Florida Title & Guarantee Agency

What Florida Title & Guarantee Agency does

Florida Title & Guarantee Agency (FTGA) is a Florida-domiciled title insurance and closing services company founded in 1999, headquartered at 10025 Cleary Blvd in Plantation, Florida. The company operates the Florida Title & Guarantee Exchange, a web-based order management and transaction processing platform that supports online order placement for resale, refinance, O&E (Owners & Encumbrances), and home equity transactions, with electronic disclosure (eDisclosure) document signing and ZOCCAM integration for earnest money deposit (EMD) fund documentation. Supporting tools include an instant net sheet calculator accessible via web and mobile app, and educational resources for buyers and sellers.

FTGA serves four primary customer segments — realtors, lenders, buyers, and sellers — with a horizontal segmentation approach. The company generates revenue through transaction-based fees on title insurance policies and closing services, acting as an authorized agent for three national underwriters: First American Title Insurance, Title Resources Group, and Fidelity National Title. This multi-carrier arrangement allows FTGA to offer lender and realtor partners flexibility in underwriting selection. The firm is a subsidiary of HomeServices of America, a national real estate services conglomerate headquartered in Edina, Minnesota, and operates as part of HomeServices Title & Closing.

FTGA distributes services through 40+ regional and branch offices across Florida (overseen by Division President Jeff Hall), a self-serve website ordering portal, a mobile app for realtors, and referral flow from the broader HomeServices of America network. Marketing channels include the Coalition to Stop Wire Fraud awareness initiative and content resources on closing procedures. The company maintains a roster of licensed title agents, escrow officers, branch managers, and senior closers, with regional leadership covering the West Coast, Central, and East Coast of Florida and oversight of commercial closings as a deliberate service line.

Name

Florida Title & Guarantee Agency

Legal name

Florida Title & Guarantee Agency

Website

https://ftgagency.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Florida Title & Guarantee Agency is a Florida-domiciled title insurance and closing services agency serving realtors, lenders, buyers, and sellers via 40+ branch offices and the Florida Title & Guarantee Exchange online platform, operating as a subsidiary of HomeServices of America.

Ownership category

akta.pro rank

Product category

Title Insurance & Closing Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127), Insurance Agencies and Brokerages (52421)

SIC

Title Insurance (6361), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB), Title Insurance (FSAJACAL)

Keywords

• Title insurance services
• Real estate closing
• Escrow services
• Title search
• Closing coordination

Headquarters

HQ city

Sunrise

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Revenue model

1. Title Insurance Services: Title insurance policies and closing services for real estate transactions including resale, refinance, and home equity. Revenue generated through one-time premiums for title insurance policies and closing service fees.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Florida Title & Guarantee Agency provides title insurance policies and closing services for Florida real estate transactions, including resale, refinance, O&E (Owners & Encumbrances), and home equity transactions. The company operates as an authorized agent for multiple underwriters (First American Title Insurance Company, Fidelity National Title, and Title Resources Group), issuing title insurance, performing title searches, managing escrow/closing, and supporting electronic disclosure (eDisclosure) document signing. Customers can initiate new orders online through the Florida Title & Guarantee Exchange platform or via 40+ regional and branch offices across Florida.

Product overview

Florida Title & Guarantee Agency operates the Florida Title & Guarantee Exchange platform, a unified title and closing services ecosystem. The core platform enables online ordering and management of title insurance for real estate transactions (resale, refinance, O&E, home equity). Supporting modules include the Net Sheets instant calculation tool and mobile app for Realtors, the New Title Order Form for transaction initiation, and educational resources including The Closing Experience, Buyers Closing Guide, and Sellers Closing Information. The platform also incorporates the ZOCCAM document management system for EMD Funds and provides wire fraud prevention resources through the Coalition to Stop Wire Fraud.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance & Closing Services Title insurance policies and closing services for Florida real estate transactions, covering resale, refinance, O&E (Owners & Encumbrances), and home equity transactions. The company operates as an authorized agent for First American Title Insurance Company, Fidelity National Title, and Title Resources Group to underwrite policies and coordinate closings.
• Florida Title & Guarantee Exchange Online Ordering Platform Secure web-based portal that enables realtors, lenders, attorneys, mortgage brokers, and consumers to initiate and manage title orders for Florida real estate transactions, with document upload, lender/borrower/property information capture, and integration with eDisclosure and ZOCCAM EMD Funds workflows.

Quantifiable outcome

• Instant net sheets available in 30 seconds or less

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• First American Title Insurance Company (Auth Agent)coreStrategic or Co-development PartnerFirst American Title Insurance Company provides title insurance underwriting services. Florida Title & Guarantee Agency operates as an authorized agent for First American, offering their title insurance products to customers in Florida real estate transactions.
• Title Resources GroupcoreStrategic or Co-development PartnerTitle Resources Group provides title insurance underwriting. Florida Title & Guarantee Agency partners with Title Resources Group as an authorized agent to provide title insurance products to customers.
• Fidelity National Title (Fidelity Agent)coreStrategic or Co-development PartnerFidelity National Title provides title insurance underwriting. Florida Title & Guarantee Agency operates as a Fidelity agent, offering their title insurance products to customers in Florida real estate transactions.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• First American Title Insurance Company: One of the largest national title insurance underwriters and a direct underwriter partner of FTGA (which operates as an authorized agent). Comparable as a full-stack title insurance and settlement services provider, but at national scale and as a carrier rather than an independent agency.
• Fidelity National Title: Major national title insurance underwriter and another direct underwriter partner of FTGA (Fidelity agent). Comparable in title insurance and closing services, but operates at national scale through both direct and agency channels.
• Old Republic National Title: National title insurance underwriter providing title insurance, escrow, and closing services through a network of direct operations and agents. Comparable in product and channel structure to FTGA's multi-underwriter agency model.
• Stewart Title: Large national title insurance underwriter offering direct and agency title and closing services. Comparable product set (title insurance, escrow, closing) and similar reliance on a mix of direct offices and independent agent networks.

Direct peers

• Title Resources Group: Title insurance underwriter and an existing direct underwriter partner of FTGA. Highly comparable in product scope (title insurance, escrow, closing) and customer base (realtors, lenders, consumers).
• WFG National Title Insurance: National title insurance underwriter and agency that distributes title and escrow services through independent agents and direct operations. Closely comparable to FTGA in serving realtors and lenders with multi-channel title and closing products.
• North American Title: National title insurance and escrow agency with a Florida and multi-state presence serving real estate agents, lenders, and consumers. Comparable in being a multi-state title and closing services agency competing for realtor and lender relationships.
• Investors Title Company: Title insurance underwriter and agency offering title insurance, escrow, and closing services primarily through independent agents. Comparable in operating a multi-state title and settlement agency model serving real estate professionals.
• Title Alliance: Title insurance and escrow agency building joint-venture title agencies with real estate brokerages — directly comparable to FTGA's embedded distribution through the HomeServices of America real estate network.

Emerging players

• PropLogix: PropTech vendor providing cloud-based title ordering, vendor management, and closing workflow software to title companies, realtors, and lenders. Comparable in targeting the same title ordering and closing workflow that FTGA has digitized with its Exchange platform.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Florida Title & Guarantee Agency