B2B Payment Gateway

What B2B Payment Gateway does

B2B Payment Gateway is a web-based payment-processing application operating as a subsidiary of Fort Point Payments, Inc., headquartered at 303 Congress St., 5th Floor, Boston, Massachusetts. The company was established in 2015, having originated from Merchant Account Consulting's cost-management consulting practice in electronic payments. Its core product is a single payment processing platform specialized in Level 2 and Level 3 enhanced data transmission for B2B and B2G transactions. The platform transmits line-item invoice details — including product codes, freight, tax, discount, and postal code information — to card issuers, qualifying merchants for reduced interchange rates (up to 39% savings versus standard B2B rates of 2.40%, with optimized tiers as low as 1.95% under Visa Corporate Card and 1.96% under MasterCard SBSP). The platform supports multiple payment modalities (credit cards, eCheck/ACH, recurring billing, gift cards) across web, AR billing, e-commerce, and mobile channels, and bundles PCI DSS-compliant tokenization, automated invoicing, customer profile storage, and recurring billing into a unified offering. Pre-integrated with 30+ shopping cart solutions (Magento, WooCommerce, osCommerce, 3dCart, Ubercart, etc.) and QuickBooks via a developer-friendly API, the system is purpose-built to serve merchants accepting corporate and government purchasing cards, including contractors serving the GSA SmartPay program.\n\nThe company monetizes through transaction processing fees tied to interchange-rate optimization rather than published tiered pricing, requiring consultative sales engagement and free statement-analysis consultations before quote. Its go-to-market combines enterprise field sales with inside sales handling inbound demo and consultation requests, supported by content marketing (educational blog, gated Level 3 eBook) and a broad social media footprint across LinkedIn, Twitter, YouTube, Facebook, Pinterest, and Google+. Marketing materials emphasize differentiation through domain specialization in a niche underserved by generalist merchant service providers, where correct merchant category code (MCC) setup and Level 3 data capture are technically demanding. Customer segments span B2B businesses accepting corporate cards (primary), government agencies and contractors needing GSA SmartPay compliance (primary), and universities/institutions using purchasing cards (secondary). The company operates without any disclosed funding rounds, employs 1-10 people, generates no publicly disclosed revenue, and is a privately held Massachusetts corporation under the Fort Point Payments corporate umbrella.

Name

B2B Payment Gateway

Legal name

B2B Payment Gateway

Website

https://processingb2b.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

B2B Payment Gateway is a Boston-based web-based payment processing platform, subsidiary of Fort Point Payments, Inc., that specializes in Level 2 and Level 3 enhanced data processing for B2B and B2G transactions to qualify merchants for reduced interchange rates and enable GSA SmartPay acceptance.

Ownership category

akta.pro rank

Product category

B2B Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

SME & Business Cross-Border Payments (B2B) (FSAMAIAB)

akta.pro secondary industries

A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF), Trade & Invoice Payments (Cross-Border B2B) (FSAMAIAL)

Keywords

• B2B payment processing
• Level 3 processing
• Corporate card acceptance
• Payment gateway services
• Government purchasing cards

Headquarters

HQ city

Boston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Transaction Processing Fees: The company earns revenue through transaction fees associated with processing B2B credit card payments. Their value proposition centers on reducing processing fees by up to 39% through Level 3 data processing, with the merchant benefit coming from lower interchange rates from Visa and MasterCard.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

B2B Payment Gateway is a web-based payment-processing application that enables businesses to accept business, corporate, and government credit card payments. Its core capability is Level 2 and Level 3 enhanced data transmission, which qualifies merchants for reduced interchange rates (up to 39% savings). The platform bundles multi-channel payment acceptance (credit cards, eCheck/ACH, recurring billing, e-invoicing, mobile), PCI DSS tokenization, and QuickBooks integration.

Product overview

B2B Payment Gateway is a single, unified web-based payment processing platform for businesses accepting B2B and B2G credit card payments. The core product centers on Level 2 and Level 3 data processing capabilities that qualify merchants for reduced interchange fees (up to 39% savings). The platform bundles payment acceptance (credit cards, eCheck/ACH, recurring billing, invoicing), data security (PCI DSS, tokenization), mobile processing, and pre-integrated shopping cart solutions into one offering. Additional services include a free demo, eBook, and paid consultation. All features are part of the same platform rather than separate modules.

Differentiator

Problem solved

Functional benefit

Products and services

• B2B Payment Gateway A web-based B2B payment processing application that enables businesses to accept business, corporate, and government credit card payments with Level 2 and Level 3 data processing capabilities to reduce interchange fees by up to 39%. Includes multi-channel payment acceptance, automated billing/invoicing, recurring payments, eCheck/ACH, gift cards, mobile processing, PCI DSS tokenization, and developer API for backend accounting integration.

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration36 records

Feature5 records

Partnerships

Four partnerships are on record, tiered core.

• Fort Point Payments, InccoreOthersB2B Payment Gateway is a Fort Point Payments, Inc Company. The parent company Merchant Account Consulting has over 5 years of experience in cost-management consulting for the electronic payment industry.
• GSA SmartPaycoreStrategic or Co-development PartnerProgram partner enabling government contractors to accept GSA SmartPay charge cards. The GSA mandates Level 3 data processing capability for vendors. Over 350 agencies/organizations participate in the program spending $30 billion annually.
• VisacoreStrategic or Co-development PartnerVisa's interchange program allows Corporate Cards to qualify for Level 3 Interchange rates. Commercial Level III rate is 1.95% + $0.10 compared to 2.40% for standard B2B.
• MasterCardcoreStrategic or Co-development PartnerMasterCard's Small Business Spend Processing (SBSP) plan and interchange rates reward enhanced data capture. Business Level 3 with Data Rate III achieves 1.96% compared to higher base rates.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Stax (formerly Fattmerchant): Subscription-based payment processor targeting SMB and B2B merchants with interchange-plus pricing and enhanced data support. Closely comparable business model (transparent fee structure, Level 2/3 focus, merchant services for B2B).
• Payment Depot: Membership-based payment processor offering wholesale interchange rates to merchants, including B2B and government card acceptance. Directly comparable pricing model and B2B merchant focus.
• Helcim: Canadian-headquartered payment processor offering interchange-plus pricing, Level 2/3 processing and broad SMB/B2B acceptance. Comparable enhanced-data emphasis and merchant services model.
• Durango Merchant Services: Independent sales organization specializing in B2B and government card processing with Level 2/3 emphasis. Highly comparable niche and target customer set to B2B Payment Gateway.
• National Processing: B2B-focused payment processor offering Level 2/3 processing, interchange optimization and government contractor services. Directly competes in the same niche and customer profile.

Peers

• Versapay:

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/processingB2B
• YouTubeyoutube.com/channel/UCq4k4QckB0etyJVp8fTMZkA?feature=watch
• Facebookfacebook.com/b2bpaymentgateway
• LinkedInlinkedin.com/company/b2b-payment-gateway
• Pinterestpinterest.com/processingb2b

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about B2B Payment Gateway