MCM Holdings
MCM Holdings is a Miami Lakes, Florida-based private mortgage lender founded in 1998 that originates reverse mortgage and non-qualified mortgage (non-QM) loans for U.S. residential borrowers, operating with 11-50 employees.
- Company typePrivate
- Founded1998
- HeadquartersMiami Lakes, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What MCM Holdings does
MCM Holdings is a privately held U.S. financial services company headquartered in Miami Lakes, Florida, that originates reverse mortgage loans and non-qualified mortgage (non-QM) loans. The company has been in operation since 1998, giving it roughly 27 years of tenure in the specialty residential lending market. Its product set targets two distinct borrower segments: seniors seeking reverse mortgages (typically HECM or proprietary reverse products allowing homeowners aged 62+ to convert home equity into cash) and borrowers who do not meet agency (GSE/qualified mortgage) underwriting standards, served via non-QM loan products that accommodate non-conforming income, credit, or documentation profiles.
The company operates with a small team of 11-50 employees and is classified as a for-profit private entity. The product description indicates a focused niche strategy rather than a broad-based mortgage offering, suggesting MCM Holdings concentrates on a narrower set of loan programs that require specialized underwriting expertise and capital-markets or whole-loan sale relationships. The company's website (mcmholdingsinc.com) is currently non-functional, displaying a verification/loading placeholder, which limits the ability to verify product specifics, pricing, geographic footprint, channel mix (retail vs. wholesale vs. correspondent), and origination volume.
From a business model perspective, MCM Holdings generates revenue through the standard mortgage origination mechanics: gain-on-sale income on loans sold into the secondary market, origination fees, and potentially servicing fee income on retained portfolios or servicing-released bulk sales. No pricing, revenue, funding, or ownership details are disclosed in the available data, and the company has not announced any public capital markets activity. The data set is sparse: there are no disclosed customers, management team profiles, partnerships, certifications, product launches, technology stack details, or M&A activity on record, which constrains any deeper assessment of unit economics, channel strategy, or competitive positioning.
MCM Holdings firmographics
Firmographics- Name
- MCM Holdings
- Website
- https://mcmholdingsinc.com
- Company type
- Private
- Founded year
- 1998
- Headcount range
- 11–50 employees
- Short description
- MCM Holdings is a Miami Lakes, Florida-based private mortgage lender founded in 1998 that originates reverse mortgage and non-qualified mortgage (non-QM) loans for U.S. residential borrowers, operating with 11-50 employees.
- Ownership category
- akta.pro rank
MCM Holdings industry classification
Industry- Product category
- Mortgage Lending
- NAICS
- Real Estate Credit (522292)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Non-QM / Alternative Documentation Mortgage Origination (FSALAAAJ)
Keywords
Where MCM Holdings is headquartered
LocationHeadquarters
- HQ city
- Miami Lakes
- HQ country
- United States
- HQ region
- North America
Markets served
MCM Holdings business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
MCM Holdings product offering
Product offeringCore offering
MCM Holdings originates reverse mortgage loans and non-QM (non-qualified mortgage) loans. The firm is a private, for-profit residential mortgage lender headquartered in Miami Lakes, Florida, focused on serving borrowers who need alternatives to conventional mortgage products.
Product overview
No product information available. The company website (http://mcmholdingsinc.com/) currently displays a verification/loading page with no accessible product content.
Differentiator
Problem solved
Functional benefit
Products and services
- Reverse Mortgage Loans Mortgage loans that allow eligible homeowners (typically age 62 and older) to convert home equity into loan proceeds, with repayment generally due when the borrower sells, moves, or passes away. Targeted at senior homeowners seeking liquidity from their home equity.
- Non-QM Loans Non-qualified mortgage loans designed for borrowers who do not meet standard agency (GSE) underwriting criteria, such as self-employed individuals, investors, or borrowers with non-traditional income documentation. Provides flexible underwriting outside standard QM guidelines.
Companies that use MCM Holdings
Customer profileIdeal customer profiles2 records
MCM Holdings technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
MCM Holdings competitors and assessment
Company assessmentDirect peers
- Angel Oak Mortgage Solutions: Specialized non-QM mortgage lender focused on non-conforming borrowers; directly overlaps MCM Holdings' non-QM origination business.
- Finance of America Reverse (FAR): One of the largest reverse mortgage originators in the U.S.; comparable to MCM Holdings on reverse mortgage origination focus and target demographics.
- Longbridge Financial: Specialist reverse mortgage lender offering HECM and proprietary reverse mortgage products; directly comparable to MCM Holdings' reverse mortgage product line.
- NewRez (formerly New Penn Financial): Non-QM and specialty mortgage lender offering non-conforming loans alongside other mortgage products; overlaps with MCM Holdings on the non-QM side.
- A&D Mortgage: Non-QM wholesale and correspondent mortgage lender; directly comparable to MCM Holdings on non-QM product mix and intermediary origination model.
- Verus Mortgage Capital: Non-QM correspondent and securitization lender purchasing non-conforming loans; comparable to MCM Holdings through shared non-QM underwriting and origination focus.
- Carrington Mortgage Holdings: Multi-channel lender with a strong non-QM and specialty lending program; comparable to MCM Holdings on non-QM product focus and retail/consumer-direct distribution.
Broad incumbents
- Caliber Home Loans: Large incumbent offering non-QM and specialty products as part of a broader mortgage portfolio; broader scale than MCM Holdings with overlapping non-QM capabilities.
- Rocket Mortgage (Rocket Companies): Largest U.S. mortgage originator with broad product offerings; only partial overlap with MCM Holdings via general mortgage origination rather than non-QM specialization.
- United Wholesale Mortgage (UWM): Largest wholesale mortgage lender in the U.S.; broad incumbent with product mix that includes non-QM and jumbo products, partially overlapping MCM Holdings' non-QM niche.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat2 records
Key risks5 records
Key highlights4 records
Customer concentration
MCM Holdings social profiles
Digital presenceMCM Holdings financial estimates
Financial estimateRevenue estimate
Valuation estimate
MCM Holdings leadership team
Management profileNumber of profiles
MCM Holdings funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MCM Holdings M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MCM Holdings
What does MCM Holdings do?
MCM Holdings originates reverse mortgage loans and non-QM (non-qualified mortgage) loans. The firm is a private, for-profit residential mortgage lender headquartered in Miami Lakes, Florida, focused on serving borrowers who need alternatives to conventional mortgage products.
When was MCM Holdings founded?
MCM Holdings was founded in 1998. It employs 11 to 50 people.
Where is MCM Holdings based?
MCM Holdings is headquartered in Miami Lakes, United States, in the North America region.
Who are MCM Holdings's main competitors?
Direct peers on record are Angel Oak Mortgage Solutions, Finance of America Reverse (FAR), Longbridge Financial, NewRez (formerly New Penn Financial), A&D Mortgage, Verus Mortgage Capital and Carrington Mortgage Holdings. Broad incumbents are Caliber Home Loans, Rocket Mortgage (Rocket Companies) and United Wholesale Mortgage (UWM).
Does MCM Holdings have an API?
No public API is recorded for MCM Holdings.
What industry is MCM Holdings in?
MCM Holdings's product category is Mortgage Lending. Its primary akta.pro industry code is FSALAAAJ, Non-QM / Alternative Documentation Mortgage Origination. Its NAICS code is 522292 and its SIC code is 6162.