Fakturoid

What Fakturoid does

Fakturoid s.r.o. is a Czech-headquartered, bootstrapped SaaS company that has operated an online invoicing platform since December 2009, serving freelancers (OSVČ) and very small businesses primarily in the Czech Republic and Slovakia. Its core product — a Ruby-on-Rails web application with native iOS and Android apps — enables users to issue professional invoices with QR-payment codes in under a minute, automatically reconcile incoming bank payments against issued invoices, send robot-driven overdue reminders, track expenses and document storage in a dedicated "Box," and calculate Czech and Slovak VAT (DPH) and personal income tax (DPFO) compliance, including XML export for the Moje daně portal. A public REST API and an MCP server (launched April 2026) extend the platform into e-commerce (WooCommerce via Toret Plugins, Shopify via Digismoothie), banking (native embedding inside Komerční banka's MojeBanka and Moneta Money Bank's SmartBanka), payment gateways (GoPay, Comgate, PayPal, Apple Pay, Google Pay, Fio Banka), and conversational AI interfaces (ChatGPT, Claude, Codex, Gemini, Cursor). AI capabilities include paid document-extraction OCR (4 CZK/extraction with bulk packages), natural-language invoice issuance via the MCP server, automated reminder and tax-email generation, and anomaly checks for duplicate or non-compliant invoices.

The business model combines a tiered monthly subscription (Free "Zdarma," "Na lehko," "Na každý den," and "Na maximum") with a usage-based pay-per-extraction layer for AI document processing (ISDOC format processed automatically and free of charge). Go-to-market is product-led growth: 30-day free trial on all paid features, self-serve onboarding, mobile app distribution, SEO-driven organic acquisition, the Robotí podcast, and a 100+ article Podnikatelský almanach — supplemented by a small accounting-partner directory inside the app and direct resale-style bank integrations. The founders remain actively involved, the company has no external funding, 1–10 remote employees, and the platform serves 100,000+ entrepreneurs and small businesses; users issued 10.2 million invoices worth 125 billion CZK across 2025, with 16.5% denominated in euros and 4.9% directed to Slovakia as the top export market. Reported outcomes include an 88% customer recommendation rate, 87.6% of invoices paid on time, and an average payment time of 12.5 days.

Name

Fakturoid

Legal name

Fakturoid s.r.o.

Website

https://fakturoid.cz

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

Fakturoid is a bootstrapped Czech SaaS company, founded in 2009, offering online invoicing, expense management, automated payment matching, and tax-compliance tools to over 100,000 freelancers and small businesses in the Czech Republic and Slovakia.

Ownership category

akta.pro rank

Product category

Online Invoicing Software

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Order-to-Cash (O2C) Operations (Order Admin, Credit, Invoicing, Collections Handoff) (BPAAAGAK)

akta.pro secondary industry

eSignature, Forms & Digital Workflow Platforms (HDAEAHAJ)

Keywords

• Online invoicing software
• Invoicing automation
• Expense management
• VAT compliance software
• Freelancer accounting tools

Headquarters

HQ city

Lhota

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Subscription tiers: Three-tier subscription model: Free (základ), Na lehko, Na každý den, and Na maximum. Higher tiers unlock advanced features like multiple users, roles, shared document editing, exports, and integrations. 30-day free trial on all paid features.
2. AI document extraction: Pay-per-use AI extraction service for expense receipts. 4 CZK per extraction, with bulk packages available (100 extractions for 400 CZK, 250 for 1000 CZK, 500 for 2000 CZK). ISDOC format processed free automatically.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels8 records

Core offering

Fakturoid is a Czech online invoicing SaaS platform that enables self-employed individuals (OSVČ) and small businesses to create professional invoices with QR codes, manage expenses and receipts, automate payment reminders and bank reconciliation, and handle Czech and Slovak VAT (DPH) compliance. The platform also offers a public REST API and an MCP server enabling AI assistant integration (ChatGPT, Claude, Codex) for conversational invoicing and financial queries.

Product overview

Fakturoid is a Czech online invoicing platform for self-employed individuals and small businesses, founded in 2009. The core platform provides invoice creation with QR codes, expense management, financial tracking, and automated payment reconciliation. The product portfolio includes tiered subscription plans (Zdarma Free, Na lehko, Na každý den Daily, and Na maximum Maximum), a public API for developer integrations, an MCP Server enabling AI tool connectivity (ChatGPT, Claude, Codex, Gemini), native iOS/Android mobile applications, the Krabice (Box) expense document extraction system, six customizable invoice themes, a free tax calculator, and the educational Podnikatelský almanach (Business Almanac) with 100+ articles. The platform serves 100,000+ entrepreneurs who issue over 500,000 invoices monthly, processing 10.2 million invoices worth 125 billion CZK annually. Recent AI capabilities include MCP server integration, automated document extraction, and natural language invoice processing.

Differentiator

Problem solved

Functional benefit

Products and services

• Fakturoid (Core Platform) Web-based SaaS invoicing platform enabling self-employed individuals and small businesses to create professional invoices with QR codes, manage expenses and receipts, automate payment reminders, reconcile bank payments, and track income, expenses, and profits with Czech/Slovak DPH compliance.
• Fakturoid API Public REST API enabling developers to programmatically create and manage invoices, expenses, contacts, bank accounts, and the expense Box (Krabice). Supports ISDOC format and webhook notifications, used for custom integrations and automations by SMBs and developers.
• MCP Server for AI Integration Model Context Protocol server enabling AI tool integration with ChatGPT, Claude, OpenAI Codex, Gemini, and Cursor for invoice management, expense recording, contact management, and financial queries through conversational AI interfaces. Available in the official ChatGPT app marketplace.
• Mobile Application (iOS/Android) Native iOS and Android applications enabling invoice creation, expense management, and financial tracking on mobile devices for self-employed individuals and small business owners on the go.
• Krabice na náklady (Box for Expenses) Document storage and AI-powered data extraction system for received invoices and expense receipts. Supports automatic ISDOC format reading (free) and paid AI extraction (4 CZK per extraction) from PDFs and scanned documents, enabling automated expense recording for accounting preparation.
• Webfaktura Web-based invoice solution specifically designed for web-based businesses and integration scenarios, enabling online invoice generation for digital service providers.
• Invoice Themes (Vzhledy) Six customizable invoice designs (Aurora, Solaris, and others) with adjustable colors, patterns, and professional layouts enabling businesses to brand their invoices.
• Tax Calculator for OSVČ Free online calculator for self-employed individuals (OSVČ) computing income tax, social insurance, and health insurance contributions for 2026. Available without registration as a standalone tool.
• AI Document Extraction Service Usage-based AI-powered service extracting data (supplier info, amounts, due dates) from uploaded PDF invoices and scanned receipts. Prices reduced to 4 CZK per extraction with bulk packages available, enabling automated expense recording.

Quantifiable outcome

• Average payment time reduced to 12.5 days, down 1 day from previous year
• +4 more outcomes

Named customers13 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration17 records

AI capability10 records

Feature7 records

Partnerships

14 partnerships are on record, tiered core and minor.

• Komerční bankacoreTechnology or Integration · 5 March 2018Integration of Fakturoid into MojeBanka (KB's online banking), enabling payment matching and banking connectivity.
• Moneta Money BankcoreTechnology or IntegrationDirect integration of Fakturoid into Moneta's SmartBanka mobile banking application, allowing seamless payment matching and invoice management.
• BKP Finance s.r.o.minorImplementation/ SI/ Consulting PartnerAccounting services partner featured in-app directory. Offers accounting services to Fakturoid users with interview available.
• KODAPminorImplementation/ SI/ Consulting PartnerTax advisory company partner featured in in-app directory for accounting services referrals.
• Bookeepio s.r.o.minorImplementation/ SI/ Consulting PartnerPaperless office accounting partner featured in in-app directory for accounting services referrals.
• Toret PluginscoreTechnology or IntegrationWooCommerce plugin developer providing automated invoicing, payment matching, and Fakturoid integration for Czech and Slovak e-shops. Plugin handles automatic invoice generation from orders.
• Můžeš podnikatminorOthersEducational initiative for high school students promoting entrepreneurship. Organizes seminars and workshops with successful entrepreneurs.
• Česko.DigitalminorOthersDigital transformation nonprofit changing Czech Republic. Building a place where any nonprofit with a digital problem can get help.
• Učitel naživominorOthersAccredited two-year program for future teachers focusing on practical experience. Developing future educators and school principals.
• Hlídač státuminorOthersNonprofit monitoring government, political, and corporate spending of public money. Database of state and European subsidies.
• Nevypusť dušiminorOthersMental health awareness and support initiative.
• Člověk v tísniminorOthersHumanitarian aid, education support, and human rights protection organization.
• Post BellumminorOthersCollecting stories of people who experienced key moments in Czech history for podcasts, exhibitions, and documentaries.
• Letní podnikatelský kempminorOthersSummer entrepreneurship camp helping children and young people from children's homes and asylum homes build their own businesses. Seventh year of operation.

Scale indicators14 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• iDoklad: Czech online invoicing and accounting SaaS for freelancers and SMBs—the most direct head-to-head competitor to Fakturoid in the Czech market with overlapping customer segments and similar product positioning.
• Invoice Ninja: Global open-source invoicing platform with self-hosting and SaaS tiers, targeting freelancers and SMBs worldwide. Overlaps with Fakturoid on invoice creation, expense tracking, and developer-friendly API.
• Moneybird: Dutch online invoicing and accounting SaaS targeting freelancers and small businesses in the Benelux. Closest international analog to Fakturoid—same niche, same self-serve PLG motion, same subscription pricing model.

Broad incumbents

• Xero: Global cloud accounting platform with invoicing, expense management, and bank reconciliation. Comparable on automation and bank integration depth; serves similar SMB/freelancer segment globally.
• FreshBooks: North American-focused invoicing and accounting platform for SMBs and freelancers. Closest comparable in product positioning (invoicing-first, freelancer-focused) but operates in different geography.
• Stripe Invoicing: Stripe's hosted invoicing product, integrated with Stripe payments. Increasingly competitive for cross-border and EUR-denominated invoices—relevant to Fakturoid's 16.5% euro-invoicing segment.
• Wave Accounting: Free invoicing and accounting platform for SMBs, particularly freelancers. Directly comparable business model (freemium invoicing for small businesses) and represents the low-end pricing benchmark for Fakturoid's free tier.
• QuickBooks (Intuit): Global SMB accounting and invoicing incumbent with massive scale, brand, and integrations. Serves overlapping customer segment (freelancers, micro-businesses) and represents the competitive ceiling on ARPU in any market it enters.

Regional players

• Pohoda: Leading Czech/Slovak accounting and invoicing software from Stormware. Primarily serves the same Czech/Slovak SMB market but with a heavier on-premise/accounting-suite positioning rather than pure SaaS invoicing.
• Raynet CRM: Czech CRM and ERP platform with invoicing capabilities, often adopted by Czech SMBs. Competes for the same wallet share as Fakturoid but bundles invoicing with broader sales and customer management tooling.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/fakturoid
• YouTubeyoutube.com/@fakturoid-robot
• Facebookfacebook.com/fakturoid
• LinkedInlinkedin.com/company/fakturoid
• Instagraminstagram.com/fakturoid.cz

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fakturoid