Arise Investments and Capital

What Arise Investments and Capital does

Arise Investments and Capital Private Limited, operating as Arise Capital, is a Reserve Bank of India-registered Non-Banking Financial Company (NBFC) headquartered in Coimbatore, Tamil Nadu, India. Founded in 2016, the company provides collateral-free and secured loan products to underprivileged women and small borrowers in rural and semi-rural areas of Tamil Nadu who lack access to formal banking credit. Its core product is the Income Generation Loan, a collateral-free facility aimed at women entrepreneurs and working women in low-income households, supported by three additional products: Mortgage Loans (property-backed), SME Loans, and Individual Loans. The company earns revenue primarily through interest charged on these disbursed loans.

Arise Capital distributes its loan products through a physical branch network across Tamil Nadu, with customer acquisition driven by community outreach, word-of-mouth referrals, and direct engagement with working women in low-income households. Distribution is reinforced by toll-free customer service lines, a Google Play Store mobile application, and active social media presence across Facebook, X, Instagram, LinkedIn, and Threads. The company is privately held, has no disclosed external institutional investors, no parent company, no subsidiaries, and has not announced any funding rounds, acquisitions, or partnerships. As of 2025, it is recognized as a Great Place to Work certified employer, with a workforce of 1,001–5,000 employees.

The business model is a single-platform lending operation: Arise Capital underwrites and services four loan products through a sales-led, branch-based GTM motion targeting a narrow customer persona in a single Indian state. Pricing details, interest rates, and loan terms are not publicly disclosed. The company has implemented a formal governance and disclosure structure (annual returns, fair practice code, ombudsman scheme, CSR committee), and its GST registration confirms Tamil Nadu jurisdiction. There is no indication of proprietary technology, AI/ML-based underwriting, or digital-only product offerings; the value proposition rests on physical distribution, regulatory authorization, and a specialized focus on financial inclusion for women in Tamil Nadu.

Name

Arise Investments and Capital

Legal name

Arise Investments and Capital Private Limited

Website

https://arisecapital.in

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Arise Investments and Capital is an RBI-registered NBFC that provides collateral-free income generation, mortgage, SME, and individual loans to underprivileged women and small borrowers in rural and semi-rural Tamil Nadu, India, distributed through a branch-led network.

Ownership category

akta.pro rank

Product category

Microfinance / Non-Banking Financial Services

SIC

Personal Credit Institutions (6141), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

SME Term Loans & Growth Capital (FSAKAGAB)

Keywords

• Microfinance lending
• Collateral-free loans
• Women financial inclusion
• SME financing
• Rural lending

Headquarters

HQ city

Coimbatore

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Revenue model

1. Loan Interest Income: Arise Capital operates as an NBFC providing various loan products including Income Generation Loans, SME Loans, Individual Loans, and Mortgage Loans to women borrowers in rural Tamil Nadu. Revenue is generated through interest charged on loans disbursed to underprivileged women and low-income households.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Arise Investments and Capital Private Limited is a Reserve Bank of India-registered Non-Banking Financial Company (NBFC) that provides collateral-free and collateral-backed loan products — Income Generation Loans, Mortgage Loans, SME Loans, and Individual Loans — primarily to underprivileged working women in rural and semi-rural Tamil Nadu, enabling financial inclusion for low-income households that cannot access formal bank credit.

Product overview

Arise Investments and Capital Private Limited is a Non-Banking Financial Company (NBFC) registered and regulated by the Reserve Bank of India. The company operates a single-platform loan business offering four core loan products: Income Generation Loan (the primary product for underprivileged women in rural/semi-rural areas requiring no collateral), Mortgage Loan (property-backed loans), SME Loan (small and medium enterprise financing), and Individual Loan (personal loans). The company began operations in 2016 with a mission to empower working women of urban and rural Tamil Nadu with collateral-free loans.

Differentiator

Problem solved

Functional benefit

Products and services

• Income Generation Loan Primary collateral-free loan product offered to underprivileged women in rural and semi-rural Tamil Nadu, serving low-income households and people who cannot access formal loans; delivers development via timely finance for income-generating activities.
• Mortgage Loan Property-backed loan product offered to underprivileged women in rural and semi-rural Tamil Nadu and other low-income households who need housing-related or larger-ticket secured financing.
• SME Loan Loan product for small and medium enterprises offered by Arise Capital to fund business operations and growth.
• Individual Loan Personal loan product for individuals offered by Arise Capital to meet personal financing needs.

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Direct peers

• CreditAccess Grameen: One of India's largest microfinance institutions focused on women borrowers in rural areas through the joint-liability group model. Directly comparable in mission, customer profile, and product structure to Arise's Income Generation Loan offering.
• Fusion Microfinance: Indian NBFC-MFI providing income-generation and micro-enterprise loans to women in low-income households. Direct peer in terms of customer base (rural women), product type (microenterprise loans), and operational methodology.
• Satin Creditcare Network: Indian microfinance NBFC serving low-income women and micro-entrepreneurs across multiple states. Comparable collateral-free group lending model and rural borrower focus to Arise Capital, though at materially larger scale.
• Muthoot Microfin: Subsidiary of the Muthoot Group providing microfinance loans to women in rural India. Direct peer with similar joint-liability group lending methodology, customer segment, and operating model to Arise Capital.
• Spandana Sphoorty Financial: Listed Indian microfinance NBFC providing group and individual loans primarily to women in rural and semi-urban areas. Highly comparable business model, customer segment, and product set to Arise Capital, with a much larger and more diversified geographic footprint.

Emerging players

• Asirvad Microfinance: Chennai-based Indian microfinance NBFC serving women borrowers, with significant Tamil Nadu presence overlapping with Arise Capital's geography. Smaller in scale but directly comparable in regional focus and product offering.
• Svatantra Microfin: Indian microfinance NBFC focused on rural women entrepreneurs, backed by Kedaara Capital. Comparable in borrower segment and income-generation loan focus, but operates with private equity backing and multiple-state footprint.

Broad incumbents

• Equitas Small Finance Bank: India-based Small Finance Bank originating from microfinance roots in Tamil Nadu. Directly comparable in original customer segment and South Indian geographic base, now operating as a full-fledged SFB with diverse product portfolio.
• Bandhan Bank: Universal bank that began as one of India's largest microfinance institutions focused on women borrowers. Comparable in original mission and rural women customer base, now offers a full suite of retail and commercial banking products across India.
• Ujjivan Small Finance Bank: Small Finance Bank that originated as a microfinance NBFC serving urban and rural poor women. Comparable in founding mission and customer segment to Arise, but operates at significantly larger scale with full banking license, deposit franchise, and pan-India footprint.

Market position

Strengths4 records

Weaknesses3 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/Arise360_Today
• Facebookfacebook.com/ariseinvestmentsandcapital
• LinkedInlinkedin.com/company/arisecapital/mycompany
• Instagraminstagram.com/arise_investment

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arise Investments and Capital