Stryv Bank
Stryv Bank is a privately held Kansas community bank operating two branches in Park City and Bel Aire, offering personal and business banking products (checking, savings, CDs, IRAs, loans, Visa credit cards) to consumers and small-to-mid-sized businesses via hybrid branch and digital channels.
- Company typePrivate
- Founded1975
- HeadquartersWichita, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Stryv Bank does
Stryv Bank is a privately held community bank headquartered in Park City, Kansas, operating two physical branches (Park City and Bel Aire) and serving customers throughout Kansas with national digital banking reach. Founded circa 1975 as Chisholm Trail State Bank, the institution rebranded to Stryv Bank in 2021 to signal a more growth-oriented, business-community-focused identity. The bank offers a comprehensive suite of personal banking products including three checking tiers (EZ Checking, Incentive Checking, Ultimate50 for ages 50+), three savings options (Regular Savings, Money Market Select, Stryv Money Market at $100,000 minimum), Certificates of Deposit with terms from 3 to 60 months, Traditional IRAs, safe deposit boxes, personal loans, home loans (including construction, HELOC, and second mortgages), and Visa® credit cards (Platinum Preferred and Classic). Business banking includes Business Checking with earnings credit, Business Savings, Business Money Market, commercial loans and lines of credit across entrepreneur, agriculture, real estate developer, and industrial real estate segments, and a Visa Business Credit Card.
The bank operates a hybrid digital-physical technology stack built around a unified BankingPortal (telepc.net-powered) with online banking, mobile app for iOS/Android, mobile check deposit, internal and external transfers, bill pay, e-statements, and Stryv Secure Messenger for sensitive communications. Customers access 40,000+ surcharge-free ATMs nationwide through the MoneyPass® network, while credit and debit cards ride the global Visa® network. The digital banking platform was relaunched in 2021 with step-by-step video tutorials. Mortgage origination is supported by named loan officers (Lisa Kelley NMLS #789594 and Micha Mohr NMLS #543364).
Revenue is generated through traditional community banking mechanics: net interest income on personal loans, home loans, commercial loans, and lines of credit; deposit account fees and activity charges; Visa® interchange fees on credit and debit card transactions; service fees (wire transfers, paper statements, overdraft alternatives, safe deposit box rentals); and earnings credit offsets on business checking balances. The bank employs a direct-to-consumer go-to-market combining physical branch presence, contact-driven consultations for loans and account opening, and digital self-serve channels (website, online banking, mobile app). The bank is FDIC-insured (routing number 101102920) and Equal Housing Lender certified, and has been recognized among Wichita's Fastest Growing Businesses and Best Places to Work.
Stryv Bank firmographics
Firmographics- Name
- Stryv Bank
- Legal name
- Stryv Bank
- Website
- https://stryvbank.com
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Stryv Bank is a privately held Kansas community bank operating two branches in Park City and Bel Aire, offering personal and business banking products (checking, savings, CDs, IRAs, loans, Visa credit cards) to consumers and small-to-mid-sized businesses via hybrid branch and digital channels.
- Ownership category
- akta.pro rank
Stryv Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (522110)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industry
- SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
Keywords
Where Stryv Bank is headquartered
LocationHeadquarters
- HQ city
- Wichita
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Stryv Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Interest Income on Loans: Traditional banking revenue from interest charged on personal loans, home loans, commercial loans, and lines of credit. Includes fixed rate and variable rate products.
- Deposit Account Fees: Maintenance fees on certain account types when minimum balance requirements are not met. Activity fees for business checking accounts.
- Credit Card Transaction Fees: Revenue from Visa® credit card transactions and interchange fees on both personal and business credit cards.
- E-Statement and Service Fees: Fees for paper statements and various banking services including wire transfers, overdraft protection alternatives, and safe deposit boxes.
- Business Account Earnings Credit: Business checking accounts earn credits based on average collected balance, offsetting activity fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | EZ Checking - No fee checking with $100 minimum deposit |
| Subscription | Monthly | Incentive Checking - Interest-bearing with $1,000 minimum |
| Subscription | Monthly | Ultimate50 Checking - Senior account with $100 minimum |
| Subscription | Monthly | Regular Savings - Basic savings with $3 monthly fee |
| Subscription | Monthly | Money Market Select - $1,000 minimum balance |
| Subscription | Monthly | Stryv Money Market - Premium $100,000 minimum |
| Unit Pricing | Multi-year contract | Certificates of Deposit - Term-based fixed rate investments |
| Unit Pricing | Multi-year contract | Traditional IRAs - Retirement savings with tax-deferred growth |
| Subscription | Annual | Safe Deposit Boxes - Five sizes available |
| Subscription | Monthly | Business Checking - $3 monthly with activity fees |
| Subscription | Monthly | Business Savings - $100 minimum with $3 fee waiver |
| Subscription | Monthly | Business Money Market - $1,000 minimum with $10 fee |
| Transaction based/ take rate | Monthly | Visa Credit Cards - Platinum Preferred and Classic |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels5 records
Stryv Bank product offering
Product offeringCore offering
Stryv Bank is a community bank that offers FDIC-insured deposit products (checking, savings, money market, CDs, IRAs), consumer and mortgage loans, commercial loans and lines of credit, and Visa credit and debit cards to individuals and businesses in Kansas. Customers are served through two physical branches in Park City and Bel Aire combined with an online banking platform, mobile app, e-statements, bill pay, and the MoneyPass ATM network of 40,000+ surcharge-free locations nationwide.
Product overview
Stryv Bank is a community bank offering a comprehensive suite of personal and business banking products through a unified platform. The personal banking lineup includes three checking account tiers (EZ, Incentive, Ultimate50), three savings options (Regular, Money Market Select, StryvMoneyMarket), Certificates of Deposit, Traditional IRAs, Safe Deposit Boxes, personal loans, home loans, and Visa credit cards. Business banking encompasses Business Checking, Business Savings, Business Money Market, Commercial Loans & Lines of Credit, and Visa Business Credit Cards. Digital banking features including E-Statements, Mobile Deposits, Transfers, Online Bill Pay, and BankingPortal are integrated add-on services across both personal and business accounts. The bank operates physical locations in Park City and Bel Aire, Kansas, while serving customers nationally through digital channels and the MoneyPass ATM network.
Differentiator
Problem solved
Functional benefit
Products and services
- EZ Checking
- Incentive Checking
- Ultimate50 Checking
- Regular Savings
- Money Market Select
- Stryv Money Market
- Certificates of Deposit (CDs)
- Traditional IRA
- Safe Deposit Boxes
- Personal Loans
- Home Loans
- Visa Platinum Preferred Credit Card
- Visa Classic Credit Card
- Business Checking
- Business Savings
- Business Money Market
- Commercial Loans and Lines of Credit
- Visa Business Credit Card
- Stryv Mortgage Services
Quantifiable outcome
- Up to 3.60% APY on 12-month CD terms
- +3 more outcomes
Companies that use Stryv Bank
Customer profileSegments4 records
Ideal customer profiles2 records
Stryv Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Stryv Bank partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- MoneyPass®coreMoneyPass® provides surcharge-free ATM access across the country. Stryv Bank customers gain access to 40,000+ MoneyPass® ATMs nationwide, enabling convenient cash withdrawals and deposits coast to coast without additional fees.
- Visa®coreVisa® is the payment network for Stryv Bank's credit and debit cards. The bank offers Visa® Platinum Preferred and Visa® Classic credit cards for personal use, as well as Visa® Business Credit Cards, all processed through the Visa® network with worldwide acceptance and Zero Liability protection.
- Gardner DesignminorGardner Design is credited as the website developer for Stryv Bank's website, having designed and built the digital presence following the rebranding from Chisholm Trail State Bank.
- FDIC (Federal Deposit Insurance Corporation)coreFDIC provides deposit insurance coverage up to $250,000 per depositor. Stryv Bank is an FDIC member (Equal Housing Lender, Member FDIC). The bank directs customers to FDIC resources including the 'How Money Smart Are You' educational game for financial literacy.
Scale indicators4 records
Recent moves6 records
Expansion highlights4 records
Stryv Bank competitors and assessment
Company assessmentDirect peers
- INTRUST Bank: Major Kansas-based community bank serving Wichita and surrounding markets with full personal/business banking, mortgages, wealth, and commercial lending - closely overlapping Stryv's product suite and geography.
- Equity Bank: Kansas-headquartered community bank with consumer deposits, commercial loans, and mortgage products across the Kansas/Missouri corridor - mirrors Stryv's product mix and regional footprint.
- Emprise Bank: Wichita-headquartered community bank offering personal and business banking, commercial lending, and treasury services in the same Kansas metro market as Stryv - a directly comparable community-bank competitor.
- Central National Bank: Kansas community bank providing personal and business banking, agricultural lending, and mortgages across central Kansas - a regional community-bank peer with similar product scope.
- Fidelity Bank (Wichita): Wichita-based community bank offering personal and business banking, mortgages, and treasury services - a directly comparable community-bank competitor in the same Wichita metro.
- Sunflower Bank: Mid-sized Kansas-based bank offering personal checking/savings, commercial lending, and mortgages in markets directly overlapping Stryv's Wichita-area footprint.
Regional players
- Capitol Federal Financial: Kansas-based thrift institution with retail deposit and mortgage focus, providing similar consumer banking products to Kansas residents with branch presence in or near the Wichita market.
- First National Bank of Hutchinson: Hutchinson, Kansas community bank with comparable deposit, loan, and mortgage products serving central Kansas - overlapping with Stryv's broader regional footprint outside Wichita.
Broad incumbents
- UMB Bank: Regional bank with Kansas City roots operating branches and digital banking across Kansas, offering deposit, loan, and card products that compete with Stryv for Wichita-area customers.
- Commerce Bank: Kansas City-headquartered regional bank with full personal and business banking in Kansas including Wichita, competing against Stryv for the same consumer and SMB segments at greater scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks4 records
Key highlights6 records
Customer concentration
Stryv Bank social profiles
Digital presenceStryv Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Stryv Bank leadership team
Management profileNumber of profiles
Profiles2 records
Stryv Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Stryv Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Stryv Bank
What does Stryv Bank do?
Stryv Bank is a community bank that offers FDIC-insured deposit products (checking, savings, money market, CDs, IRAs), consumer and mortgage loans, commercial loans and lines of credit, and Visa credit and debit cards to individuals and businesses in Kansas. Customers are served through two physical branches in Park City and Bel Aire combined with an online banking platform, mobile app, e-statements, bill pay, and the MoneyPass ATM network of 40,000+ surcharge-free locations nationwide.
Is Stryv Bank a public or private company?
Stryv Bank is a private company. It is classified as unknown and is currently operating.
When was Stryv Bank founded?
Stryv Bank was founded in 1975. It employs 11 to 50 people.
Where is Stryv Bank based?
Stryv Bank is headquartered in Wichita, United States, in the North America region.
How does Stryv Bank make money?
Five revenue lines are on record. Interest Income on Loans are the primary driver. The others are deposit Account Fees, credit Card Transaction Fees, E-Statement and Service Fees and business Account Earnings Credit.
Who are Stryv Bank's main competitors?
Direct peers on record are INTRUST Bank, Equity Bank, Emprise Bank, Central National Bank, Fidelity Bank (Wichita) and Sunflower Bank. Regional players are Capitol Federal Financial and First National Bank of Hutchinson. Broad incumbents are UMB Bank and Commerce Bank.
Does Stryv Bank have an API?
No public API is recorded for Stryv Bank.
What industry is Stryv Bank in?
Stryv Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 522110 and its SIC code is 6022.