Autolink Payment Services
Autolink Payment Services is a privately held U.S. payment processor, founded in 1996 and based in Santa Monica, that provides credit card, ACH/eCheck, and Check 21 processing to small and mid-sized merchants via its e-FAST-Pay platform and a reseller channel.
- Company typePrivate
- Founded1996
- HeadquartersSanta Monica, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Autolink Payment Services does
Autolink Payment Services is a privately held, Santa Monica-based payment processor founded in 1996 that delivers credit card and electronic check (ACH/Check 21) acceptance to small and mid-sized U.S. merchants. Its core product family, e-FAST-Pay, includes e-FAST-Pay Credit Card (retail and MOTO), e-FAST-Pay E-Check, and the e-FAST-Pay Virtual Gateway, an encrypted web-based platform for transaction submission, batching, recurring billing, and real-time reporting. Underlying processing leverages the Federal Reserve's Automated Clearing House for eCheck transactions, while card processing is priced on a take-rate basis with advertised rates of 1.69% retail and 1.99% MOTO plus a $0.20 per-transaction fee. Address Verification System and Check 21 Remote Check Capture are positioned as fraud and chargeback mitigation tools, the latter explicitly used to sidestep the 60-day Federal Regulation E window.
The company monetizes through flat and percentage-based transaction fees, monthly account fees, equipment sales or leases, and a revenue-sharing reseller program that recruits partners with embedded SMB customer bases. GTM is hybrid: a self-serve online merchant signup with 24-hour response paired with a channel-led reseller motion; supporting products include Debit/EBT/Gift Card processing, landline and wireless POS terminals, and the Mortgage Saver sub-brand for the mortgage/loan collection vertical. Compliance posture is anchored in GLBA Title V privacy practices and the company markets high approval rates for both standard and higher-risk/touched-credit merchants, differentiating primarily on price, contract flexibility, and Check 21 economics rather than on technology differentiation.
The firm operates as a sub-250-employee private company with a U.S.-only footprint, no disclosed funding or M&A history, and no public revenue figures. The most recent observable artifacts (e.g., a 2013 website copyright) suggest limited recent product or brand evolution, which constrains the ability to assess current growth momentum from the available data.
Autolink Payment Services firmographics
Firmographics- Name
- Autolink Payment Services
- Legal name
- Autolink Payment Services
- Website
- https://autolinkps.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Autolink Payment Services is a privately held U.S. payment processor, founded in 1996 and based in Santa Monica, that provides credit card, ACH/eCheck, and Check 21 processing to small and mid-sized merchants via its e-FAST-Pay platform and a reseller channel.
- Ownership category
- akta.pro rank
Autolink Payment Services industry classification
Industry- Product category
- Payment Processing Services
- akta.pro primary industry
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)
- akta.pro secondary industries
- Invoicing, Pay-by-Link & Virtual Accounts (CRAFALAJ), Recurring Billing & AutoPay Management (FSAMAJAE)
Keywords
Where Autolink Payment Services is headquartered
LocationHeadquarters
- HQ city
- Santa Monica
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Autolink Payment Services business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales
Revenue model
- Credit Card Processing - Retail: Percentage-based transaction fees (1.69% base rate) plus $0.20 per transaction, with $14.95 monthly fee and $99.00 setup fee. No minimum usage or contract required.
- Credit Card Processing - Telephone/Internet (MOTO): Percentage-based transaction fees (1.99% base rate) plus $0.20 per transaction, with $14.95 monthly fee and $99.00 setup fee. Free virtual gateway included. No minimum usage or contract required.
- eCheck ACH Processing: Flat transaction fee of $0.79 per debit with $8.50 NSF/return fee. Free virtual gateway included. Monthly account fee applies.
- Remote Check Capture: Flat transaction fee of $0.99 per check with $8.50 NSF/return fee. Free virtual gateway included. Monthly account fee applies.
- Reseller Program Revenue Sharing: Revenue sharing program for resellers who have customer bases that would benefit from merchant services. Resellers receive automatic monthly payments with itemized residual reporting based on their referred merchants' processing volumes.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Credit Card Retail Processing |
| Transaction based/ take rate | Monthly | Credit Card Telephone/Internet (MOTO) |
| Unit Pricing | Pay-as-you-go | eCheck ACH Processing |
| Unit Pricing | Pay-as-you-go | Remote Check Capture |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels2 records
Autolink Payment Services product offering
Product offeringCore offering
Autolink Payment Services provides merchant credit card and electronic check (eCheck/ACH) payment processing for small and mid-sized U.S. businesses under the e-FAST-Pay brand. Core offerings include retail and MOTO credit card processing, ACH and Remote Check Capture (Check 21), and a secure online Virtual Gateway for batch, recurring, and integrated payment submission. The company also distributes terminals, PIN pads, check readers, and Debit/EBT/Gift Card solutions, and operates a reseller program with revenue sharing.
Product overview
Autolink Payment Services offers a unified payment processing platform under the e-FAST-Pay brand, comprising two core products: e-FAST-Pay Credit Card for merchant credit card processing across retail, telephone, and internet channels, and e-FAST-Pay E-Check for ACH and Remote Check Capture electronic check processing. Both core products operate through the e-FAST-Pay Virtual Gateway, a secure encrypted platform for transaction processing, batching, and real-time reporting. Additional offerings include Debit/EBT/Gift Card Solutions, Terminal/POS Equipment (landline and wireless terminals, PIN pads, check readers), and a Reseller Program for partners. The Mortgage Saver sub-brand provides specialized payment processing for mortgage collections.
Differentiator
Problem solved
Functional benefit
Brands
- e-FAST-Pay: Primary brand for credit card and eCheck processing services including retail, telephone/internet, and virtual gateway solutions.
- e-FAST-Pay Credit Card
- e-FAST-Pay e-Check
- Mortgage Saver
Products and services
- e-FAST-Pay Credit Card Merchant credit card processing for retail, telephone, and internet (MOTO) businesses, providing competitive percentage-based rates, secure gateway integration, and fraud prevention. Targeted at small and mid-sized U.S. merchants needing low-cost card acceptance.
- e-FAST-Pay E-Check (ACH and Remote Check Capture) Electronic check processing via ACH and Check 21 Remote Check Capture that converts electronic input into physical checks deposited like regular checks, allowing businesses to collect payments over the phone, internet, or fax. Targets SMBs seeking a low-cost alternative to card processing.
- e-FAST-Pay Virtual Gateway Secure, encrypted web-based gateway enabling merchants and resellers to submit, batch, and report on credit card and eCheck transactions in real time. Supports recurring payments, batch processing, and integration with shopping carts and websites.
- Terminal / POS Equipment
- Debit / EBT / Gift Card Solutions Processing solutions for debit, EBT, and gift card transactions at retail point of sale, including PIN pad and processor hardware. Targets retail merchants needing multi-rail acceptance.
- Mortgage Saver Specialized payment processing solution for mortgage companies and loan servicers to collect customer payments, with testimonial validation from Park Center Mortgage, Inc.
Quantifiable outcome
- ACH transaction fees are significantly lower than credit card processing (2-4%)
- +2 more outcomes
Companies that use Autolink Payment Services
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles3 records
Autolink Payment Services technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Autolink Payment Services partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights4 records
Autolink Payment Services competitors and assessment
Company assessmentBroad incumbents
- PayPal: PayPal offers merchant card processing, PayPal Checkout, Braintree, and ACH-style alternatives. As a broad incumbent, it overlaps with Autolink in SMB and MOTO processing but competes across many additional segments and geographies.
- Fiserv (Clover): Fiserv's Clover platform delivers SMB POS hardware, card processing, and ACH through bank and ISO channels. Overlaps with Autolink's terminal/POS and merchant services offerings but at much larger scale and broader feature set.
Direct peers
- Payment Depot: Payment Depot is a membership-based ISO offering interchange-plus card processing to SMBs with transparent pricing and no contracts. Directly comparable to Autolink's no-contract, transparent-rate positioning.
- Stax (formerly Fattmerchant): Stax provides subscription-based merchant services with flat monthly pricing, integrated POS, and ACH capabilities. Closely matches Autolink's no-long-term-contract SMB payment processing model.
- Helcim: Helcim offers card processing, ACH, and integrated payments with interchange-plus pricing targeted at SMBs. Mirrors Autolink's low-cost, transparent, multi-rail approach and competes for the same merchant profile.
- Stripe: Stripe provides payment processing for internet and MOTO merchants with developer-first APIs, integrated ACH, and global reach. Competes head-on with Autolink's e-FAST-Pay virtual gateway for online and recurring billing use cases.
- Square (Block): Block's Square offers SMB merchant services including card processing, ACH, and POS hardware with transparent flat-rate pricing. Directly competes with Autolink for retail, MOTO, and high-risk SMB merchants, but with a modern API and broader product surface.
- Dharma Merchant Services: Dharma provides transparent interchange-plus processing, ACH, and gateway services to SMB and mid-market merchants. Matches Autolink's flat-rate, low-cost, no-contract positioning for similar merchant segments.
- North American Bancard: North American Bancard is a large ISO offering card processing, ACH, and a reseller program for SMB merchants. Directly comparable to Autolink across products, ISO/reseller structure, and high-risk underwriting.
Others
- Paymentus: Paymentus is a bill payment and electronic presentment platform used by utilities, municipalities, and mortgage servicers. Comparable to Autolink's Mortgage Saver vertical for automated, recurring consumer payment collection workflows.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Autolink Payment Services social profiles
Digital presenceAutolink Payment Services compliance and trust
Trust signalCompliance2 records
Autolink Payment Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Autolink Payment Services leadership team
Management profileNumber of profiles
Autolink Payment Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Autolink Payment Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Autolink Payment Services
What does Autolink Payment Services do?
Autolink Payment Services provides merchant credit card and electronic check (eCheck/ACH) payment processing for small and mid-sized U.S. businesses under the e-FAST-Pay brand. Core offerings include retail and MOTO credit card processing, ACH and Remote Check Capture (Check 21), and a secure online Virtual Gateway for batch, recurring, and integrated payment submission. The company also distributes terminals, PIN pads, check readers, and Debit/EBT/Gift Card solutions, and operates a reseller program with revenue sharing.
Is Autolink Payment Services a public or private company?
Autolink Payment Services is a private company. It is classified as unknown and is currently operating.
When was Autolink Payment Services founded?
Autolink Payment Services was founded in 1996. It employs 101 to 250 people.
Where is Autolink Payment Services based?
Autolink Payment Services is headquartered in Santa Monica, United States, in the North America region.
How does Autolink Payment Services make money?
Five revenue lines are on record. Credit Card Processing - Retail is the primary driver. The others are credit Card Processing - Telephone/Internet (MOTO), eCheck ACH Processing, remote Check Capture and reseller Program Revenue Sharing.
Who are Autolink Payment Services's main competitors?
Broad incumbents on record are PayPal and Fiserv (Clover). Direct peers are Payment Depot, Stax (formerly Fattmerchant), Helcim, Stripe, Square (Block), Dharma Merchant Services and North American Bancard. Paymentus is listed as an others.
Does Autolink Payment Services have an API?
No public API is recorded for Autolink Payment Services.
What industry is Autolink Payment Services in?
Autolink Payment Services's product category is Payment Processing Services. Its primary akta.pro industry code is BPAMAFAF, Bill Pay, Invoicing & Payables Platforms, with a secondary code of CRAFALAJ, Invoicing, Pay-by-Link & Virtual Accounts.