First Jersey Title Services Inc

What First Jersey Title Services Inc does

First Jersey Title Services, Inc. is a New Jersey-based title insurance agency that has operated continuously since its founding in February 1984. The company is licensed by the state of New Jersey as a Title Insurance Producer (license number 8214148) and is a wholly-owned subsidiary of Columbia Bank. Its core function is to underwrite title insurance policies that protect real estate owners and lenders against property loss from liens, encumbrances, fraud, forgery, easements, encroachments, and other title defects, and to facilitate the closings associated with those transactions. The company is described as one of the largest title insurance agencies in New Jersey, with title examiners positioned in each of the state's 21 counties to support local recording-office requirements and county-specific procedures.

The product surface consists of three layers: (1) Title Insurance Services issuing one-time policies paid as a single upfront premium at closing; (2) Real Estate Closing Services covering residential, commercial, development, foreclosure, and bankruptcy transactions; and (3) a Resources suite on the company website providing downloadable affidavits and forms, a FAQ library, and county cover sheets and recording-fee reference material for all 21 NJ counties. Underlying technology is human-driven title search and examination grounded in county-specific recording requirements, with no disclosed proprietary technology, AI, or automation platform. The only third-party integration mentioned is a Google Translate widget for website accessibility.

The business model is a transaction-based professional service. Revenue is generated from two streams: (1) one-time title insurance premiums collected at closing and (2) closing and settlement service fees. Pricing is quote-based and not publicly disclosed, with customers initiating contact through a website form or by phone. The go-to-market is sales-led and relationship-based, serving two primary segments — residential homeowners (purchase and refinance) and commercial real estate clients — plus a secondary foreclosure and bankruptcy practice. Distribution is direct plus a Columbia Bank referral channel, with the parent bank relationship functioning as the primary non-digital acquisition source. The company is a private subsidiary, does not publicly report revenue, and has no disclosed funding history.

Name

First Jersey Title Services Inc

Legal name

First Jersey Title Services, Inc.

Website

https://firstjerseytitle.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

1–10 employees

Short description

First Jersey Title Services, Inc. is a New Jersey-licensed title insurance agency and wholly-owned Columbia Bank subsidiary that issues title insurance policies and provides real estate closing services across all 21 NJ counties, serving residential, commercial, foreclosure, and bankruptcy clients.

Ownership category

akta.pro rank

Product category

Title Insurance & Settlement Services

NAICS

Title Abstract and Settlement Offices (541191), Insurance Agencies and Brokerages (524210), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Title Insurance (FSAJACAL)

akta.pro secondary industries

Title Insurance & Underwriting (BPAJAOAA), Abstracting Services (Title Abstracts) (BPAJAOAC), Title Search & Examination (BPAJAOAB)

Keywords

• Title insurance services
• Real estate closings
• Title examination
• Settlement services
• Title search

Headquarters

HQ city

Fair Lawn

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Others

Revenue model

1. Title Insurance Premiums: One-time premium paid at closing for title insurance policies, protecting real estate owners and lenders against property loss due to title defects, liens, or encumbrances. The premium is paid as a single upfront charge at closing.
2. Closing and Settlement Services: Professional real estate closing services including residential, commercial, development, foreclosure, and bankruptcy closings. Revenue generated through service fees associated with facilitating the closing transaction.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

First Jersey Title Services is a New Jersey title insurance agency that issues title insurance policies protecting property owners and lenders against title defects, liens, encumbrances, fraud, and competing claims. The company delivers comprehensive real estate closing and settlement services spanning residential purchases/refinances, commercial transactions, development projects, foreclosure closings, and bankruptcy closings, supported by title examiners located in each New Jersey county.

Product overview

First Jersey Title Services offers a unified title insurance and real estate closing platform serving New Jersey. The core offering consists of Title Insurance Services protecting property owners and lenders against title defects, combined with Real Estate Closing Services spanning Residential, Commercial, Development, Foreclosures, and Bankruptcy transactions. The company supplements its core services with a Resources suite including downloadable Affidavits and Forms (such as 1099-S Reporting, Corporate/LLC/LP/Partnership/Mortgagor/Purchaser Affidavits of Title, NJ Affidavits of Consideration, and Tax Forms), a FAQs section explaining title insurance concepts, and County-specific Cover Sheets and Recording Fees information for all 21 New Jersey counties.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Services Title insurance policies that protect real estate owners and lenders against property loss or damage due to liens, encumbrances, or defects in title to property. Coverage is delivered as a one-time premium paid at closing.
• Real Estate Closing and Settlement Services Comprehensive real estate closing and settlement services covering Residential, Commercial, Development, Foreclosures, and Bankruptcy transactions throughout New Jersey. Includes title search, examination, escrow handling, and coordination of the closing transaction by licensed title examiners in each New Jersey county.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Scale indicators3 records

Recent moves6 records

Expansion highlights3 records

Broad incumbents

• WFG National Title Insurance Company: National title insurance underwriter operating through a large independent agent network, providing title insurance and closing services across many U.S. states. Relevant comparable for First Jersey Title's title insurance product and agency model.
• Old Republic National Title Insurance: Large U.S. title insurance underwriter providing title insurance, closing services, and escrow through agency and direct operations. Competes with First Jersey Title's core product set on a national basis.
• Westcor Land Title Insurance Company: Title insurance underwriter operating through a national agent network, providing residential and commercial title products and closing services. Similar business model focus on agency-driven title issuance, comparable to First Jersey Title.
• Stewart Title Company: Major national title insurance underwriter and agency operator offering title insurance, escrow, and closing services across the U.S. Comparable to First Jersey Title in its core product (title insurance and closing), though operating at much greater national scale.
• Chicago Title Insurance Company: Top-tier national title insurance underwriter (also part of Fidelity National Financial) issuing title policies and supporting a national agency network. Comparable product offering to First Jersey Title, but with national scale.
• Fidelity National Title: One of the largest title insurance underwriters in the U.S. (part of Fidelity National Financial), issuing title policies and operating agency networks. Provides a relevant scale benchmark for a regional agency like First Jersey Title.
• First American Title Insurance Company: Largest title insurance underwriter in the United States, issuing title policies and providing title/closing services nationwide. As a major carrier, it is upstream of First Jersey Title, which places its policies as a Producer.

Emerging players

• Cloudvirga: Digital title and escrow platform that automates title production and closing workflows for lenders and title agents. Represents the technology-enabled, digital-first threat to legacy title agencies such as First Jersey Title.
• Doma (formerly States Title): Technology-driven title insurance and settlement company using machine learning to automate title search and underwriting. Represents the digital-first competitive threat to traditional title agencies like First Jersey Title.
• Qualia: Real estate closing and title production platform that digitizes and connects the closing workflow for title agents, lenders, and real estate professionals. Emerging platform competing for the workflow layer that traditional agencies like First Jersey Title perform manually.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/about

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First Jersey Title Services Inc