Avoco Secure

What Avoco Secure does

Avoco Secure is a UK-based private company that provides an Identity Orchestration and Decisioning Engine (ODE) — a modular RESTful API layer that sits between data sources and relying parties, connecting identity ecosystem components including verification services, open banking APIs, anti-fraud engines, deepfake detection, and authentication services. Founded in 2005 and registered as Avoco Secure Ltd (Company No. 04778206) in England and Wales, with a registered office in Swanage, the company has operated in identity verification for over a decade, evolving from its origins in encryption and rights management to focus on digital identity orchestration. The ODE drives signal-based decisioning across user journeys, handles protocol translation for standards including OIDC, FAPI, and CIBA MODRNA, and underpins an Identity Authorization Network (IAN) architecture as described by analyst firm Liminal.

The product portfolio centers on the ODE and includes specialized offerings: AgePass for issuing verified age claims and citizen ID assurance levels to Apple and Google mobile wallets (launched September 2023); Vouching-as-a-Service (VaaS) for inclusive verification of individuals who cannot be verified through conventional digital methods, supporting F2F, telephony, WhatsApp for Business, digital assistants, and smart TV channels; and Open Banking identity services connecting organizations to verified bank data across an estimated 500 million banking customers globally. Avoco serves government bodies (central and local — Scottish Government advisory is named), financial services and banking institutions (KYC/AML, open banking verification, VRP identity assurance), and e-commerce/retail (age-restricted purchases). The company was rated 'Outstanding in Identity Attribute Collection' in KuppingerCole's 2024 Market Compass.

Revenue mechanics are subscription-based via direct enterprise sales and UK government procurement frameworks (G-Cloud 13 and G-Cloud 14). Pricing is quote-based and negotiated per engagement, with multi-year contracts indicated. The company has 1-10 employees, is founder-led (CEO Sandy Porter), has not disclosed external funding, and has no published revenue figures. Distribution is direct field sales to enterprise and public sector buyers, supported by analyst validation (KuppingerCole, Liminal) and content-driven inbound enquiry generation.

Name

Avoco Secure

Legal name

Avoco Secure Ltd

Website

https://avocoidentity.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

Avoco Secure is a UK-based private company that provides an Identity Orchestration and Decisioning Engine (ODE) connecting verification services, open banking, anti-fraud, and authentication providers via APIs, serving government, financial services, and e-commerce clients through enterprise sales and G-Cloud procurement.

Ownership category

akta.pro rank

Product category

Identity Orchestration and Verification Software

NAICS

Computer Systems Design and Related Services (54151)

SIC

Services-Computer Integrated Systems Design (7373)

akta.pro industry

PRIMARYHDADAAAF

Identity Verification & Proofing (IDV, KYC, Biometrics)

Hardware, Technology & Telecom/Cybersecurity/Identity & Access Management (IAM)

SECONDARYFSAGACAF

Identity & Authentication for Open Banking (SCA support, token exchange)

Financial & Insurance/Financial Technology (Fintech)/Open Banking & Data Aggregation

SECONDARYFSAGAHAF

Digital Identity, eKYC & Borrower Verification (Lending-Focused)

Financial & Insurance/Financial Technology (Fintech)/LendTech (Digital Lending Platforms & Credit Decisioning)

SECONDARYHDABAHAF

Cloud Identity & Access Management Infrastructure (IAM/IdP/MFA)

Hardware, Technology & Telecom/Cloud & Data Center Infrastructure/Cloud Security & Compliance Infrastructure

SECONDARYFSAGALAK

Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes)

Financial & Insurance/Financial Technology (Fintech)/Embedded Finance & Banking-as-a-Service (BaaS)

Keywords

• Identity orchestration
• Identity verification
• Digital identity
• Open banking KYC
• Anti-fraud authentication

Headquarters

HQ city

Swanage

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. API / Platform Licensing and Subscription: Avoco's ODE is offered as a modular API platform. Organizations subscribe to access the orchestration and decisioning capabilities, connecting their services to verified data sources, verification services, and anti-fraud engines. Pricing is likely subscription-based with enterprise/quote-driven tiers.
2. Technology Integration and Professional Services: Avoco provides implementation support to integrate its orchestration engine into customer identity ecosystems. Services include onboarding, configuration, and ongoing managed services for identity verification orchestration.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Avoco Secure provides an Identity Orchestration and Decisioning Engine (ODE), a modular RESTful API platform that sits between data sources and relying parties, connecting identity ecosystem components including verification services, open banking APIs, anti-fraud engines, deepfake detection, and authentication services. The ODE drives real-time, signal-based decisioning for user journeys, performs protocol translation for standards such as OIDC, FAPI, and CIBA MODRNA, and supports multi-factor verification with multivariate weighting. Avoco also offers specialized products including AgePass (verified age/credential digital wallet passes), Vouching-as-a-Service (inclusive identity verification), and Open Banking identity services for KYC, AML, and fraud prevention.

Product overview

Avoco Secure provides an Identity Orchestration and Decisioning Engine (ODE) as its core platform, augmented by specialized products and services. The ODE is a modular API layer that connects identity ecosystem components including verification services, anti-fraud systems, and authentication services. The product portfolio includes AgePass for verified digital wallet passes, Vouching-as-a-Service for inclusive identity verification, and Open Banking identity services. Together these products enable organizations to build fraud-resistant, verified identity solutions that add trust to digital transactions.

Differentiator

Problem solved

Functional benefit

Brands

• Avoco ODE (Orchestration and Decisioning Engine): Modular API-based identity orchestration and decisioning engine connecting data, people, and services for verified identity transactions.
• AgePass
• Identity Authorization Network (IAN)
• Vouching-as-a-Service (VaaS)

Products and services

• Avoco Identity Orchestration and Decisioning Engine (ODE) The central orchestration and decisioning platform that connects identity ecosystem components including identity providers, verification services, anti-fraud checks, and authentication services. ODE uses intelligent rules to optimize user journeys based on signals from connected components. Target users are enterprises and government bodies building secure, fraud-resistant, verified identity solutions.
• AgePass A digital wallet pass product that enables organizations to issue verified age claims and citizen ID assurance levels to Google or Apple mobile wallets in a privacy-respectful manner. Used by e-commerce, retail, and government organizations requiring age verification without full date of birth disclosure.
• Vouching-as-a-Service (VaaS) An inclusive identity verification and onboarding service that provides alternative pathways for individuals who cannot be verified through conventional online methods. Vouching connects the real and digital worlds, enabling access for citizens who lack digital footprints, distrust online processes, have disabilities, or lack smartphones. Supports multiple channels including F2F, telephony, WhatsApp for Business, digital assistants, and smart TVs.
• Avoco API A multi-functional RESTful API that connects identity ecosystem components, orchestrates attributes, and drives online and offline transactions. Protocol handling (OIDC, FAPI, CIBA MODRNA) is an integral part of the system. Used by developers and integration teams at enterprises and government bodies to bring identity data together and build identity ecosystems.
• Open Banking Identity Services Services connecting organizations to Open Banking APIs, providing access to verified bank data for KYC verification and identity assurance. Provides potential access to over 500 million verified online banking customers worldwide. Open Banking data enables verified name and address, age verification, proof of ability to pay, and trustworthiness verification. Used by banks, fintechs, and financial institutions for real-time KYC and AML compliance.

Quantifiable outcome

• Match rate increase of ~10% from a baseline of 73% when F2F and post-based vouching pathways were added to an online identity service
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability7 records

Feature8 records

Partnerships

Five partnerships are on record, tiered core, supporting and flagship.

• iProovcoreTechnology or Integration · 1 October 2024Avoco partnered with iProov, a leading provider of science-based biometric identity solutions, in October 2024. The partnership enables iProov to offer its customers more comprehensive identity solutions by integrating Avoco's orchestration and decisioning engine. iProov reported a 63% surge in transaction volume driven by demand for cloud-based biometric onboarding and authentication, particularly amid escalating deepfake threats. The partnership addresses the need for multi-layered verification to counter sophisticated AI-enabled fraud.
• ThalescoreStrategic or Co-development Partner · 1 January 2024Thales, described as 'the largest Global Identity Company', partners with Avoco. Thales was also awarded 'Outstanding' alongside Avoco in the KuppingerCole Market Compass, suggesting a complementary rather than competing relationship. The nature of the partnership appears to be strategic, with Avoco's orchestration layer complementing Thales's broader identity portfolio.
• ID CrowdsupportingStrategic or Co-development Partner · 1 January 2024ID Crowd's expertise is centred on the design, delivery, and assurance of business solutions that mitigate key risks and threats. Their capabilities complement Avoco's technology in delivering comprehensive identity solutions to clients.
• Scottish GovernmentflagshipStrategic or Co-development PartnerAvoco advises on the Scottish Government's digital identity programme. This is a high-profile government engagement where Avoco's orchestration expertise is being applied to shape national digital identity infrastructure for citizens.
• Skills Funding Agency (SFA)supportingStrategic or Co-development PartnerIn 2011, Avoco developed a vouching service alongside partners for the Skills Funding Agency (SFA). The use case involved 16-25 year-olds with 'thin files' who could not be verified through conventional credit reference agency checks, necessitating alternative pathways.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Jumio: End-to-end identity verification, eKYC, and AML orchestration platform serving financial services and enterprises — directly comparable on verification depth and orchestration of fraud signals.
• Onfido: Identity verification provider focused on KYC/AML and biometric document verification, often embedded in orchestration flows alongside the same open banking and fraud signals Avoco orchestrates.
• Strata Identity: Specializes in identity orchestration, connecting multiple IDPs, IDVs, and policy engines for enterprise identity modernization — directly comparable to Avoco's integration-and-decisioning focus.
• Trulioo: Global identity verification platform aggregating multiple data sources for KYC/AML — comparable to Avoco's open banking + verification services orchestration model for regulated industries.
• Transmit Security: Identity orchestration and decisioning platform that combines verification, fraud, and authentication services into unified customer journeys — the closest direct competitor to Avoco's ODE concept, though at much larger scale.
• iProov: Biometric identity verification provider that is both an Avoco partner and a directly adjacent peer — they overlap in deepfake-resistant identity assurance for high-value government and financial use cases.

Broad incumbents

• IDEMIA: Large identity and biometrics vendor serving government, financial services, and enterprise — overlaps with Avoco's identity verification, deepfake detection, and government digital identity wallet positioning.
• Ping Identity: Major identity and access management vendor with orchestration capabilities across SSO, federation, and identity verification — recognized alongside Avoco in the KuppingerCole Market Compass.
• Okta: Leading identity platform offering CIAM, workforce IAM, and increasingly identity verification workflows through Auth0 and integrated partners — competes broadly with Avoco's orchestration thesis.

Emerging players

• Persona: Configurable identity verification platform offering orchestration of document, biometric, and database checks — emerging competitor to Avoco's ODE in the CIAM and marketplace segments.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/avocoidentity
• LinkedInlinkedin.com/company/avoco-identity

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Avoco Secure