Employee Benefit Advisors
Employee Benefit Advisors is a privately held, independent employee benefits insurance and brokerage firm in South Florida serving small to mid-sized employers with group health, dental, vision, life, and disability coverage, anchored by its proprietary Healthcare Consumption Audit™ methodology.
- Company typePrivate
- Founded-
- HeadquartersPlantation, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Employee Benefit Advisors does
Employee Benefit Advisors, LLC is a fully independent, privately held employee benefits insurance and brokerage firm headquartered in South Florida (Plantation). The company serves small to mid-sized employers, providing group benefits advisory and brokerage across Medical, Dental, Vision, Life, Disability, and ancillary lines including Section 125 and reimbursement plans. Its go-to-market is direct, relationship-based sales targeting business owners and HR decision-makers, with a stated client retention rate exceeding 95% and testimonial evidence of 20+ year continuous client engagements.
The firm's service platform is anchored by its proprietary Healthcare Consumption Audit™ methodology — a registered trademarked framework for analyzing employer healthcare spending, plan design, claims reports, tax-advantaged healthcare utilization, and premium/claims financing structure. Complementary modules include an HR Hotline, HR Library/HR Advisor Portal, online benefits enrollment (Ben Admin/HRIS), compliance services (ACA, DOL audits), PEO advisory, health advocacy, and Pharmacy Benefit Management (PBM) analysis, with one disclosed PBM case study showing $54K in savings over nine months for a client with 86 lives.
Revenue is generated through insurance brokerage commissions earned from carriers for placing group benefits, complemented by recurring engagements for ongoing administration and HR support. The company operates as an LLC with 1–10 employees, has no disclosed funding rounds, no parent company, and no subsidiaries — indicating a founder/management-owned, capital-light operating model. Its sole publicly visible leader is President Michael J. Schunk, who holds five industry designations (CEBS, GBA, RPA, CLU, ChFC) and serves as Adjunct Professor teaching Compensation & Benefits at Florida Atlantic University.
Employee Benefit Advisors firmographics
Firmographics- Name
- Employee Benefit Advisors
- Legal name
- Employee Benefit Advisors, LLC
- Website
- https://ebafl.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Employee Benefit Advisors is a privately held, independent employee benefits insurance and brokerage firm in South Florida serving small to mid-sized employers with group health, dental, vision, life, and disability coverage, anchored by its proprietary Healthcare Consumption Audit™ methodology.
- Ownership category
- akta.pro rank
Employee Benefit Advisors industry classification
Industry- Product category
- Employee Benefits Brokerage & Consulting
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Employee Benefits Brokerage & Consulting (FSAEADAC)
- akta.pro secondary industries
- Compensation, Benefits & Total Rewards Advisory (BPACAJAG), Benefits Administration & Enrollment Support (BPAAAIAB), Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK), Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)
Keywords
Where Employee Benefit Advisors is headquartered
LocationHeadquarters
- HQ city
- Plantation
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Employee Benefit Advisors business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Brokerage Commissions: As a fully independent, state licensed employee benefits insurance and brokerage firm, EBA earns commissions from insurance carriers for placing group health, dental, vision, life, disability, and other employee benefit plans with employer clients.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Employee Benefit Advisors product offering
Product offeringCore offering
Employee Benefit Advisors is a fully independent employee benefits insurance and brokerage firm that brokers and advises on group Medical, Dental, Vision, Life, Disability, Section 125, and Reimbursement Plans for employer clients. Its core methodology is the trademarked Healthcare Consumption Audit™, which reviews plan design, claims reports, tax-advantaged healthcare use, and premium & claims financing to deliver affordable benefit solutions. After implementation, EBA provides ongoing personalized benefits administration support, HR advisory, compliance assistance, PEO advisory, and pharmacy benefit management analysis.
Product overview
Employee Benefit Advisors offers a unified consulting platform built around its proprietary Healthcare Consumption Audit™ methodology, supplemented by multiple service modules. The core offering centers on employee benefits consulting (Medical, Dental, Vision, Life, Disability) combined with tax-advantaged healthcare solutions. Supporting modules include HR Hotline, HR Library/HR Advisor Portal, Ben Admin & HRIS/Online Benefits Enrollment Platform, Compliance Services, PEO Advisor, Health Advocacy, and Pharmacy Benefit Management Analysis. The company provides personalized service for benefits administration after initial plan implementation, maintaining a client retention rate exceeding 95%.
Differentiator
Problem solved
Functional benefit
Products and services
- Employee Benefits Consulting Comprehensive employee benefits consulting and brokerage for employer clients, covering Medical, Dental, Vision, Life, Disability, Section 125, and Reimbursement Plans. Evaluates business needs and delivers creative, affordable solutions aimed at maximizing employee retention and company profitability. For: employers seeking group benefits packages.
- Healthcare Consumption Audit™ Trademarked proprietary audit methodology providing the framework for creative and affordable solutions that lower healthcare costs and maximize company profitability. Reviews plan design, claims reports, use of tax-advantaged healthcare, and premium & claims financing structure. For: employer clients of EBA.
- HR Hotline Professional HR support providing guidance on employment laws and compliance, accessible via phone. For: EBA employer clients needing ongoing HR expertise.
- HR Advisor Portal (HR Library) Online HR resources including hundreds of downloadable HR forms, tools, and implementation guides covering COBRA, FMLA, performance reviews, and federal/state labor law compliance. For: EBA employer clients.
- Online Benefits Enrollment Platform (Ben Admin / HRIS) Online benefits enrollment platform that simplifies the benefits administration workload and makes open enrollment stress-free for employers and employees. For: EBA employer clients managing open enrollment.
- Compliance Services (ACA / DOL Audit) PPACA (ACA) compliance solutions and Health & Welfare DOL Audits preparation and protection services. For: employer clients navigating ACA requirements and DOL audits.
- PEO Advisor
Quantifiable outcome
- Saved association approximately $15,000 through benefits recommendations
- +1 more outcomes
Companies that use Employee Benefit Advisors
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Employee Benefit Advisors technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature1 record
Employee Benefit Advisors partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor.
- Sheridan House Family MinistriesminorCharitable partnership supporting single parents and children with behavioral and economic challenges. EBA provides support through charitable giving and community engagement.
- Tunnels to Towers FoundationminorCharitable partnership honoring military and first responders by providing mortgage-free homes to families. EBA supports through charitable contributions.
- Wounded Warrior ProjectminorCharitable partnership helping injured veterans through programs in mental health, independence, and career support. EBA contributes to veteran support initiatives.
- Folds of HonorminorCharitable partnership providing educational scholarships to spouses and children of fallen and disabled service members. EBA supports through community giving.
Scale indicators1 record
Recent moves5 records
Expansion highlights5 records
Employee Benefit Advisors competitors and assessment
Company assessmentBroad incumbents
- Marsh McLennan (Marsh): Global insurance brokerage and risk advisory with a sizable employee benefits practice; competes for the same employer buyers as EBA and represents the upper bound of the competitive landscape in terms of scale and carrier leverage.
- Alliant Insurance Services: Specialty insurance brokerage with deep employee benefits and PBM practices serving mid-market and larger employers; comparable offering to EBA's benefits brokerage plus PBM analysis, but at national scale.
- Brown & Brown: National insurance brokerage and risk management firm with strong employee benefits capabilities across small and mid-sized employer segments; competes with EBA for the same buyer with a much larger product and technology platform.
- Aon: Global professional services firm with a major health and benefits practice advising employers on benefits strategy, risk, and carrier placement; a broad incumbent competing in the same benefits brokerage and consulting category as EBA.
- USI Insurance Services: Large national insurance brokerage with a substantial employee benefits practice serving mid-market and enterprise employers; overlaps EBA in benefits brokerage and consulting but at significantly greater scale and carrier leverage.
- Hub International: National insurance brokerage offering group benefits, property/casualty, and risk services to mid-market clients; a direct competitor in the same benefits brokerage category as EBA, but with national scale and broader product breadth.
Direct peers
- Assurex Global: Partnership/network of independent commercial insurance and employee benefits brokers competing with national players for mid-market accounts; comparable to EBA as an independent benefits advisor serving similar-sized employers.
- Holmes Murphy & Co. Independent, employee-benefits-focused insurance brokerage and risk management firm serving mid-sized employers with brokerage, consulting, and PBM-adjacent services — directly comparable to EBA's small/mid-market benefits consulting model.
- OneDigital: Employee benefits and HR advisory firm focused on small and mid-sized employers, bundling benefits brokerage with HR technology, compliance, and PEO-adjacent offerings — closely aligned with EBA's target customer and service mix.
Regional players
- Conner Strong & Buckelew: Regional insurance brokerage and employee benefits firm primarily serving the Mid-Atlantic and adjacent markets with mid-market and enterprise clients; comparable to EBA in service mix and brokerage-driven model, but operating in a different geography.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Employee Benefit Advisors social profiles
Digital presenceEmployee Benefit Advisors compliance and trust
Trust signalCompliance3 records
Employee Benefit Advisors financial estimates
Financial estimateRevenue estimate
Valuation estimate
Employee Benefit Advisors leadership team
Management profileNumber of profiles
Profiles1 record
Employee Benefit Advisors funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Employee Benefit Advisors M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Employee Benefit Advisors
What does Employee Benefit Advisors do?
Employee Benefit Advisors is a fully independent employee benefits insurance and brokerage firm that brokers and advises on group Medical, Dental, Vision, Life, Disability, Section 125, and Reimbursement Plans for employer clients. Its core methodology is the trademarked Healthcare Consumption Audit™, which reviews plan design, claims reports, tax-advantaged healthcare use, and premium & claims financing to deliver affordable benefit solutions. After implementation, EBA provides ongoing personalized benefits administration support, HR advisory, compliance assistance, PEO advisory, and pharmacy benefit management analysis.
Is Employee Benefit Advisors a public or private company?
Employee Benefit Advisors is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Employee Benefit Advisors founded?
Employee Benefit Advisors was founded in -1. It employs 1 to 10 people.
Where is Employee Benefit Advisors based?
Employee Benefit Advisors is headquartered in Plantation, United States, in the North America region.
How does Employee Benefit Advisors make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Employee Benefit Advisors's main competitors?
Broad incumbents on record are Marsh McLennan (Marsh), Alliant Insurance Services, Brown & Brown, Aon, USI Insurance Services and Hub International. Direct peers are Assurex Global, Holmes Murphy & Co. and OneDigital. Conner Strong & Buckelew is listed as a regional player.
Does Employee Benefit Advisors have an API?
No public API is recorded for Employee Benefit Advisors.
What industry is Employee Benefit Advisors in?
Employee Benefit Advisors's product category is Employee Benefits Brokerage & Consulting. Its primary akta.pro industry code is FSAEADAC, Employee Benefits Brokerage & Consulting, with a secondary code of BPACAJAG, Compensation, Benefits & Total Rewards Advisory. Its NAICS code is 524292 and its SIC code is 6411.