Cadence Business Finance
Cadence Business Finance was a small private commercial lending firm based in Tupelo, Mississippi, providing customized lending solutions to business clients. Its commercial banking operations were acquired by Huntington Bank in 2024 and fully transitioned in June 2026.
- Company typePrivate
- Founded2019
- HeadquartersTupelo, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Cadence Business Finance does
Cadence Business Finance is a small private financial services firm based in Tupelo, Mississippi, that provided customized lending solutions to business clients. With a reported headcount of 1-10 employees and a founding year of 2019, the firm operated within the U.S. commercial banking sector and was associated with the broader Cadence Bank franchise. The firm's stated value proposition was the delivery of tailored lending products to meet the unique financing needs of its commercial clients, though no detailed product portfolio, pricing structure, or customer segmentation is disclosed in the available data.
The defining corporate event for Cadence Business Finance was the acquisition of Cadence Bank's commercial banking operations by Huntington Bank in 2024. Under this transaction, Cadence Bank's commercial deposit and loan accounts, online banking services, and treasury management capabilities were migrated to Huntington's platforms — specifically Business Online and Online Banking. Transition communications were dispatched to customers in May 2026, with new routing and account numbers provided by mail in June 2026, and the migration was completed in the same month. The firm held FDIC insurance through Huntington National Bank, an Equal Housing Lender and Member FDIC.
Following the acquisition and platform migration, Cadence Business Finance's independent commercial operations have been absorbed into Huntington Bank's infrastructure. No proprietary technology stack, pricing model, distribution channels, customer logos, or management team information is available in the source data. The entity's small employee count and absence of disclosed digital or AI capabilities indicate a traditional, relationship-driven lending operation rather than a technology-led fintech.
Cadence Business Finance firmographics
Firmographics- Name
- Cadence Business Finance
- Legal name
- Cadence Business Finance
- Website
- https://cadencebusinessfinance.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Acquired
- Headcount range
- 1–10 employees
- Short description
- Cadence Business Finance was a small private commercial lending firm based in Tupelo, Mississippi, providing customized lending solutions to business clients. Its commercial banking operations were acquired by Huntington Bank in 2024 and fully transitioned in June 2026.
- Ownership category
- akta.pro rank
Cadence Business Finance industry classification
Industry- Product category
- Commercial Lending
- NAICS
- Commercial Banking (522110)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Direct Lending — Specialty Finance (Consumer/SME Lending Platforms) (FSAHAJAF)
- akta.pro secondary industry
- SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)
Keywords
Where Cadence Business Finance is headquartered
LocationHeadquarters
- HQ city
- Tupelo
- HQ country
- United States
- HQ region
- North America
Markets served
Cadence Business Finance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Cadence Business Finance product offering
Product offeringCore offering
Cadence Business Finance is a small private financial services firm that provides customized lending solutions designed to meet the unique financing needs of its business clients. The firm operates with a focused, relationship-driven approach typical of boutique commercial lenders. Its core activity is originating and structuring tailored loan products for individual borrower situations rather than mass-market lending.
Product overview
This source is from Huntington Bank's transition page for Cadence Bank commercial customers. It describes Huntington Bank's commercial banking services including Business Online, Online Banking, Commercial Mobile App, Bill Pay, Treasury Management, deposits/liquidity management, commercial financing, and wealth services. This is NOT Cadence Business Finance's own product portfolio.
Differentiator
Problem solved
Functional benefit
Products and services
- Customized Lending Solutions
Companies that use Cadence Business Finance
Customer profileIdeal customer profiles1 record
Cadence Business Finance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Cadence Business Finance partnerships and signals
Strategic signalRecent moves2 records
Cadence Business Finance competitors and assessment
Company assessmentDirect peers
- Fundbox: SME credit and working capital platform. Comparable as a digital, customized short-term business credit provider.
- Live Oak Bank: Specialty commercial/SBA lender focused on small business and niche verticals (veterinary, healthcare, agriculture). Directly comparable to Cadence Business Finance as a customized, relationship-driven small-business lender.
- Funding Circle: Small-business term loan and revolving credit platform serving SMEs. Comparable as a direct small-business credit provider operating outside the depository banking model.
- National Funding: Small-business lender offering working capital, equipment financing, and SBA loans. Comparable as a customized, multi-product SME credit provider.
- OnDeck Capital: Online small-business working capital and term loan provider. Comparable as an SME-focused non-bank lender, though materially larger and more tech-driven.
- Credibly: Specialty small-business working capital provider (MCA and term loans). Comparable in customized, faster-approval SME credit products.
- BlueVine: Online small-business lender offering lines of credit, term loans, and invoice factoring. Comparable as a tech-enabled, customized SME lending provider.
Broad incumbents
- Huntington Bancshares: Regional bank holding company that acquired Cadence Bank's commercial book. Broad incumbent in commercial/SME banking; comparable as the buyer of Cadence's commercial franchise and a likely competitive anchor for Cadence Business Finance going forward.
- Cadence Bank (legacy): Mid-size regional commercial bank whose commercial operations transitioned to Huntington Bank. Comparable historically as the broader banking franchise Cadence Business Finance was associated with.
Emerging players
- Lendio: Small-business loan marketplace connecting borrowers to multiple lenders. Comparable as an SME credit intermediation platform, but operates more as a broker than direct lender.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat1 record
Key risks4 records
Key highlights4 records
Customer concentration
Cadence Business Finance social profiles
Digital presenceCadence Business Finance compliance and trust
Trust signalCompliance1 record
Cadence Business Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cadence Business Finance leadership team
Management profileNumber of profiles
Cadence Business Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cadence Business Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cadence Business Finance
What does Cadence Business Finance do?
Cadence Business Finance is a small private financial services firm that provides customized lending solutions designed to meet the unique financing needs of its business clients. The firm operates with a focused, relationship-driven approach typical of boutique commercial lenders. Its core activity is originating and structuring tailored loan products for individual borrower situations rather than mass-market lending.
Is Cadence Business Finance a public or private company?
Cadence Business Finance is a private company. It is classified as founder individual operated bootstrapped and is currently acquired.
When was Cadence Business Finance founded?
Cadence Business Finance was founded in 2019. It employs 1 to 10 people.
Where is Cadence Business Finance based?
Cadence Business Finance is headquartered in Tupelo, United States, in the North America region.
Who are Cadence Business Finance's main competitors?
Direct peers on record are Fundbox, Live Oak Bank, Funding Circle, National Funding, OnDeck Capital, Credibly and BlueVine. Broad incumbents are Huntington Bancshares and Cadence Bank (legacy). Lendio is listed as an emerging player.
Does Cadence Business Finance have an API?
No public API is recorded for Cadence Business Finance.
What industry is Cadence Business Finance in?
Cadence Business Finance's product category is Commercial Lending. Its primary akta.pro industry code is FSAHAJAF, Direct Lending — Specialty Finance (Consumer/SME Lending Platforms), with a secondary code of FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts). Its NAICS code is 522110 and its SIC code is 6153.