TWP

What TWP does

One Four Nine Group is a UK-based, privately held independent Chartered financial planning and investment management group operating through two FCA-authorized subsidiaries: One Four Nine Wealth Limited (FRN: 153508) delivers holistic financial planning covering cashflow modelling, retirement, estate and succession, protection, tax, and mortgage services; One Four Nine Portfolio Management Limited (FRN: 931954) provides discretionary investment management via flexible model portfolios including a Sustainable MPS Range. The group serves approximately 5,500 clients, predominantly high net worth individuals and families, supported by 33 Independent Financial Planners across 12 UK locations, with £2.2 billion in assets under advice. Technology is built on industry-standard portfolio management, financial planning, and cashflow modelling tools rather than proprietary platforms, with core data assets residing in client portfolios and planning outputs held under FCA-regulated custody and advisory arrangements.

Revenue is generated primarily through recurring management fees on assets under advice for the investment management arm and ongoing financial planning fees for the wealth arm, supplemented by mortgage arrangement, protection product, and acquisition-related professional service revenue. The group also operates a dedicated inbound channel for UK financial planning firm owners considering sale, using acquisition as a growth and consolidation lever, exemplified by the April 2026 acquisition of York-based Mowatt Financial Planning. The Chartered Financial Planners designation, Cyber Essentials Plus certification, registered One Four Nine® trademark, and 2026 industry recognition (Intelliflo Innovation Award, VouchedFor Client Care shortlist, Women in Financial Advice shortlist) anchor credibility. The operating model combines face-to-face and remote advisory delivery with content-led client engagement across email, LinkedIn, podcasts, magazines, and educational video, targeting HNW client acquisition through referrals and professional advisory relationships rather than a self-serve or platform-led motion.

Name

TWP

Legal name

One Four Nine Group Limited

Website

https://totalwp.co.uk

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

One Four Nine Group is a UK-wide independent Chartered financial planning and investment management group serving 5,500 HNW clients across 12 locations via two FCA-regulated subsidiaries, offering holistic financial planning, discretionary portfolio management, and a roll-up acquisition channel for advisory firms.

Ownership category

akta.pro rank

Headquarters

HQ city

Poole

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Financial Planning Services: Fee-based financial planning services delivered through chartered financial planners. Services include retirement planning, estate planning, tax planning, protection planning, cashflow modelling, and business financial planning.
2. Investment Management: Discretionary investment management through One Four Nine Portfolio Management, providing unique access to flexible model portfolios. Revenue generated through management fees on assets under management.
3. Business Acquisition Revenue: The group acquires financial planning businesses, integrating them into the group structure. This provides a pathway for business sellers while expanding the group's client base and AUM.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels8 records

Core offering

TWP is a financial firm offering wealth management, financial planning, consulting, retirement planning, and tax compliance services to UK-based individuals, families, and business owners. The firm delivers chartered financial planning and discretionary investment management through flexible model portfolios, supported by cashflow modelling and a sustainable MPS range.

Product overview

One Four Nine Group is a nationwide, independent Chartered financial planning and investment management group operating through two main divisions: One Four Nine Wealth provides comprehensive financial planning services including cashflow modelling, estate planning, retirement planning, protection planning, tax planning, and mortgage services. One Four Nine Portfolio Management serves as the discretionary investment management arm offering flexible model portfolios including the Sustainable MPS Range. The group also offers business sale advisory services for financial planning business owners looking to sell.

Differentiator

Problem solved

Functional benefit

Brands

• One Four Nine Wealth: Financial planning and wealth management services for individual clients and families
• One Four Nine Portfolio Management

Products and services

• Financial Planning Services Chartered financial planning service delivering retirement, estate, tax, protection and business financial planning for individuals, families and business owners in the UK.
• Discretionary Investment Management Discretionary investment management service providing access to a full range of flexible model portfolios for UK clients.
• Cashflow Modelling Financial planning service that models client cashflow projections to support retirement, lifestyle and long-term financial planning decisions for individuals and families.
• Retirement Planning Comprehensive retirement planning service to help UK clients achieve their retirement income, lifestyle and legacy objectives.
• Estate, Succession and Later Life Planning Planning services for estate management, succession planning and later-life financial considerations for individuals and families.
• Protection Planning Financial protection planning service to safeguard clients and their families through insurance and risk solutions.
• Tax Planning Tax planning services designed to optimise tax efficiency for UK individuals, families and business owners.
• Early-Stage Financial Planning Financial planning service designed for clients in the early stages of their financial journey, focusing on goal setting and investment basics.
• Financial Planning for Businesses Business-focused financial planning service for UK companies and their owners covering strategy, structuring and owner wealth.
• Mortgages Mortgage advisory and arrangement service for UK clients seeking residential or buy-to-let mortgage solutions.
• Sustainable MPS Range Sustainable Model Portfolio Service range offering environmentally and socially responsible investment options within the discretionary investment management offering.
• Selling a Business Advisory Advisory service for financial planning business owners considering selling their business and joining the group, providing succession and sale support.

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Financial Conduct Authority (FCA)coreOthersRegulatory oversight body. One Four Nine Wealth Limited is authorised and regulated by the FCA (FRN:153508) and One Four Nine Portfolio Management Limited is authorised and regulated by the FCA (FRN:931954). The group operates under FCA regulations for financial planning and investment management services.
• Financial Ombudsman Service (FOS)coreOthersThe Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Brewin Dolphin (RBC Wealth Management UK): UK discretionary wealth manager now part of RBC, providing investment management and financial planning to private clients. Comparable integrated wealth proposition with regional adviser coverage.
• AFH Financial Group: Listed UK IFA consolidator actively acquiring independent financial advisers across the country. Highly comparable acquisition-led growth strategy serving HNW clients with financial planning and investment management.
• Evelyn Partners: UK wealth management and professional services group formed from the merger of Tilney and Smith & Williamson. Offers financial planning, investment management, and tax services to private clients and business owners — closely aligned to One Four Nine's full-service planning proposition.
• Schroders Personal Wealth: Joint venture between Schroders and Lloyds Banking Group providing financial planning and investment management to UK consumers. Comparable UK-focused wealth proposition combining advice and discretionary management.
• Rathbones Group: UK-listed wealth manager offering investment management and financial planning services to private clients. Directly comparable business model combining discretionary portfolio management with traditional financial planning advice.
• Mattioli Woods: UK wealth management and employee benefits group built via acquisition of small IFA firms. Closely comparable business model: consolidator of independent financial planners with discretionary investment management and a focus on HNW individuals and business owners.
• LGT Wealth Management UK: UK wealth manager (part of the Liechtenstein-based LGT Group) offering discretionary investment management and financial planning to private clients and families. Comparable target market, service mix, and independent positioning.

Regional players

• Puma Investment Management: UK-focused investment and wealth group with a regulated advisory arm. Smaller-scale UK wealth operator providing financial planning and investment solutions to private clients, comparable in scale and geography.

Broad incumbents

• Quilter: UK wealth manager with a national advice network (Quilter Financial Planning) and a platform business. Comparable on adviser-led financial planning and investment management, operating at significantly larger scale.
• St. James's Place: One of the UK's largest wealth management groups with a national adviser network and discretionary fund management. Comparable as a UK-based, adviser-led wealth platform targeting affluent individuals, though far larger and more established than One Four Nine Group.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/totalwp1
• LinkedInlinkedin.com/company/one-four-nine-group

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TWP