What Trawick International does

Trawick International, Inc. is a privately held US specialty travel insurance provider founded in 1998 and headquartered in Fairhope, Alabama, operating as part of Trawick Holdings alongside sister company Greenlight Insurance Services Ltd. The company distributes a broad portfolio of travel insurance products — the Pathway Collection (Premium, Plus, Essential, Domestic), Safe Travels Voyager, Sailaway cruise plans, Schengen visa-compliant plans, visitor medical plans for inbound USA travelers, student and study abroad coverage, annual multi-trip plans, and most recently Trawick Motor in the UK — sold through a direct-to-consumer website with instant quoting, an Agent Portal for travel advisors, and a Tern platform integration for embedded advisor workflows.

Underlying technology consists of an online quote and purchase system, a My Trawick member portal and mobile application for policy management and claims, a healthcare provider search tool, and a 24/7 multilingual service operation delivered via phone, email, live chat, and WhatsApp. Claims administration runs through SureGo Administrative Services and travel assistance through SureGo Assist. In January 2026 the group secured a Lloyd's registered brokerage — joining approximately 350-400 brokers worldwide — providing direct access to Lloyd's of London for risk placement, capacity sourcing, and bespoke program design.

The business model is primarily insurance premium-based with a mix of one-time per-trip purchases and recurring annual subscription-style plans for frequent travelers, priced from approximately $43-80 per policy at the budget tier and scaling with coverage level, traveler age, and destination. Customer segmentation spans individual tourists, international students and J1/M/OPT visa holders, cruise passengers, inbound visitors to the USA, corporate and group travelers, and UK motor drivers; with go-to-market spanning direct consumer e-commerce, B2B2C travel advisor partnerships, and technology platform integrations. Awards include ITIJ International Travel & Health Insurer of the Year 2025 and NerdWallet Best Overall Travel Insurance Company 2026, with marketing driven by an extensive 100+ post content library, organic SEO, social channels, email newsletters, and industry PR.

Name

Trawick International

Legal name

Trawick International, Inc.

Website

https://trawickinternational.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

11–50 employees

Short description

Trawick International is a US-based specialty travel insurance provider offering trip cancellation, travel medical, cruise, student, and visitor insurance products to individual travelers, students, and corporate groups via direct-to-consumer website, travel advisor partnerships, and Lloyd's market capacity through Trawick Holdings.

Ownership category

akta.pro rank

Product category

Travel Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Accident & Health Insurance (6321), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Travel & Accident (Non-Life) Insurance (FSAJAMAN)

akta.pro secondary industries

Travel Medical Insurance (Individual) (FSAIAEAI), Baggage & Personal Effects Insurance (FSAJAJAE), Travel Insurance & Protection Products (Cruise-Specific) (THAEAFAL), Travel Insurance Coordination (HSACAKAI)

Keywords

• Travel insurance
• Trip cancellation insurance
• Travel medical coverage
• Visitor insurance
• International student insurance

Headquarters

HQ city

Fairhope

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Travel Insurance Premiums: Core revenue stream from selling travel insurance policies including trip cancellation, travel medical, cruise insurance, and international coverage. Policies are sold as one-time purchases tied to specific trips or as annual plans for frequent travelers.
2. Annual Travel Insurance Plans: Annual trip cancellation plans providing recurring coverage for multiple trips throughout the year, offering subscription-like recurring revenue from frequent travelers
3. Motor Insurance Premiums: Revenue from Trawick Motor product launched for UK market, providing flexible motor insurance for various driver needs including expatriates and specialist vehicle owners

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

Trawick International sells specialty travel insurance products including trip cancellation plans (Pathway Essential, Plus, Premium, and Domestic), travel medical insurance for international visitors and US travelers abroad, cruise-specific coverage (Sailaway), Schengen visa-compliant plans, student and study abroad insurance, and annual multi-trip plans. It also offers a recently launched UK motor insurance product (Trawick Motor) and provides Cancel For Any Reason coverage as an optional add-on. Plans are sold primarily direct-to-consumer online and via a travel agent portal, with claims and assistance handled through SureGo Administrative Services and SureGo Assist.

Product overview

Trawick International is a full-service travel insurance provider offering a comprehensive portfolio of insurance products and services. The core product line includes the Pathway Collection of trip cancellation plans (Pathway Premium, Pathway Plus, Pathway Essential, and Pathway Domestic) which provide varying levels of coverage from budget to comprehensive options. These plans offer standard coverage for trip cancellation, interruption, delays, baggage, and medical benefits, with optional add-ons including Cancel For Any Reason (CFAR), Adventure Sports Coverage, and Rental Car Damage. The company also provides specialized travel medical insurance for inbound visitors to the USA, international travelers outside the USA, and US citizens/residents traveling abroad, including plans meeting Schengen visa requirements. Additional offerings include cruise-specific insurance (Sailaway), annual multi-trip plans, vacation rental insurance, visitors insurance for specific markets (Indian parents), student/study abroad insurance, and UK motor insurance (Trawick Motor). The company operates through third-party service providers SureGo Administrative Services (claims) and SureGo Assist (travel assistance), supported by the My Trawick customer portal and mobile app. Trawick International holds Lloyd's broker status through Trawick Holdings and partners with Greenlight Insurance Services for expanded market access.

Differentiator

Problem solved

Functional benefit

Brands

• SureGo Assist: Travel assistance provider offering non-insurance services including travel related assistance.
• SureGo Administrative Services
• Safe Travels
• Pathway Collection
• Sailaway
• Trawick Motor
• My Trawick

Products and services

• Pathway Premium The most comprehensive trip cancellation plan in the Pathway Collection, with high coverage limits, premium perks, and optional Cancel For Any Reason, Interruption for Any Reason, and Adventure Sports Coverage add-ons. Designed for big trips requiring substantial coverage and flexibility.
• Pathway Plus Mid-level trip cancellation plan with boosted trip and medical benefits plus pre-existing condition coverage for eligible travelers, with optional Adventure Sports coverage and additional add-ons.
• Pathway Essential Budget-friendly trip cancellation plan with essential medical coverage and evacuation benefits, including optional Adventure Sports coverage. Starting costs from approximately $43 for basic 7-day trips.
• Pathway Domestic Travel protection plan for US citizens and US residents traveling within the United States, covering trip cancellation, interruption, missed connections, baggage loss/delay, and trip delays for trips up to 90 days and travelers up to age 85, with optional Rental Car Damage Coverage and 24-Hour Accidental Death and Dismemberment.
• Sailaway Cruise Travel Insurance Cruise-specific travel insurance designed for cancellations, delays, and itinerary changes at sea. Plans include Essential, Cruise, and Luxury options with varying levels of trip and medical protection.
• Inbound to the USA Travel Insurance Travel medical insurance for international visitors coming to the United States, providing coverage for emergency medical treatment, hospital stays, and 24/7 assistance while in the USA.
• International Travel Medical Insurance for Outside the USA Travel medical coverage for foreign nationals traveling to countries outside the USA, providing emergency medical care during international trips.
• Travel Medical for US Citizens/Residents Outside the USA Coverage for US citizens or residents traveling from the USA to other countries, providing emergency medical care coverage abroad.
• Schengen Travel Visa Insurance Travel insurance plans that meet Schengen visa requirements for European travel, providing compliant coverage for visa applicants.
• Annual Trip Cancellation Plans Multi-trip coverage for frequent travelers, providing trip cancellation protection throughout the year with annual plans that eliminate the need to purchase individual policies for each trip.
• Vacation Rental Insurance Insurance coverage for vacation rental properties and related travel disruptions.
• Visitors Insurance for Indian Parents Specialized travel medical insurance designed for Indian parents visiting the USA or traveling internationally.
• Fixed Benefit Plans for Travel to the USA Budget-oriented travel insurance plans with fixed benefit amounts for visitors traveling to the USA.
• Student and Study Abroad Insurance Travel insurance coverage designed for international students and study abroad programs, including plans for J1 visa holders and OPT participants.
• Safe Travels Voyager Robust trip cancellation plan covering up to 30 different cancellation reasons, providing pre-departure and post-departure coverage. The most comprehensive plan within the legacy Safe Travels product line.
• Trawick Motor Flexible motor insurance product launched in the UK market for various driver needs including expatriates and specialist vehicle owners, offering tailored coverage options and competitive pricing through a partnership with Greenlight Insurance Services Limited that leverages Lloyd's market capacity.
• Trip Cancellation Insurance Protects prepaid, non-refundable travel expenses if cancellation occurs before scheduled departure due to covered reasons such as illness, injury, death, or weather, covering up to 100% of trip cost.

Quantifiable outcome

• Awarded International Travel & Health Insurer of the Year at 2025 ITIJ Awards
• +2 more outcomes

Named customers3 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Greenlight Insurance Services Limited (Trawick Motor)coreStrategic or Co-development Partner · 18 February 2026Partnership with Greenlight Insurance Services Limited to launch Trawick Motor, a flexible motor insurance product for UK drivers. Greenlight leverages its extensive experience and global capacity through the Lloyd's market to support the product, providing tailored coverage options and competitive pricing for expatriates and specialist vehicle owners.
• Greenlight Insurance Services LtdcoreStrategic or Co-development Partner · 22 January 2026Trawick International Limited partnered with sister company Greenlight Insurance Services Ltd (both Trawick Holdings companies) to establish a Lloyd's registered brokerage. Greenlight acts as the Lloyd's broker trading as Trawick International, providing direct London market access for risk placement, capacity sourcing, and programme design. The brokerage enables the group to approach multiple syndicates directly and negotiate bespoke capacity for specific schemes.
• Tern (Travel Advisor Technology Platform)coreTechnology or Integration · 4 December 2025Tern technology platform for travel advisors announced integration of travel insurance options from four providers including Trawick International. The platform has facilitated over $1 billion in bookings and will integrate Trawick insurance options within the next six months, streamlining advisor workflows by consolidating tour booking and insurance services.
• SJD Barcelona Children's HospitalminorStrategic or Co-development Partner · 28 October 2025Partnership announced on October 28, 2025 to provide insureds with access to specialized pediatric care and telemedicine services in Barcelona, Spain. Collaboration includes benefits such as reduced deductibles and free pre-travel medical evaluations. Partnership valid from November 1, 2025 to April 30, 2026.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• World Nomads: Direct-to-consumer travel insurance specialist serving independent and adventure travelers globally. Highly comparable as a D2C-first travel insurer with similar demographic focus and product breadth.
• Seven Corners: Specialty travel health insurance provider serving international travelers, students, and visitors to the USA. Comparable focus on inbound travel medical and student segments where Trawick also competes.
• Arch RoamRight: Travel insurance brand underwritten by Arch Insurance, sold through travel advisors and direct channels. Co-listed alongside Trawick in the Tern platform integration, indicating direct competitive overlap in the advisor channel.
• Generali Global Assistance (formerly CSA Travel Protection): Specialist travel insurance provider (part of Generali Group) offering trip cancellation, medical, and assistance products. Directly comparable product mix and customer base to Trawick.
• Travel Insured International: US-based travel insurance provider offering trip cancellation, medical, and group products. Also co-listed in the Tern integration, making it a direct competitor in both D2C and advisor channels.

Broad incumbents

• AXA Assistance: Global travel insurance and assistance provider within the AXA Group. Comparable across travel medical, trip protection, and 24/7 assistance services but operating at significantly larger scale.
• AIG Travel: Travel insurance division of AIG serving individuals, families, and corporate travelers. Comparable coverage breadth but operates as one product line within a global multi-line insurance giant.
• Berkshire Hathaway Travel Protection: Travel insurance provider backed by Berkshire Hathaway Specialty Insurance. Comparable product offering with the financial strength and brand of a major insurance conglomerate.
• Allianz Travel: Travel insurance arm of Allianz, one of the largest global insurers. Comparable product set (trip cancellation, medical, baggage) but with materially larger balance sheet, brand, and distribution.

Emerging players

• Faye: Emerging digital-first travel insurance startup with embedded coverage and app-led service. Also integrated into Tern alongside Trawick, competing for the same modern advisor-channel traveler.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/TrawickIntl
• Facebookfacebook.com/pages/Trawick-International-Travel-Insurance/125983830777040
• LinkedInlinkedin.com/company/trawick-international
• Instagraminstagram.com/trawickinternational

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trawick International