Skylight Insurance
Skylight Insurance is a private property and casualty insurance brokerage distributing personal and commercial lines across 10-11 US states via 25+ carrier partnerships and the Century 21 Circle real estate referral channel, serving individual consumers and small-to-large businesses.
- Company typePrivate
- Founded2018
- HeadquartersSkokie, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Skylight Insurance does
Skylight Insurance is a privately held property and casualty insurance brokerage headquartered in Addison, Illinois, founded in 2018 as a strategic extension of the CENTURY 21 Circle real estate organization. The company distributes personal lines (auto, home, condo, renters, life, and umbrella insurance) and commercial lines (general liability, workers compensation, commercial property, and commercial umbrella) to individual consumers and small-to-large businesses across 10-11 states including Illinois, Indiana, Florida, Wisconsin, Michigan, Iowa, Ohio, Texas, Missouri, Tennessee, and Kansas. Its primary distribution model leverages referrals from the parent organization's network of 50+ real estate offices and 1,000+ real estate professionals, supplemented by direct digital channels (website, phone, email) and a network of licensed agents.
The company's technology infrastructure is built on the EZLynx Agency Suites platform, which provides a comparative quoting engine spanning 25+ carrier partners (including Geico, Progressive, Nationwide, Liberty Mutual, Travelers, Chubb, and Zurich North America) and a Client Center self-service portal for policy management, ID card printing, payment processing, and claims filing. The company is led by CEO Melissa Archer-Wirtz and President Bryan Johnson, with Director of Agency Marc Levin providing 40 years of insurance industry expertise.
Skylight Insurance generates revenue through insurance brokerage commissions earned on new policies, renewals, and coverage add-ons from its 25+ carrier partnerships. The GTM motion combines a sales-led agent approach (phone, email, online quote requests) with channel partner referrals from Century 21 Circle real estate transactions, reinforced by SEO-driven blog content marketing and a LinkedIn presence. The company operates as a corporate subsidiary within the Century 21 Circle umbrella organization, with no disclosed external institutional investment or funding rounds.
Skylight Insurance firmographics
Firmographics- Name
- Skylight Insurance
- Legal name
- Skylight Insurance
- Website
- https://skylightinsurance.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Skylight Insurance is a private property and casualty insurance brokerage distributing personal and commercial lines across 10-11 US states via 25+ carrier partnerships and the Century 21 Circle real estate referral channel, serving individual consumers and small-to-large businesses.
- Ownership category
- akta.pro rank
Where Skylight Insurance is headquartered
LocationHeadquarters
- HQ city
- Skokie
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Skylight Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Brokerage Commissions: Skylight Insurance operates as a property and casualty insurance agency, earning commissions from insurance carriers for policies sold. The company represents over 25 carrier partners including major insurers such as Geico, Progressive, Nationwide, Liberty Mutual, Travelers, Chubb, and Zurich North America. Revenue is generated through commissions on new policies, renewals, and additional coverage add-ons.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing across multiple carriers |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
Skylight Insurance product offering
Product offeringCore offering
Skylight Insurance is a property and casualty insurance brokerage that places personal lines (auto, home, condo, renters, life, umbrella) and commercial lines (commercial property, general liability, workers' compensation, multi-family housing) coverage for individuals and businesses. The agency operates as a concierge-style broker, leveraging 25+ carrier partnerships and the EZLynx comparative rating platform to deliver quote, bind, and policy-servicing capabilities across 11 U.S. states.
Product overview
Skylight Insurance is a property and casualty insurance agency that operates as a centralized platform offering a portfolio of insurance products organized into personal lines (Auto, Home, Condo, Renters, Umbrella, Life Insurance) and commercial lines (Commercial Insurance, Commercial Property, General Liability, Workers Compensation). The company leverages EZLynx-powered comparative quoting and customer portal tools to deliver these products across 11 states (Illinois, Indiana, Florida, Wisconsin, Michigan, Iowa, Ohio, Texas, Missouri, Tennessee, Kansas) through partnerships with 26 carrier brands. The Client Center serves as a unified account management interface, while the individual insurance products are presented as distinct offerings sharing the same agency platform and distribution network.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance Personal auto insurance coverage for individuals and families, quoted across 25+ carrier partnerships using the EZLynx comparative rater.
- Home Insurance Homeowners insurance for individuals and families, quoting across 25+ carrier partnerships to compare coverage and pricing.
- Condo Insurance Condominium unit-owner insurance coverage for condo owners, providing protection for interior contents, structure, and personal liability.
- Renters Insurance Renters insurance for tenants, protecting personal property and providing personal liability coverage in rented residences.
- Life Insurance Personal life insurance products providing financial protection for beneficiaries in the event of the insured's death.
- Umbrella Insurance Personal umbrella insurance providing additional liability coverage above and beyond the limits of underlying home and auto policies.
- Commercial Property Insurance Commercial property insurance for businesses covering physical assets such as buildings, equipment, inventory, and business interruption losses.
- General Liability Insurance General liability insurance for businesses covering third-party bodily injury, property damage, and personal/advertising injury claims.
- Workers' Compensation Insurance Workers' compensation insurance for businesses, providing wage replacement and medical benefits to employees injured on the job.
- Risk Consulting Services Risk consulting and coverage advisory services provided to commercial clients to identify exposures and tailor appropriate coverage structures.
- Certificate of Insurance (COI) Issuance Service Digital issuance of certificates of insurance for commercial clients to satisfy contract, vendor, and lender requirements.
Companies that use Skylight Insurance
Customer profileSegments3 records
Ideal customer profiles3 records
Skylight Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature3 records
Skylight Insurance partnerships and signals
Strategic signalPartnerships
28 partnerships are on record, tiered core and minor.
- Acuity Title CompanycoreAcuity Title Company is the premier title company partnered with CENTURY 21 Circle. In 2021, Affinity Title Services (acquired by CENTURY 21 Affiliated in 2017) merged with Acuity Title, expanding title services across the company's footprint. Acuity Title offers flexible, client-focused title services for residential purchase and refinance transactions nationwide.
- Century 21 CirclecoreSkylight Insurance was launched in 2018 by the leadership team of CENTURY 21 Circle as a property and casualty insurance company offering additional services to real estate clients and agents. The partnership enables cross-selling of insurance products to the extensive network of real estate professionals and their clients during property transactions. CENTURY 21 Circle operates over 50 real estate offices and 20 Acuity Title offices across Florida, Illinois, and Indiana, with over 1,000 real estate professionals.
- American Integrity InsuranceminorInsurance carrier partner providing personal property and casualty insurance products. Customer Service: 866-277-9871. Claims handled through carrier website.
- AndoverminorInsurance carrier partner. Customer Service: 800-225-0770. Claims handled through carrier website.
- CambridgeminorInsurance carrier partner. Customer Service: 212-695-7495. Claims handled through carrier website.
- ChubbminorInsurance carrier partner. Customer Service: 800-252-4670. Claims handled through carrier website.
- CitizensminorInsurance carrier partner, particularly serving Florida market. Customer Service: 866-411-2742. Claims handled through carrier website.
- Elephant InsuranceminorInsurance carrier partner. Customer Service: 877-218-7865. Claims handled through carrier website.
- Florida PeninsulaminorInsurance carrier partner serving Florida market. Customer Service: 866-549-9672. Claims handled through carrier website.
- Foremost ChoiceminorInsurance carrier partner. Customer Service: 800-527-3907. Claims handled through carrier website.
- Foremost SignatureminorInsurance carrier partner. Claims handled through carrier website.
- GeicominorInsurance carrier partner. Customer Service: 800-841-3000. Claims handled through carrier website.
- Guard InsuranceminorInsurance carrier partner. Customer Service: 888-639-2567. Claims handled through carrier website.
- HanoverminorInsurance carrier partner. Customer Service: 800-628-0250. Claims handled through carrier website.
- HoneycombminorInsurance carrier partner. Customer Service: 877-414-3815. Claims handled through carrier website.
- LemonademinorInsurance carrier partner. Customer Service: 844-733-8666. Claims handled through carrier website.
- Liberty MutualminorInsurance carrier partner. Customer Service: 833-218-0215. Claims handled through carrier website.
- MerrimacminorInsurance carrier partner. Customer Service: 850-238-0180. Claims handled through carrier website.
- MutualminorInsurance carrier partner. Customer Service: 844-206-3962. Claims handled through carrier website.
- Nat Gen (National General)minorInsurance carrier partner. Customer Service: 888-325-1190. Claims handled through carrier website.
- NationwideminorInsurance carrier partner. Customer Service: 800-421-3535. Claims handled through carrier website.
- OpenlyminorInsurance carrier partner. Customer Service: 888-808-4842. Claims handled through carrier website.
- ProgressiveminorInsurance carrier partner. Customer Service: 888-671-4405. Claims handled through carrier website.
- SafecominorInsurance carrier partner. Customer Service: 800-332-3226. Claims handled through carrier website.
- SenecaminorInsurance carrier partner. Customer Service: 800-442-5723. Claims handled through carrier website.
- TravelersminorInsurance carrier partner. Customer Service: 800-238-6225. Claims handled through carrier website.
- Universal PNCminorInsurance carrier partner. Customer Service: 800-470-0599. Claims handled through carrier website.
- Zurich North AmericaminorInsurance carrier partner. Customer Service: 800-987-3373. Claims handled through carrier website.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
Skylight Insurance competitors and assessment
Company assessmentDirect peers
- SmartFinancial Insurance: Online insurance comparison platform that connects shoppers with multiple carriers and local agents across auto, home, and life insurance. Comparable to Skylight as a multi-carrier insurance agency leveraging comparative quoting technology and a distributed agent network.
- Burns & Wilcox: National specialty insurance wholesale brokerage and managing general agency distributing personal and commercial coverage through a network of retail agents. Comparable to Skylight as a multi-carrier independent brokerage, though focused more heavily on complex commercial and specialty lines.
Broad incumbents
- GEICO: One of the largest direct-to-consumer auto and property insurers in the US. Skylight distributes GEICO products as a carrier partner, and GEICO's massive direct advertising budget and brand recognition represent both a partner and a competitive threat in personal lines.
- Allstate: Large national personal lines insurer with a captive agent network. Comparable to Skylight in product breadth (auto, home, life, umbrella) but at vastly greater scale, with a competing agency-distribution model.
- Progressive: Top-five US personal lines insurer with strong direct and agent channels in auto, home, and commercial. Like GEICO, Progressive is both a Skylight carrier partner and a broad incumbent whose direct-to-consumer strength competes with Skylight's agency model.
- Hub International: Large North American insurance brokerage offering personal, commercial, and employee benefits solutions through a multi-carrier agency model. Comparable to Skylight in brokerage structure and carrier-agnostic placement strategy, though at significantly greater scale and geographic reach.
- State Farm: Largest US personal lines insurer, operating through an exclusive captive agent network. Comparable to Skylight in offering bundled auto, home, life, and umbrella products through agent-led distribution, but at national scale with deeper carrier-side economics.
Emerging players
- Policygenius: Online insurance marketplace that compares and sells life, home, auto, and disability coverage across multiple carriers. Directly comparable to Skylight as a multi-carrier digital brokerage, though Policygenius operates as a direct-to-consumer platform without the real estate referral channel.
- Insurify: Digital insurance comparison platform offering auto and home quotes across multiple carriers. Comparable to Skylight in product mix (auto, home) and multi-carrier aggregation model, though focused on direct digital distribution rather than agent-led sales.
- Lemonade: Digital-native insurance carrier offering renters, home, auto, pet, and life coverage directly to consumers via a mobile app. Skylight lists Lemonade as a carrier partner but Lemonade's direct-to-consumer model represents an emerging competitive threat to traditional brokerages like Skylight.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Skylight Insurance social profiles
Digital presenceSkylight Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Skylight Insurance leadership team
Management profileNumber of profiles
Profiles7 records
Skylight Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Skylight Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Skylight Insurance
What does Skylight Insurance do?
Skylight Insurance is a property and casualty insurance brokerage that places personal lines (auto, home, condo, renters, life, umbrella) and commercial lines (commercial property, general liability, workers' compensation, multi-family housing) coverage for individuals and businesses. The agency operates as a concierge-style broker, leveraging 25+ carrier partnerships and the EZLynx comparative rating platform to deliver quote, bind, and policy-servicing capabilities across 11 U.S. states.
Is Skylight Insurance a public or private company?
Skylight Insurance is a private company. It is classified as corporate owned and is currently operating.
When was Skylight Insurance founded?
Skylight Insurance was founded in 2018. It employs 11 to 50 people.
Where is Skylight Insurance based?
Skylight Insurance is headquartered in Skokie, United States, in the North America region.
How does Skylight Insurance make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Skylight Insurance's main competitors?
Direct peers on record are SmartFinancial Insurance and Burns & Wilcox. Broad incumbents are GEICO, Allstate, Progressive, Hub International and State Farm. Emerging players are Policygenius, Insurify and Lemonade.
Does Skylight Insurance have an API?
No public API is recorded for Skylight Insurance.