PAS Dr. Hammerl

What PAS Dr. Hammerl does

PAS Dr. Hammerl GmbH & Co. KG is a German private medical billing and factoring services provider headquartered in Nördlingen, Bavaria. Founded in 1985 as a small medical secretarial office and operating for over 40 years, the company has developed into a BaFin-licensed financial services institution (authorized under §§32, 1(1a) sentence 2 No. 9 KWG) and a registered debt collection company under §2(2) RDG. It serves approximately 2,000 healthcare clients nationwide — office-based physicians, dentists, MVZs (medical care centers), chief physicians, allied health professionals (Heilberufe) including Heilpraktiker and osteopaths, and veterinarians — billing under the German fee schedules GOÄ, GOZ, GebüH and UV-GOÄ. It also extends factoring services to non-medical commercial enterprises (Wirtschaftsfactoring).

The core offering combines outsourced billing administration with true factoring (echtes Factoring), under which PAS purchases physician receivables, pays physicians immediately (Sofortauszahlung), and assumes default risk (Ausfallschutz). Ancillary services include correspondence with patients and private health insurers (Erstattungsservice), installment payment plans for patients, court-based debt collection through specialized medical law attorneys, printing and mailing, and address research. Technology infrastructure consists of a web-based client portal (Kundencenter) for healthcare providers to access invoice and document data, and a patient-facing portal (meinepas.de, launched February 2021) for digital invoice delivery and installment management. The platform integrates with practice management software (Lemniscus for Heilpraktiker, Idana for digital anamnesis, AnaBoard for tablet forms, 321 MED for patient management) and dental software industry standards via VDDS membership, and partners with medical law firms (medavo, armedis) for dispute resolution.

The company operates a sales-led go-to-market combining direct field sales (Außendienst), inside sales account management (Innendienst), and inbound digital channels (SEO, Google Ads, contact forms, callbacks). Marketing channels also include trade journal inserts, mailings, conferences (e.g., Bundeskongress Chirurgie), free webinars on GOÄ topics, referral networks, and GTM partnerships with BDC (17,000 surgeon members) and ZAEN (4,000 natural-medicine members). Revenue is generated primarily through percentage-based transaction fees on processed billing volume — with a historical pricing reference of fees starting from 0.8% — plus factoring fees. In 2025, the company processed approximately 1.4 million invoices and managed over €330 million in honorarium volume, adding roughly 200 new clients per year. Approximately 80 employees serve the client base, with average tenure exceeding 10 years. Leadership is shared between founder and managing director Dr. Siegfried Hammerl and co-managing director Tobias Lang, who joined the management board effective January 1, 2024.

Name

PAS Dr. Hammerl

Legal name

PAS Dr. Hammerl GmbH & Co. KG

Website

https://pas-hammerl.de

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

101–250 employees

Short description

PAS Dr. Hammerl GmbH & Co. KG is a BaFin-licensed German private medical billing and factoring services provider headquartered in Nördlingen, serving approximately 2,000 physicians, dentists, MVZs, allied health professionals, and veterinarians across Germany under the GOÄ, GOZ, and GebüH fee schedules.

Ownership category

akta.pro rank

Product category

Medical Billing Services

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ)

Keywords

• Private medical billing
• Physician invoicing services
• Medical factoring services
• Healthcare debt collection
• GOÄ GOZ billing

Headquarters

HQ city

Nördlingen

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Revenue model

1. Private Medical Billing Services: Core service: processing and managing private medical billings for physicians, dentists, MVZs, chief physicians, other health professionals, and veterinarians. The company handles invoice creation, submission to patients/insurers, and full receivables management. Revenue is generated through a percentage-based fee on processed billing volume.
2. Factoring Services: True factoring (echtes Factoring) where PAS purchases physicians' receivables, providing immediate liquidity (Sofortauszahlung) and default protection (Ausfallschutz). This is offered both to medical practices and to commercial enterprises (Wirtschaftsunternehmen). Licensed as a financial services institution under BaFin supervision.
3. Debt Collection and Legal Proceedings: Forderungsmanagement including court-based debt collection procedures (gerichtliches Mahnverfahren) for unpaid invoices. Handled in cooperation with specialized medical law attorneys.
4. Correspondence and Administrative Services: Correspondence with patients and private health insurers on behalf of physicians (Erstattungsservice), printing and mailing of invoices (Druck und Versand), address research (Adressrecherche), and free billing checks.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels9 records

Core offering

PAS Dr. Hammerl is a Germany-based private billing company that processes and collects honoraria on behalf of physicians, dentists, and other healthcare professionals. The company handles private medical invoicing under German fee schedules (GOÄ, GOZ, GebüH), offers factoring services, and conducts debt collection, serving approximately 2,000 clients nationwide with around 80 employees.

Product overview

PAS Dr. Hammerl operates as a specialized private medical billing service (Privatärztlicher Abrechnungs-Service) that handles billing and debt collection for healthcare providers including physicians, medical care centers (MVZ), chief physicians and clinics, dentists, and other licensed health professionals. The company offers a core billing service with factoring (debt purchase with payment guarantee), accessible through a web-based customer portal (Kundencenter) for clients and a patient portal (meinepas.de) for patients. Services encompass invoice printing and mailing, collections management, correspondence with patients and insurers, installment payment options, and legal debt collection proceedings.

Differentiator

Problem solved

Functional benefit

Brands

• PAS: Private medical billing and factoring services for doctors, dentists, clinics and other health professionals
• meinepas.de

Products and services

• Private Medical Billing (Privatliquidation) End-to-end processing and management of private medical invoices for physicians, dentists, and other healthcare professionals in Germany, billed under GOÄ, GOZ, and GebüH fee schedules.
• Medical Factoring (Honorarauszahlung)

Quantifiable outcome

• ~1.4 million invoices processed annually; €330+ million honorarium volume managed
• +4 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

15 partnerships are on record, tiered core and minor.

• 321 MEDcoreTechnology or Integration321 MED provides a complete digital patient care solution. PAS integrates with this platform to enable digital workflows for patient management and billing integration for shared physician clients.
• Idana AGcoreTechnology or IntegrationIdana AG offers digital patient intake and anamnesis solutions. Founded in 2016 by two physicians and a software developer, it enables patients to complete medical questionnaires digitally before visits, with structured data transferred to practice software. PAS works with Idana to streamline digital patient onboarding workflows.
• Einfach einreichen (AfP Abrechnungsservice für Privatpatienten GmbH)coreTechnology or IntegrationDigital invoice submission service (eRechnung) for privately insured patients. Simplifies the patient-side administrative process by digitizing the entire billing cycle from paper invoice to e-invoice and digital document management.
• medavo GmbH (Rechtsanwaltsgesellschaft)coreImplementation/ SI/ Consulting PartnerMedical law firm (Rechtsanwälte für Mediziner) providing full-spectrum healthcare law advice. Represents physicians, dentists, psychotherapists, chief physicians, hospitals, MVZs, and medical billing centers across all areas of health law including practice establishment, liability, data protection, and employment.
• armedis RechtsanwältecoreImplementation/ SI/ Consulting PartnerMedical law firm network; Dr. Tilman Clausen serves as a key advisor to PAS clients on medical law topics. armedis publishes recognized commentaries and is a trusted legal partner for PAS client matters.
• MedoCareminorImplementation/ SI/ Consulting PartnerServices for medical and healthcare facilities (Grund-, Regel-, Schwerpunkt- und Maximalversorgung). MedoCare analyzes workflows and documentation in hospitals and optimizes processes in cooperation with PAS for billing and receivables management.
• LemniscuscoreTechnology or IntegrationWeb-based practice management software for self-employed Heilpraktiker (alternative medicine practitioners). Seamlessly integrates appointment scheduling, patient records, and invoicing with direct connection to PAS for billing submission.
• Deutsche Fortbildungsakademie Heilwesen (DFA)minorStrategic or Co-development PartnerTraining provider offering practical workshops and qualified courses with IHK certification for billing beginners and professionals, practice management, business economics, and HR. PAS co-organizes training and continuing education events with DFA.
• ZAEN (Zentralverband der Ärzte für Naturheilverfahren und Regulationsmedizin e.V.)minorGTM or Marketing PartnerEurope's largest medical society for natural medicine and complementary medicine (4,000 members). ZAEN provides continuing education recognized by German medical chambers. PAS supports ZAEN members with specialized billing services for natural medicine practitioners.
• Claudia Hönig UG (Die Unternehmensberatung für Heilberufe)minorStrategic or Co-development PartnerBusiness consulting firm specializing in healthcare practitioners. Offers support from practice founding through management and accounting, including web design, positioning, and brand building for Heilberufe (health professionals).
• TV-WartezimmerminorGTM or Marketing PartnerPatient waiting room media and entertainment system for physician practices, MVZs, and clinics. PAS clients receive special rates (Sonderkonditionen) for TV-Wartezimmer services.
• 4DENTAminorChannel Partner/ Reseller/ DistributorDental and orthodontist billing specialists. 4DENTA supports dental practices with billing and acts as the liaison between the practice, patients, and factoring companies. Provides billing staff representation during illness, pregnancy, vacation, and turnover.
• Berufsverband der Deutschen Chirurgen (BDC e.V.)coreGTM or Marketing PartnerEurope's largest surgeons' association with 17,000 members. BDC represents surgeons' professional political interests in politics, self-governance, and the public. Offers extensive seminar programs through its academy. PAS provides billing support to BDC member surgeons.
• Verband Deutscher Dental-Software Unternehmen e.V. (VDDS)coreTechnology or IntegrationIndustry association for dental software providers representing ~80% of the dental software market. PAS is an extraordinary member and actively participates in working groups developing, specifying, and adapting software interfaces for dental billing.
• DONAURIES (Wirtschaftsregion Donauries)minorGTM or Marketing PartnerRegional brand partnership with the Donauries economic region. PAS is an official brand partner (Offizieller Markenpartner) working jointly on regional projects, attracting skilled workers and new residents, and maintaining good living and working conditions in the region.

Scale indicators9 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• PVS dental GmbH: Specialized dental billing and factoring provider serving German dental practices; directly comparable to PAS's Zahnärzte segment with similar GOZ billing, factoring, and collections services.
• apra-norm Abrechnungsgesellschaft mbH: German Verrechnungsstelle offering private medical billing and factoring for physicians and dentists; comparable scope of services, customer base, and take-rate model to PAS Dr. Hammerl.
• Medi-XS GmbH (Verrechnungsstelle): German private medical billing and factoring service for physicians and dentists; comparable in business model and customer segments to PAS Dr. Hammerl, offering GOÄ/GOZ billing and receivables management.
• BFS health finance GmbH: One of Germany's largest private medical billing and factoring providers, serving physicians, dentists, and clinics; directly competes with PAS across the same fee schedules (GOÄ, GOZ) with comparable transaction-fee and factoring economics.
• mediserv Medizinische Serviceleistungen GmbH: German privatärztliche Verrechnungsstelle providing billing, factoring, and receivables management for physicians and dentists; comparable service offering, regulatory profile, and target customers to PAS Dr. Hammerl.
• DZR (Deutsches Zahnärztliches Rechenzentrum) GmbH: One of Germany's largest dental billing and factoring service providers; directly comparable to PAS as a privatärztliche Verrechnungsstelle focused on GOZ, with similar factoring and receivables management offerings for dentists and dental practices.
• ZA eG (Zahnärztliche Abrechnungsgenossenschaft): Cooperative dental billing and factoring provider for German dentists; directly competes with PAS in the GOZ/dentist segment with bundled billing, factoring, and consulting services.

Emerging players

• ZAEN Abrechnungsservice: Billing service arm of the Zentralverband der Ärzte für Naturheilverfahren, supporting complementary and natural medicine practitioners (Heilpraktiker, etc.) — overlapping with PAS's Heilberufe segment and partner of PAS through ZAEN GTM.

Broad incumbents

• Helmsauer Gruppe: Larger German healthcare financial services group offering billing, factoring, practice consulting, and insurance products; broader portfolio than PAS but overlaps directly in privatärztliche Abrechnung and medical factoring.
• Arvato (Bertelsmann) - Healthcare BPO: Large-scale BPO provider under Bertelsmann with healthcare-focused revenue cycle management and receivables services; broader and far larger than PAS, but operates in the same medical billing / collections process outsourcing category.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks1 record

Key highlights7 records

Customer concentration

• Xx.com/PASDrHammerl
• Facebookfacebook.com/people/PAS-Dr-Hammerl-GmbH-Co-KG/100054637170824

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PAS Dr. Hammerl