Azimuth Risk Solutions
- Company typePrivate
- Founded2008
- HeadquartersAvon, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Azimuth Risk Solutions does
Azimuth Risk Solutions, LLC is a privately held insurance managing general underwriter founded in 2008 and headquartered in Indianapolis, Indiana. The company specializes in international travel medical insurance, long-term international major medical, trip protection, medical evacuation, and U.S. short-term medical coverage, with all products underwritten by certain underwriters at Lloyd's of London on a surplus-lines basis. Azimuth serves individual travelers, international students, missionaries and religious workers, and employers with internationally mobile workforces, offering both short-term coverage (5-365 days via the Beacon series) and renewable long-term coverage (Meridian Essential/Enhanced, Meridian Clear) along with the Contour Group Medical Plan for expatriate employees.
The company operates a dual distribution model combining direct-to-consumer online quoting and enrollment with a contracted agent/broker network that receives custom referral links, producer IDs, and access to an agent portal. The underlying technology stack is a web-based quoting, enrollment, and client management platform — including the ARS Client Center for policyholders and a separate broker login — with no disclosed AI/ML, API, or SDK capabilities. The site is offered in English and Spanish, and a 2019 integration with United Healthcare's UHCG provider network broadened in-network access for members in the United States.
Azimuth generates revenue primarily through insurance premiums collected on underwritten policies and through commissions paid to contracted agents. Pricing is quote-based and not publicly disclosed; billing cadence ranges from pay-as-you-go (Beacon) to annual (Meridian) and monthly (Contour group). The company has no disclosed funding rounds, no parent company, no M&A history, and no senior leadership bios in the source material, and operates as an independent LLC with an 11-50 employee footprint.
Azimuth Risk Solutions firmographics
Firmographics- Name
- Azimuth Risk Solutions
- Legal name
- Azimuth Risk Solutions, LLC
- Website
- https://azimuthrisk.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Azimuth Risk Solutions industry classification
Industry- Product category
- Travel Medical Insurance
- NAICS
- Insurance Agencies and Brokerages (52421), Other Insurance Related Activities (52429)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Travel Medical Insurance (Individual) (FSAIAEAI)
- akta.pro secondary industries
- Travel Insurance & Corporate Risk Transfer (Trip, Medical, Kidnap & Ransom) (THACAEAH), Underwriting, Pricing & Policy Administration (PAS) for Travel Insurance (THALALAK), Travel Risk Management & Duty of Care Advisory (BPAKADAN), International/Expat Critical Illness & Hospital Indemnity (FSAIAKAJ)
Keywords
Where Azimuth Risk Solutions is headquartered
LocationHeadquarters
- HQ city
- Avon
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Azimuth Risk Solutions business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premium Revenue: The company earns revenue by administering and managing insurance products underwritten by Lloyd's of London, collecting premiums from policyholders for travel medical, trip protection, and group medical plans.
- Agent/Broker Commissions: Azimuth distributes through a network of contracted insurance agents who earn commissions on policies sold through the platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Beacon Travel Medical Series - Short-term international coverage (5-365 days) |
| Subscription | Annual | Meridian Essential and Enhanced Series - Long-term international coverage |
| Subscription | Annual | Meridian Clear - Rapid issue long-term coverage |
| Subscription | Monthly | Contour Group Medical Plan - Employer group insurance for international assignees |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
Azimuth Risk Solutions product offering
Product offeringCore offering
Azimuth Risk Solutions, LLC is a managing underwriter and authorized agent for certain underwriters at Lloyd's of London, distributing international travel medical insurance, long-term international major medical, trip protection, medical evacuation, and US short-term medical plans. The firm serves individual travelers, students, missionaries, and employers with international workforces through both a direct online quoting platform and a contracted agent/broker network.
Product overview
Azimuth Risk Solutions offers a portfolio of international and domestic travel medical insurance products distributed through agents and direct online channels. The product lineup includes: the Beacon Series (short-term travel medical for trips under 2 years), the Meridian Essential/Enhanced and Clear Series (long-term international major medical for extended stays), the Contour Group Medical Plan (employer-sponsored group coverage for international workforces), US Short Term Medical (domestic temporary coverage), and Trip Protection/Mental Evacuation Plans (travel protection and evacuation services). Products are underwritten by Lloyd's of London and administered through an online quoting and enrollment portal.
Differentiator
Problem solved
Functional benefit
Brands
- Beacon Series: Short-term travel medical insurance for international travelers staying abroad for fewer than two years.
- Meridian Essential and Enhanced Series
- Meridian Clear Series
- Contour Group Medical Plan
- Trip Protection Plan
Products and services
- Beacon Series Short-term travel medical insurance for international travelers staying abroad fewer than two years. Offers guaranteed coverage, fast online quoting, immediate policy document fulfillment, and is available for trips of 5 to 365 days. Designed for tourists, vacationers, and temporary visitors abroad.
- Meridian Essential and Enhanced Series Long-term international major medical insurance plans providing access to private medical care worldwide for relocations of two years or more. Renewable without medical questions at renewal, with a choice of Essential or Enhanced plan versions.
- Meridian Clear Series
Companies that use Azimuth Risk Solutions
Customer profileSegments4 records
Ideal customer profiles4 records
Azimuth Risk Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Azimuth Risk Solutions partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- United Healthcare (UHCG)coreUnited Healthcare provider network (UHCG) is one of the industry's largest primary PPO networks in the nation. Azimuth members gained access to this network effective 12/15/2019. Members are requested to use the UHCG Network for provider access. ID numbers remain unchanged when transitioning to the new network.
- Lloyd's of LondoncoreAzimuth Risk Solutions serves as managing underwriter and authorized agent for and on behalf of certain underwriters at Lloyd's, London. Products include the Contour Group Medical Plan and other international health insurance products. Lloyd's provides the insurance capacity and underwriting support while Azimuth handles distribution, administration, and customer service.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Azimuth Risk Solutions competitors and assessment
Company assessmentBroad incumbents
- Allianz Travel Insurance: Allianz Travel is a major broad-market travel insurance provider offering trip protection and travel medical coverage that overlaps with Azimuth's Trip Protection and Beacon products, but at much greater brand scale and marketing reach.
- Generali Global Assistance: Generali Global Assistance provides travel insurance including trip cancellation, medical, and evacuation coverage, plus identity protection services — overlapping with Azimuth's trip protection plans at broader market scale.
- Cigna Global Health Benefits: Cigna Global provides international health insurance for individuals and corporate expatriates, including group employer plans comparable to Azimuth's Contour Group Medical Plan, but at significantly larger scale and broader geographic footprint.
- AXA Assistance / AXA Partners: AXA offers global travel insurance and assistance services including trip protection and emergency medical/evacuation coverage, comparable to Azimuth's trip protection and evacuation offerings, but as part of a much larger global insurance portfolio.
Emerging players
- SafetyWing: SafetyWing is a digital-first travel medical and global health insurance provider targeting nomads, remote workers, and long-term travelers with subscription pricing — overlapping with Azimuth's Meridian long-term and Beacon short-term travel medical products through a fully online model.
Direct peers
- International Medical Group (IMG): IMG is a leading international travel medical and expatriate health insurance provider offering individual and group plans comparable to Azimuth's Beacon, Meridian, and Contour product lines. Both operate as international travel/expat medical specialists distributing through agents and direct channels.
- Seven Corners: Seven Corners provides travel medical insurance, trip protection, and long-term international health plans for travelers and expatriates, with both individual and group offerings that directly parallel Azimuth's full product suite.
- World Nomads: World Nomads is a global direct-to-consumer travel insurance provider specializing in coverage for independent and adventure travelers, with online quoting and instant policy issuance comparable to Azimuth's Beacon series self-service model.
- Trawick International: Trawick International offers travel medical, trip protection, and group international insurance products distributed through agents and online — closely mirroring Azimuth's hybrid distribution model and product mix.
- GeoBlue (HTH Worldwide): GeoBlue offers international travel medical and long-term expatriate health insurance for individuals, students, and groups — directly overlapping with Azimuth's Meridian and Beacon portfolios. GeoBlue similarly leverages Blue Cross Blue Shield provider networks for international members.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Azimuth Risk Solutions social profiles
Digital presenceAzimuth Risk Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Azimuth Risk Solutions leadership team
Management profileNumber of profiles
Azimuth Risk Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Azimuth Risk Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Azimuth Risk Solutions
What does Azimuth Risk Solutions do?
Azimuth Risk Solutions, LLC is a managing underwriter and authorized agent for certain underwriters at Lloyd's of London, distributing international travel medical insurance, long-term international major medical, trip protection, medical evacuation, and US short-term medical plans. The firm serves individual travelers, students, missionaries, and employers with international workforces through both a direct online quoting platform and a contracted agent/broker network.
Is Azimuth Risk Solutions a public or private company?
Azimuth Risk Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Azimuth Risk Solutions founded?
Azimuth Risk Solutions was founded in 2008. It employs 11 to 50 people.
Where is Azimuth Risk Solutions based?
Azimuth Risk Solutions is headquartered in Avon, United States, in the North America region.
How does Azimuth Risk Solutions make money?
Two revenue lines are on record. Insurance Premium Revenue is the primary driver. The others are agent/Broker Commissions.
Who are Azimuth Risk Solutions's main competitors?
Broad incumbents on record are Allianz Travel Insurance, Generali Global Assistance, Cigna Global Health Benefits and AXA Assistance / AXA Partners. SafetyWing is listed as an emerging player. Direct peers are International Medical Group (IMG), Seven Corners, World Nomads, Trawick International and GeoBlue (HTH Worldwide).
Does Azimuth Risk Solutions have an API?
No public API is recorded for Azimuth Risk Solutions.
What industry is Azimuth Risk Solutions in?
Azimuth Risk Solutions's product category is Travel Medical Insurance. Its primary akta.pro industry code is FSAIAEAI, Travel Medical Insurance (Individual), with a secondary code of THACAEAH, Travel Insurance & Corporate Risk Transfer (Trip, Medical, Kidnap & Ransom). Its NAICS code is 52421 and its SIC code is 6411.