Federated National Land

What Federated National Land does

Federated National Land (FNL), LLC is a New York-headquartered, certified Minority- and Women-owned Business Enterprise (MWBE) title insurance and settlement/escrow services firm operating in New York and New Jersey. Founded in 2015 by Sonia V. Blake, Michael E. Benzi, and Michelle E. Palijaro, the firm provides commercial and residential title insurance, escrow closing services, and a suite of specialty practices including Affordable Housing (LIHTC, New Market Tax Credits, Historic Tax Credits, resyndication), Air Rights, Zoning Lot Endorsements and Mergers, JOE NYC, Community Land Trusts, Public-Private Partnerships, Public Works, and Third Party Transfer Program work. FNL's underwriting partners include major national title insurers, and the firm supports its practice with two digital tools: an online client portal (WIT) for real-time transaction document access and a web-based rate calculator for NY/NJ premium estimates.

The business model is transaction-based: revenue is generated from one-time title insurance premiums (owner's and lender's policies, priced as a take-rate of property value per state schedules) and escrow/settlement fees per closed deal. Go-to-market is a hybrid of enterprise field sales (targeting developers, CDFI and bank lenders, and nonprofit sponsors on affordable and market-rate projects), event-driven RFP participation (including MWBE-mandated public sector bids), and community-led marketing through NYSAFAH conference participation, CLE seminars, and sponsorships. Customer segments split between for-profit and nonprofit developers, lenders, and nonprofit organizations, with the affordable housing use case — which carries multiple layers of public and private financing — representing the primary strategic focus and market-rate deals a secondary capability.

FNL operates from a single Manhattan office (39 Broadway, Suite 2250) with a team of approximately 7–10 professionals, including 5 attorneys/legal officers. Notable project-level evidence includes the role as sole title agent on the PACT Renaissance Collaborative (1,718 apartments across 16 Manhattan NYCHA developments), Compass Residences ($350M / 1,300+ units in the Bronx), BEC Continuum Resyndication Phase II (~$200M policy value, 550 Brooklyn units), a 40-building Third Party Transfer portfolio, Mount Hope Preservation Phase I (497 Bronx units), and GrowNYC's $39M Hunts Point cold-storage facility. Revenue, financial results, ownership structure beyond the three founders, and any external investment are not publicly disclosed.

Name

Federated National Land

Legal name

Federated National Land, LLC

Website

https://federatednl.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

Federated National Land is a New York-based, MWBE-certified title insurance and settlement firm specializing in affordable housing transactions (LIHTC, PACT, JOE NYC, TPT) for developers, lenders, and nonprofits across New York and New Jersey.

Ownership category

akta.pro rank

Product category

Title Insurance and Settlement Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Land Brokerage (Raw Land & Development Sites) (FSAEAJAD)

akta.pro secondary industry

Land Administration & Cadastral Services (Public Land Records, Parcel Management) (BPAIANAH)

Keywords

• Title insurance services
• Settlement escrow services
• Commercial title insurance
• Residential title insurance
• Affordable housing title

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Title Insurance: One-time fees for title insurance policies including owner's and lender's policies, with premiums based on transaction value. Services include title search, clearance, and policy issuance.
2. Settlement/Escrow Services: Escrow closing services handling transaction from beginning to end, including title review, document preparation, closing scheduling, and post-closing services.
3. Professional Services: Continuing Legal Education (CLE) programs and training sessions for attorneys on title insurance and real estate transaction topics.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

Federated National Land is a certified MWBE title insurance agency providing residential and commercial title insurance policies and full settlement/escrow services in New York and New Jersey. The firm specializes in complex affordable housing transactions involving multiple layers of public and private financing, including LIHTC, New Market Tax Credits, Historic Tax Credits, JOE NYC portfolios, Third Party Transfer programs, Air Rights transfers, and Community Land Trust projects. Services are delivered to developers, lenders, and nonprofit organizations with an online client portal and rate calculator.

Product overview

Federated National Land is a full-service title insurance company offering a unified portfolio of residential and commercial title insurance products and settlement/escrow services. The core offering consists of Commercial Title Insurance and Residential Title Insurance, supported by comprehensive Settlement/Escrow Services. The company also provides specialized title services for complex transaction types including Affordable Housing, Air Rights, Community Land Trusts, JOE NYC projects, Public Private Partnerships, Public Works, Scattered Site Developments, Third Party Transfer programs, and Zoning services. These specialty services are built on the same title insurance foundation and share common infrastructure such as the Client Portal and Rate Calculator digital tools. As a certified MWBE firm in New York and New Jersey, the company focuses on serving developers, lenders, and nonprofit organizations engaged in affordable housing and community development projects.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Title Insurance Title insurance for commercial projects involving layers of public and private financing, including market rate and affordable new construction, renovation and gut rehabilitation projects, scattered-site affordable housing developments, mixed-use projects, and senior and supportive housing developments. For developers, lenders, and nonprofit organizations active in NY/NJ real estate development.
• Residential Title Insurance Title insurance guaranteeing a careful, diligent approach to residential transactions to protect buyers and sellers from title hazards and pitfalls. For residential property buyers, sellers, and lenders in New York and New Jersey.
• Settlement/Escrow Services Comprehensive settlement and escrow services including title search review, document preparation, closing scheduling, and escrow closing services from beginning to end of transactions. For developers, lenders, attorneys, and parties to real estate transactions in NY/NJ.
• Affordable Housing Title Services Title insurance and title clearance services for affordable housing developments, efficiently clearing title and preparing title policies for complex layers of financing and ownership, including supportive housing, senior housing, Low Income Housing Tax Credit and resyndication deals, and projects using New Market Tax Credits and Historic Tax Credits. For affordable housing developers, lenders, and syndicators.
• Air Rights Services Expertise in zoning lot endorsements and zoning lot mergers for projects involving air rights, offering creative solutions to complex ownership and legal issues related to development rights transfers. For developers undertaking air rights transfers in NYC.
• Zoning Services Expertise in creating zoning lot endorsements and zoning lot mergers to prepare documents essential for permits, plans, and mergers for smooth project closings. For developers requiring zoning entitlements to support real estate closings.
• JOE NYC Services Title insurance services for Joint Ownership Entity (JOE NYC) affordable housing portfolio developments, including tax credit opportunities, transference of ownership, and all aspects of JOE NYC transactions. For JOE NYC consortiums of nonprofit groups and their affordable housing portfolio acquisitions.
• Third Party Transfer Program Services Full title services for distressed properties transferred through the Third Party Transfer Program, working with the City of New York and Neighborhood Restore Housing Development Fund Corporation. For nonprofits and developers participating in NYC's TPT affordable housing preservation program.
• Community Land Trust Services Title insurance on community land trust projects involving homeownership and long-term land and other complex structures, with diligent oversight and recording of documents and review of existing use restrictions. For community land trusts and nonprofit housing organizations.
• Public Private Partnership Services Title services for partnerships between public agencies and private organizations, including transactions with multiple layers of financing from numerous sources or shared ownership among several parties. For public agencies and private development partners.
• Public Works Title Services Title insurance services for MWBE participation in public works projects, providing opportunities to bid and work on various government infrastructure projects. For government agencies and prime contractors requiring MWBE participation.
• Scattered Site Development Services Expert title clearance services for multi-site developments with unique issues, complex histories, and tangled tax records across various parcels that are part of a larger project. For developers of scattered-site affordable or market-rate housing.

Quantifiable outcome

• Successfully navigated title issues for supportive housing, senior housing, LIHTC and resyndication deals, and projects with New Market Tax Credits and Historic Tax Credits

Named customers8 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

19 partnerships are on record, tiered minor and core.

• Stewart Title Insurance CompanyminorStrategic or Co-development Partner · 1 November 2017Co-hosted a Continuing Legal Education (CLE) seminar and networking breakfast on 'Mastering Building Loans and Mechanics Liens' with more than 50 attendees including attorneys, affordable housing consultants, and development staff.
• BEC New CommunitiescoreChannel Partner/ Reseller/ DistributorFinance and development partner on BEC Continuum Resyndication Phase II project - 550 units of moderate- and low-income housing in Brooklyn.
• The Hudson CompaniescoreChannel Partner/ Reseller/ DistributorDevelopment partner on affordable housing projects including BEC Continuum Resyndication Phase II.
• Citi Community CapitalcoreChannel Partner/ Reseller/ DistributorLending partner on affordable housing projects providing financing for multi-family housing developments.
• NYC HDC (Housing Development Corporation)coreChannel Partner/ Reseller/ DistributorPartner on affordable housing financing in New York City, working on projects requiring MWBE participation.
• NYC HPD (Housing Preservation and Development)coreChannel Partner/ Reseller/ DistributorCity agency partner on affordable housing projects, Third Party Transfer Program, and various preservation initiatives.
• NYCHA (New York City Housing Authority)coreChannel Partner/ Reseller/ DistributorPublic housing authority partner on PACT Renaissance Collaborative project for rehabilitation of 1,718 apartments in 16 Manhattan public housing developments.
• PACT Renaissance CollaborativecoreChannel Partner/ Reseller/ DistributorSeven-member development consortium selected as developer for NYCHA PACT program, with FNL serving as sole title insurance company.
• JOE NYC (Joint Ownership Entity)coreChannel Partner/ Reseller/ DistributorConsortium of 10 nonprofit groups acting as owner and asset manager for affordable properties. FNL provides title insurance for JOE NYC portfolio acquisitions.
• St. Nick's Alliance CorporationcoreChannel Partner/ Reseller/ Distributor41-year-old community development corporation managing more than 1,100 affordable housing units. Partner on JOE NYC project to acquire and preserve affordable housing in central Brooklyn.
• Neighborhood Restore Housing Development Fund CorporationcoreChannel Partner/ Reseller/ DistributorNonprofit organization that receives tax delinquent properties from the City of New York through the Third Party Transfer Program and oversees rehabilitation and management planning.
• City of New YorkcoreChannel Partner/ Reseller/ DistributorCity government partner on Third Party Transfer Program for distressed property preservation and various affordable housing initiatives.
• Mount Hope Housing Company, Inc.coreChannel Partner/ Reseller/ DistributorPartner on Mount Hope Preservation Apartments Phase I project involving 497 residential units and 9,000 SF of commercial space in the Bronx.
• Monadnock DevelopmentcoreChannel Partner/ Reseller/ DistributorDevelopment partner on Mount Hope Preservation Apartments project in the Bronx.
• Signature Urban PropertiescoreChannel Partner/ Reseller/ DistributorDeveloper partner on Compass Residences, 1300+ affordable unit project in the Bronx as part of West Farms Redevelopment Plan.
• RedStone EquitycoreChannel Partner/ Reseller/ DistributorTax credit equity investor on Compass Residences affordable housing development.
• NYC Economic Development CorporationcoreChannel Partner/ Reseller/ DistributorCity agency partner on GrowNYC project, a $39 million cold-storage facility in the Hunts Point neighborhood of the Bronx.
• Enterprise Community Loan FundcoreChannel Partner/ Reseller/ DistributorFinancing partner on GrowNYC project, providing New Markets Tax Credit financing for the facility.
• Low Income Investment FundcoreChannel Partner/ Reseller/ DistributorFinancing partner on GrowNYC cold-storage facility project serving food desert neighborhoods.

Scale indicators10 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Old Republic National Title Insurance: Diversified national title underwriter with broad NY/NJ commercial and residential agency operations; overlaps with FNL on lender's and owner's policy issuance, settlement services, and large commercial deals, but at much larger scale.
• Chicago Title Insurance Company: Major U.S. title insurer with multi-state underwriting capacity and a long history in NYC commercial title; competes head-on for lender's policies and commercial closings, particularly on mid-market deals where Federated also bids.
• Stewart Title Insurance Company: One of the largest national title insurance underwriters, operating across all U.S. states and directly referenced by Federated as both an underwriting partner and competitor. Significant overlap on commercial and residential title in the same NY/NJ geography, but at vastly greater scale and broader product scope.
• Investors Title Insurance Company: Public title underwriter with selective agency model; competes for specialty commercial and residential title work in the Northeast and offers similar owner's/lender's policies and escrow coordination services as Federated.
• First American Title Insurance Company: Largest U.S. title insurer with national agency networks issuing both owner's and lender's policies; identified on Federated's website as an underwriting partner and a competitor on commercial and residential deals in NY/NJ.
• Fidelity National Title Insurance Company: Top-tier national title underwriter with full-stack agency and direct operations; the parent of several agencies and a competitor for many of the same commercial and residential closings Federated serves, though without FNL's MWBE specialization.
• Title Resource Group: National title and settlement services platform (affiliated with major real estate brokerages); offers residential and commercial title products across NY/NJ and is a competitor for transaction volume where Federated also sells services.

Direct peers

• Westcor Land Title Insurance Company: Mid-sized national title underwriter with strong NY/NJ presence - Federated's senior underwriting counsel Suzanne Garcia previously served as NY State Counsel there. Closest direct parallel to FNL's NY-focused commercial title practice and underwriting-driven model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/Federated-National-Land-131241403723026
• LinkedInlinkedin.com/company/federated-title-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Federated National Land