What Integris Management does

Integris Management, operating as INTEGRIS Pension Management Corporation, is a Toronto-based private pension administration firm founded in 2014 that commercialized the Personal Pension Plan (PPP®), a combination registered pension plan offering Defined Benefit (DB), Defined Contribution (DC), and Additional Voluntary Contribution (AVC) components within a single plan. The product is purpose-built for Canadian business owners, incorporated professionals (accountants, doctors, dentists, lawyers, financial advisors, engineers, IT contractors), franchise owners, and associations, providing contribution limits of $35,390-$57,370 (2026), seven additional tax deductions unavailable in RRSPs, full creditor protection, and tax-free intergenerational wealth transfer. INTEGRIS is the sole provider of the PPP® structure trademark and serves as delegated plan administrator with full fiduciary oversight under the Pension Benefit Act.

The company operates a layered revenue model: recurring annual pension administration fees (tiered at $0 for the Selected Portfolio Manager tier, or from $1,775 for the Customize tier, plus $2,500 consulting/audit fees), one-time educational course sales at $895 each (PPP101 through PPP106 and PPP201, delivered through Knowledge Bureau), and professional consulting services. Distribution is channel-led, anchored by a 50+ advisor network trained through PPP101 certification, a strategic partnership with HUB Financial providing access to 5,000+ independent advisors, and an Atlantic Canada partnership with Assumption Life. The technology stack comprises a proprietary pension plan administration platform, a client portal (my.integris-mgt.com), an online learning management system, and a Pension as a Service Platform under development with API integration for HR and partner systems.

The go-to-market combines sales-led engagement with advisors and accountants, partner-led distribution through financial services firms, and event-driven demand generation via Knowledge Bureau CE summits, webinars, podcasts, and BNN Bloomberg media appearances. The company has 11-50 employees headquartered at 10 Four Seasons Place, Suite 500, Toronto, and remains privately held with no disclosed funding or revenue.

Name

Integris Management

Legal name

INTEGRIS Pension Management Corporation

Website

https://integris-mgt.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

INTEGRIS Pension Management is a Toronto-based private firm that administers the Personal Pension Plan (PPP®), a combination DB/DC/AVC registered pension plan for Canadian business owners and incorporated professionals, distributed through a network of trained financial advisors and channel partners.

Ownership category

akta.pro rank

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Pension Plan Administration Fees: Annual fees for administering Personal Pension Plans. Selected Portfolio Manager tier waives INTEGRIS annual fee; Customize plans start from $1,775/year plus consulting/audit fee of $2,500. Fees are tax-deductible to the corporation.
2. Educational Course Sales: Revenue from PPP101 and related courses sold through Knowledge Bureau partnership. Course price is $895 per course. 30 Knowledge Bureau CE credits per course.
3. Consulting and Professional Services: Actuarial consulting, audit services, and specialized pension administration support. Includes fiduciary oversight, regulatory compliance, and tax optimization reviews.

Pricing tiers

Go-to-market motion3 records

Distribution channels6 records

Marketing channels8 records

Core offering

INTEGRIS designs, administers, and provides fiduciary oversight for Personal Pension Plans (PPP®), a registered combination pension plan with Defined Benefit, Defined Contribution, and Additional Voluntary Contribution components for Canadian business owners and incorporated professionals. The company also delivers consulting, audit, educational courses through the Knowledge Bureau, and IPP-to-PPP conversion services. Its offering is anchored by a proprietary administration platform, a national financial advisor network, and a corporate trustee partnership with iA Trust Inc.

Product overview

INTEGRIS Pension Management Corp offers a comprehensive suite of retirement planning products and services centered on the Personal Pension Plan (PPP®), a government-approved combination registered pension plan. The PPP® combines Defined Benefit (DB), Defined Contribution (DC), and Additional Voluntary Contribution (AVC) components to provide business owners and incorporated professionals with superior tax optimization, creditor protection, and wealth transfer capabilities compared to RRSPs. The product ecosystem includes fiduciary oversight services, a national network of vetted financial advisors, and the Advanced Knowledge Centre educational program with seven pension and estate planning courses (PPP101-PPP106, PPP201) developed in partnership with Knowledge Bureau, leading to the MFA designation. Additional services include IPP-to-PPP conversion and a client portal for plan management.

Differentiator

Problem solved

Functional benefit

Brands

• Personal Pension Plan (PPP): A wealth accumulation and tax savings solution specifically designed for business owners, associations, franchise owners, and incorporated professionals to accumulate more in retirement savings and pay less tax than most Canadians. The PPP is a registered trademark of INTEGRIS Pension Management Corp.

Products and services

• Personal Pension Plan (PPP®) Combination registered pension plan with Defined Benefit (DB), Defined Contribution (DC), and Additional Voluntary Contribution (AVC) components, designed for Canadian business owners, incorporated professionals, and high net worth individuals to accumulate more retirement savings than RRSPs while gaining enhanced tax deductions, creditor protection, and intergenerational wealth transfer. 2026 contribution limits range from $35,390 to $57,370 depending on age.
• Fiduciary Oversight Services Delegated plan administration services covering regulatory compliance with CRA and pension authorities, actuarial oversight, audit of service providers, tax optimization reviews, corporate law support for business sales, and advocacy at the highest government levels. Provided under a fiduciary duty obligation under the Pension Benefit Act.
• INTEGRIS Advisor Network A network of vetted financial advisors who have completed the INTEGRIS PPP 101 Course and assist clients with Personal Pension Plan implementation and management, including advisors from firms such as Connor Clark & Lunn Private Capital, Assante Capital Management, ScotiaMcLeod, and Richardson Wealth across Canada.
• PPP101: Personal Pension Planning For Corporate Owner-Managers Online course covering 20 advantages of registered pension plans over RRSPs for business owners, tax deduction strategies, pension solutions for business succession, and PPP vs IPP comparison. Priced at $895, provides 30 Knowledge Bureau CE credits, and leads toward the MFA designation.
• PPP102: Investment Tax Strategies Course covering strategic and tax-efficient investment income planning, tax changes including UCCB enhancements, family tax cut, TFSA contribution limits, and capital gains deduction, with a focus on placing capital accumulations in optimal family members' hands.
• PPP103: Tax Efficient Retirement Income Planning Course covering tax and financial planning competencies for retirement income across three phases: pre-retirement, in-retirement, and post-retirement, including CPP management, income splitting, tax deferral strategies, and multi-generational planning.
• PPP104: Succession Planning for Owner-Managers Course helping advisors assist clients with business succession planning, including key positions requiring succession, roles and responsibilities for business leaders and successors, financial considerations, and third-party succession options.
• PPP105: Behavioural Finance in Risk Management Course covering measurement and calculation of risk and return for longer retirement periods, including modern portfolio theory, standard deviation, correlation, beta, CAPM, efficient frontier, indexing, ETF evolution, and software tools for portfolio analysis.
• PPP106: Planning with Trusts Course providing detailed instruction on trust taxation and estate planning, including alter ego trusts, RRSP trusts, charitable remainder trusts, estate freezes, testamentary trusts, spousal trusts, trusts for disabled beneficiaries, and insurance products in trust planning.
• PPP201: The Smith Manoeuvre and the Personal Pension Plan Course on The Smith Manoeuvre tax-deductible mortgage strategy and its integration with Personal Pension Plans, covering debt conversion, investment acceleration, tax benefits, risks, and suitability for Canadian homeowners.
• IPP to PPP Upgrade Service Conversion service that enables clients with existing Individual Pension Plans (IPPs) to upgrade to the INTEGRIS PPP, gaining larger tax deductibles, fiduciary oversight, and enhanced contribution flexibility.
• INTEGRIS Client Portal Secure online portal at my.integris-mgt.com for plan members to access and manage their Personal Pension Plan, view account information, and interact with INTEGRIS services.

Quantifiable outcome

• Up to $57,370 annual contribution limit (2026) vs $33,810 for RRSP
• +4 more outcomes

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Assumption LifecoreChannel Partner/ Reseller/ Distributor · 3 April 2020Assumption Life partners with INTEGRIS to offer the Personal Pension Plan (PPP). New Brunswick-based insurer extends PPP availability, particularly in Atlantic Canada markets.
• HUB FinancialcoreChannel Partner/ Reseller/ Distributor · 26 March 2020HUB Financial (subsidiary of HUB International Limited, 5th largest insurance brokerage globally) partnered with INTEGRIS to distribute Personal Pension Plans through their network of 5,000+ independent advisors across Canada. HUB provides access to entrepreneurial clients seeking better retirement solutions.
• Knowledge BureaucoreStrategic or Co-development PartnerINTEGRIS is an authorized educational partner of Knowledge Bureau for PPP101 and related courses. Knowledge Bureau provides the learning platform, CE accreditation (30 credits per course), and administers the MFA™ Pension & Estate Services Specialist designation program.
• VexxitminorGTM or Marketing PartnerINTEGRIS partnered with Vexxit to offer Financial Advisors an exclusive membership, providing additional resources and tools for advisor marketing.
• iA Trust Inc.coreTechnology or IntegrationiA Trust Inc. provides corporate trustee services for PPP clients, allowing them to appoint a corporate trustee instead of traditional 3 individual trustees. This is unique in the Canadian IPP/PPP market and shields clients from legal liability.
• Smith Consulting GroupminorStrategic or Co-development PartnerSmith Consulting developed the PPP201 course on The Smith Manoeuvre and the Personal Pension Plan, integrated with INTEGRIS course offerings.

Scale indicators8 records

Recent moves6 records

Expansion highlights7 records

Regional players

• Beneva: Quebec-based mutual insurer formed from the merger of La Capitale and SSQ Insurance, offering group retirement and individual retirement savings primarily in Quebec. Comparable product mix (group and individual retirement vehicles for Canadian professionals) but a primarily Quebec-focused distribution model versus INTEGRIS's pan-Canadian focus.

Emerging players

• Wealthsimple: Canadian digital wealth management platform offering RRSPs, TFSAs, and retirement planning to individual Canadians and incorporated professionals. Was named alongside INTEGRIS in The Daily Finance's 2021 list of top Canadian personal finance companies. Comparable target market (Canadian retail savers and incorporated professionals) but a fundamentally different product model (no registered pension plan).

Broad incumbents

• Canada Life: Large Canadian insurer offering group retirement plans, individual retirement savings, and pension administration. Comparable in providing retirement vehicles for Canadian professionals and business owners, though as part of a much broader insurance and wealth management portfolio.
• iA Financial Group (Industrial Alliance): Major Canadian insurer and financial services group that also acts as INTEGRIS's corporate trustee partner through iA Trust Inc. Comparable in offering individual retirement, group retirement, and investment products to Canadian professionals, and structurally tied to INTEGRIS via the trustee relationship.
• GreenShield Canada: Canadian health and benefits provider expanding into group retirement, individual savings, and health-focused employee benefits. Comparable in targeting Canadian employers and professionals with administered benefits programs, though with a stronger health-insurance core than INTEGRIS's pension focus.
• Manulife Financial: Major Canadian financial services and insurance group with significant group retirement, pension, and individual retirement savings offerings. Comparable to INTEGRIS in targeting incorporated professionals and business owners for retirement accumulation, but at vastly larger scale across multiple product lines.
• Sun Life Financial: One of Canada's largest life insurers and a major provider of group retirement and pension administration services to Canadian employers and individuals. Operates broadly across life, health, and wealth with pension and retirement products overlapping INTEGRIS's individual pension focus.
• Empire Life: Canadian mutual insurer offering group retirement plans, individual retirement savings, and wealth management products. Comparable in serving Canadian professionals and business owners for retirement accumulation, though as part of a broader insurance portfolio rather than as a specialist pension administrator.

Direct peers

• Morneau Shepell (TELUS Health): Canada's leading pension and benefits administration firm (now part of TELUS Health) providing third-party pension administration, actuarial consulting, and group benefits services. Most directly comparable to INTEGRIS in business model — administering pension plans on behalf of clients and employers — but with a group/employer focus rather than personal pension plans.
• CIBC Mellon: Canadian asset servicing and pension administration joint venture providing custody, fund administration, and recordkeeping for Canadian pension plans. Most directly comparable in pension administration services; mentioned alongside INTEGRIS in The Daily Finance's 2021 Canadian personal finance list. Serves institutional rather than individual plan sponsors.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCV3dV55lWhlmqH-KyUCfS0A
• Xx.com/IntegrisMgt
• LinkedInlinkedin.com/company/integris-pension-management-corp-

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Integris Management