investment Planning, Risk Management, Retirement Planning, and Estate Conservation. These core offerings are complemented by a suite of free resource tools including a Tax Calendar, Tax Forms, Tax Publications, Tax Rates, and a Financial Glossary. The company specializes in educator-specific retirement planning, including 403(b) plans, IRAs, pension optimization, and Social Security strategies. The resource tools are designed to help educators navigate tax compliance and financial planning independently, while the advisory services provide personalized guidance for comprehensive financial management.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Planning Provides guidance on building and managing investment portfolios, including stocks, bonds, and other securities, to help clients grow wealth over time. Targeted at public education employees seeking personalized investment strategy.
• Risk Management Helps clients identify and mitigate financial risks through insurance products and strategic planning to protect assets and income. Designed for educators evaluating life insurance, long-term care, and overall risk exposure.
• Retirement Planning Assists educators with planning for retirement, including 403(b) plans, IRAs, pension optimization, Social Security benefits, and withdrawal strategies. Tailored to public education employees and their specific retirement vehicles.
• Estate Conservation Helps clients preserve and transfer wealth to heirs through estate planning strategies, trusts, and tax-efficient asset distribution. Aimed at educators seeking to reduce estate taxes and protect assets for their families.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered minor.

• FMG SuiteminorOthersWebsite development and content management platform provider. FMG Suite develops the website content and provides financial education materials. This is a vendor/supplier relationship for website hosting and content services.
• FINRA (BrokerCheck)minorOthersRegulatory verification tool where clients can check the background of financial professionals. This is not a commercial partnership but a regulatory compliance reference.

Scale indicators1 record

Recent moves4 records

Expansion highlights2 records

Broad incumbents

• Empower (formerly Personal Capital): Hybrid digital wealth manager combining automated tools with human advisors for retirement planning and investment management. Comparable because it targets the same mass-affluent retirement-planning use case (including 401(k)/403(b) participants) with a tech-enabled model.
• Fisher Investments: Large independent investment management firm providing portfolio management and financial planning to high-net-worth and institutional clients. Comparable as a sizable independent advisory incumbent, though with a different client-acquisition motion (institutional, high net worth).
• TIAA: Major financial services organization serving the academic, research, medical, and cultural fields with retirement plans, IRAs, and investment products. Comparable as a dominant 403(b) provider for educators — a competitor and partner-ecosystem player rather than a head-to-head independent advisor.
• Edelman Financial Engines: Large independent RIA serving mass-affluent and high-net-worth individuals with financial planning, investment management, and retirement advice. Comparable as a broader advisory incumbent offering similar service categories (retirement, investment, estate) but without the education-sector niche focus.
• Carson Wealth: National wealth management firm supporting a network of independent financial advisors with planning technology and back-office services. Comparable as a broader advisory incumbent offering retirement and financial planning services, but at significantly greater scale.
• Ameriprise Financial: Diversified financial services firm with a large advisor network providing investment, retirement, and insurance planning to individuals. Comparable as an established incumbent offering the same core advisory services the firm provides, but through a far larger franchise.

Emerging players

• Facet Wealth: Digital-first financial planning firm offering flat-fee advice to middle-income households via remote CFPs. Comparable as a remote-delivery, fee-based financial planning competitor targeting similar demographic segments but without education-vertical specialization.

Direct peers

• 403(b) Wise: Specialist advisory firm focused exclusively on 403(b) and 457(b) plans for educators and nonprofit employees. Directly comparable because it serves the same vertical (public education / nonprofit employees) with a similarly narrow retirement-product emphasis.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/tfs_2
• Xx.com/TeachersFS

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Teachers Financial Services